However old you are when you past your driving test, your first car insurance policy is likely to be expensive. Often, policies for new drivers cost more than their actual cars.

Car insurance is a legal requirement in the UK, so - as cover is not optional - there are steps new drivers can take to find the cheapest possible car insurance.

A great place to start is our comparison tool which will help you to compare new driver insurance quotes from more than 100 companies

Save time and money on your car insurance

What should a new driver look for in an insurance policy?

Whilst getting the cheapest possible price for your car insurance is important, ensuring you get the most appropriate cover as a new driver is equally important.

Shopping around is essential, and using our comparison tool will help you to find fair and competitive prices for your first policy.

You need to be able to rely on your insurer in the event of making a claim, and so choosing an insurer you can trust to give you an efficient service is important.

You can find insurers recommended by other moneysupermarket.com customers in our forums or by reading our car insurance reviews.

Finding The Right Level Of Cover For You

Making sure you properly assess the policy options available to you now will make things as smooth as possible should you need to make a claim later on.

There are three key elements to consider when buying car insurance for a new driver:

Type of cover - You need to decide on either third party only, third party, fire and theft or comprehensive cover. Each provides a different level of cover, so it is important you choose the most suitable.

Policy features - Some policies offer a courtesy car if yours is off the road following an accident, others offer no claims discount protection. You should look beyond what the policy costs and think about what you get for the price.

Policy extras - Additional and optional features like breakdown and legal cover will vary from policy to policy, think about what you are likely to need before you commit.

How New Drivers Can Find Cheap Car Insurance

There are many different ways to find low cost cover, like using moneysupermarket.com to compare quotes for new driver car insurance from dozens of companies.

Choosing a car with a smaller engine, which will be seen as less of a risk by insurers, will help to keep costs down.

Fitting provider-approved security equipment like an immobiliser or alarm will have an effect on your premium, as well as parking in a secure location overnight.

Driving safely and avoiding driving convictions will keep your license clean and build up your no-claims discount, making your policy cheaper in the future.

For more ways to save on car insurance, read our money saving tips