|
|
|
|
|
|
AA Credit Card
|
16.9% |
No |
50 days |
View details
|
Our expert says: "Attractive reward card, particularly for AA members. Members receive 2 points for every £1.00 spent on motoring costs and 1 point per £1.00 for other spending. Non-members receive 1 point for every £2.00 spent. Balance transfers are interest-free until Feb 2011. Spend on motoring products and services, fuel and AA products are interest free until Feb 2011"
|
|
Amazon.co.uk MasterCard
|
16.9% |
No |
50 days |
View details
|
American Express Platinum Cashback
|
19.9% |
No |
56 days |
View details
|
Our expert says: "Market-leading cashback card. Earn 5% cashback for the first three months, up to a maximum spend of £2,000, then up to 1.25% thereafter. The standard APR is 19.9%. Bear in mind that American Express is not as widely accepted as Visa and MasterCard"
|
American Express Rewards Credit Card
|
17.9% |
No |
56 days |
View details
|
Our expert says: "Great alternative to a cashback card. Earn reward points every time you spend - 3 points for every £1.00 spent at major UK supermarkets, 2 points for every £1.00 at UK department stores and 1 point for every £1.00 elsewhere. Spend £500 in the first 3 months and receive 6,000 bonus points worth £30. Points are exchanged for high street gift vouchers. Also, purchases are interest-free for 6 months"
|
|
aqua
|
35.9% |
Yes |
51 days |
View details
|
Arsenal Rewards Platinum Credit Card
|
15.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
|
ASDA Reward Credit Card
|
16.8% |
Yes |
56 days |
View details
|
Aston Villa Rewards Platinum Credit Card
|
15.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000"
|
|
ATL Credit Card
|
17.9% |
Yes |
59 days |
View details
|
|
Bank of Ireland Gold
|
16.9% |
No |
56 days |
View details
|
|
Bank of Ireland MoneyBack Gold
|
17.9% |
No |
51 days |
View details
|
|
Bank of Ireland Standard
|
17.9% |
No |
56 days |
View details
|
Bank of Scotland All In One
|
15.9% |
Yes |
59 days |
View details
|
Our expert says: "This credit card is a very strong offer with a competitive 0% introductory period on purchases and balance transfers (subject to a fee)"
|
|
Bank of Scotland Commercial
|
None |
No |
38 days |
View details
|
|
Bank of Scotland Plus
|
16.9% |
Yes |
59 days |
View details
|
|
Bank of Scotland Student Credit Card
|
17.9% |
No |
59 days |
View details
|
|
Barclaycard Breathe
|
14.9% |
No |
56 days |
View details
|
Barclaycard Commercial Corporate Gold Card
|
None |
No |
38 days |
View details
|
Barclaycard Commercial Corporate Platinum Card
|
None |
No |
38 days |
View details
|
Barclaycard Gold
|
19.9% |
No |
56 days |
View details
|
Our expert says: "Great card if your credit score is ‘average’ rather than ‘excellent’. 0% on balance transfers until March 2011 although you will pay a 2.50% fee. If you transfer a balance on to the card, don’t use it for spending as well as you’ll be charged interest at 19.9% on purchases"
|
Barclaycard Goldfish
|
9.9% |
No |
56 days |
View details
|
Our expert says: "The lowest interest rate of any rewards credit card, plus an introductory incentive worth £30 in vouchers, which you can redeem at over 25 high street stores including Marks & Spencers, Argos and John Lewis, when you spend £100+ a month in the first 3 months"
|
Barclaycard Initial
|
27.9% |
No |
56 days |
View details
|
Our expert says: "If you’ve never had a credit card before or your credit score needs improving this could be a good option. You won’t be accepted if you have an IVA or been made bankrupt. Pay your balance off in full as the APR is high at 27.9%"
|
Barclaycard MasterCard Business Gold
|
19.9% |
No |
56 days |
View details
|
|
Barclaycard OnePulse Special
|
14.9% |
No |
56 days |
View details
|
Barclaycard Platinum
|
15.9% |
No |
56 days |
View details
|
Our expert says: "A credit card with a low 15.9% APR plus 0% interest free on balance transfers for 15 months. ( 2.9% handling fee applies) and 0% interest on purchases for 3 months, both from account opening"
|
Barclaycard Platinum Simplicity
|
7.8% |
No |
56 days |
View details
|
Our expert says: "A credit card with a low APR on purchases and balance transfers with no BT fee. This is a meaningful alternative to short term 0% purchase offers"
|
Barclaycard Visa Business Gold
|
19.9% |
No |
56 days |
View details
|
Barclaycard Visa Business Platinum
|
26.9% |
No |
56 days |
View details
|
|
Bath Rugby Platinum
|
15.9% |
No |
50 days |
View details
|
|
Battersea Dogs and Cats Home Standard
|
15.9% |
No |
56 days |
View details
|
|
Bhs Credit Card
|
18.9% |
No |
56 days |
View details
|
|
Birmingham City FC Platinum
|
15.9% |
No |
50 days |
View details
|
|
Blackburn Rovers Rewards Platinum Credit Card
|
15.9% |
No |
50 days |
View details
|
bmi American Express Credit Card from MBNA
|
15.9% |
No |
50 days |
View details
|
Our expert says: "Competitive reward card that’s worth considering if you are a frequent flyer. Earn 1.5 destination miles for every £1.00 spent and 4.5 for every £1.00 spent on flybmi.com. Spend £250 in the first 90 days and receive 20,000 bonus miles. There is a 12-month 0% offer on balance transfers. Purchases are 0% for 3 months, you will be charged the standard APR rate thereafter"
|
|
Bolton Wanderers Rewards Platinum Credit Card
|
15.9% |
No |
50 days |
View details
|
|
Born Free Foundation Standard
|
15.9% |
No |
50 days |
View details
|
Breakthrough Breast Cancer
|
15.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
British Airways American Express
|
19.9% |
No |
56 days |
View details
|
Our expert says: "Collect 1,000 bonus BA Miles when you spend £500 in the first 3 months also collect 1 BA Mile for every £1.00 spent thereafter on all purchases. Only consider this card if you pay your credit card off each month, otherwise the interest you’ll pay – 19.9% APR - will outweigh the value of the rewards"
|
|
British Airways American Express Corporate Card
|
None |
No |
None |
View details
|
British Airways American Express Premium Plus Card
|
46% |
No |
56 days |
View details
|
Our expert says: "Aimed at high spenders and frequent flyers, this offers a more generous reward scheme than BA’s standard Airmiles card. You receive 6,000 miles when you first use the card and 1.5 BA Miles for every £1.00 spend. But, there is a £150 annual fee which is why this card is only suitable if you travel regularly and are an above-average credit card user"
|
British Heart Foundation Platinum
|
15.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
BT Credit Card
|
16.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + Earn money off your BT bill with the BT Credit Card + You must be over the age of 23 + You must be a UK resident with an income over £20,000"
|
Cancer Research UK Charity Card
|
16.9% |
Yes |
59 days |
View details
|
Our expert says: "This card could help by funding work and research into the prevention and treatment of cancer. A £20 donation is made when you first use your card and then 25p is donated for every £100 you spend thereafter"
|
Capital One Classic
|
34.9% |
No |
56 days |
View details
|
Our expert says: "If you’re looking to improve your credit score, perhaps you don’t have much of a credit history or have an impaired history, this card could be ideal. Pay your balance off each month though as the interest rate is higher at 34.9%"
|
Capital One Plus
|
14.9% |
Yes |
56 days |
View details
|
Our expert says: "Attractive deal if you are looking for a card to spend on as no interest is charged on purchases until 01/08/2010. However, only those with a good credit history will qualify"
|
Capital One Progress
|
34.9% |
No |
56 days |
View details
|
Our expert says: "Aimed at those with a good, but not excellent, credit rating. It’s an interesting proposition as the interest rate you are charged reduces if you adhere to the terms and conditions. The initial rate is 34.9% but this could fall to 19.9%"
|
|
Capital One World MasterCard
|
19.9% |
No |
45 days |
View details
|
Chelsea Rewards Platinum Credit Card
|
15.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
|
Clydesdale Bank Gold
|
16.9% |
No |
59 days |
View details
|
|
Cystic Fibrosis Trust Standard
|
15.9% |
No |
50 days |
View details
|
|
Debenhams Credit Card
|
19.9% |
Yes |
56 days |
View details
|
Dogs Trust
|
15.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
Egg Card
|
16.9% |
Yes |
45 days |
View details
|
Our expert says: "One of the market-leading offers if you want to make a balance transfer: interest-free until 01/04/11, although you will pay a 3% transfer fee. The 0% offer on purchases is shorter at just three-months – you will pay the typical standard APR of 16.9% thereafter"
|
|
Egg Money World MasterCard
|
17.8% |
Yes |
50 days |
View details
|
England Credit Card
|
15.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
|
first direct credit card
|
19.9% |
No |
56 days |
View details
|
Our expert says: "The credit card is only available once you become a first direct 1st Account holder"
|
|
first direct gold card
|
16.9% |
No |
56 days |
View details
|
Our expert says: "The gold card is only available once you become a first direct 1st Account holder"
|
|
First Trust Bank (NI) Option 1
|
18.9% |
No |
56 days |
View details
|
|
First Trust Bank (NI) Option 2
|
16.9% |
No |
51 days |
View details
|
|
First Trust Bank (NI) Option 3
|
14.9% |
No |
None |
View details
|
|
Gloucester Rugby Platinum
|
15.9% |
No |
50 days |
View details
|
|
GMB Credit Card
|
17.9% |
Yes |
59 days |
View details
|
|
Greenpeace Advantage Platinum
|
16.9% |
No |
59 days |
View details
|
Halifax All In One
|
15.9% |
Yes |
59 days |
View details
|
Our expert says: "This credit card is a very strong offer with a competitive 0% introductory period on purchases and balance transfers (subject to a fee)"
|
Halifax Easy Rate
|
8.94% |
Yes |
59 days |
View details
|
Our expert says: "If you're looking for a low rate credit card with no balance transfer fee, then this could be the card for you"
|
|
Halifax Plus
|
16.9% |
Yes |
59 days |
View details
|
|
Halifax Student Credit Card
|
17.9% |
No |
59 days |
View details
|
|
Hilton HHonors Platinum
|
16.9% |
No |
56 days |
View details
|
|
House Of Fraser
|
19.9% |
Yes |
56 days |
View details
|
HSBC Bank Credit Card
|
16.9% |
Yes |
56 days |
View details
|
Our expert says: "This product is currently only available to existing HSBC current account customers
"
|
|
HSBC Commercial Card
|
15.9% |
No |
56 days |
View details
|
|
HSBC Premier
|
11.9% |
No |
56 days |
View details
|
|
HSBC Student Credit Card
|
18.9% |
No |
56 days |
View details
|
|
ICICI Bank Rewards Credit Card
|
15.9% |
No |
50 days |
View details
|
|
ipoints Rewards Card
|
15.9% |
No |
59 days |
View details
|
|
John Lewis-Waitrose Partnership Card
|
16.9% |
No |
56 days |
View details
|
Liverpool FC Rewards Platinum Credit Card
|
15.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
|
Lloyds TSB Advance
|
11.9% |
No |
None |
View details
|
Lloyds TSB Airmiles Duo
|
15.9% |
No |
56 days |
View details
|
Our expert says: "This rewards card enables you to collect Airmiles with your purchases and balance transfers which gives you one of the best Airmiles rewards schemes in the market, plus collect double Airmiles when you spend abroad"
|
|
Lloyds TSB Platinum MasterCard
|
15.9% |
No |
56 days |
View details
|
|
Lloyds TSB Student
|
19.9% |
No |
56 days |
View details
|
|
M&S Credit Card
|
15.9% |
Yes |
55 days |
View details
|
|
Manchester City Rewards Platinum Credit Card
|
15.9% |
No |
50 days |
View details
|
Manchester United Credit Card
|
15.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
Marriott Rewards Card
|
15.9% |
Yes |
59 days |
View details
|
Our expert says: "Earn Marriott Rewards points every time you spend on your card. Receive 10,000 bonus Marriott Rewards points on your first purchase & 10 nights credit towards Elite member status each year"
|
MBNA 6.7% Low Rate
|
6.7% |
No |
50 days |
View details
|
Our expert says: "This card is a good option if you’re looking for a card to spend on as it offers a low long-term rate of 6.7% on purchases. You can only apply online"
|
MBNA Platinum
|
16.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
MBNA Platinum Rewards Card
|
16.9% |
No |
50 days |
View details
|
Our expert says: "A good alternative to a cashback card because reward points can be used at a wide range of high street retailers including John Lewis, Boots and Debenhams. Earn 1 point for every £1.00 spent on the card. There is a 13-month 0% offer on balance transfers. Purchases are 0% for 3 months, you will be charged the standard APR rate thereafter"
|
MBNA Platinum Visa Credit Card
|
16.9% |
No |
50 days |
View details
|
Our expert says: "Great option if you are looking for a long term balance transfer card. There is a 2.00% transfer fee but the annual rate of interest is just 5.9% on balance transfers made now until paid off. You will be charged the standard APR rate on purchases"
|
|
MBNA Rewards American Express
|
15.9% |
No |
50 days |
View details
|
|
MBNA Travel American Express
|
31.5% |
No |
50 days |
View details
|
Miles & More American Express
|
15.9% |
No |
50 days |
View details
|
|
Motorcycle Action Group Platinum
|
15.9% |
No |
56 days |
View details
|
|
N&P
|
15.9% |
No |
50 days |
View details
|
|
National Trust Platinum
|
15.9% |
No |
56 days |
View details
|
Nationwide BS Gold
|
16.9% |
No |
56 days |
View details
|
Our expert says: "Great credit card. The 0% balance transfer offer is one of the longest available (3% balance transfer fee). It is also one of the cheapest cards to use abroad. Nationwide is one of the only major providers to allocate monthly repayments to the most expensive debt first"
|
NatWest Black
|
51.8% |
No |
56 days |
View details
|
Our expert says: "£250 annual fee. Benefits include £15k minimum credit limit, worldwide annual travel insurance for you and your family, breakdown cover, home emergency cover, airport lounge access, 24/7 personal assistance service and more. 51.8% APR is calculated using a £1,500 credit limit in line with CCA regulations. If the APR is calculated using the Black Card's £15,000 minimum credit limit the rate is 16.8% Typical APR (Variable). You must be 25 years or over and have a minimum annual income of £75,000 to apply for this card."
|
|
NatWest Business Credit Card
|
23.2% |
No |
45 days |
View details
|
|
NatWest BusinessOne Charge Card
|
None |
No |
38 days |
View details
|
|
NatWest BusinessOne Premium Charge Card
|
None |
No |
38 days |
View details
|
NatWest Classic
|
19.9% |
No |
56 days |
View details
|
Our expert says: "A competitive rate of 4.9% p.a for purchases within the first 9 months, plus regular payment back into your account. Available only for existing NatWest current account customers"
|
NatWest Platinum
|
16.9% |
No |
56 days |
View details
|
Our expert says: "Available only for existing NatWest current account customers"
|
|
NatWest Student
|
18.9% |
No |
56 days |
View details
|
|
NEC Harlequins Platinum
|
15.9% |
No |
50 days |
View details
|
|
Nectar Credit Card
|
18.9% |
No |
56 days |
View details
|
|
Nectar for Business Credit Card
|
18.9% |
No |
56 days |
View details
|
|
Newcastle United Rewards Platinum Credit Card
|
15.9% |
No |
50 days |
View details
|
|
Northern Bank Gold
|
36.2% |
No |
59 days |
View details
|
Our expert says: "This card is only available with a Northern Bank Choice Plus Package (£132 fee payable per quarter)"
|
|
Northern Bank Platinum
|
48.9% |
No |
59 days |
View details
|
Our expert says: "This card is only available with a Northern Bank Prestige Package"
|
|
Northern Bank Standard
|
22.9% |
No |
59 days |
View details
|
Our expert says: "This card is only available with Northern Freedom and Northern Choice packages from Northern Bank"
|
NSPCC Charity Card
|
16.9% |
Yes |
59 days |
View details
|
Our expert says: "Make a real difference to the children who need your help every time you shop on this credit card. A £10 donation is made when you first use your card and then 30p is donated for every £100 you spend thereafter"
|
|
NUT Credit Card
|
17.9% |
Yes |
59 days |
View details
|
|
PDSA
|
15.9% |
No |
50 days |
View details
|
|
Play.com
|
15.9% |
No |
50 days |
View details
|
Post Office Platinum
|
16.9% |
No |
56 days |
View details
|
|
Priority Club® Rewards Visa
|
16.9% |
Yes |
56 days |
View details
|
|
Rangers Platinum
|
15.9% |
No |
50 days |
View details
|
RBS Black
|
51.8% |
No |
56 days |
View details
|
Our expert says: "£250 annual fee. Benefits include £15k minimum credit limit, worldwide annual travel insurance for you and your family, breakdown cover, home emergency cover, airport lounge access, 24/7 personal assistance service and more. 51.8% APR is calculated using a £1,500 credit limit in line with CCA regulations. If the APR is calculated using the Black Card's £15,000 minimum credit limit the rate is 16.8% Typical APR (Variable). You must be 25 years or over and have a minimum annual income of £75,000 to apply for this card."
|
|
Royal Bank of Scotland Business Credit Card
|
23.2% |
No |
45 days |
View details
|
|
Royal Bank of Scotland BusinessOne Charge Card
|
None |
No |
38 days |
View details
|
|
Royal Bank of Scotland BusinessOne Premium Charge Card
|
None |
No |
38 days |
View details
|
Royal Bank of Scotland Classic
|
19.9% |
No |
56 days |
View details
|
Our expert says: "A competitive rate of 4.9% p.a for purchases within the first 9 months, plus regular payment back into your account. Available only for existing RBS current account customers"
|
Royal Bank of Scotland Platinum
|
16.9% |
No |
56 days |
View details
|
Our expert says: "Available only for existing RBS current account customers"
|
|
Royal Bank of Scotland Student
|
18.9% |
No |
56 days |
View details
|
|
RSPB Advantage Platinum
|
16.9% |
No |
59 days |
View details
|
RSPCA
|
15.9% |
No |
50 days |
View details
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
|
Ryanair Credit Card
|
19.9% |
Yes |
56 days |
View details
|
|
Saga Platinum
|
11.9% |
No |
55 days |
View details
|
Sainsbury's Credit Card
|
15.9% |
Yes |
59 days |
View details
|
Our expert says: "Great card if you shop at Sainsbury’s regularly: Earn 2 Nectar points for every £1.00 spent at Sainsbury’s and 1 point for every £5.00 spent elsewhere. Also one of the leading 0% deals: balance transfers and most purchases are interest-free for 10 months. Spend at Sainsbury’s is interest-free for 12 months"
|
|
Santander Credit Card
|
15.9% |
No |
56 days |
View details
|
|
Santander Zero
|
18.9% |
No |
56 days |
View details
|
|
smile classic
|
20.9% |
No |
46 days |
View details
|
|
smile classic (smile current account customers)
|
16.9% |
No |
46 days |
View details
|
|
smile gold
|
18.9% |
No |
46 days |
View details
|
|
smile gold (smile current account customers)
|
12.9% |
No |
46 days |
View details
|
SonyCard
|
15.9% |
No |
50 days |
View details
|
Our expert says: "Ideal if you want to collect reward points that can be used to buy music, film and electronic items. Receive 3,000 points when you make a purchase within the first 90 days.There is a 12-month 0% offer on balance transfers. Purchases are 0% for 3 months, you will be charged the standard APR rate thereafter
"
|
|
Southampton FC Platinum
|
15.9% |
No |
50 days |
View details
|
|
SSPCA Charity Card
|
16.9% |
Yes |
59 days |
View details
|
|
Tesco Clubcard Credit Card
|
16.9% |
Yes |
51 days |
View details
|
|
The Co-operative Bank Clear
|
12.9% |
No |
59 days |
View details
|
|
The Co-operative Bank Fixed Rate Platinum
|
9.9% |
No |
46 days |
View details
|
|
The Co-operative Bank Think
|
12.9% |
No |
59 days |
View details
|
|
The GM Card
|
14.9% |
No |
56 days |
View details
|
|
The Newcastle BS Visa Credit Card
|
15.9% |
No |
50 days |
View details
|
The Vanquis Visa Card
|
39.9% |
Yes |
56 days |
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|
Our expert says: "If you are new to credit or want to build your credit history then this could be right for you. Applicants with serious defaults over 6 months old will be considered however noting the high interest rate it is advisable to pay off your balance each month"
|
|
Thomas Cook Credit Card
|
19.9% |
No |
46 days |
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|
Tottenham Hotspur Credit Card
|
15.9% |
No |
50 days |
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|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000"
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|
Ulster Bank (NI) Classic
|
18.9% |
No |
56 days |
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|
|
Ulster Bank (NI) Gold
|
16.9% |
No |
56 days |
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|
|
Ulster Bank (NI) Student Card
|
18.9% |
No |
56 days |
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|
UNICEF Platinum
|
15.9% |
No |
50 days |
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|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
|
UNISON
|
17.9% |
Yes |
59 days |
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|
|
Unite
|
17.9% |
Yes |
59 days |
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|
|
United Mileage Plus American Express
|
15.9% |
No |
50 days |
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|
|
Virgin Atlantic Black Card
|
37.1% |
No |
46 days |
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|
Virgin Atlantic White Card
|
17.9% |
No |
46 days |
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|
Our expert says: "Generous reward scheme. Save for free flights: you receive 3,000 Flying Club miles when you make your first purchase, then 2 miles for every pound you spend on Virgin Atlantic flights or Virgin Holidays and 1 mile for every pound spent elsewhere. Cardholders get 10% off Virgin Holidays"
|
Virgin Credit Card
|
16.6% |
No |
50 days |
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|
Our expert says: "This is a market leading balance transfer card with a 0% introductory period on balance transfers for 16 months with a 2.98% balance transfer fee. Also use this card to get money off your holidays"
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|
WaterAid Advantage Platinum
|
16.9% |
No |
59 days |
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|
|
Welsh Rugby Union Platinum
|
15.9% |
No |
50 days |
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|
|
Worcester Warriors Platinum
|
15.9% |
No |
56 days |
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|
|
WSPA Standard
|
15.9% |
No |
50 days |
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|
WWF
|
15.9% |
No |
50 days |
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|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
|
Yorkshire Bank Business
|
16.9% |
No |
56 days |
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|
|
Yorkshire Bank Gold
|
16.9% |
No |
59 days |
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|