AA Car Insurance

The AA is probably one of the most recognised brands among motorists in the UK and the company does provide quotes for the MoneySupermarket.com car insurance comparison tool.

However, the AA is not the only company featured, and there reputation in the industry does not mean that you should jump straight into buying an AA car insurance policy. As always, the first step is to research into what the insurer offers and how it compares with quotes from other car insurance companies for your circumstances. Remember, that no policy is universally the best one due to variations in people's circumstances.

Levels of cover with AA car insurance policies

 
Like most other car insurers, The AA offers varying levels of cover.

One option is third party policies which agree to cover the costs of damage to other people and are the minimum levels required by law. The next level up from this is third party fire and theft which is exactly the same as third party, but additionally agrees to pay out in the event of the policy holders vehicle being damaged by fire or stolen. The most complete type of policy available through The AA car insurance is fully comprehensive which agrees to financially cover the expenses required to repair the of policy holder vehicle as well as those of third parties.  

The AA's fully comprehensive car insurance cover also extends to loss or damage to personal belongings in your car and will even pay out for windscreen damage, which often comes as an 'add-on' with other insurers.

Perks and discounts with the AA

One comfort for drivers applying for the AA car insurance is that it has been given a coveted five star rating by Defaqto - an independent financial research company.

Drivers who are already members of AA's breakdown cover service, will also get improved cover when applying for AA car insurance such as increased financial cover for personal belongings inside the vehicle, which can be up to double the amount on offer through an AA car insurance policy ordinarily.

Shopping around

The AA claims that 30% of all new customers pay £250 less when switching over to its car cover.

However, don't forget that dependant on your situation; there could be even more substantial savings available through other providers. By searching different car insurance companies on a comparison website like MoneySupermarket.com you can compare more than 100 other providers. Look at all the quotes for the cover you require before making your decision.