Boiler breakdown cover

If your boiler breaks down, the last thing you need is the threat of a huge repair bill.

That’s where boiler breakdown cover comes in. With this kind of contract in place, you can call out an expert engineer to sort out the problem, with your boiler being replaced if it can’t be repaired. You might also get the benefit of a free annual service.

MoneySuperMarket doesn't offer a comparison service for this type of product but we have compiled a list below of insurers who can help

 

    • Provider/Product name Boiler Cover Basic<br><br>£4.95 per month (£95 excess)

      24|7 Home Rescue

      Boiler Cover Basic

      £4.95 per month (£95 excess)

    • Description

      The boiler is the heart of your home which gives you comfort and warmth, especially in Winter. With 24/7 Home Rescue's monthly rolling cover plan, you can protect your boiler from breaking down and more.

      What's included:
      - Boiler Breakdown
      - Unlimited Call Outs
      - Unlimited Claims
      - Parts & Labour
      - Nationwide Coverage
      - 24 Hour Call Outs
      - Monthly Rolling Contract
      - No Hidden Charges
      - Access To Over 3000 Gas Safe Registered Engineers

      This includes nationwide coverage so that you're never too far away from one of 24/7 Home Rescue's qualified Gas Safe engineers. Customers will also benefit from 24 hours, 7 days a week protection and service.

    • Go to site

    This plan is a home care service agreement and not an insurance policy. Please read full terms and conditions.

    • Provider/Product name Gas Boiler Breakdown Cover<br><br> £5.00 per month

      Homeserve

      Gas Boiler Breakdown Cover

      £5.00 per month

    • Description

      Cover your home's gas boiler with Gas Boiler Breakdown Cover through HomeServe. Ensure your gas boiler is running safely and efficiently with an annual boiler service.

      What's covered:
      - Free boiler service in the first year
      - Gas boiler, thermostat and controls

      This cover also includes:
      - £95 excess per claim
      - Access to a network of Gas Safe registered engineers
      - Free 24/7 UK claims line
      - Unlimited number of claims
      - Parts, labour and VAT

      Price stated is for the first year only. Terms, conditions and exclusions apply. Homeowners only.

    • Go to site

    This policy is sold, arranged and administered by HomeServe, which is a trading name of HomeServe Membership Limited, Cable Drive, Walsall, WS2 7BN (registered in England company no. 2770612) which is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 312518. This policy is underwritten by Aviva Insurance Limited. The annual boiler service is described as free when compared to the equivalent product without the service elements, this is not regulated by the FCA.

    • Provider/Product name HomeComfort Boiler Repair<br><br>£6.71 per month (£50 excess)

      ScottishPower

      HomeComfort Boiler Repair

      £6.71 per month (£50 excess)

    • Description

      - Boiler & controls repair policy (excludes annual boiler service)
      - Access to a 24/7 emergency call centre – 365 days a year
      - Unlimited call outs 1
      - Provided ScottishPower can source the parts, for every call out they will meet the cost of any necessary repairs up to a limit of £500 inclusive of call out fee, labour and parts1
      - Reassurance of qualified Gas Safe registered engineers

       


      1 See Terms and Conditions for full details of benefits and exclusions here.

    • Go to site

    ScottishPower is a trading name of ScottishPower Energy Retail Limited which is an appointed representative of UK General Insurance Limited who is authorised and regulated by the Financial Conduct Authority (FCA FRN 310101).

    • Provider/Product name Homecare One<br><br>From £10.00 per month (£60 excess)

      British Gas

      Homecare One

      From £10.00 per month (£60 excess)

    • Description

      HomeCare One is the basic HomeCare product designed to provide cover for your gas boiler and controls including an annual service of your boiler to help keep it working safely and efficiently.

      Why choose British Gas HomeCare One:

      • Repairs to your boiler and controls
      • Annual service of your boiler
      • Unlimited call outs every year[1]
      • Parts and labour included [2]
      • Call day or night if things go wrong
      • Optional excess

      HomeCare One covers most of the things you’d expect, though there are a few exceptions such as repairs to a central heating system, showers and removal of sludge and scale.

      [1] Your breakdown history will be taken into account at renewal

      [2] Limits apply; please see full Terms & Conditions

    • Go to site

    British Gas Services Limited is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (Registered No. 03141243). Registered office: Millstream, Maidenhead Road, Windsor, Berkshire SL4 5GD

    • Provider/Product name HomeComfort Boiler Repair<br><br>£11.36 per month

      ScottishPower

      HomeComfort Boiler Repair

      £11.36 per month

    • Description

      - Boiler & controls repair policy (excludes annual boiler service)
      - Access to a 24/7 emergency call centre – 365 days a year
      - Unlimited call outs 1
      - Provided ScottishPower can source the parts, for every call out they will meet the cost of any necessary repairs up to a limit of £500 inclusive of call out fee, labour and parts1
      - Reassurance of qualified Gas Safe registered engineers1
      - £0 excess fee

       


      1 See Terms and Conditions for full details of benefits and exclusions here.

    • Go to site

    ScottishPower is a trading name of ScottishPower Energy Retail Limited which is an appointed representative of UK General Insurance Limited who is authorised and regulated by the Financial Conduct Authority (FCA FRN 310101).

    • Provider/Product name Shield Gas Boiler Care Flexi<br><br>£12.40 per month, £50 call-out fee

      SSE

      Shield Gas Boiler Care Flexi

      £12.40 per month, £50 call-out fee

    • Description

      Includes a service every year worth £853 to keep your boiler in tip-top condition

      • 24/7 emergency call centre
      • Unlimited parts and labour1
      • Initial inspection and annual service included
      • Gas Safe registered engineers
      • Covers your boiler and heating controls
      • If SSE are unable to reasonably source spare parts they will replace your boiler with one of a similar specification provided it is less than seven years old
      • 12 month contract

       

       

    • Go to site

    Special Offer

    Free fitted CO Detector worth £252

    This is a service and repair contract, not an insurance policy

     

    1 Subject to Terms & Conditions


    2Offer ends 6 October 2016 and is subject to Terms & Conditions available here . Carbon Monoxide detector will be supplied and fitted for free at your initial inspection when it’s confirmed your boiler can be taken on to your chosen cover. Available for residential boilers only. Subject to availability. Not to be used in conjunction with any other offer.


    3When you take out a 12 month contract. Based on price of SSE Boiler Service correct as of 1 April 2016.

     

  1. This is classed as a home care agreement and not an insurance policy.

    • Provider/Product name Shield Gas Boiler Care<br><br>£16.90 per month, No call-out fees

      SSE

      Shield Gas Boiler Care

      £16.90 per month, No call-out fees

    • Description

      Includes a service every year worth £853 to keep your boiler in tip-top condition

      • 24/7 emergency call centre
      • Unlimited call-outs, parts and labour1
      • Initial inspection and annual service included
      • Gas Safe registered engineers
      • Covers your boiler and heating controls
      • If SSE are unable to reasonably source spare parts they will replace your boiler with one of a similar specification provided it is less than seven years old
      • 12 month contract

       

       

    • Go to site

    Special Offer

    Free fitted CO Detector worth £252

    This is a service and repair contract, not an insurance policy

     

    1 Subject to Terms & Conditions


    2Offer ends 6 October 2016 and is subject to Terms & Conditions available here . Carbon Monoxide detector will be supplied and fitted for free at your initial inspection when it’s confirmed your boiler can be taken on to your chosen cover. Available for residential boilers only. Subject to availability. Not to be used in conjunction with any other offer.


    3When you take out a 12 month contract. Based on price of SSE Boiler Service correct as of 1 April 2016.

     

     

Boiler cover

Boiler cover provides peace of mind that you won’t be hit with hefty repair bills if something goes wrong.

Rather than having to hunt out for a reputable engineer to help you, you’ll usually be provided with access to a dedicated membership team who will put you in touch with a Gas Safe registered engineer.

Policies can provide unlimited call outs, perhaps with a fixed call-out fee. Alternatively, the plan might have a maximum number of call outs you can make, or set a limit on the overall amount you can claim. 

Comprehensive policies

More comprehensive policies are likely to include a full annual boiler service, so you can be certain everything is in good working order year in year out.

Repairs are also generally guaranteed for 12 months, so that if you run into difficulties once your boiler has been fixed, an engineer will come out again to sort the problem as part of the original deal.

Service logbook

You’ll also usually be given a boiler service logbook, so you can see exactly when your boiler was last checked and any repairs were made. This can be useful if you come to sell the property.

If your boiler breaks down and it cannot be repaired, and it is less than 7 years old, some policies will provide you with a new replacement boiler, potentially saving you thousands of pounds. If you try to take out cover for an older boiler, you may not be able to find such a policy, as many plans only provide cover for boilers that are up to 5 years old.

Restricted cover

Remember that if you have opted for boiler-only cover, it will only cover repairs to your boiler, but not to any radiators or other parts of your central heating system. 

When buying cover, ask if you have access to an emergency helpline, in case your boiler breaks down in the evening or at the weekend. Check if there are extra charges that would apply in the event that you needed to summon an engineer.

 
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