Credit Cards

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Compare every major credit card (over 300)

*If you’ve built up an ongoing debt at the standard rate (up to 30% on store cards!) then transferring your balance to another card can save you £££s and this way you can also find cards that will give you a great rate on future purchases.
*Use a card that rewards your spending.
*If you're in the habit of repaying your card in full or you repay a large chunk of your balance every month then a low standard rate can save you money in those months when you do choose to carry some spend forward.
*Find the best card for your holidays.
*If you're a regular spender but rarely clear your balance from month to month then cards with an introductory purchase rate are a wise choice. Many cards offer attractive 0% deals & you can use them for large one-off purchases you can't pay for immediately.
*Compare credit card designs and find the one that best reflects your personality!
*If you regularly use your card for purchases & usually clear your balance in full each month then why not earn as you spend? Cashback schemes reward your spending & are ideal for household shopping and petrol purchases.
*Adverse payment history, CCJs: It can be difficult to get a credit card if you’ve no previous credit history, have CCJs or defaults, have changed addresses frequently or are self-employed. We can give you access to card issuers who can help in these circumstances. Best credit card designs: Compare credit card designs and find the one that best reflects your personality! Business Cards: Business cards are available as either charge cards or credit cards and they typically offer a range of benefits for the business user. Charge cards must be repaid in full each month but credit cards provide an ongoing credit facility. Charge Cards: take advantage of a range of benefits. Charity Cards: Contribute to worthy causes. Entire Card Listing (alphabetic): See all the credit cards on our database listed here in alphabetical order. Longest interest-free period: postpone paying that debt for as long as possible. Loyalty: Use a card that rewards your spending. Offbeat: go on, express yourself! Prestige: the ultimate plastic. Purchase Cover: protect your purchases against loss, theft & damage - at no extra cost to you. Sports: show your support. Student & Graduate cards: Take advantage of a low credit limit and a package of benefits designed to suit your lifestyle, including discounts on books & travel.
*It can be difficult to get a credit card if you've no previous credit history, have CCJs or defaults, have changed addresses frequently or are self-employed. We can give you access to card issuers who can help in these circumstances.
*Search by Provider if you already know which credit cards you want to view.
*If you’ve built up an ongoing debt at the standard rate (up to 30% on store cards!) then transferring your balance to another card can save you £££s in interest charges. Low rate, long term deals are plentiful - including many 0% offers.
*See how much you could save if you transferred your current balance to a card which offers a great rate for the life of the balance.
*Prepaid cards are like credit cards without the credit. You load money on to a card either by telephone, over the internet or face-to-face and then you can use it to buy things from retailers and online merchants in the UK or abroad. It can even be used to pay your bills and top up your mobile phone, and you can withdraw cash from millions of cashpoints around the world.
*All Balance Transfer Cards (no fee): If you’ve built up an ongoing debt at the standard rate then transferring your balance to another card can save you £££s in interest charges. Many credit card issuers now charge a handling fee for balance transfers - but you can see the ones that don't here.
Select the type of card you wish to compare:
 

Time Savers
The following are leading credit cards that you can apply for via moneysupermarket.com. To see
the entire listings please use the search tool above.

Balance Transfer
 Card Rate Duration Typical APR BT Fee 
 Virgin Credit Card  0%  16 mths  16.6%  2.98%Apply
 NatWest Platinum  0%  15 mths  16.9%  2.9%Apply
 Barclaycard Platinum  0%  Until 01/12/2010  12.4%  2.5%Apply
 Barclaycard Cashback  0%  Until 01/12/2010  14.9%  2.5%Apply
 MBNA Platinum  0%  Until 01/12/2010  18.9%  2.9%Apply
 BT Credit Card  0%  13 mths  16.9%  3.0%Apply
 Egg Card  0%  Until 01/12/2010  16.9%  3.0%Apply
 Post Office Platinum  0%  12 mths  15.8%  2.98%Apply
 AA Credit Card  0%  Until 01/12/2010  16.9%  2.99%Apply
 Sainsbury's Credit Card  0%  10 mths  15.9%  3.0%Apply
 Halifax All In One
Halifax All In One
 0%  9 mths  15.9%  3.0%Apply
Purchase
 Card Rate Duration Typical APR 
 Sainsbury's Credit Card  0%  10 mths  15.9%Apply
 Halifax All In One  0%  9 mths  15.9%Apply
 Bank of Scotland All In One  0%  9 mths  15.9%Apply
 Barclaycard Platinum  0%  3 mths  12.4%Apply
 Virgin Credit Card  0%  3 mths  16.6%Apply
 Post Office Platinum  0%  3 mths  15.8%Apply
 Capital One Plus  0%  Until 01/05/2010  19.9%Apply
 MBNA Platinum  0%  Until 01/02/2010  18.9%Apply
 MBNA Platinum Rewards Card  0%  3 mths  15.9%Apply
 BT Credit Card  0%  3 mths  16.9%Apply
 Egg Card  0%  Until 01/02/2010  16.9%Apply
 NatWest Platinum  0%  3 mths  16.9%Apply
 AA Credit Card  16.9%    16.9%Apply
Balance Transfer & Purchases
 Card BT Duration Intro Duration Typical APR 
 Sainsbury's Credit Card  10 mths  10 mths  15.9%Apply
 Halifax All In One  9 mths  9 mths  15.9%Apply
 Bank of Scotland All In One  9 mths  9 mths  15.9%Apply
 Virgin Credit Card  16 mths  3 mths  16.6%Apply
 NatWest Platinum  15 mths  3 mths  16.9%Apply
 MBNA Platinum  Until 01/12/2010  Until 01/02/2010  18.9%Apply
 MBNA Platinum Rewards Card  13 mths  3 mths  15.9%Apply
 BT Credit Card  13 mths  3 mths  16.9%Apply
 Barclaycard Platinum  Until 01/12/2010  3 mths  12.4%Apply
 Egg Card  Until 01/12/2010  Until 01/02/2010  16.9%Apply
Low Standard Rate
 Card Typical APR Interest Free Period 
 Barclaycard Platinum Simplicity  6.8%  56Apply
 MBNA Low Rate Exclusive  7.9%  50Apply
 Halifax Easy Rate  8.9%  59Apply
Low Credit Score
 Card Typical APR Interest Free Period 
 Capital One Classic  34.9%  56Apply
 Capital One Progress  34.9%  56Apply
 The Vanquis Visa Card  39.9%  56Apply
Cashback
 Card Cashback Notes 
 American Express Platinum Cashback  5% cashback for 3 monthsApply
 Barclaycard Cashback  1% cashback on the first £2,000, 0.5% on the rest (maximum £20,000 spend per year)Apply
 MBNA Platinum Rewards Card  Use reward points to claim cashback. £1 = 1 point, 5,000 reward points = £20 cashbackApply
Rewards
 Cards Reward Notes Typical APR 
 bmi American Express Credit Card from MBNA  Receive 1.5 destination miles for every £1 spent  15.9%Apply
 MBNA Platinum Rewards Card  Use reward points to claim cashback. £1 = 1 point, 5,000 reward points = £20 cashback  15.9%Apply
 Sainsbury's Credit Card  Earn up to 4 nectar points for every £1 spent  15.9%Apply
 BT Credit Card  Unlimited money off your BT bill, T&C's apply  16.9%Apply
 Egg Card  Up to 10% instant Cashback.  16.9%Apply
 AA Credit Card    16.9%Apply
 Virgin Atlantic White Card  1 mile for every full £1 spent  17.9%Apply
 NatWest Black  1.25 YourPoints for every £1 of qualifying spend  13.2%Apply
 RBS Black  Receive access to select opportunities  13.2%Apply
Test Everyday Money
 Card Typical APR 
 O2 Load & Go  Apply
 O2 Cash Manager  Apply
 BREAD  Apply
 Escape Prepaid MasterCard  Apply
 Neon Prepaid MasterCard  Apply
 Tuxedo Pay As You Go  Apply
 Freedom Eagle Cash Card - Pay As You Go  Apply
 cashplus Gold Premier  Apply
 Freedom Eagle Cash Card - Mixed  Apply
 Freedom Eagle Cash Card - Monthly  Apply
 Virgin PrePaid - Monthly  Apply
 cashplus Gold Active  Apply
 360money Optimum Pay Monthly  Apply
 Tuxedo Pay Monthly  Apply
 cashplus Gold Deluxe  Apply
 ClearCash Prepaid MasterCard  Apply
Test Currency Euro
 Card Typical APR 
 FairFX Euro Currency Card Special  Apply
 Caxton Euro Card  Apply
 MyTravelCash - Euro  Apply
 Moneycorp MasterCard Prepaid Card - Euro  Apply
 ICE Travellers Cashcard Euro  Apply
Currency US Dollar
 Card Typical APR 
 FairFX Dollar Currency Card Special  Apply
 Caxton Dollar Card  Apply
 MyTravelCash - US Dollar  Apply
 Moneycorp MasterCard Prepaid Card - US Dollar  Apply
 ICE Travellers Cashcard US Dollar  Apply
Currency Sterling
 Card Typical APR 
 Caxton Global Traveller Card  Apply

Credit Card Guide

Looking for cheap credit cards? Credit cards are a convenient method of obtaining credit and when used properly they can provide flexibility & a range of useful benefits for the cardholder. Our three step guide to credit cards will offer tips on how to make a fair credit card comparison, avoiding credit card debt and how to apply for a credit card online.

Poor Credit History

If you have a poor credit history or are having trouble getting access to the best credit cards, then perhaps you should consider a ‘bad credit’ credit card. Our online tool compares cards from providers such as Capital One.

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