ECJ gender ruling

, Jan 25 2013 at 2:35 pm

Commentators predicted that the cost of car insurance for women would increase by up to 30% on the back of the introduction of the ECJ gender ruling on the December 21, 2012 – a regulation which has made it illegal for insurers to take gender into account when calculating motor insurance premiums. But has it actually worked out that way?

Apparently not. Statistics released by MoneySupermarket reveal that the average car insurance quote on offer to female motorists has actually decreased by 1.9% since the ruling was introduced. This is in stark contrast to the predictions of ‘Carmageddon’.

However, young female drivers do seem to have been affected by the ruling, with the cost of car insurance for teenage female motorists increasing by 22.1%. Conversely, male motorists from the same age group have seen their car insurance premiums drop by 11.2% since the change took place.

Male motorists are more likely to get caught speeding or driving under the influence of drink. And they make more claims for expensive accidents. So is it really fair for female motorists to be forced to pay more? Equally, is it fair for all male drivers to be tarred with the same brush? It is a difficult argument.

MoneySupermarket has teamed up with DriversEdgeUK to produce the following infographic based on the topic:

ECJ Car Insurance

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