RK Shipman Home Insurance

Updated: Every six months. Details correct at the time of publication - September, 2008.

RK Shipman is a company of independent financial advisers, mortgage and general insurance brokers. The company is based in Exeter and offers a wide range of insurance products including RK Shipman home insurance (also known as ‘house insurance’ or ‘household insurance’).

The company specialises in protecting homes ‘of distinction’, such as thatched or listed properties, and aims to find cover for often highly expensive possessions without implementing high premiums.

It also provides a brand of green home insurance products known as homECOver. This provides cover at a competitive rate and also offsets up to 100% of the carbon emitted by the average UK household – around six tonnes per year. It has two carbon neutral projects – the Kotmar Waste Heat Recovery Project in India and the Shangyi Manjing Wind Farm in China.

There are additional discounts for households that improve their energy efficiency, such as by installing loft insulation, and for the most ecologically sound homes such as those with solar panels.