My husband & I had debt of just under 15,000 and were struggling to pay over 450 per month, with only 1 income & 2 small children under 5. I found B&E on the internet & I filled in our details on their site. They phoned us straight away & a proffesional adviser spent an hour & half on the phone going through all our debt and options. They acted very quickly & made you feel you were making the right choice. Their sister company Blair Endersby do the IVAs & B&E do Debt Managment Plans. We had our IVA approved very quickly & are now paying 201 per month Over 5 years - but Be Warned: they want 50% of every extra bit of income that you receive. You also pay them a large fee before your starts IVA for them to set it up - there are other companys that dont charge U anything. (CCCS & Payplan)

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I woke every morning dreading the Post coming, I never answered the phone, If I did I would pretend to be someone else, Until I rang Bains & Ernst, good advise on how to handle the debts I had, a fast service that delivered exactly what they said it would, . So if your in the situation I was, ring them today and just get your life back.. I now have nobody ringing me asking for money I just dont have. your debts wont magically dissappear, so get your head out of the sand and ring them.. I will be debt free in 5 years and I'm already dealing with 95% less stress. thankyou B&E

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Once I had enquired, i got a call back almost immediately. They explained everything in detail and for someone who did not know what other options were available, these were also explained in a language that I could understand. I was in a position that was keeping me awake at night worrying about my situation. I would recommend this service and this particular company(s).

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Very professional and understanding of the issues being discussed. Provided appropriate course of action and referred to relevant body promptly to ensure action was taken immediately. No heavy selling and explained everything properly and ensured that all options understood.

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After experiencing the services provided I must say thank you for your help

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