Boiler & central heating breakdown cover

Once you’ve got breakdown cover for your boiler and central heating system, you’ve got precious peace of mind.

Losing your heating and hot water supply can be hugely distressful and upsetting, but if you have breakdown cover in place, you can at least call on the services of an expert engineer to put things right. And if there’s an annual service thrown in, the problem might not arise in the first place.

MoneySuperMarket doesn't offer a comparison service for this type of product but we have compiled a list below of insurers who can help

 

    • Provider/Product name Boiler & Central Heating Cover<br><br>£5.50 per month (£95 excess)

      24|7 Home Rescue

      Boiler & Central Heating Cover

      £5.50 per month (£95 excess)

    • Description

      The boiler is the heart of your home which gives you comfort & warmth, especially in Winter. With 24/7 Home Rescue's monthly rolling plan, you can protect your boiler from breaking down & more.

      What's included:
      - Boiler & Central Heating System Breakdown
      - Unlimited Call Outs
      - Unlimited Claims
      - Parts & Labour
      - Nationwide Coverage
      - 24 Hour Call Outs
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      This includes nationwide coverage so that you're never too far away from one of 24/7 Home Rescue's qualified Gas Safe engineers. Customers will also benefit from 24 hours, 7 days a week protection & service.

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    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

    • Provider/Product name Central Heating Breakdown Cover<br><br>£8.50 per month

      Homeserve

      Central Heating Breakdown Cover

      £8.50 per month

    • Description

      Cover your home's gas boiler and central heating system with Central Heating Breakdown Cover through HomeServe. Ensure your gas boiler is running safely and efficiently with an annual boiler service.

      What's covered:
      - Free boiler service in the first year
      - Gas boiler, thermostat and controls
      - Gas central heating system

      This cover also includes:
      - £95 excess per claim
      - Access to a network of Gas Safe registered engineers
      - Free 24/7 UK claims line
      - Unlimited number of claims
      - Parts, labour and VAT

      Price stated is for the first year only. Terms, conditions and exclusions apply. Homeowners only

    • Go to site

    This policy is sold, arranged and administered by HomeServe, which is a trading name of HomeServe Membership Limited, Cable Drive, Walsall, WS2 7BN (registered in England company no. 2770612) which is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 312518. This policy is underwritten by Aviva Insurance Limited. The annual boiler service is described as free when compared to the equivalent product without the service elements, this is not regulated by the FCA.

    • Provider/Product name Boiler & Central Heating Cover Standard <br><br> £9.60 pm (£75 excess)

      24|7 Home Rescue

      Boiler & Central Heating Cover Standard

      £9.60 pm (£75 excess)

    • Description

      The boiler is the heart of your home which gives you comfort & warmth, especially in Winter. With 24/7 Home Rescue's monthly rolling plan, you can protect your boiler from breaking down & more.

      What's included:
      - Boiler & Central Heating System Breakdown
      - 24 Hour Call Outs
      - Unlimited Call Outs
      - Unlimited Claims
      - FREE Boiler Service
      - Parts & Labour
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      This includes nationwide coverage so that you're never too far away from one of 24/7 Home Rescue's qualified Gas Safe engineers. Customers will also benefit from 24 hours, 7 days a week protection & service.

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    Exclusive

    Exclusive offer to MSM: Free external plumbing & drainage

    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

    • Provider/Product name HomeComfort Premium <br><br>From £11.94 per month

      ScottishPower

      HomeComfort Premium

      From £11.94 per month

    • Description

      - *4 Months Free in your first year, £17.90 per month with no payments collected in months 1, 2, 3 & 4. First year equivalent to £11.94 per month, subsequent years will be charged at £17.90 per month
      - £17.90 per month begins on Month 5
      - Boiler and radiator cover
      - Annual service and safety check
      - 24/7 Emergency Call Centre
      - Cover will start 21 Days after you sign up
      - No Excess

      Full HomeComfort Terms and Conditions apply and can be found here.

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    Special Offer

    Four months free cover*

    This is classed as a home care agreement and not an insurance policy.

    • Provider/Product name Homecare Two<br><br>From £12.10 per month (£60 excess)[1]

      British Gas

      Homecare Two

      From £12.10 per month (£60 excess)[1]

    • Description

      HomeCare Two provides cover for your gas boiler, controls and central heating system including repairs to radiators and hot water cylinders and an annual service of your boiler to help keep it working safely and efficiently.

      And, get a 10% discount plus an Exclusive Smart Lights Kit* when buying HomeCare Two online.

       

      Why choose British Gas HomeCare Two:

      • Repairs to your boiler and controls
      • Repairs to your central heating system
      • Annual service of your boiler
      • Unlimited call outs every year
      • Parts and labour included [2]
      • Call night or day if things go wrong
      • Optional excess

       

      HomeCare Two covers most of the things you’d expect, though there are a few exceptions such as repairs to showers, taps and removal of sludge and scale.

       

      *Smart Lights Kit consists of a Hive hub and 2x smart light bulbs.

       

      [1]Offer is available to new customers who purchase HomeCare Two – Four online between the 1st November 2016 and 9th January 2017. Hive Terms and Conditions apply to the Smart Lights Kit. Offer may be withdrawn at any time. Once purchased, customers will be contacted by Grassroots (our fulfilment partner) between 14 to 28 days after their purchase to choose their light bulb caps.

      [2] Limits apply; please see full terms & conditions

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    Special Offer

    10% discount plus an Exclusive Smart Lights Kit* when buying HomeCare Two online

    British Gas is a trading name of British Gas Services Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (No. 03141243). Registered office: Millstream, Maidenhead Road, Berkshire SL4 5GD. britishgas.co.uk

    • Provider/Product name Shield Gas Heating Care <br><br>£14.18 pm<sup>3</sup> No call-out fees

      SSE

      Shield Gas Heating Care

      £14.18 pm3 No call-out fees

    • Description

      Includes a service every year, worth £85 (plus an initial inspection with first annual service) to keep your boiler in tip-top condition1

      • Unlimited call-outs, parts and labour2
      • 24/7 emergency call centre
      • Gas Safe registered engineers
      • Covers your boiler, radiators and pipes, hot water cylinder and heating controls
      • Your boiler will be replaced with a similar one, if we are unable to source spare parts (Boiler must be less than 7 years old)
      • Access to advance tickets, exclusive prizes and amazing experiences with SSE Reward4

       

       

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    Special Offer

    3 months free on annual boiler cover3

    This is a service and repair contract, not an insurance policy

    1When you take out a 12 month contract. Based on price of SSE Boiler Service correct as of 1 April 2016.
    2Subject to Shield Gas Care Products and Shield Electrical Wiring Care Terms and Conditions. Full details can be found here: sse.co.uk/shield-regulation
    3Subject to Terms and Conditions at www.sse.co.uk/shield-regulation. £0 for the first 3 months and £18.90 for the remaining 9 months when you take out a 12 month contract. Cancellation charges may apply to end current contract. Domestic customers only. Exclusions and geographic restrictions apply. Can’t be used in conjunction with other offers. Offer ends 31 March 2017.
    4Subject to availability and SSE Reward terms and conditions

    • Provider/Product name Shield Gas Heating Care Flexi<br><br>£14.40 pm, £50 call-out fee

      SSE

      Shield Gas Heating Care Flexi

      £14.40 pm, £50 call-out fee

    • Description

      Includes a service every year, worth £85 (plus an initial inspection with first annual service) to keep your boiler in tip-top condition1

      • Unlimited parts and labour2
      • 24/7 emergency call centre
      • Covers your boiler, radiators and pipes, hot water cylinder and heating controls
      • Gas Safe registered engineers
      • Your boiler will be replaced with a similar one, if we are unable to source spare parts (must be less than 7 years old)
      • Access to advance tickets, exclusive prizes and amazing experiences with SSE Reward3

    • Go to site

    This is a service and repair contract, not an insurance policy

    1When you take out a 12 month contract. Based on price of SSE Boiler Service. Correct as of 1 April 2016
    2Subject to Shield Gas Care Products and Shield Electrical Wiring Care Terms and Conditions. Full details can be found here: sse.co.uk/shield-regulation
    3Subject to availability and SSE Reward terms and conditions

    • Provider/Product name Boiler & Central Heating Cover Deluxe<br><br>£14.70 pm (£0 excess)

      24|7 Home Rescue

      Boiler & Central Heating Cover Deluxe

      £14.70 pm (£0 excess)

    • Description

      The boiler is the heart of your home which gives you comfort & warmth, especially in Winter. With 24/7 Home Rescue's monthly rolling plan, you can protect your boiler from breaking down & more.

      What's included:
      - Boiler & Central Heating System Breakdown
      - 24 Hour Call Outs
      - Unlimited Call Outs
      - Unlimited Claims
      - FREE Boiler Service
      - Parts & Labour
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      This includes nationwide coverage so that you're never too far away from one of 24/7 Home Rescue's qualified Gas Safe engineers. Customers will also benefit from 24 hours, 7 days a week protection & service.

    • Go to site

    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

Boiler cover and central heating

Boiler and central heating repairs can be really expensive, so if you don’t think you’d be able to find a big lump sum quickly, this sort of cover is well worth considering.

Boiler cover-only policies don’t pay out for repairs to radiators or any other part of your central heating system, but boiler and central heating cover will protect both.

Full central heating system boiler policies will include cover for any boiler repairs to things such as your radiators, pump and flue.

Engineer visit

You will be given a contact number to call when you buy your policy, so that if your boiler or central heating does break down, you only need to make one phone call to arrange for an engineer to come out and fix it.

Most of these helplines operate 24/7, so that you have peace of mind that if something goes wrong at night or at the weekend, you’ll still be able to arrange for someone to come out, without having to fork out for hefty call out charges.

Call-out fee

Parts and labour are usually included, and more comprehensive policies won’t impose a limit on the number of call outs you have. There may, however, be a fixed call out fee, typically £50 or £100, to pay every time an engineer comes, so check before buying.

Many policies come with an annual boiler service included, so you can make sure everything is in good working order and that your boiler is running as efficiently as possible. 

Some policies will also provide a new replacement boiler if your boiler is less than 7 years old and is beyond economical repair. If your boiler was installed more than 7 years ago, you may still be entitled to a discount off the cost of a replacement boiler.

You may be offered a boiler and central heating policy by your energy supplier, but always shop around for cover before buying, as you may be able to find a cheaper standalone policy elsewhere.

 
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