Post Office Car Insurance

Updated: Periodically. Details correct at the time of publication – July, 2009.

The Post Office has a rapidly expanding service, which stretches far beyond the delivery of your mail. The company has moved into the UK car insurance market and is keen to offer numerous incentives to prospective customers.

Post Office car insurance (also known as 'Post Office motor insurance') searches a panel of insurers to find you their cheapest quote. It states that it offers a fast, friendly claims service, that it is easy to apply and to make a claim, and that immediate cover is available.

There are three standards of car insurance cover available from the Post Office - third party, third party fire and theft and comprehensive cover. Its comprehensive cover has additional features including cover for vandalism, malicious damage, storm and flood damage; accidental damage, including windscreen and windows; a new for old replacement vehicle if the car is less than 12 months old and has been owned from new; medical expenses up to £200; and a three-year guarantee on approved claims repairs.

There are also additional cover options available such as breakdown cover with emergency call-out and free labour for the first hour; and motor legal protection. The motor legal protection covers uninsured losses such as compensation for you if you are injured and your family if you are killed; repair costs if you do not have comprehensive car insurance cover; and a replacement vehicle if your car is immobilised after an accident that is not your fault.