Electrical, plumbing and heating breakdown cover

Every home is heavily dependent on basics such as electricity, plumbing and heating. 

So what if something goes wrong and there is a problem such as no lights, no hot water, or no warmth from the radiators? The alternative to frantic phone calls and heavy unwanted expenditure is a breakdown contract that provides for repairs or replacements to get things back to normal.

MoneySuperMarket doesn't offer a comparison service for this type of product but we have compiled a list below of insurers who can help

 

    • Provider/Product name cover 8 <br><br> £9.50 per month

      Homeserve

      cover 8

      £9.50 per month

    • Description

      HomeServe cover 8 provides comprehensive cover for your home. You can help protect yourself from the cost of dealing with potentially expensive repair bills, and if things go wrong a HomeServe approved engineer will be there to help get things sorted.

      What's covered:
      - Free boiler service in the first year
      - Gas boiler, thermostat and controls
      - Gas central heating system
      - Plumbing and drainage
      - Water supply pipe
      - Electrical wiring
      - Security and roofing

      This cover also includes:
      - £50 excess per claim
      - Access to a network of Gas Safe registered engineers and expert plumbers
      - Free 24/7 UK help line
      - Unlimited number of claims
      - Parts, labour and VAT

      Price stated is for the first year only. Terms, conditions and exclusions apply. Homeowners only

    • Go to site

    Limited offer

    Limited offer price available until 19th December 2016

    This policy is sold, arranged and administered by HomeServe, which is a trading name of HomeServe Membership Limited, Cable Drive, Walsall, WS2 7BN (registered in England company no. 2770612) which is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 312518. This policy is underwritten by Aviva Insurance Limited. The annual boiler service is described as free when compared to the equivalent product without the service elements, this is not regulated by the FCA.

    • Provider/Product name 24|7 Complete Cover <br><br>£10 pm (£95 excess)

      24|7 Home Rescue

      24|7 Complete Cover

      £10 pm (£95 excess)

    • Description

      The boiler is the heart of your home which gives you comfort & warmth, especially in Winter. With our monthly rolling cover plan, you can protect your boiler from breaking down & more.

      What's included:
      - Boiler, Central Heating, Electical Emergency & Home Security
      - Unlimited Call Outs
      - Unlimited Claims
      - Parts & Labour
      - Internal Plumbing & Drainage
      - 24 Hour Call Outs
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      This includes nationwide coverage so that you're never too far away from one of 24|7 Home Rescue's dedicated engineers. Customers will also benefit from 24 hours, 7 days a week protection & service.

    • Go to site

    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

    • Provider/Product name 24|7 Complete Cover Standard<br><br>£12 pm (£75 excess)

      24|7 Home Rescue

      24|7 Complete Cover Standard

      £12 pm (£75 excess)

    • Description

      The boiler is the heart of your home which gives you comfort & warmth, especially in Winter. With our monthly rolling cover plan, you can protect your boiler from breaking down & more.

      What's included:
      - Boiler, Central Heating, Electical Emergency & Home Security
      - Unlimited Call Outs
      - Unlimited Claims
      - Parts & Labour
      - Internal Plumbing & Drainage
      - 24 Hour Call Outs
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      This includes nationwide coverage so that you're never too far away from one of 24|7 Home Rescue's dedicated engineers. Customers will also benefit from 24 hours, 7 days a week protection & service.

    • Go to site

    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

    • Provider/Product name Homecare Three<br><br>From £15.25 per month (£60 excess)[1]

      British Gas

      Homecare Three

      From £15.25 per month (£60 excess)[1]

    • Description

      HomeCare Three covers gas boilers and controls, central heating, plumbing and drains including an annual service of your boiler to help keep it working safely and efficiently.

      And, get a 10% discount plus an Exclusive Smart Lights Kit* when buying HomeCare Three online.

       

      Why choose British Gas HomeCare Three:

      • Repairs to your boiler and controls
      • Repairs to your central heating system
      • Repairs to your plumbing & drains
      • Annual service of your boiler
      • Unlimited call outs every year[2]
      • Parts and labour included [3]
      • Call night or day if things go wrong
      • Optional excess

       

      HomeCare Three covers most of the things you’d expect, though there are a few exceptions such as showers and their parts, shared drains and removal of sludge and scale.

       

      *Smart Lights Kit consists of a Hive hub and 2x smart light bulbs.

       

      [1]Offer is available to new customers who purchase HomeCare Two – Four online between the 1st November 2016 and 9th January 2017. Hive Terms and Conditions apply to the Smart Lights Kit. Offer may be withdrawn at any time. Once purchased, customers will be contacted by Grassroots (our fulfilment partner) between 14 to 28 days after their purchase to choose their light bulb caps.

      [2]For plumbing and drains, your breakdown history will be taken into account at renewal

      [3] Limits apply; please see full terms & conditions

    • Go to site

    Special Offer

    10% discount plus an Exclusive Smart Lights Kit* when buying HomeCare Three online

    British Gas is a trading name of British Gas Services Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (No. 03141243). Registered office: Millstream, Maidenhead Road, Berkshire SL4 5GD. britishgas.co.uk

    • Provider/Product name 24|7 Complete Cover Standard with Free Service <br><br>£16.99 pm*

      24|7 Home Rescue

      24|7 Complete Cover Standard with Free Service

      £16.99 pm*

    • Description

      £0 excess (terms and conditions apply)

      The boiler is the heart of your home which gives you comfort & warmth, especially in Winter. With our monthly rolling cover plan, you can protect your boiler from breaking down & more.

      What's included:
      - Boiler, Central Heating, Electical Emergency & Home Security
      - Unlimited Claims & Call Outs
      - FREE Boiler Service
      - Parts & Labour
      - Internal Plumbing & Drainage
      - External Plumbing & Drainage
      - 24 Hour Call Outs
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      This includes nationwide coverage so that you're never too far away from one of 24|7 Home Rescue's dedicated engineers. Customers will also benefit from 24 hours, 7 days a week protection & service.

    • Go to site

    Special Offer

    FREE Boiler Service

    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

    • Provider/Product name Homecare Four<br><br>From £17.50 per month (£60 excess)[1]

      British Gas

      Homecare Four

      From £17.50 per month (£60 excess)[1]

    • Description

      HomeCare Four is the most comprehensive HomeCare product providing cover for your key household systems with an annual service of your boiler to help keep it working safely and efficiently.

      And, get a 10% discount plus an Exclusive Smart Lights Kit* when buying HomeCare Four online.

       

      Why choose British Gas HomeCare Four:

      • Repairs to your boiler and controls
      • Repairs to your central heating system
      • Repairs to your plumbing & drains
      • Repairs to your electrical wiring and fixtures
      • Annual service of your boiler
      • Unlimited call outs every year[2]
      • Parts and labour included [3]
      • Call night or day if things go wrong
      • Optional excess

       

      British Gas covers most of the things you’d expect, though there are a few exceptions, such as showers and their parts, shared drains, removal of sludge and scale as well as electrical appliances and cooker hoods.

       

      *Smart Lights Kit consists of a Hive hub and 2x smart light bulbs.

       

      [1]Offer is available to new customers who purchase HomeCare Two – Four online between the 1st November 2016 and 9th January 2017. Hive Terms and Conditions apply to the Smart Lights Kit. Offer may be withdrawn at any time. Once purchased, customers will be contacted by Grassroots (our fulfilment partner) between 14 to 28 days after their purchase to choose their light bulb caps.

      [2]For plumbing and drains, your breakdown history will be taken into account at renewal

      [3] Limits apply; please see full terms & conditions

    • Go to site

    Special Offer

    10% discount plus an Exclusive Smart Lights Kit* when buying HomeCare Four online

    British Gas is a trading name of British Gas Services Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (No. 03141243). Registered office: Millstream, Maidenhead Road, Berkshire SL4 5GD. britishgas.co.uk

    • Provider/Product name Starter package just £18.00 a month

      Corgi

      Starter package just £18.00 a month

    • Description

      Insurance including:

      Heating
      Plumbing
      Electrics
      Annual boiler service
      No excess
      Unlimited call outs


      Be in control knowing there are no hidden excesses, so you will not get any unexpected bills if something goes wrong with your home or heating system. Plus CORGI know what a hassle it can be when something does goes wrong in your home. Which is why every level of CORGI HomePlan cover includes central heating, plumbing and electrics too, giving you an extensive care package for your home.
      Some limitations and restrictions apply to CORGI HomePlan. If your boiler is over 7 years old, two year fixed pricing does not apply and a £50 excess on heating call outs applies (excess waiver available).

    • Go to site

    CORGI HomePlan are an appointed representative of Ambant Underwriting Services Limited (for general insurance intermediary business), a company which is authorised and regulated by the Financial Conduct Authority under registration number 597301 to carry on insurance mediation activities.  CORGI HomePlan Limited is an approved coverholder of ProSight's Syndicate1110 at Lloyds.

    • Provider/Product name Everyday package just £19.50 a month

      Corgi

      Everyday package just £19.50 a month

    • Description

      Insurance including:

      Heating
      Plumbing
      Electrics
      Annual boiler service
      Gas and water supply pipes
      Internal drains
      Unlimited call outs
      £50 excess on internal drains only


      CORGI's Everyday cover, for just £19.50 a month, is their most popular choice of cover and will help you avoid the hassle and expense of unexpected central heating breakdowns. Some people like a bit more with their cover, to help protect the important things in life, and the Everyday cover is packed full of useful benefits to help put things right if they go wrong.
      You can be reassured that, with their help, you can keep your home running safely and efficiently.
      Some limitations and restrictions apply to CORGI HomePlan. If your boiler is over 7 years old, two year fixed pricing does not apply and a £50 excess on heating call outs applies (excess waiver available).

    • Go to site

    CORGI HomePlan are an appointed representative of Ambant Underwriting Services Limited (for general insurance intermediary business), a company which is authorised and regulated by the Financial Conduct Authority under registration number 597301 to carry on insurance mediation activities.  CORGI HomePlan Limited is an approved coverholder of ProSight's Syndicate1110 at Lloyds.

    • Provider/Product name Advanced package just £21.00 a month

      Corgi

      Advanced package just £21.00 a month

    • Description

      Insurance including:

      Heating
      Plumbing
      Electrics
      Annual boiler service
      Gas and water supply pipes
      Internal and External drains
      10 year boiler replacement
      Unlimited call outs
      £50 excess on internal and external drains only

       

      With CORGI HomePlan you won’t be spending a lot of your valuable time (and money) trying to fix things when something goes wrong with your home or heating system.
      CORGI 's Advanced cover, at just £21.00 a month, has all the same fantastic benefits of their Everyday cover but for extra peace of mind and extra cover it also includes external drains and a 10 year boiler replacement.
      Some limitations and restrictions apply to CORGI HomePlan. If your boiler is over 7 years old, two year fixed pricing does not apply and a £50 excess on heating call outs applies (excess waiver available).

    • Go to site

    CORGI HomePlan are an appointed representative of Ambant Underwriting Services Limited (for general insurance intermediary business), a company which is authorised and regulated by the Financial Conduct Authority under registration number 597301 to carry on insurance mediation activities.  CORGI HomePlan Limited is an approved coverholder of ProSight's Syndicate1110 at Lloyds.

    • Provider/Product name Complete package just £23.50 a month

      Corgi

      Complete package just £23.50 a month

    • Description

      Insurance including:

      Heating
      Plumbing
      Electrics
      Annual boiler service
      Gas and water supply pipes
      Internal and External drains
      10 year boiler replacement
      Taps and toilets
      Exclusive helpline and personal claims handler
      Unlimited call outs
      £50 excess on internal /external drains and Taps and Toilets

       

      For those who want complete peace of mind and complete cover for their home, there is the CORGI HomePlan Complete package.
      CORGI's most comprehensive cover, at just £23.50 a month, means you can enjoy even more benefits from a trusted name you can rely on, with expert engineers on hand to quickly put things right. Plus you have access to their Exclusive Priority Helpline to make sure any problems you need fixed, get seen to as soon as possible.
      Some limitations and restrictions apply to CORGI HomePlan. If your boiler is over 7 years old, two year fixed pricing does not apply and a £50 excess on heating call outs applies (excess waiver available).

    • Go to site

    CORGI HomePlan are an appointed representative of Ambant Underwriting Services Limited (for general insurance intermediary business), a company which is authorised and regulated by the Financial Conduct Authority under registration number 597301 to carry on insurance mediation activities.  CORGI HomePlan Limited is an approved coverholder of ProSight's Syndicate1110 at Lloyds.

Boiler heating, plumbing and electrical

Not knowing who to turn to if you have a problem with your heating, hot water or electrics can be hugely stressful.

Cover is available which protects all these things, so that if your drains get blocked or your fuse box develops a fault, an engineer or electrician will come and help.

Comprehensive plans include repairs to wall and bulb sockets, light switches, fixtures and security lighting, as well as repairs to fuse boxes, circuit breakers and transformers, leaking overflow pipes and burst pipes due to cold weather.

Emergency helpline

Most policies come with a 24/7 emergency helpline so that you can find someone to fix your problem at any time of the day or night. All engineers are fully qualified and Gas Safe registered, so you’ll always be dealing with professionals.

There’s usually only one number to call whatever the difficulty, making life much simpler if you need urgent repairs. 

Many policies allow unlimited call outs, although there may be a fixed charge every time somebody comes to make repairs, so it’s worth reading the small print carefully before buying. Some plans pledge that there won’t be any price increases no matter how many times your systems needs to be repaired.

Guaranteed repairs

Check whether repairs are guaranteed – some policies guarantee all parts and labour on repairs for 12 months from the date of the repair.

Plans sometimes include an annual boiler service as well, so that you can be certain your boiler is always running as efficiently as possible.

If you’re boiler is less than 7 years old and can’t be fixed, your policy may entitle you to a replacement boiler, either free or at a discount.

Bear in mind that some policies only include an annual boiler service for free in the first year only, and when you renew your policy after 12 months you will be charged for any subsequent services.

 
Close

Cookie use

We use cookies to give you the best experience. By using our website you agree to our use of cookies in accordance with our 

Cookie Policy .

Read more

Cookies are harmless files which can help improve the experience. Cookies allow websites to respond to you as an individual. The website can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

Read less

Close