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Last post Fri, Nov 16 2007, 5:51 PM by confused@. 2 replies.
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  •  Fri, Nov 16 2007, 1:10 PM

    RECENTLY MY CAR WAS STOLEN :( POLICE FOUND IT BURNT OUT, I RANG MY INSURER, GAVE ALL THE DETAILS, CRIME NUMBER, ETC, BUT THEY ASKED MY TO SEND MY CAR'S LOG BOOK AND MOT CERTIFACTE, WHICH I KEPT IN THE CAR, SO I LOST ALL THAT :( MOT IS VALID UNTIL END OF JANUARY 2008. DONT KNOW WHICH GARAGE HAS DONE  IT, AS I ALREADY BOUGHT CAR WITH MOT.  THEY ALSO ASKED ME TO SEND UK DRIVERS LICENSE BUT I ONLY HAVE EEU LICENSE. I MUST ADMIT I THOUGHT THERE WAS NO DIFFERENCE FOR THE INSURER AS THERE WAS NO DIFFERENCE IN PRICE FOR THE INSURANCE. I HAVE HAD MY EEU LICENCE SINCE 1999, DONT KNOW WHAT TO DO? CAN YOU PLEASE MAKE ANY SUGGESTIONS?

    MANY THANKS 

    • Post Points: 20
  •  Fri, Nov 16 2007, 4:06 PM

    OK, welcome to the forum, but please turn off the caps lock. It is like shouting!

    Two things scream at me here. Firstly, no-one in their right mind leaves the log book and MOT in the car UNLESS it has just come from an MOT. If you know where you bought the car, then they will tell you who does the MOTs for them.

    The second thing is the EU driver's license. This shouldn't be a major issue provided you told your insurer that it was an EU license and not a UK one. If you did not, then they could cause trouble as this would be an important item to declare to them at the outset. 

    If I am being honest with you, reading this makes me very sceptical indeed and I think the insurance company would feel the same. Stolen, burnt out with all the documents in it ... what paperwork do you have for the vehicle and how long did you have it for?

    SHARK! 


    For every positive action, there's an equal and opposite government plan.
    • Post Points: 20
  •  Fri, Nov 16 2007, 5:51 PM

    Sorry - did not mean to shout :) I'm new to England and new to your rules and habbits. I have had my car for 3 months and thought you need to have all documents present if POLICE stops you. Now I know there was no need to, but now it's too late. The only paperwork I've got is handwritten sale agreement between me and the previous owner. I told my insurer I had full UK license, becuase I thought there was no difference and when you fill out those insurance forms there was not enough questions to explain my situation.

    What if you apply for UK driving license and you have had EEU one for 7years? When you insure you car they only ask what type of licence you have and how long for. New license will have issue date, say, from this month, so does this mean I'm fresh driver for insurance company?? If yes what is the point applying for UK license if you will be asked to pay much more as they think you new on the road.

    I will apply for new log book from DVLA and in regards to MOT I heard you can obtain a copy for 10 quids in any MOT garage. That's what I was told by colleauge of mine

    I also want to say that I'm not trying to scam them, this is genuine problem and car WAS stolen.

    Next question, looking now for new car as I need one for work. Do you have to tell you had a claim or do you say this only if the case is completed and money paid?? Also do you say you had 3 points applied if they haven't applied them just yet, I have been cought by camera and have month time to send paperwork to the Police. Does this mean I have points on my license or not yet. What should I tell my insurer?

     
    Thanks for your reply Landshark
     

    • Post Points: 5