Boiler & central heating breakdown cover

Once you’ve got breakdown cover for your boiler and central heating system, you’ve got precious peace of mind.

Losing your heating and hot water supply can be hugely distressful and upsetting, but if you have breakdown cover in place, you can at least call on the services of an expert engineer to put things right. And if there’s an annual service thrown in, the problem might not arise in the first place.

MoneySuperMarket doesn't offer a comparison service for this type of product but we have compiled a list below of insurers who can help

 

    • Provider/Product name Central Heating Breakdown Cover<br><br>£7.50 per month

      Homeserve

      Central Heating Breakdown Cover

      £7.50 per month

    • Description

      Cover your home's gas boiler and central heating system with Central Heating Breakdown Cover through HomeServe. Ensure your gas boiler is running safely and efficiently with an annual boiler service.

      What's covered:
      - Free boiler service in the first year
      - Gas boiler, thermostat and controls
      - Gas central heating system

      This cover also includes:
      - £95 excess per claim
      - Access to a network of Gas Safe registered engineers
      - Free 24/7 UK claims line
      - Unlimited number of claims
      - Parts, labour and VAT

      Price stated is for the first year only. Terms, conditions and exclusions apply. Homeowners only

    • Go to site

    This policy is sold, arranged and administered by HomeServe, which is a trading name of HomeServe Membership Limited, Cable Drive, Walsall, WS2 7BN (registered in England company no. 2770612) which is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 312518. This policy is underwritten by Aviva Insurance Limited. The annual boiler service is described as free when compared to the equivalent product without the service elements, this is not regulated by the FCA.

    • Provider/Product name Boiler Breakdown Cover Standard<br><br>£9.60 per month (£75 excess)

      24|7 Home Rescue

      Boiler Breakdown Cover Standard

      £9.60 per month (£75 excess)

    • Description

      The boiler is the heart of your home which gives you comfort and warmth, especially in Winter. With 24/7 Home Rescue's monthly rolling cover plan, you can protect your boiler and central heating from breaking down and more.

      What's included:
      - Boiler Breakdown
      - 24 Hour Call Outs
      - Unlimited Call Outs
      - Unlimited Claims
      - Nationwide Coverage
      - Boiler Service
      - Central Heating System
      - Carbon Monoxide Test
      - Gas Safe Check
      - Parts & Labour
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      This includes nationwide coverage so that you're never far away from one of 24/7 Home Rescue's qualified Gas Safe engineers. Customers will also benefit from 24/7 protection & service.

    • Go to site

    Exclusive

    EXCLUSIVE DEAL - Further 10% off on this package use MS10 voucher code to redeem the offer

    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

    • Provider/Product name HomeComfort Premium <br><br>From £11.94 per month

      ScottishPower

      HomeComfort Premium

      From £11.94 per month

    • Description

      - 4 Months Free in your first year, £17.90 per month with no payments collected in months 1, 2, 3 & 4. First year equivalent to £11.94 per month, subsequent years will be charged at £17.90 per month
      - £17.90 per month begins on Month 5
      - Boiler and radiator cover
      - Annual service and safety check
      - 24/7 Emergency Call Centre
      - Cover will start 21 Days after you sign up
      - No Excess

      Full HomeComfort Terms and Conditions apply and can be found here.

    • Go to site

    This is classed as a home care agreement and not an insurance policy.

    • Provider/Product name Homecare Two<br><br>From £12.24 per month (£60 excess)

      British Gas

      Homecare Two

      From £12.24 per month (£60 excess)

    • Description

      HomeCare Two provides cover for your gas boiler, controls and central heating system including repairs to radiators and hot water cylinders and an annual service of your boiler to help keep it working safely and efficiently.

      Plus, get One Month Free on HomeCare Two when you buy online by 31st October 2016. [1]

      Why choose British Gas HomeCare Two:

      • Repairs to your boiler and controls
      • Repairs to your central heating system
      • Annual service of your boiler
      • Unlimited call outs every year[2]
      • Parts and labour included [3]
      • Call night or day if things go wrong
      • Optional excess

      HomeCare Two covers most of the things you’d expect, though there are a few exceptions such as repairs to showers, taps and removal of sludge and scale.

      [1] Offer is available on HomeCare Two - Four products bought online between 20th September and 31st October 2016. The cost of 11 months Homecare cover will be spread over 12 monthly payments. Existing residential customers and domestic Landlords who wish to upgrade can get a discount off the additional features they are adding to their product. The price will apply for the 1st year only when paying by Direct Debit. Offer may be withdrawn at any time.

      [2] Your breakdown history will be taken into account at renewal

      [3] Limits apply; please see full terms & conditions

    • Go to site

    British Gas Services Limited is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (Registered No. 03141243). Registered office: Millstream, Maidenhead Road, Windsor, Berkshire SL4 5GD

    • Provider/Product name Shield Gas Heating Care Flexi<br><br>£14.40 p/m, £50 call-out fee

      SSE

      Shield Gas Heating Care Flexi

      £14.40 p/m, £50 call-out fee

    • Description

      Includes a service every year worth £853 to keep your boiler in tip-top condition

      • Unlimited parts and labour1
      • 24/7 emergency call centre
      • Initial inspection and annual service included
      • Gas Safe registered engineers
      • Covers your boiler, radiators and pipes, hot water cylinder and temperature regulating valves
      • If SSE are unable to reasonably source spare parts they will replace your boiler with one of a similar specification provided it is less than seven years old
      • 12 month contract

       

       

    • Go to site

    Special Offer

    Free fitted CO Detector worth £252

    This is a service and repair contract, not an insurance policy


     

    1 Subject to Terms & Conditions



    2Offer ends 6 October 2016 and is subject to Terms & Conditions available here . Carbon Monoxide detector will be supplied and fitted for free at your initial inspection when it’s confirmed your boiler can be taken on to your chosen cover. Available for residential boilers only. Subject to availability. Not to be used in conjunction with any other offer.

     

    3When you take out a 12 month contract. Based on price of SSE Boiler Service correct as of 1 April 2016.

     

    • Provider/Product name Boiler Breakdown Cover Deluxe<br><br>£15.91 per month (£75 excess)

      24|7 Home Rescue

      Boiler Breakdown Cover Deluxe

      £15.91 per month (£75 excess)

    • Description

      Your boiler gives you comfort and warmth, especially in Winter. Protect your boiler and more with 24/7 Home Rescue's monthly rolling plan.

      What's included:
      - Boiler Breakdown
      - Carbon Monoxide Test
      - Gas Safe Check
      - Central Heating System
      - 24 Hour Call Outs
      - Unlimited Call Outs
      - Unlimited Claims
      - Nationwide Coverage
      - External Plumbing & Drainage
      - Internal Plumbing & Drainage
      - Electrical Emergency & Breakdown
      - Home Security
      - Pest Control
      - Boiler Service
      - Parts & Labour
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      Nationwide coverage is included so that you're never too far away from one of 24/7 Home Rescue's qualified Gas Safe engineers. Customers will also benefit from 24/7 days a week protection and service.

    • Go to site

    Exclusive

    EXCLUSIVE DEAL - Further 10% off on this package use MS10 voucher code to redeem the offer

    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

    • Provider/Product name Shield Gas Heating Care<br><br>£18.90 per month, No call-out fees

      SSE

      Shield Gas Heating Care

      £18.90 per month, No call-out fees

    • Description

      Includes a service every year worth £853 to keep your boiler in tip-top condition

      • Unlimited call-outs, parts and labour1
      • 24/7 emergency call centre
      • Initial inspection and annual service included
      • Gas Safe registered engineers
      • Covers your boiler, radiators and pipes, hot water cylinder and temperature regulating valves
      • If SSE are unable to reasonably source spare parts they will replace your boiler with one of a similar specification provided it is less than seven years old
      • 12 month contract

       

       

    • Go to site

    Special Offer

    Free fitted CO Detector worth £252

    This is a service and repair contract, not an insurance policy

     

    1 Subject to Terms & Conditions



    2Offer ends 6 October 2016 and is subject to Terms & Conditions available here . Carbon Monoxide detector will be supplied and fitted for free at your initial inspection when it’s confirmed your boiler can be taken on to your chosen cover. Available for residential boilers only. Subject to availability. Not to be used in conjunction with any other offer.

     

    3When you take out a 12 month contract. Based on price of SSE Boiler Service correct as of 1 April 2016.

     

     

Boiler cover and central heating

Boiler and central heating repairs can be really expensive, so if you don’t think you’d be able to find a big lump sum quickly, this sort of cover is well worth considering.

Boiler cover-only policies don’t pay out for repairs to radiators or any other part of your central heating system, but boiler and central heating cover will protect both.

Full central heating system boiler policies will include cover for any boiler repairs to things such as your radiators, pump and flue.

Engineer visit

You will be given a contact number to call when you buy your policy, so that if your boiler or central heating does break down, you only need to make one phone call to arrange for an engineer to come out and fix it.

Most of these helplines operate 24/7, so that you have peace of mind that if something goes wrong at night or at the weekend, you’ll still be able to arrange for someone to come out, without having to fork out for hefty call out charges.

Call-out fee

Parts and labour are usually included, and more comprehensive policies won’t impose a limit on the number of call outs you have. There may, however, be a fixed call out fee, typically £50 or £100, to pay every time an engineer comes, so check before buying.

Many policies come with an annual boiler service included, so you can make sure everything is in good working order and that your boiler is running as efficiently as possible. 

Some policies will also provide a new replacement boiler if your boiler is less than 7 years old and is beyond economical repair. If your boiler was installed more than 7 years ago, you may still be entitled to a discount off the cost of a replacement boiler.

You may be offered a boiler and central heating policy by your energy supplier, but always shop around for cover before buying, as you may be able to find a cheaper standalone policy elsewhere.

 
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