regrettably if you have taken on the debt, you are liable. if you are struggling you could look at debt management. i am with a company called ashley park - pretty good, and i only pay them £300 per month when i used to pay out £1600 per month, and sorted my mortgage arrears.

Hi --- Initially you should seek to get these debts re-aligned so that your partner who ran the debt up actually takes some responsibility for the proportion of the amount she has burdened you with, regardless of the fact they are in your name.

If the loan and credit cards can be apportioned to goods or services that are obvious your ex partber has used or bought for her sole or even joint use, then seek the help of a Solicitor to either recover these amounts or get her undertaking that she will pay off at least the proportionate amount that she has had the benefit of enjoying.

i have debts of 18k, iv just split from my long term partner and most of the debt is hers but all in my name, im at my wits end with the stress and i dont know how to go about paying these debts, i do actually pay them, 2 credit cards and a loan and also a store card but the fact i have nothing left at the end of the month is hard to take,can any1 suggest a way for me to pay my way and also be able to have something at the end of the month, i also have been making lots of late payments to these accounts which also land me with late payment charges but sometimes i just dont have the means to meet the payment dates.