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Allianz Car Insurance
Allianz car insurance is one option that is worth considering when shopping around for a new car insurance deal on your vehicle. The insurer, which is one of the biggest in the UK, claims that it saves the average customer saves around £236 a year if they choose to switch to one of its motor policies.
However, while this looks eye-catching, the saving will depend on your individual circumstances as well as the payment method chosen -for example, it's always cheaper to pay upfront rather than split the quoted premium into 12 monthly payments.
What does Allianz car insurance offer?
Allianz car insurance offers motorists fully comprehensive cover, as well as a whole host of optional add-ons to your policy. Depending upon the policy, these could include windscreen cover, breakdown cover, foreign travel, legal fees, cover for your car's contents and a no-claims discount protection which insures the discount you receive for not making any claims.
But when comparing car insurance companies, it's important to realise that these perks will load extra on your annual premium. The quotes you compare from different insurers may not be like-for-like so make sure you read the small print of what's covered in each policy before arriving at a decision.
That said, if, after running a car insurance comparison, you change your mind about Allianz, the insurer offers a 14-day window, during which time you can cancel the policy and receive a full refund. You can also just cancel any adds-ons that you previously selected and decide, in retrospect, you don't need.
The importance of shopping around
On first glance, Allianz car insurance appears to be competitive and easy to understand. However, it's important to bear in mind that Allianz is only one of over 100 other car insurance companies that you can compare on the MoneySupermarket.com motor insurance channel.
Savvy motorists should take some time to compare a whole range of quotes for their circumstances - whether you are a new driver and seeking insurance for the first time, or your existing policy has come to end and you are looking for the next best deal.
