Boiler & central heating breakdown cover for landlords

Letting out property can be stressful – so the last thing you need as a landlord is a phone call from your tenant saying there’s a problem with the boiler.

These things happen – but at least if you have a breakdown plan in place for the boiler and central heating you can call on an expert engineer to fix the problem, or even authorise a replacement, at no additional cost. You can even get the peace of mind of having an annual service as part of the contract.

MoneySuperMarket doesn't offer a comparison service for this type of product but we have compiled a list below of insurers who can help

 

    • Provider/Product name Landlord's Gas Boiler Breakdown<br><br> £5.00 per month

      Homeserve

      Landlord's Gas Boiler Breakdown

      £5.00 per month

    • Description

      What's Covered:
      - Gas boiler, thermostat and controls

      This cover also includes:
      - £95 excess per claim
      - Access to a network of Gas Safe registered engineers
      - Free 24/7 UK help line that your tenant can call to report a problem
      - Unlimited number of claims
      - Parts, labour and VAT

      Price stated is for the first year only. Terms, conditions and exclusions apply. Landlords only.

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    This policy is sold, arranged and administered by HomeServe, which is a trading name of HomeServe Membership Limited, Cable Drive, Walsall, WS2 7BN (registered in England company no. 2770612) which is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 312518. This policy is underwritten by Aviva Insurance Limited.

    • Provider/Product name Landlords Basic<br><br>From £7.00 per month (£75 excess)

      24|7 Home Rescue

      Landlords Basic

      From £7.00 per month (£75 excess)

    • Description

      Take the hassle out of protecting your tenants and cover them all under one roof with 24/7 Home Rescue's landlords monthly rolling cover plan. Plus, with 24/7 Home Rescue's landlord cover, your tenants can report faults directly even though they aren't the policy holder.

      What's included:
      - Boiler Breakdown
      - 24 Hour Call Outs
      - Unlimited Call Outs
      - Unlimited Claims
      - Nationwide Coverage
      - Parts & Labour
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      All costs are included and there are no hidden labour fees, call out charges or additional charges for parts. 24/7 Home Rescue have a 24 hour UK based helpline in case you have an emergency, and their qualified Gas Safe engineers are never too far away as they are nationwide.

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    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

    • Provider/Product name Landlords Premium<br><br>£10.96 per month (£75 excess)

      24|7 Home Rescue

      Landlords Premium

      £10.96 per month (£75 excess)

    • Description

      Take the hassle out of protecting your tenants and cover them all under one roof with 24/7 Home Rescue's monthly rolling cover plan. Plus, with 24/7 Home Rescue's landlord cover, your tenants can report faults directly even though they aren't the policy holder.

      What's included:
      - Boiler Breakdown
      - CP12 Gas Safety Certificate
      - Carbon Monoxide Test
      - Gas Safe Check
      - Unlimited Call Outs
      - Unlimited Claims
      - Nationwide Coverage
      - Central Heating System
      - FREE Boiler Service
      - 24 Hour Call Outs
      - Parts & Labour
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      There are no hidden labour fees, charges for call outs or extra parts. 24/7 Home Rescue's 24 hour UK helpline and nationwide Gas Safe engineers are at hand in case of an emergency.

    • Go to site

    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

    • Provider/Product name Landlords Deluxe<br><br>£13.89 per month (£75 excess)

      24|7 Home Rescue

      Landlords Deluxe

      £13.89 per month (£75 excess)

    • Description

      Take the hassle out of protecting your tenants and cover them all under one roof with 24/7 Home Rescue's monthly rolling cover plan. Plus, with 24/7 Home Rescue's landlord cover, your tenants can report faults directly even though they aren't the policy holder.

      What's included:
      - Boiler Breakdown
      - Carbon Monoxide Test
      - Gas Safe Check
      - CP12 Certificate
      - 24 Hour Call Outs
      - Unlimited Call Outs
      - Unlimited Claims
      - Nationwide Coverage
      - Internal Plumbing & Drainage
      - Home Security
      - FREE Boiler Service
      - Parts & Labour
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      There are no hidden labour fees, charges for call outs or extra parts. 24/7 Home Rescue's 24 hour UK helpline and nationwide Gas Safe engineers are at hand in case of an emergency.

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    SPECIAL OFFER

    FREE Boiler Service + CP12 Gas Safety Certificate Each Year

    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

    • Provider/Product name Shield Landlord Gas Boiler Care<br><br>£14.18 pm<sup>3</sup>

      SSE

      Shield Landlord Gas Boiler Care

      £14.18 pm3

    • Description

      Includes a service every year, worth £105 (plus an initial inspection with first annual service) to keep your boiler in tip-top condition1

      • Gas safety record certificate
      • Unlimited call-outs, parts and labour2
      • No call-out fees
      • 24/7 emergency call centre
      • Gas Safe registered engineers
      • Covers your boiler and heating controls
      • Your boiler will be replaced with a similar one, if we are unable to source spare parts (must be less than 7 years old)
      • Access to advance tickets, exclusive prizes and amazing experiences with SSE Reward4

    • Go to site

    Special Offer

    3 months free on annual boiler cover3

    This is a service and repair contract, not an insurance policy

    1When you take out a 12 month contract. Based on price of SSE Boiler Service.Correct as of 1 April 2016
    2 Subject to Shield Gas Care Products and Shield Electrical Wiring Care Terms and Conditions. Full details can be found here: sse.co.uk/shield-regulation
    3Subject to Terms and Conditions at www.sse.co.uk/shield-regulation. £0 for the first 3 months and £18.90 for the remaining 9 months when you take out a 12 month contract. Cancellation charges may apply to end current contract. Domestic customers only. Exclusions and geographic restrictions apply. Can’t be used in conjunction with other offers. Offer ends 31 March 2017.
    4Subject to availability and SSE Reward terms and conditions

    • Provider/Product name Shield Landlord Gas Heating Care <br><br>£15.68 pm<sup>3</sup>

      SSE

      Shield Landlord Gas Heating Care

      £15.68 pm3

    • Description

      Includes a service every year, worth £105 (plus an initial inspection with first annual service) to keep your boiler in tip-top condition1

      • Gas safety record certificate included
      • Unlimited call-outs, parts and labour2
      • No call-out fees
      • 24/7 emergency call centre
      • Gas Safe registered engineers
      • Covers your boiler, radiators and pipes, hot water cylinder and heating controls
      • Your boiler will be replaced with a similar one, if we are unable to source spare parts (must be less than 7 years old)
      • Access to advance tickets, exclusive prizes and amazing experiences with SSE Reward4

    • Go to site

    Special Offer

    3 months free on annual boiler cover3

    This is a service and repair contract, not an insurance policy

    1 When you take out a 12 month contract. Based on price of SSE Boiler Service.Correct as of 1 April 2016
    2Subject to Shield Gas Care Products and Shield Electrical Wiring Care Terms and Conditions. Full details can be found here: sse.co.uk/shield-regulation
    3Subject to Terms and Conditions at www.sse.co.uk/shield-regulation. £0 for the first 3 months and from £20.90 for the remaining 9 months when you take out a 12 month contract. Cancellation charges may apply to end current contract. Domestic customers only. Exclusions and geographic restrictions apply. Can’t be used in conjunction with other offers. Offer ends 31 March 2017.
    4Subject to availability and SSE Reward terms and conditions

    • Provider/Product name Landlord's Combined Cover CP12 & Service<br><br> £17.50 per month

      Homeserve

      Landlord's Combined Cover CP12 & Service

      £17.50 per month

    • Description

      Take some of the hassle out of rental property incidents and emergencies with Landlord's Combined Cover.

      What's Covered:
      - Annual boiler service and Gas Safety Inspection (CP12) - Free in the first year
      - Boiler, thermostat and controls
      - Gas central heating system
      - Plumbing and drainage
      - Electrical wiring
      - Security and roofing incidents

      This cover also includes:
      - £50 excess per claim
      - Access to a network of Gas Safe registered engineers and expert plumbers
      - Free 24/7 UK help line that your tenant can call to report a problem
      - Unlimited number of claims
      - Parts, labour and VAT

      Price stated is for the first year only. Terms, conditions and exclusions apply. Landlords only.

    • Go to site

    Special Offer

    Free 1st Year Boiler Service and Gas Safety Inspection (CP12)

    This policy is sold, arranged and administered by HomeServe, which is a trading name of HomeServe Membership Limited, Cable Drive, Walsall, WS2 7BN (registered in England company no. 2770612) which is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 312518. This policy is underwritten by Aviva Insurance Limited. The annual boiler service and CP12 are described as free when compared to the equivalent product without the service elements, this is not regulated by the FCA.

  1. HomeServe is a trading name of HomeServe Membership Ltd, Cable Drive, Walsall, WS2 7BN (registered in England no. 2770612).

Landlord services

If you own property which you let out, then the chances are you’ll know how stressful it is to suddenly have to find an emergency plumber or electrician when your tenants need one.

Landlord cover can provide valuable peace of mind that you’ll have an expert on hand to help sort things out whatever the problem, whether it’s a plumbing or drainage emergency, or an electrical or boiler issue.

Many policies also cover security and roofing, so if, for example, there is a break in and the locks are damaged, a locksmith will come and secure the property.

If the policy you choose includes boiler cover, it may also come with an annual Gas Safety Inspection and an annual boiler service. This is often free in the first year, but there may be a charge in subsequent years.

Single point of contact

You’ll have one number to call, and once you’ve explained what’s wrong, an approved engineer will be sent to the property to make repairs. 

There will usually be an excess to pay, typically £50, every time you make a claim. An engineer won’t be sent until the excess has been paid.

It is the landlord’s responsibility to pay this excess, not the tenant’s, but a payment from the tenant will be accepted so that the claim can proceed quickly. 

Some polices allow you to choose a bigger excess in order to reduce monthly premiums. Remember, however, that the excess should be affordable, otherwise you may struggle to make a claim at all. 

Cover restrictions

Check for any restrictions before taking out this kind of cover. Some plans only provide cover for houses and bungalows, but not flats and mobile homes, whereas other policies are designed specifically for landlords with flats.

There will normally be an exclusion period when you first take out the policy, during which you cannot make a claim. This is often 14 days, but can be 30 days in some instances. 

 
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