| Switching Incentive |
FIRST DIRECT
| 1st Account | Switch to first direct and get £100* | 0% | £1 |  |
|
| Reward Paying Accounts |
HALIFAX
| Reward Current Account | Pay in £1,000 each month and receive £5 reward each month | |
|
| Best Rate |
ALLIANCE & LEICESTER PLC
| Premier Direct Current Account | 6% | £1 | 0.00% | n/a | | ABBEY
| The Abbey Account (Preferred In-credit Rate) | 6% | £1 | 19.90% | n/a | | NATWEST BANK PLC
| Current Plus | 0.1% | £1 | 19.24% | £100 | |
|
| Best Overdraft |
FIRST DIRECT
| 1st Account | £250 Interest Free, then 15.9% EAR over £250 | 0% | |
|
| Best Packaged Accounts |
HALIFAX
| Ultimate Reward Current Account | 2.5% | £0.01 | £12.50 per month. | | NATWEST BANK PLC
| Advantage Gold | 0.25% | £1 | £12.95 per month. | | CITIBANK
| Citibank Plus Account | 0.1% | £1 | £10 per month. | | THE CO-OPERATIVE BANK PLC
| Privilege Account | 0% | £1 | £9.50 per month. | |
|
| Ethical Accounts |
THE CO-OPERATIVE BANK PLC
| Current Account Plus | 0% | 15.90% | n/a | |
|
| Basic Banking |
NATWEST BANK PLC
| Step | 0.1% | £1 | None | | THINK BANKING LTD
0800 074 4333 | Think Banking Managed Account | 0% | £1 | £12.50 per month. | | FIRST DIRECT
| 1st Account | 0% | £1 | A banking fee of £10 per month may apply. Subject to status. | |
|
