﻿<?xml version="1.0" ?>



<articles>
    
    
    
    
    
    
    <article productid="13538" date="09 February 2012" link="/newsandcommunity/news/will-whiplash-clampdown-bring-insurance-costs-down_0013538.aspx" title="Will whiplash clampdown cut insurance costs?" author="Kevin Pratt" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Pratt_75x85.png" ><![CDATA[With the cost of both car insurance and petrol soaring in recent years, the nation's motorists are hopeful of anything that can lessen the impact on their pocket.]]></article>
    
    
    
    
    
    
    
    <article productid="13539" date="09 February 2012" link="/newsandcommunity/news/isa-rates-on-the-up_0013539.aspx" title="ISA rates on the up" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The tax year ends in less than two months' time,&nbsp;but nearly half of us (44%) have yet to&nbsp;use our full individual savings account (ISA) allowance, according to a MoneySupermarket poll - and are therefore missing out on valuable tax-free returns.]]></article>
    
    
    
    
    
    
    
    <article productid="13537" date="09 February 2012" link="/newsandcommunity/news/focus-on-new-leading-fee-free-five-year-fixed-rate-mortgage_0013537.aspx" title="Focus on: NEW leading fee-free five-year fixed rate mortgage " author="Melanie Wright" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Interest rates were held at 0.5% again this week, and with no sign of things changing any time soon, longer term fixed rate mortgages are looking increasingly appealing.]]></article>
    
    
    
    
    
    
    
    <article productid="13534" date="08 February 2012" link="/newsandcommunity/news/lower-your-next-energy-bill_0013534.aspx" title="Lower your next energy bill" author="Mark Hooson" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[If the past week's cold snap has you dreading your next energy bill, now is the time to switch to a cheaper deal.]]></article>
    
    
    
    
    
    
    
    <article productid="13535" date="08 February 2012" link="/newsandcommunity/news/focus-on-allied-irish-banks-easy-access-reward-account_0013535.aspx" title="Focus on: 3.00% savings account" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The easy access savings account market is dominated by accounts which offer a bonus, usually only for the first year. ]]></article>
    
    
    
    
    
    
    
    <article productid="13533" date="08 February 2012" link="/newsandcommunity/news/make-your-salary-go-further_0013533.aspx" title="Make your salary go further" author="Les Roberts" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/money/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[According to research from Halifax, one in five of us spend half the month worrying that we won't have enough money to see us through until our next payday. And by the time we are a week away from our next wage packet this becomes a concern for half the population.]]></article>
    
    
    
    
    
    
    
    <article productid="13536" date="08 February 2012" link="/newsandcommunity/news/the-ten-credit-card-commandments_0013536.aspx" title="The 10 credit card commandments " author="Clare Walsh" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[Credit cards can be a fantastic way to manage your finances and control your spending - but only if they are used in the right way.&nbsp; ]]></article>
    
    
    
    
    
    
    
    <article productid="13529" date="07 February 2012" link="/newsandcommunity/news/half-term-savings_0013529.aspx" title="Half-term savings" author="Clare Walsh" category="Shopping" subcategory="UK Breaks" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[School's out and parents up and down the country are faced with the prospect of keeping the kids entertained. But with Christmas debts barely paid off, and families everywhere feeling the pinch, the arrival of half term - which for most schools falls between February 13 and 17 - can be a real worry.]]></article>
    
    
    
    
    
    
    
    <article productid="13530" date="07 February 2012" link="/newsandcommunity/news/the-effect-of-missing-payment-dates_0013530.aspx" title="Why missing a payment could cost you dear" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[More than one in six Britons - or about 8million people - missed a bill payment of some kind in the last 12 months, according to research from MoneySupermarket. ]]></article>
    
    
    
    
    
    
    
    <article productid="13532" date="07 February 2012" link="/newsandcommunity/news/are-your-gadgets-insured-for-travel_0013532.aspx" title="Are your gadgets insured for travel?" author="Mark Hooson" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Look around any airport's departure lounge today, and you'll see a multitude of smartphones, e-readers, tablet computers and laptops. ]]></article>
    
    
    
    
    
    
    
    <article productid="13531" date="07 February 2012" link="/newsandcommunity/news/how-to-switch-your-mobile-phone-provider_0013531.aspx" title="How to switch your mobile phone contract" author="Mark Hooson" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Last month, mobile phone provider O2 was forced to apologise to its customers after inadvertently sending their phone numbers to every website they'd visited via mobile internet.]]></article>
    
    
    
    
    
    
    
    <article productid="13492" date="02 February 2012" link="/newsandcommunity/news/the-best-savings-account-for-your-deposit_0013492.aspx" title="The best savings account for you" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[If you are looking to open an easy access savings account, it's a no-brainer to head for the one that pays the most handsome returns. ]]></article>
    
    
    
    
    
    
    
    <article productid="13494" date="02 February 2012" link="/newsandcommunity/news/the-best-ways-to-research-and-book-your-holiday-online_0013494.aspx" title="The best ways to research and book your holiday online" author="Cathy Toogood" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/c/holidays/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Cathy_Toogood_75x85.png" ><![CDATA[Savvy travel shoppers are carrying out up to three months' research to ensure that they get the most for their holiday budget. And, increasingly, British holidaymakers are doing their travel planning online.]]></article>
    
    
    
    
    
    
    
    <article productid="13493" date="02 February 2012" link="/newsandcommunity/news/focus-on-amex-doubles-cashback-rate-to-5-per-cent_0013493.aspx" title="Focus on: Amex doubles cashback rate to 5%" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Recent weeks may have been full of depressing financial news but American Express (Amex) has bought some cheer by doubling the cashback paid on its Platinum Cashback card to 5%.]]></article>
    
    
    
    
    
    
    
    <article productid="13496" date="02 February 2012" link="/newsandcommunity/news/protect-your-home-against-burglaries-and-high-premiums_0013496.aspx" title="Protect your home against burglaries and high premiums" author="Jessica Bown" category="Money" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Homeowners in Leeds and London are the most likely to claim on their home insurance policies as a result of theft or burglary, according to new research from MoneySupermarket.]]></article>
    
    
    
    
    
    
    
    <article productid="13495" date="02 February 2012" link="/newsandcommunity/news/how-much-does-your-job-cost-you_0014395.aspx" title="How much does your job cost you? " author="Les Roberts" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[We are all used to the taxman taking a chunk of our annual salary, but new research by Guardian Jobs has revealed that, while at work, we're eating our way through thousands of pounds each year in expensive sandwiches and coffees.]]></article>
    
    
    
    
    
    
    
    <article productid="13485" date="01 February 2012" link="/newsandcommunity/news/why-you-should-buy-travel-cover-when-you-book_0013485.aspx" title="Why you should buy travel cover when you book" author="Clare Walsh" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travelinsurance/?source=MS" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[If you've booked your main 2012 holiday and are already counting down the days, don't let it be ruined by leaving it too late to buy travel insurance.]]></article>
    
    
    
    
    
    
    
    <article productid="13491" date="01 February 2012" link="/newsandcommunity/news/water-bills-to-rise-from-april_0013491.aspx" title="Cost of water set to rise by 5.7%" author="Melanie Wright" category="Utilities" subcategory="Debt" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Recent cuts in gas and electricity bills may have provided some small relief, but for many people, forthcoming increases in water bills will wipe out any savings.]]></article>
    
    
    
    
    
    
    
    <article productid="13484" date="01 February 2012" link="/newsandcommunity/news/celebrate-valentines-day-for-less_0013484.aspx" title="Celebrate Valentine's Day for less" author="Mark Hooson" category="Shopping" subcategory="Activities" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Men! This is your early warning! Valentine's Day is fast approaching. Women! The global economy is in a bad way, you're going to have to cut us men some slack this year.]]></article>
    
    
    
    
    
    
    
    <article productid="13488" date="01 February 2012" link="/newsandcommunity/news/last-chance-to-cash-in-on-switching-your-current-account_0013488.aspx" title="Last chance to cash in on switching your current account" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[If you want to make money by switching current accounts, you will have to act fast. ]]></article>
    
    
    
    
    
    
    
    <article productid="13486" date="01 February 2012" link="/newsandcommunity/news/repair-your-credit-score-for-free_0013486.aspx" title="Repair your credit score for free" author="Mark Hooson" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[If you are in the process of rebuilding your credit score, increased competition between 'credit builder' credit card providers looks as though it's made things cheaper. But you don't want to be paying any interest in the first place. ]]></article>
    
    
    
    
    
    
    
    <article productid="13481" date="31 January 2012" link="/newsandcommunity/news/how-to-find-the-best-broadband-deal_0013481.aspx" title="How to land the best broadband deal" author="Les Roberts" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[Broadband providers regularly bombard us with messages about connection speeds, download speeds, ultrafast broadband, superfast broadband and usage limits. Right now, three of the main providers are all promoting offerings like these to attract your custom. ]]></article>
    
    
    
    
    
    
    
    <article productid="13483" date="31 January 2012" link="/newsandcommunity/news/dont-let-the-cold-snap-cost-you_0013483.aspx" title="Don't let the cold snap cost you" author="Mark Hooson" category="Insurance" subcategory="Breakdown" channellink="http://www.moneysupermarket.com/roadsiderescue/" forum="14" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Now could be the most dangerous time of the year to be on the roads, according to research from an insurer.]]></article>
    
    
    
    
    
    
    
    <article productid="13468" date="26 January 2012" link="/newsandcommunity/news/travel-insurance-with-pre-existing-medical-conditions_0013468.aspx" title="Travel insurance with pre-existing medical conditions" author="Clare Walsh" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[If you're planning on jetting off to warmer climes this summer and have a pre-existing medical condition, obtaining travel insurance can seem like a frustrating process.]]></article>
    
    
    
    
    
    
    
    <article productid="13467" date="26 January 2012" link="/newsandcommunity/news/first-time-buyers-should-act-now-to-avoid-stamp-duty_0013467.aspx" title="First-time buyers should act now to avoid stamp duty" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[First-time buyers keen to take advantage of 0% stamp duty should act now - as from March 24, the land tax will become payable again on all homes costing more than &pound;125,000.]]></article>
    
    
    
    
    
    
    
    <article productid="13466" date="26 January 2012" link="/newsandcommunity/news/why-unemployment-bumps-up-car-insurance-costs_13466.aspx" title="Why unemployment bumps up car insurance costs" author="Les Roberts" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[UK unemployment has reached its highest level since 1996 - and car insurance companies could be cashing in on this trend by charging the&nbsp;jobless more for their cover.]]></article>
    
    
    
    
    
    
    
    <article productid="13454" date="25 January 2012" link="/newsandcommunity/news/making-your-cash-go-further-in-twenty-twelve_0013454.aspx" title="Making your cash go further in 2012" author="Mark Hooson" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Last year, we all tightened our belts and crossed our fingers that the economy would improve. But it's 2012 and, despite negligible falls in inflation and energy prices, times are just as tough.]]></article>
    
    
    
    
    
    
    
    <article productid="13458" date="25 January 2012" link="/newsandcommunity/news/how-to-tackle-your-financial-fears_0013458.aspx" title="How to tackle your financial fears" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Money worries are keeping millions of us awake at night as we fret about how we will cover steep utility bills, as well as food and petrol costs.]]></article>
    
    
    
    
    
    
    
    <article productid="13457" date="25 January 2012" link="/newsandcommunity/news/should-you-take-a-card-or-a-loan_0013457.aspx" title="Should you take a credit card or a loan?" author="Les Roberts" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[There's a whole host of reasons why you might be looking to borrow.&nbsp; It could be that you need to make a large purchase, fund an emergency repair or even consolidate various existing debt into one lump on which you pay a lower interest rate. In any of these cases, your first instinct may well be to take out a loan. But, in some instances, borrowing on a credit card can be a more cost effective option.]]></article>
    
    
    
    
    
    
    
    <article productid="13453" date="25 January 2012" link="/newsandcommunity/news/will-welfare-reform-plans-affect-you_0013453.aspx" title="Will welfare reform plans affect you?" author="Mark Hooson" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="68" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[The government has unveiled plans to make the welfare system fairer by introducing a &pound;26,000-a-year cap on benefits paid to non-working households. Although the proposals suffered a hitch this week when they were defeated in the House of Lords, they are still likely to go ahead.]]></article>
    
    
    
    
    
    
    
    <article productid="13464" date="25 January 2012" link="/newsandcommunity/news/why-you-should-book-your-2012-holiday-now_0013464.aspx" title="Why you should book your 2012 holiday now" author="Cathy Toogood" category="Money" subcategory="Holidays" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Cathy_Toogood_75x85.png" ><![CDATA[The first payday after Christmas has finally arrived and there are some tempting travel deals around, so it's a great time to book your main 2012 holiday to benefit from affordable prices.]]></article>
    
    
    
    
    
    
    
    <article productid="13459" date="25 January 2012" link="/newsandcommunity/news/five-ways-to-boost-your-credit-score_0013459.aspx" title="Five ways to boost your credit score" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[A healthy credit score is the best passport to any kind of borrowing, so making an effort to improve yours can really pay dividends.]]></article>
    
    
    
    
    
    
    
    <article productid="10826" date="24 January 2012" link="/newsandcommunity/news/getting-a-mortgage-with-a-small-deposit_0010826.aspx" title="Getting a mortgage with a small deposit" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Mortgage lenders are quick to boast about helping first-time buyers with smaller deposits - but the truth is most of the effort will have to come from you.]]></article>
    
    
    
    
    
    
    
    <article productid="13451" date="24 January 2012" link="/newsandcommunity/news/is-the-ipad-three-just-around-the-corner_0013451.aspx" title="Is the iPad 3 just around the corner?" author="Mark Hooson" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[The iPad 3 could be hitting the shelves as soon as March, if rabid internet speculation and Apple's track record of speedy product releases are anything to go by.
<p>We take a look at the reasons behind the mounting speculation and how the must-have gadget is likely to compare to its predecessor, the iPad 2.<br /></p>]]></article>
    
    
    
    
    
    
    
    <article productid="13450" date="24 January 2012" link="/newsandcommunity/news/focus-on-last-chance-to-a-two-year-balance-transfer-credit-card_0013450.aspx" title="Focus on: Last chance to get a two-year balance transfer credit card" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[If you want to get your hands on the Barclaycard Platinum with Longest Balance Transfer credit card, which offers a market-leading two-year 0% interest on balance transfers, you'll need to act fast. Barclaycard has announced it is withdrawing the card on Wednesday February 1 and, with no equivalent on the market, this could be your last chance to take advantage. 
<p>But what do you need to know? <br /></p>
<p></p>]]></article>
    
    
    
    
    
    
    
    <article productid="13452" date="24 January 2012" link="/newsandcommunity/news/what-is-a-cash-ISA_0013452.aspx" title="What is a cash ISA? " author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[With interest rates low and inflation high, it's more important than ever for savers to earn as much as possible on their savings and ISAs offer a great way of doing this because returns are tax-free.]]></article>
    
    
    
    
    
    
    
    <article productid="13308" date="19 January 2012" link="/newsandcommunity/news/santander-to-raise-overdraft-charges_0013308.aspx" title="Santander to raise overdraft charges" author="Melanie Wright" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Santander is increasing the cost of going into the red for its Preferred and Everyday&nbsp;current account customers by raising its daily overdraft fees with effect from March 16.]]></article>
    
    
    
    
    
    
    
    <article productid="13307" date="19 January 2012" link="/newsandcommunity/news/focus-on-new-purchase-credit-card-zero-per-cent-for-eighteen-months_0013367.aspx" title="Focus on: NEW purchase credit card offering 0% for 18 months" author="Les Roberts" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[Credit cards that offer 0% on purchases and balance transfers are a great way to spread the cost of a big purchase or to pay down existing credit card debt as you&nbsp;are not charged&nbsp;interest for the duration of the 0% offer.]]></article>
    
    
    
    
    
    
    
    <article productid="13309" date="19 January 2012" link="/newsandcommunity/news/get-the-best-value-holiday-in-two-thousand-and-twelve_0013309.aspx" title="Get the best value holiday in 2012" author="Cathy Toogood" category="Travel" subcategory="Travel Money" channellink="http://www.travelsupermarket.com/c/holidays/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Cathy_Toogood_75x85.png" ><![CDATA[Research from TravelSupermarket has found that price will be the number one consideration for British holidaymakers in 2012 - beating factors such as accommodation and even weather. So, make sure that you are one of the growing number of savvy travel shoppers this year.]]></article>
    
    
    
    
    
    
    
    <article productid="13305" date="18 January 2012" link="/newsandcommunity/news/should-you-go-for-a-fixed-or-variable-rate-mortgage_0013305.aspx" title="Should you go for a fixed or variable rate mortgage?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[January's base rate freeze came as no surprise after nearly three years of no change. In fact, some experts are now forecasting that interest rates will remain frozen at 0.5% until as late as 2016. ]]></article>
    
    
    
    
    
    
    
    <article productid="13306" date="18 January 2012" link="/newsandcommunity/news/relief-for-savers-as-inflation-falls_0013306.aspx" title="Relief for savers as inflation falls" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Inflation dropped last month, providing a glimmer of hope to savers who have suffered months of soaring living costs eroding the value of their hard-earned cash.]]></article>
    
    
    
    
    
    
    
    <article productid="13280" date="18 January 2012" link="/newsandcommunity/news/find-the-right-balance-transfer-credit-card_0013280.aspx" title="Find the right balance transfer credit card" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Borrowers can avoid paying interest on their debts for up to two years if they choose the right credit card - but remember to factor in balance transfer fees.]]></article>
    
    
    
    
    
    
    
    <article productid="13279" date="18 January 2012" link="/newsandcommunity/news/focus-on-west-brom-direct-bonus-account-three_0013279.aspx" title="Focus on: West Brom Direct Bonus Account 3" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/ClareF_64x64.jpg" ><![CDATA[The Bank of England base rate could stay at 0.50% until 2016 which is the last thing savers want to hear as it has already been at this historically low level since March 2009.]]></article>
    
    
    
    
    
    
    
    <article productid="13255" date="17 January 2012" link="/newsandcommunity/news/deal-with-debt-now_0013255.aspx" title="Deal with debt now" author="Les Roberts" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[Every day in the UK, 331 people are declared insolvent or bankrupt, according to new figures from charity Credit Action. However, bankruptcy is still regarded as an extreme measure to get out of debt. Here we look at steps you can take to help avoid this outcome.]]></article>
    
    
    
    
    
    
    
    <article productid="13278" date="17 January 2012" link="/newsandcommunity/news/how-to-stay-safe-on-the-slopes_0013278.aspx" title="How to stay safe on the slopes" author="Jessica Bown" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Every year, thousands of Britons take to the snow-covered slopes of Europe, America and Canada on their skiing holidays - and the vast majority have a great time. However, the dangers of mountain sports should not be taken lightly. ]]></article>
    
    
    
    
    
    
    
    <article productid="13256" date="17 January 2012" link="/newsandcommunity/news/who-should-switch-to-save-on-energy-bills_0013256.aspx" title="Who should switch to save on energy bills?" author="Mark Hooson" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[The Big Six energy suppliers may have all finally bowed to pressure to cut their prices, but millions of householders could still benefit by switching to a better deal.&nbsp; ]]></article>
    
    
    
    
    
    
    
    <article productid="13243" date="16 January 2012" link="/newsandcommunity/news/avoid-a-boiler-breakdown_0013243.aspx" title="Avoid a boiler breakdown" author="Mark Hooson" category="Money" subcategory="Heating" channellink="http://www.moneysupermarket.com/heating-cover/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Given the huge costs of repairing or replacing a boiler, you can't afford to be caught out by a cold snap. Looking after your boiler and knowing what to do when there is a problem could save you money.]]></article>
    
    
    
    
    
    
    
    <article productid="13230" date="16 January 2012" link="/newsandcommunity/news/how-to-get-bargains-all-year-round_13230.aspx" title="How to get bargains all year round" author="Les Roberts" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[Now that the January sales are in full swing you're probably used to buying things for less than the advertised price. But have you ever considered that you may be able to land similar discounts all year round?]]></article>
    
    
    
    
    
    
    
    <article productid="13245" date="16 January 2012" link="/newsandcommunity/news/will-the-new-MOT-rules-cost-you_0013245.aspx" title="Will the new MOT rules cost you?" author="Mark Hooson" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Drivers already struggling with soaring fuel and insurance prices could face the added sting of unexpected repair bills because of new MOT rules which came into force this month.]]></article>
    
    
    
    
    
    
    
    <article productid="13215" date="13 January 2012" link="/newsandcommunity/news/making-your-home-more-energy-efficient_0013215.aspx" title="Making your home more energy efficient" author="Melanie Wright" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Pressure is mounting on the&nbsp;one remaining energy supplier to cut costs - but you don't have to wait for them to take action to reduce your gas and electricity bills.]]></article>
    
    
    
    
    
    
    
    <article productid="13202" date="12 January 2012" link="/newsandcommunity/news/millions-miss-out-on-cheap-energy-bills_0013202.aspx" title="Millions miss out on cheap energy bills " author="Les Roberts" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[EDF Energy, SSE and British Gas, npower and E.ON&nbsp;have all announced a reduction in energy prices and more providers are expected to follow suit. However, millions of householders will still struggle to meet the cost of their bills.<br />]]></article>
    
    
    
    
    
    
    
    <article productid="13201" date="12 January 2012" link="/newsandcommunity/news/how-to-make-an-energy-complaint_0013201.aspx" title="How to make an energy complaint" author="Les Roberts" category="Money" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[British consumers could be missing out on millions of pounds in unclaimed compensation as unresolved complaints to Energy providers are not being passed on to the Energy Ombudsman for resolution, according to a report from consumer group Which?]]></article>
    
    
    
    
    
    
    
    <article productid="13204" date="12 January 2012" link="/newsandcommunity/news/british-gas-and-sse-cut-prices_0013204.aspx" title="British Gas and SSE cut prices" author="Melanie Wright" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Five&nbsp;of the Big Six energy firms - British Gas, EDF Energy, SSE, npower&nbsp;and E.On announced price cuts but millions of customers won't benefit from the lower prices and even those who do could save more money by switching to a better deal.]]></article>
    
    
    
    
    
    
    
    <article productid="13205" date="12 January 2012" link="/newsandcommunity/news/savings-rates-higher-than-a-year-ago_0013205.aspx" title="Savings rates higher than a year ago" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The Bank of England base rate was held at 0.50% for the 35<SUP>th</SUP> month in a row today, but it's not all bad news for savers as savings rates continue to tick upwards.]]></article>
    
    
    
    
    
    
    
    <article productid="13199" date="12 January 2012" link="/newsandcommunity/news/top-credit-cards-for-two-thousand-and-twelve_0013199.aspx" title="Top credit cards for 2012" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[There are some fantastic credit card deals available at the moment. The benefits on offer vary widely though, so it is vital to find the right one for your needs.]]></article>
    
    
    
    
    
    
    
    <article productid="13195" date="11 January 2012" link="/newsandcommunity/news/the-best-way-to-pay-for-car-insurance_0013195.aspx" title="The best way to pay for car insurance" author="Clare Walsh" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[&nbsp;Millions of drivers are hit with extra charges for their car insurance because they pay for it monthly rather than annually.]]></article>
    
    
    
    
    
    
    
    <article productid="13197" date="11 January 2012" link="/newsandcommunity/news/affordable-valentines-breaks_0013197.aspx" title="Affordable Valentine's breaks" author="Cathy Toogood" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Cathy_Toogood_75x85.png" ><![CDATA[Valentine's Day is fast approaching - and if you want to wow your loved one with a romantic break, now is the time to book. It doesn't have to be as expensive as you think though. Here we offer tips on booking the perfect Valentine's trip at an affordable price.]]></article>
    
    
    
    
    
    
    
    <article productid="13190" date="11 January 2012" link="/newsandcommunity/news/dont-pay-over-the-odds-for-your-loan_0013190.aspx" title="Don't pay more than you need for a loan " author="Mark Hooson" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[If you're thinking of taking out a personal loan, your own bank might be a natural first port of call - but it won't necessarily be the cheapest. Depending on how much you want to borrow, it could cost you more than if you were to shop around for a better rate.]]></article>
    
    
    
    
    
    
    
    <article productid="13198" date="11 January 2012" link="/newsandcommunity/news/mortgages-most-affordable-for-ten-years_0013198.aspx" title="Mortgages most affordable for 10 years " author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[It is cheaper to own a home than it has been for a decade, yet many people continue to pay over the odds for their mortgages.]]></article>
    
    
    
    
    
    
    
    <article productid="13187" date="11 January 2012" link="/newsandcommunity/news/focus-on-natwest-platinum-credit-card_0013187.aspx" title="Focus on: NEW low-fee balance transfer card" author="Clare Walsh" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[If you're feeling the effects of overspending at Christmas, then reducing the amount of interest you're paying on existing credit card debts could help you get your finances back under control.]]></article>
    
    
    
    
    
    
    
    <article productid="13188" date="11 January 2012" link="/newsandcommunity/news/focus-on-virgins-new-easy-access-account-paying-two-point-eight-five-per-cent_0013188.aspx" title="Focus on: 2.85% savings account with no bonus" author="Mark Hooson" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[With the dust settled on Virgin's acquisition of Northern Rock, the newest-formed bank on the high street, Virgin Money, is offering an easy access savings account paying 2.85%.]]></article>
    
    
    
    
    
    
    
    <article productid="13186" date="10 January 2012" link="/newsandcommunity/news/go-to-the-cinema-for-less_0013186.aspx" title="Go to the cinema for less" author="Mark Hooson" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Next month the great and the good from the world of cinema will be assembling for the 84th annual Academy Awards in Hollywood - better known as The Oscars.]]></article>
    
    
    
    
    
    
    
    <article productid="12944" date="09 January 2012" link="/newsandcommunity/news/financial-diary-dates-for-two-thousand-and-twelve_0012944.aspx" title="Financial diary dates for 2012" author="Mark Hooson" category="Money" subcategory="Business Finance" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[If you're looking to sort out your finances this year, there are some key dates in 2012 which can help you get organised.]]></article>
    
    
    
    
    
    
    
    <article productid="12995" date="09 January 2012" link="/newsandcommunity/news/northern-rock-acquisition-brings-new-savings-accounts_0012995.aspx" title="Northern Rock acquisition brings new savings accounts" author="Mark Hooson" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Today marks the completion of Virgin's takeover of Northern Rock, the ailing bank which was taken into public ownership in 2008. Rebranded as Virgin Money bank, this week the brand launches two new 'straight-forward' savings accounts.]]></article>
    
    
    
    
    
    
    
    <article productid="12948" date="09 January 2012" link="/newsandcommunity/news/guide-to-starting-your-own-business_0012948.aspx" title="Guide to starting your own business" author="Jessica Bown" category="Money" subcategory="Business" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The number of people who are becoming self-employed has reached a record high, with many having no other option but to go it alone.]]></article>
    
    
    
    
    
    
    
    <article productid="12863" date="06 January 2012" link="/newsandcommunity/news/should-you-lease-an-iphone-four-s_0012863.aspx" title="Should you 'lease' an iPhone 4S?" author="Mark Hooson" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[In the ever-changing world of technology, are you the sort of person who always likes to have the latest gadgets and gets frustrated by lengthy contracts locking you in?]]></article>
    
    
    
    
    
    
    
    <article productid="12865" date="06 January 2012" link="/newsandcommunity/news/new-cheapest-fixed-dual-fuel-energy-tariff_0012865.aspx" title="NEW cheapest fixed dual fuel energy tariff" author="Mark Hooson" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Pressure is mounting on the Big Six energy suppliers to cut their prices after Ovo Energy announced it is slashing 5% off bills for new customers on its fixed dual fuel tariff. ]]></article>
    
    
    
    
    
    
    
    <article productid="12732" date="05 January 2012" link="/newsandcommunity/news/what-to-do-when-storms-strike_0012732.aspx" title="What to do when storms strike" author="Melanie Wright" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Storms have ravaged much of the UK in recent days, and with more bad weather on the way, insurers are advising homeowners to batten down the hatches.]]></article>
    
    
    
    
    
    
    
    <article productid="12734" date="05 January 2012" link="/newsandcommunity/news/how-you-can-save-more-than-one-thousand-pounds-in-two-thousand-and-twelve_0012734.aspx" title="How you can save more than 1,000 in 2012" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Times were tight for most of us in 2011, and with little sign of things improving any time soon it's more important than ever to make your money work as hard as possible for you.]]></article>
    
    
    
    
    
    
    
    <article productid="12733" date="05 January 2012" link="/newsandcommunity/news/Make-the-most-of-your-travel-budget_0012733.aspx" title="Make the most of your travel budget in 2012" author="Cathy Toogood" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Cathy_Toogood_75x85.png" ><![CDATA[Recent research by TravelSupermarket shows that, despite household finances being stretched, Britons are prioritising holidays in 2012 with 96% planning on taking at least one break this year. We look at this year's travel trends and explain how you can still get away on a tight budget.]]></article>
    
    
    
    
    
    
    
    <article productid="12862" date="05 January 2012" link="/newsandcommunity/news/loan-rates-fall-to-six-per-cent_0012862.aspx" title="Focus on: Loan rates fall to 6.0%" author="Mark Hooson" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Borrowers received some New Year cheer this week after loan rates dropped to as low as 6.0%.]]></article>
    
    
    
    
    
    
    
    <article productid="12731" date="05 January 2012" link="/newsandcommunity/news/why-exercise-helps-your-pockets-as-well-as-your-health_0012731.aspx" title="Why exercise helps your pockets as well as your health" author="Les Roberts" category="Insurance" subcategory="Life" channellink="http://www.moneysupermarket.com/LifeInsurance/uk-life-insurance.aspx" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[January is traditionally a time when people hit the treadmills, determined to work off the Christmas calories, but research by MoneySupermarket has shown that this year could be different.]]></article>
    
    
    
    
    
    
    
    <article productid="12727" date="04 January 2012" link="/newsandcommunity/news/best-ways-to-clear-christmas-debts_0012727.aspx" title="How to clear Christmas debts" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/debt/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of people will have run up credit card debts and overdrafts to help pay for Christmas and must now count the cost of their borrowing.<br />]]></article>
    
    
    
    
    
    
    
    <article productid="12719" date="04 January 2012" link="/newsandcommunity/news/do-you-have-enough-home-insurance_0012719.aspx" title="Do you have enough home insurance?" author="Jessica Bown" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[If you or your family were lucky enough to be showered with valuable presents this Christmas, it may mean that you no longer have adequate home insurance cover.]]></article>
    
    
    
    
    
    
    
    <article productid="12718" date="04 January 2012" link="/newsandcommunity/news/top-tips-for-winter-driving_0012718.aspx" title="Top tips for winter driving" author="Les Roberts" category="Motoring" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[Winter is the worst time of the year for motorists with bad weather increasing the likelihood of an accident or a breakdown.]]></article>
    
    
    
    
    
    
    
    <article productid="12722" date="04 January 2012" link="/newsandcommunity/news/focus-on-cash-isa-paying-three-point-zero-seven-per-cent-tax-free_0012722.aspx" title="Focus on: NEW market-leading ISA paying 3.07%" author="Clare Walsh" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[Anyone who has made saving more one of their New Year's resolutions may want to consider the new West Bromwich WeBSave ISA 4.]]></article>
    
    
    
    
    
    
    
    <article productid="12725" date="04 January 2012" link="/newsandcommunity/news/new-year-current-account-offers_0012725.aspx" title="Bank account wars: The banks want you" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Competition in the current account market has been hotting up in recent days, with several banks launching tempting incentives in an attempt to make us switch.]]></article>
    
    
    
    
    
    
    
    <article productid="12717" date="03 January 2012" link="/newsandcommunity/news/set-your-two-thousand-and-twelve-savings-goal_0012717.aspx" title="Set your 2012 savings goal" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The New Year is the perfect time to set yourself a savings goal - whether it's trying to build up some cash to pay for your summer break, putting money away for a property deposit or even saving up for Christmas next year.]]></article>
    
    
    
    
    
    
    
    <article productid="12716" date="03 January 2012" link="/newsandcommunity/news/how-to-escape-the-debt-trap_0012716.aspx" title="How to escape the debt trap" author="Melanie Wright" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Thousands of young people struggling with debts are being forced to take drastic action because their money problems have spiralled out of control.]]></article>
    
    
    
    
    
    
    
    <article productid="12710" date="28 December 2011" link="/newsandcommunity/news/new-year-financial-resolutions_0012710.aspx" title="New Year financial resolutions" author="Jessica Bown" category="Money" subcategory="Car" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Once the Christmas and New Year party season comes to an end, many of us come back down to earth with a bump - especially if we have overspent on our festivities.]]></article>
    
    
    
    
    
    
    
    <article productid="12711" date="28 December 2011" link="/newsandcommunity/news/what-will-happen-to-house-prices-in-two-thousand-and-twelve_0012711.aspx" title="What will happen to house prices in 2012?" author="Jessica Bown" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The property market has proved remarkably resilient in recent months, despite the increasingly gloomy economic backdrop. House prices rose by 1% nationally in 2011according to Nationwide Building Society with London seeing the strongest growth at 5.5%. However, the picture was very different in Northern Ireland where property values dropped by 8.9%. But&nbsp;what does 2012 hold in store for homeowners and buyers?]]></article>
    
    
    
    
    
    
    
    <article productid="12699" date="23 December 2011" link="/newsandcommunity/news/focus-on-new-24-month-0-percent-b-t-card_0012699.aspx" title="Focus on: New market-leading 24-month 0% balance transfer card" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Many of us will have racked up debts over Christmas, but the good news is that Barclaycard has just introduced a fantastic balance transfer card offering an introductory 0% period for two whole years.]]></article>
    
    
    
    
    
    
    
    <article productid="12654" date="22 December 2011" link="/newsandcommunity/news/best-ways-to-give-to-charity_0012654.aspx" title="Best ways to give to charity" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[At this time of year, many of us will stop to think about those less fortunate than ourselves, yet often our gifts to charity only extend to dropping a few coins in collecting tins.]]></article>
    
    
    
    
    
    
    
    <article productid="12659" date="22 December 2011" link="/newsandcommunity/news/focus-on-current-account-paying-6-percent-in-credit-interest_0012659.aspx" title="Focus on: Current account paying 6% in-credit interest" author="Melanie Wright" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Most of us are used to our banks paying paltry rates of interest on any money held in our current accounts, but HSBC has bucked this trend by offering a massive 6% to people switching their accounts.]]></article>
    
    
    
    
    
    
    
    <article productid="12655" date="22 December 2011" link="/newsandcommunity/news/Holiday-like-a-star_0012655.aspx" title="Holiday like a star" author="Cathy Toogood" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Cathy_Toogood_75x85.png" ><![CDATA[When pictures of celebrities' exotic holidays are splashed across newspapers, you may feel a twang of jealously and assume that you could never afford to follow in their footsteps. However, there are plenty of holiday bargains about. We take a look at celebrity breaks from the last year and offer tips on how to recreate them.]]></article>
    
    
    
    
    
    
    
    <article productid="12644" date="21 December 2011" link="/newsandcommunity/news/take-control-of-your-finances_0012644.aspx" title="Take control of your finances" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[After what has been a pretty miserable year financially, most of us will be hoping that 2012 gets off to a better start.]]></article>
    
    
    
    
    
    
    
    <article productid="12646" date="21 December 2011" link="/newsandcommunity/news/alternative-options-for-savers_0012646.aspx" title="Alternative options for savers" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[With inflation still high and the Bank of England base rate showing no sign of rising any time soon, many savers are looking outside conventional savings accounts to generate returns.]]></article>
    
    
    
    
    
    
    
    <article productid="12648" date="21 December 2011" link="/newsandcommunity/news/january-sales-survival-guide_0012648.aspx" title="January sales survival guide" author="Les Roberts" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[If you found all that Christmas shopping stressful, then hitting the January sales might just tip you over the edge - unless you go prepared.]]></article>
    
    
    
    
    
    
    
    <article productid="12647" date="21 December 2011" link="/newsandcommunity/news/how-to-return-unwanted-christmas-presents_0012647.aspx" title="How to return unwanted Christmas presents" author="Clare Walsh" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[Most of us will have&nbsp;received at least one present this year that we wish we'd left unopened, but if you are planning on taking unwanted gifts back, it pays to swot up on your consumer rights first.]]></article>
    
    
    
    
    
    
    
    <article productid="12634" date="15 December 2011" link="/newsandcommunity/news/its-not-too-late-for-a-new-year-break_0012634.aspx" title="It's not too late for a New Year break" author="Cathy Toogood" category="Travel" subcategory="Other" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Cathy_Toogood_75x85.png" ><![CDATA[Christmas shopping may almost be over for another year but, if you haven't already made plans for New Year celebrations, you may be starting to panic. We give advice on how to find a last-minute holiday deal as well as offering some destination inspiration.]]></article>
    
    
    
    
    
    
    
    <article productid="12633" date="15 December 2011" link="/newsandcommunity/news/save-ahead-for-christmas-two-thousand-and-twelve_0012633.aspx" title="Save ahead for Christmas 2012" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[If you're one of the many who have found financing Christmas this year painful, then you can avoid money misery next year by starting&nbsp;to save&nbsp;now for Christmas 2012.]]></article>
    
    
    
    
    
    
    
    <article productid="12629" date="14 December 2011" link="/newsandcommunity/news/focus-on-barclaycard-platinum-with-extended-balance-transfer_0012629.aspx" title="Focus on: Barclaycard Platinum with Extended Balance Transfer " author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[With 2011 nearly at an end, now's the time to start getting your finances in shape for 2012. ]]></article>
    
    
    
    
    
    
    
    <article productid="12630" date="14 December 2011" link="/newsandcommunity/news/focus-on-aa-launches-leading-savings-account_0012630.aspx" title="Focus on: AA launches leading savings account " author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The<strong> AA </strong>has thrown down the gauntlet to its savings account rivals with the launch of a new easy-access account paying a headline interest rate of 3.20% on &pound;1 or more.]]></article>
    
    
    
    
    
    
    
    <article productid="12628" date="14 December 2011" link="/newsandcommunity/news/how-to-keep-christmas-debt-in-check_0012628.aspx" title="How to keep Christmas debt in check " author="Melanie Wright" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Almost 10 million UK consumers will take on debt to cover the cost Christmas, according to new research by MoneySupermarket.com.]]></article>
    
    
    
    
    
    
    
    <article productid="12627" date="14 December 2011" link="/newsandcommunity/news/where-to-find-last-minute-christmas-bargains_0012627.aspx" title="Where to find last-minute Christmas bargains" author="Melanie Wright" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[There may be only a few days to go until Christmas, but there are still plenty of last-minute bargains to be had if you know where to look.]]></article>
    
    
    
    
    
    
    
    <article productid="12625" date="13 December 2011" link="/newsandcommunity/news/why-insurance-is-the-perfect-present-for-your-pet_0012625.aspx" title="Why insurance is the perfect present for your pet" author="Clare Walsh" category="Insurance" subcategory="Pet" channellink="http://www.moneysupermarket.com/pet-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[Pampered pets across the country will be spoilt by devoted owners this Christmas, but despite treating them like one of the family, many people don't have insurance in place to cover vet bills if their animal were to become seriously ill or injured.]]></article>
    
    
    
    
    
    
    
    <article productid="12624" date="12 December 2011" link="/newsandcommunity/news/travel-cover-for-festive-breaks_0012624.aspx" title="Travel cover for festive breaks" author="Melanie Wright" category="Travel" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Thousands of people will get away from it all this Christmas by heading overseas, but if you're planning a holiday abroad, don't forget to pack travel insurance.]]></article>
    
    
    
    
    
    
    
    <article productid="12621" date="08 December 2011" link="/newsandcommunity/news/know-your-limits-this-christmas_0012621.aspx" title="Know your limits this Christmas" author="Cathy Toogood" category="Travel" subcategory="Holidays" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Cathy_Toogood_75x85.png" ><![CDATA[When travelling at Christmas, it can be easy to be swept away with festive cheer and to forget the basics of what you can and can't pack. But don't let an unexpected charge or a confiscated gift ruin your holiday.]]></article>
    
    
    
    
    
    
    
    <article productid="12623" date="08 December 2011" link="/newsandcommunity/news/Savers-silver-lining_0012623.aspx" title="Savers' silver lining" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Most savers won't be sorry to see the back of 2011, with interest rates seemingly stuck at 0.5%, inflation running at more than double the government's 2% target and the continuing eurozone crisis.]]></article>
    
    
    
    
    
    
    
    <article productid="12622" date="08 December 2011" link="/newsandcommunity/news/Beat-your-credit-card-gripes_0012622.aspx" title="Beat your credit card gripes " author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Millions of us rely on plastic to help make ends meet, but as with any form of borrowing, you need to be careful, or you could end up paying back much more than you planned.]]></article>
    
    
    
    
    
    
    
    <article productid="12618" date="08 December 2011" link="/newsandcommunity/news/dont-lose-control-of-debts_0012618.aspx" title="Don't lose control of debts" author="Melanie Wright" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of people are turning to payday loans to help them cover the cost of Christmas in these difficult times. ]]></article>
    
    
    
    
    
    
    
    <article productid="12614" date="07 December 2011" link="/newsandcommunity/news/top-ten-ways-to-save-energy-this-Christmas_0012614.aspx" title="Top 10 ways to save energy this Christmas" author="Jessica Bown" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[We may have enjoyed an unseasonably mild start to winter, but there's no escaping the fact that colder weather is now beginning to bite.]]></article>
    
    
    
    
    
    
    
    <article productid="12608" date="07 December 2011" link="/newsandcommunity/news/focus-on-new-market-leading-loan_12608.aspx" title="Focus on: Market-leading loan" author="Jessica Bown" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The loan war continues to rage, with peer-to-peer lender Zopa introducing a new market-leading deal for those looking to borrow &pound;7,500 over three years.]]></article>
    
    
    
    
    
    
    
    <article productid="12611" date="07 December 2011" link="/newsandcommunity/news/focus-on-two-point-eight-nine-per-cent-three-year-fixed-rate-mortgage_0012611.aspx" title="Focus on: 2.89% three-year fixed rate mortgage" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[In these difficult times, Chelsea Building Society's new 2.89% fixed rate mortgage can provide homeowners with peace of mind that their payments won't change for three more festive seasons to come.]]></article>
    
    
    
    
    
    
    
    <article productid="12612" date="07 December 2011" link="/newsandcommunity/news/drink-driving-isnt-worth-the-risk_0012612.aspx" title="Drink driving isn't worth the risk" author="Clare Walsh" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/motoring/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[With the Christmas party season upon us, UK police forces have begun their festive drink-driving crackdown.]]></article>
    
    
    
    
    
    
    
    <article productid="12615" date="07 December 2011" link="/newsandcommunity/news/how-to-complete-a-tax-return_0012615.aspx" title="How to complete a tax return" author="Melanie Wright" category="Money" subcategory="Business Finance" channellink="http://www.moneysupermarket.com/businessfinance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Anyone who has to file a tax return for the year ending April 5, 2011 has just over a month left to submit their forms - or risk being hit with a &pound;100 fine.]]></article>
    
    
    
    
    
    
    
    <article productid="12607" date="06 December 2011" link="/newsandcommunity/news/appy-christmas-five-apps-for-the-festive-season_0012607.aspx" title="'Appy Christmas - five apps for the festive season" author="Les Roberts" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[If your local high street resembles the Blackpool Illuminations and you can't seem to find a radio station that isn't playing Slade at least three times an hour, then you'll know that the holiday season has arrived.]]></article>
    
    
    
    
    
    
    
    <article productid="12565" date="01 December 2011" link="/newsandcommunity/news/Whisk-your-loved-one-away-this-Christmas_0012565.aspx" title="Whisk your loved one away this Christmas" author="Cathy Toogood" category="Travel" subcategory="Holidays" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Cathy_Toogood_75x85.png" ><![CDATA[With Christmas less than a month away, many shoppers will be racking their brains for the perfect gift. Why not book a holiday for a loved one? It will be a great winter pick me up, and can be something to look forward to when the post-Christmas blues kick in.]]></article>
    
    
    
    
    
    
    
    <article productid="12566" date="01 December 2011" link="/newsandcommunity/news/MoneySupermarket's-twelve-deals-of-Christmas_0012566.aspx" title="MoneySupermarket's 12 deals of Christmas" author="Joanne OConnell" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jo_OConnell_75x85.png" ><![CDATA['Tis the season to be jolly' and here at MoneySupermarket we've got a sack load of treats on offer for anyone looking to save cash or scoop some fantastic prizes this Christmas.&nbsp; ]]></article>
    
    
    
    
    
    
    
    <article productid="12556" date="01 December 2011" link="/newsandcommunity/news/focus-on-new-market-leading-three-point-one-six-per-cent-easy-access-account_0012556.aspx" title="Focus on: Market-leading 3.16% easy access account" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[High inflation and low interest rates have given savers little reason to celebrate recently, but <strong>Northern Rock </strong>provided some good news this week with the introduction of a new market-leading easy access account.]]></article>
    
    
    
    
    
    
    
    <article productid="12573" date="01 December 2011" link="/newsandcommunity/news/focus-on-get-even-more-cash-back-on-shopping-this-january0012573.aspx" title="Focus on: Get even more cash back on shopping this January" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The January sales in 2012 will be even more anticipated than usual as UK households feel the pinch of rising winter bills and start to buffer against the prospect of a double-dip recession]]></article>
    
    
    
    
    
    
    
    <article productid="12564" date="01 December 2011" link="/newsandcommunity/news/best-homes-for-cash-christmas-presents_0012564.aspx" title="Best homes for cash Christmas presents" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[With so many of us feeling the pinch this year, cash Christmas presents are likely to be more popular than ever - but make sure any money you receive earns as much interest as possible.]]></article>
    
    
    
    
    
    
    
    <article productid="12570" date="01 December 2011" link="/newsandcommunity/news/top-television-packages_0012570.aspx" title="Top television packages" author="Les Roberts" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[Christmas Day is just a few weeks away, but what will you be doing once the presents have been unwrapped and everyone is stuffed full of turkey?]]></article>
    
    
    
    
    
    
    
    <article productid="12548" date="30 November 2011" link="/newsandcommunity/news/Avoid-a-festive-debt-hangover-0012548.aspx" title="Avoid a festive debt hangover" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Christmas is less than a month away, but for many people the festive season can be a financially fraught time.&nbsp; ]]></article>
    
    
    
    
    
    
    
    <article productid="12554" date="30 November 2011" link="/newsandcommunity/news/shoppers-flock-online_0012554.aspx" title="Shoppers flock online" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of us will shun the high street this year in favour of doing our Christmas shopping online]]></article>
    
    
    
    
    
    
    
    <article productid="12546" date="29 November 2011" link="/newsandcommunity/news/what-the-autumn-statement-means-for-you_0012530.aspx" title="What the Autumn Statement means for you" author="Melanie Wright" category="Money" subcategory="Business Finance" channellink="http://www.moneysupermarket.com/businessfinance/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The Autumn Statement was never going to be filled with festive cheer given current difficult economic conditions, but there were a few measures announced which will help those struggling to meet living costs.]]></article>
    
    
    
    
    
    
    
    <article productid="12529" date="29 November 2011" link="/newsandcommunity/news/Prepare-your-car-for-winter_0012529.aspx" title="Prepare your car for winter" author="Clare Walsh" category="Motoring" subcategory="Car" channellink="http://www.moneysupermarket.com/motoring/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[Winter weather can cause chaos for drivers -&nbsp;with snow, ice and freezing conditions threatening to make even the shortest journey demanding and dangerous. ]]></article>
    
    
    
    
    
    
    
    <article productid="12499" date="25 November 2011" link="/newsandcommunity/news/loan-rates-hit-four-year-low_0012499.aspx" title="Loan rates hit four year low " author="Melanie Wright" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The loan war continues to rage, with rates on borrowing over &pound;7,500 the lowest they have been for four years. ]]></article>
    
    
    
    
    
    
    
    <article productid="12490" date="24 November 2011" link="/newsandcommunity/news/fix-your-mortgage-at-four-point-nine-nine-percent-for-ten-years_0012490.aspx" title="Fix your mortgage at 4.99% for 10 years " author="Melanie Wright" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[With the Bank of England expected to hold interest rates at 0.50% for at least another year many homebuyers and those remortgaging are looking to lock into a fixed rate mortgage for at least five years.]]></article>
    
    
    
    
    
    
    
    <article productid="12488" date="24 November 2011" link="/newsandcommunity/news/focus-on-longest-ever-balance-transfer-and-purchase-credit-card_0012488.aspx" title="Focus on: Longest EVER balance transfer and purchase credit card" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Halifax has thrown down the gauntlet to other credit card providers by launching the longest ever combined balance transfer and purchase card.]]></article>
    
    
    
    
    
    
    
    <article productid="12489" date="24 November 2011" link="/newsandcommunity/news/current-accounts-made-fairer-for-all_0012489.aspx" title="Current accounts made fairer for all" author="Laura Howard" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[New improvements are set to make banking fairer for millions of current account holders who are regularly stung by complicated and expensive fees on unauthorised overdraft borrowing.]]></article>
    
    
    
    
    
    
    
    <article productid="12487" date="24 November 2011" link="/newsandcommunity/news/could-you-have-a-forgotten-fortune_0012487.aspx" title="Could you have a forgotten fortune?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Hundreds of thousands of savers could be missing out on valuable returns because they have lost track of money in bank accounts that now pay little or no interest. ]]></article>
    
    
    
    
    
    
    
    <article productid="12491" date="24 November 2011" link="/newsandcommunity/news/thomas-cook-your-questions-answered_0012491.aspx" title="Thomas Cook: Your questions answered" author="Bob Atkinson" category="Travel" subcategory="Other" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="72" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[With news of Thomas Cook's financial difficulties hitting the headlines this week and concerns about its future, you may be nervous about booking a holiday. We take a look at the current situation and tell you the three golden rules when booking any trip.]]></article>
    
    
    
    
    
    
    
    <article productid="12454" date="22 November 2011" link="/newsandcommunity/news/airmiles-has-changed-what-is-different_0012454.aspx" title="Airmiles has changed - what's different?" author="Clare Walsh" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[After 23 years in operation, the travel loyalty scheme Airmiles has changed its name to Avios. ]]></article>
    
    
    
    
    
    
    
    <article productid="12453" date="22 November 2011" link="/newsandcommunity/news/cover-up-this-winter_0012453.aspx" title="Cover up this winter" author="Clare Walsh" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[The weather may still be unseasonably warm, but the recent fog has provided a timely reminder of how the elements can affect our festive plans.]]></article>
    
    
    
    
    
    
    
    <article productid="12456" date="22 November 2011" link="/newsandcommunity/news/new-affordable-housing-plan-will-it-help-you_0012456.aspx" title="New affordable housing plan - will it help you?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[First-time buyers struggling to get on the property ladder finally received some good news this week, after the government announced plans for a new affordable housing strategy.]]></article>
    
    
    
    
    
    
    
    <article productid="12432" date="18 November 2011" link="/newsandcommunity/news/buy-now-pay-nothing-for-eighteen-months_0012432.aspx" title="Buy now pay nothing for 18 months" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[MANY of us will rely on plastic to help us cover all our Christmas costs, but if you do plan to pay this way, finding a credit card with a lengthy 0% introductory rate on spending should be a priority.]]></article>
    
    
    
    
    
    
    
    <article productid="12433" date="18 November 2011" link="/newsandcommunity/news/new-bank-on-the-high-street_0012433.aspx" title="New bank on the high street" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[We have a new high street bank. On Thursday Virgin Money finally succeeded in taking over Northern Rock, which means we'll have a new banking presence on the high street.]]></article>
    
    
    
    
    
    
    
    <article productid="12430" date="17 November 2011" link="/newsandcommunity/news/focus-on-new-market-leading-isa-rate_0012430.aspx" title="Focus on: NEW market-leading ISA rate" author="Mark Hooson" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Savers can earn up to 3.10% tax free and get instant access to their money following the launch of the latest issue of Nationwide's Online ISA.]]></article>
    
    
    
    
    
    
    
    <article productid="12431" date="17 November 2011" link="/newsandcommunity/news/focus-on-creation-launches-20-month-zero-per-cent-credit-card_0012431.aspx" title="Focus on: Creation launches 20-month 0% credit card" author="Clare Walsh" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[With one of the most expensive times of the year fast approaching, the last thing any of us want is for existing credit card debts to add to the already steep cost of Christmas.]]></article>
    
    
    
    
    
    
    
    <article productid="12426" date="16 November 2011" link="/newsandcommunity/news/money-saving-christmas-tips_0012426.aspx" title="Money-saving Christmas tips" author="Clare Walsh" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[The festive season is fast-approaching, but many of us will be wondering exactly how we are going to cover all those Christmas costs.&nbsp; ]]></article>
    
    
    
    
    
    
    
    <article productid="12427" date="16 November 2011" link="/newsandcommunity/news/top-films-for-christmas-two-thousand-and-eleven_0012427.aspx" title="Top films for Christmas 2011" author="Mark Hooson" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Forget repeats of The Royle Family and Only Fools' - there are enough great film releases this Christmas to keep you entertained until there's nothing left in the chocolate tin but wrappers.]]></article>
    
    
    
    
    
    
    
    <article productid="12429" date="16 November 2011" link="/newsandcommunity/news/has-inflation-peaked_0012429.aspx" title="Has inflation peaked?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Inflation fell last month, providing a glimmer of hope to those struggling to cope with steep living costs, but offering little comfort for savers.]]></article>
    
    
    
    
    
    
    
    <article productid="12428" date="16 November 2011" link="/newsandcommunity/news/maket-leading-broadband-deal_0012428.aspx" title="Market-leading broadband deal" author="Les Roberts" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[Internet users should make the most of increased competition in the broadband market which is driving down monthly fees in return for faster connection speeds and greater usage limits.]]></article>
    
    
    
    
    
    
    
    <article productid="12425" date="15 November 2011" link="/newsandcommunity/news/ten-tips-to-cut-the-cost-of-fuel_0012425.aspx" title="10 tips to cut the cost of fuel" author="Laura Howard" category="Motoring" subcategory="Car Reviews" channellink="http://www.moneysupermarket.com/motoring/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Steep fuel prices are hitting motorists hard, but the government is coming under increasing pressure to do more to help drivers next year.]]></article>
    
    
    
    
    
    
    
    <article productid="12414" date="11 November 2011" link="/newsandcommunity/news/act-now-to-snap-up-the-cheapest-mortgages_0012414.aspx" title="Act now to snap up the cheapest mortgages " author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[UK interest rates might still be stuck at 0.5%, but the economic crisis in Europe is pushing up the cost of our mortgages with the best deals disappearing fast.]]></article>
    
    
    
    
    
    
    
    <article productid="12418" date="10 November 2011" link="/newsandcommunity/news/why-you-can't-afford-not-to-save_0012418.aspx" title="Why you can't afford not to save" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Current economic uncertainty means it's more important than ever to have a savings cushion in place to protect yourself in the event that you lose your job.]]></article>
    
    
    
    
    
    
    
    <article productid="12413" date="10 November 2011" link="/newsandcommunity/news/best-credit-cards-for-purchases-and-balance-transfers_0012413.aspx" title="Best credit cards for purchases and balance transfers" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[There are plenty of cards which offer a great deal either on balance transfers or on purchases, but if you don't want the hassle of having two cards, you may want to consider one which combines both.]]></article>
    
    
    
    
    
    
    
    <article productid="12412" date="09 November 2011" link="/newsandcommunity/news/why-you-should-write-a-will_0012412.aspx" title="Why you should write a Will" author="Laura Howard" category="Money" subcategory="Life" channellink="http://www.moneysupermarket.com/LifeInsurance/uk-life-insurance.aspx" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[More than half of us have never got round to writing a will, despite the fact that dying without one could cause major stress for loved ones. ]]></article>
    
    
    
    
    
    
    
    <article productid="12409" date="09 November 2011" link="/newsandcommunity/news/focus-on-new-bond-that-pays-interest-upfront_0012409.aspx" title="Focus on: NEW bond that pays interest upfront" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Savers who tie up their cash in fixed rate bonds will be used to receiving their interest when their accounts mature, but Santander has shaken things up with the launch of a bond which pays interest upfront.]]></article>
    
    
    
    
    
    
    
    <article productid="12410" date="09 November 2011" link="/newsandcommunity/news/what-is-the-best-new-smartphone_0012410.aspx" title="What's the best new smartphone?" author="Mark Hooson" category="Mobile Phones" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[The iPhone might have kick-started the smartphone boom but it no longer dominates the market like it used to. With so many phones competing for your cash, what's the smart choice?]]></article>
    
    
    
    
    
    
    
    <article productid="12408" date="09 November 2011" link="/newsandcommunity/news/is-boiler-cover-worth-it_0012408.aspx" title="Is boiler cover worth it?" author="Clare Walsh" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[With household purses already stretched to the limit this winter, the added cost of boiler breakdown cover can seem like an unnecessary expense]]></article>
    
    
    
    
    
    
    
    <article productid="12411" date="09 November 2011" link="/newsandcommunity/news/getting-your-life-covered_0012411.aspx" title="Getting your life covered" author="Laura Howard" category="Money" subcategory="Life" channellink="http://www.moneysupermarket.com/LifeInsurance/uk-life-insurance.aspx" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[No-one likes to think about dying, but it's vital to consider how your family would survive financially if you were no longer around. ]]></article>
    
    
    
    
    
    
    
    <article productid="12402" date="04 November 2011" link="/newsandcommunity/news/save-and-give-to-charity_0012402.aspx" title="Save and give to charity" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[You may have bought a poppy this year, but now you can do more for charity and earn a market-leading rate on your savings with a new account from Coventry Building Society.]]></article>
    
    
    
    
    
    
    
    <article productid="12400" date="03 November 2011" link="/newsandcommunity/news/Best-airline-credit-cards_0012400.aspx" title="Best airline credit cards" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[If you're a frequent flyer a credit card that rewards you with 'miles' each time you spend on it can be a hugely valuable and useful benefit. ]]></article>
    
    
    
    
    
    
    
    <article productid="12401" date="03 November 2011" link="/newsandcommunity/news/what-is-an-offset-mortgage_0012401.aspx" title="What is an offset mortgage?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[With the Bank of England Base Rate stuck in 'freeze frame' at 0.5% and inflation hitting a record 5.2% in September, Britain's savers are feeling increasingly hard done by as they battle against low returns and high inflation.]]></article>
    
    
    
    
    
    
    
    <article productid="12396" date="02 November 2011" link="/newsandcommunity/news/have-you-got-breakdown-cover_0012396.aspx" title="Have you got breakdown cover?" author="Clare Walsh" category="Insurance" subcategory="Breakdown" channellink="http://www.moneysupermarket.com/roadsiderescue/" forum="15" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[Winter weather can cause chaos for motorists - but breakdown cover will ensure you don't get left out in the cold.]]></article>
    
    
    
    
    
    
    
    <article productid="12398" date="02 November 2011" link="/newsandcommunity/news/packaged-accounts-the-next-mis-selling-scandal_0012398.aspx" title="Packaged accounts: the next mis-selling scandal?" author="Melanie Wright" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[ONE in five of us now has a packaged bank account that we pay a monthly fee for, but many people don't - or can't - make the most of the benefits on offer.]]></article>
    
    
    
    
    
    
    
    <article productid="12397" date="02 November 2011" link="/newsandcommunity/news/warm-house-discount-scheme-do-you-qualify_0012397.aspx" title="Warm Home Discount Scheme - do you qualify?" author="Laura Howard" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The cost of energy is a hot topic as the cold weather kicks in and the recent gas and electricity price hikes begin to bite. ]]></article>
    
    
    
    
    
    
    
    <article productid="12395" date="02 November 2011" link="/newsandcommunity/news/cut-home-insurance-costs_0012395.aspx" title="Cut home insurance costs" author="Clare Walsh" category="Money" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[Tempting as it may be to stick with the same home insurance company year after year, loyalty definitely doesn't pay.]]></article>
    
    
    
    
    
    
    
    <article productid="12399" date="02 November 2011" link="/newsandcommunity/news/focus-on-new-credit-card-that-helps-improve-your-credit-score_0012399.aspx" title="Focus on: New credit card that helps improve your credit score" author="Clare Walsh" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[Having a poor credit rating can make life extremely difficult, but help may be at hand with the re-launch of Capital One's Classic Credit Card designed to help people improve their credit score.]]></article>
    
    
    
    
    
    
    
    <article productid="12385" date="31 October 2011" link="/newsandcommunity/news/how-to-complain-about-your-energy-provider_0012385.aspx" title="How to complain about your energy provider" author="Clare Walsh" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[The energy regulator Ofgem has fined npower &pound;2million for mishandling customer complaints. ]]></article>
    
    
    
    
    
    
    
    <article productid="12378" date="28 October 2011" link="/newsandcommunity/news/focus-on-lowest-loan-rates-for-four-years_0012378.aspx" title="Focus on: lowest loan rates for four years" author="Melanie Wright" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The loan war took off again on Friday after Sainsbury's slashed its loan rate to just 6.1% - the lowest rate we've seen since 2007. ]]></article>
    
    
    
    
    
    
    
    <article productid="12375" date="27 October 2011" link="/newsandcommunity/news/sign-up-for-solar-panels-now_0012375.aspx" title="Sign up for solar panels NOW" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[SOARING energy bills have prompted an increasing number of people to look into generating their own electricity through solar panels - but make sure you know all the facts before signing up.]]></article>
    
    
    
    
    
    
    
    <article productid="12374" date="27 October 2011" link="/newsandcommunity/news/focus-on-get-ten-pounds-cashback-boost-with-a-capital-one-credit-card_0012374.aspx" title="Focus on: Get 10 cashback boost with a Capital One credit card" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[With Christmas fast approaching, many people will be looking for a credit card which offers them cashback on all their festive spending.]]></article>
    
    
    
    
    
    
    
    <article productid="12377" date="27 October 2011" link="/newsandcommunity/news/it-is-game-on-this-winter_0012377.aspx" title="It's 'game on' this winter" author="Mark Hooson" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[The festive season always gives gamers plenty to be excited about with several new launches, and this year is certainly no exception.]]></article>
    
    
    
    
    
    
    
    <article productid="12370" date="26 October 2011" link="/newsandcommunity/news/how-to-avoid-a-christmas-credit-card-hangover_0012370.aspx" title="How to avoid a Christmas credit card hangover" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Millions of us are struggling financially at the moment and will need to cover the cost of Christmas with a credit card.]]></article>
    
    
    
    
    
    
    
    <article productid="12371" date="26 October 2011" link="/newsandcommunity/news/junior-isas-explained_0012371.aspx" title="Junior ISAs explained" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[November 1 sees the launch of Junior individual savings accounts (ISAs) which will enable parents, grandparents, relatives and friends to build up a tax-free lump sum for their children.]]></article>
    
    
    
    
    
    
    
    <article productid="12372" date="26 October 2011" link="/newsandcommunity/news/give-your-savings-a-tax-free-boost_0012372.aspx" title="Give your savings a tax-free boost" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Times may be tough, but that isn't deterring savvy savers from making the most of their annual tax-free allowances.]]></article>
    
    
    
    
    
    
    
    <article productid="12362" date="20 October 2011" link="/newsandcommunity/news/how-to-bring-your-rate-of-inflation-down_0012362.aspx" title="How to bring your rate of inflation down" author="Melanie Wright" category="Money" subcategory="Home" channellink="http://www.moneysupermarket.com/car-insurance/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Inflation hit 5.2% in September, mainly due to gas and electricity price hikes, but there are things we all can do to tackle the soaring cost of living and ensure we keep our bills to a minimum. ]]></article>
    
    
    
    
    
    
    
    <article productid="12363" date="20 October 2011" link="/newsandcommunity/news/top-tips-for-setting-up-your-own-business_0012363.aspx" title="Top tips for setting up your own business" author="Melanie Wright" category="Money" subcategory="Business Finance" channellink="http://www.moneysupermarket.com/businessfinance/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Rising unemployment is prompting increasing numbers of people to go it alone and set up their own businesses.]]></article>
    
    
    
    
    
    
    
    <article productid="12364" date="20 October 2011" link="/newsandcommunity/news/why-I-am-now-a-discount-queen_0012364.aspx" title="Why I'm now a discount queen" author="" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The country has gone coupon crazy. Discount vouchers, codes, special offers, freebies - many of us won't go shopping these days unless we can also bag a bargain. And when did you last go out for a meal and pay full price?]]></article>
    
    
    
    
    
    
    
    <article productid="12354" date="19 October 2011" link="/newsandcommunity/news/how-to-pick-the-right-credit-card_0012354.aspx" title="Picking the right credit card" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Soaring living costs combined with the looming expense of Christmas mean that many of us will have to rely on plastic to help us through the next few months.]]></article>
    
    
    
    
    
    
    
    <article productid="12361" date="19 October 2011" link="/newsandcommunity/news/what-is-your-energy-provider-doing-to-help-this-winter_0012361.aspx" title="What's your energy provider doing to help this winter? " author="Les Roberts" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[The major energy firms have been criticised for not doing enough to help customers save money on their gas and electricity bills but they're fighting back and claim to have a range of measures to make bills more affordable.]]></article>
    
    
    
    
    
    
    
    <article productid="12360" date="19 October 2011" link="/newsandcommunity/news/focus-on-switch-current-account-and-get-two-hundred-pounds_0012360.aspx" title="Focus on: Switch current account and get 200" author="Jessica Bown" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Banks and building societies are bending over backwards to tempt customers to switch their current accounts, with the <strong>Co-operative Bank </strong>the latest to offer a cash incentive.]]></article>
    
    
    
    
    
    
    
    <article productid="12357" date="18 October 2011" link="/newsandcommunity/news/how-to-switch-energy-provider_0012357.aspx" title="How to switch energy provider" author="Clare Francis" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The government, energy regulator Ofgem and the country's six biggest energy providers met at an emergency summit to discuss how to tackle rising energy prices. The main recommendation that came out of the meeting? <strong>Consumers need to switch to a more competitive energy tariff.</strong>]]></article>
    
    
    
    
    
    
    
    <article productid="12355" date="17 October 2011" link="/newsandcommunity/news/government-steps-in-to-cut-energy-bills_0012355.aspx" title="Government steps in to cut energy bills" author="Jessica Bown" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Are gas and electricity bills too high? It appears that the government now shares the view of consumer groups that households are paying too much for their energy.]]></article>
    
    
    
    
    
    
    
    <article productid="12353" date="12 October 2011" link="/newsandcommunity/news/focus-on-earn-four-point-one-zero-per-cent-on-your-savings_0012353.aspx" title="Focus on: Earn 4.10% on your savings" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[West Bromwich has launched a new Regular Saver account for adults paying a fixed rate of 4.10%.]]></article>
    
    
    
    
    
    
    
    <article productid="12352" date="12 October 2011" link="/newsandcommunity/news/get-ready-for-winter_0012352.aspx" title="Get ready for winter" author="Melanie Wright" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[We may have enjoyed an unusually warm start to winter, but there's no escaping the fact that cold weather is just around the corner.]]></article>
    
    
    
    
    
    
    
    <article productid="12349" date="12 October 2011" link="/newsandcommunity/news/is-your-zero-per-cent-credit-card-offer-about-to-end_0012349.aspx" title="Is your 0% credit card offer about to end?" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Credit cards which charge 0% on balance transfers for the first few months are a great way to avoid paying interest on your debts - but remember to keep a note of when the 0% period ends.]]></article>
    
    
    
    
    
    
    
    <article productid="12348" date="12 October 2011" link="/newsandcommunity/news/the-best-iphone-4S-deals_0012348.aspx" title="The best iPhone 4S deals" author="Mark Hooson" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[It may not have been the iPhone 5 that fans were hoping for, but the iPhone 4S has created the usual new-Apple-product hype with its new bells and whistles. ]]></article>
    
    
    
    
    
    
    
    <article productid="12345" date="11 October 2011" link="/newsandcommunity/news/countdown-to-christmas_0012345.aspx" title="Countdown to Christmas" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Like it or not, Christmas is just a few weeks away, and if you want to avoid the usual expensive last minute buying frenzy you should start preparing as soon as possible.]]></article>
    
    
    
    
    
    
    
    <article productid="12347" date="11 October 2011" link="/newsandcommunity/news/should-you-protect-your-savings-from-inflation_0012347.aspx" title="Should you protect your savings from inflation?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[With inflation continuing to soar, and interest rates still at record lows, savers face a real struggle to generate any sort of real returns. ]]></article>
    
    
    
    
    
    
    
    <article productid="12346" date="11 October 2011" link="/newsandcommunity/news/ten-tips-to-beat-financial-woes_0012346.aspx" title="10 tips to beat financial woes" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[In the face of fresh economic uncertainty and rising living costs, it's little wonder that near three-quarters of us are worried about our current financial situation - but there are things you can do to help ease your money worries.]]></article>
    
    
    
    
    
    
    
    <article productid="3043" date="07 October 2011" link="/newsandcommunity/news/how-safe-is-your-bank_0003043.aspx" title="How safe is your bank?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[With the world in the grip of another financial crisis, the Governor of the Bank of England, Mervyn King has warned it could be the worst ever.]]></article>
    
    
    
    
    
    
    
    <article productid="12335" date="06 October 2011" link="/newsandcommunity/news/focus-on-hsbc-personal-loans_0012335.aspx" title="Focus on: HSBC personal loans" author="Melanie Wright" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The loan war continues to rage, with HSBC announcing that it is slashing the representative APR on personal loans of between &pound;7,000 and &pound;15,000 from 6.9% to 6.4%.]]></article>
    
    
    
    
    
    
    
    <article productid="12341" date="06 October 2011" link="/newsandcommunity/news/iphone-4S-was-it-worth-the-wait_0012341.aspx" title="iPhone 4S - was it worth the wait?" author="Kate Murphy" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Apple fans are this week mourning the loss of Steve Jobs, co-founder and CEO of the company who has died aged 56, just a day after the unveiling of the latest version of the iPhone range.]]></article>
    
    
    
    
    
    
    
    <article productid="12342" date="06 October 2011" link="/newsandcommunity/news/what-is-quantitative-easing_0012342.aspx" title="What is quantitative easing?" author="Jessica Bown" category="Money" subcategory="Shares" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Despite the economy having grown by just 0.1% in the second quarter of the year, the Bank of England has chosen to keep the base rate on hold at 0.5% again.]]></article>
    
    
    
    
    
    
    
    <article productid="12339" date="06 October 2011" link="/newsandcommunity/news/focus-on-new-market-leading-cash-ISA-paying-three-point-zero-seven-per-cent_0012339.aspx" title="Focus on: NEW market-leading cash ISA paying 3.07%" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The Bank of England base rate may have been held at 0.5% for the 25th consecutive month this week, but there was some good news for savers this week following the launch of a new market-leading individual savings account (ISA).]]></article>
    
    
    
    
    
    
    
    <article productid="12325" date="05 October 2011" link="/newsandcommunity/news/beware-the-savings-time-bomb_0012325.aspx" title="Beware the savings time bomb" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Financial pressures mean that increasing numbers of people are struggling to save every month, and risk leaving themselves with a savings time bomb later on in life.]]></article>
    
    
    
    
    
    
    
    <article productid="12328" date="05 October 2011" link="/newsandcommunity/news/make-money-from-unwanted-gadgets_0012328.aspx" title="Make money from unwanted gadgets" author="Jessica Bown" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The number of gadgets we have in our homes has shot up by three and a half times in the last 40 years, and our addiction to mobile phones, MP3 players and games consoles shows no signs of abating.]]></article>
    
    
    
    
    
    
    
    <article productid="12332" date="05 October 2011" link="/newsandcommunity/news/savings-returns-about-to-plummet_0012332.aspx" title="Savings returns about to plummet" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Thousands of savers with fixed rate bonds could lose out on hundreds of pounds in interest if they fail to act when their accounts expire. ]]></article>
    
    
    
    
    
    
    
    <article productid="12326" date="05 October 2011" link="/newsandcommunity/news/should-you-fix-your-mortgage-at-one-point-nine-nine-per-cent_0012326.aspx" title="Should you fix your mortgage at 1.99%?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The cost of fixing your mortgage for two years has fallen to an all time low and Leeds Building Society is offering the chance to fix your mortgage payments at en eye-wateringly low rate of just 1.99%. ]]></article>
    
    
    
    
    
    
    
    <article productid="12324" date="04 October 2011" link="/newsandcommunity/news/what-is-your-postcode-doing-to-insurance-costs_0012324.aspx" title="What's your postcode doing to insurance costs?" author="Clare Francis" category="Insurance" subcategory="Other" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Why does your postcode matter? It can affect where your children go to school; which doctor you can sign up for; what direct mail marketing literature you receive; the amount you pay for Council Tax...]]></article>
    
    
    
    
    
    
    
    <article productid="12317" date="29 September 2011" link="/newsandcommunity/news/theres-bad-and-good-news-for-savers_0012317.aspx" title="There's bad and good news for savers" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Just when savers though things couldn't get any worse, recent days have seen a number of the leading fixed rate bonds pulled from the market and replaced with new deals offering lower rates of interest.]]></article>
    
    
    
    
    
    
    
    <article productid="12318" date="29 September 2011" link="/newsandcommunity/news/focus-on-three-extends-all-you-can-eat-data-offer_0012318.aspx" title="Focus on: Three extends 'all-you-can-eat' data offer" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Smart phone sales continue to surge and, with the launch of the iPhone 5 just around the corner, Three this week threw down the gauntlet to other networks by offering 'all you can eat' data to all its customers for an extra &pound;3 a month.]]></article>
    
    
    
    
    
    
    
    <article productid="12316" date="28 September 2011" link="/newsandcommunity/news/get-your-Christmas-credit-card_0012316.aspx" title="Get your Christmas credit card" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[There may still be three months to go before Christmas, but savvy shoppers are already thinking about buying presents.]]></article>
    
    
    
    
    
    
    
    <article productid="12314" date="28 September 2011" link="/newsandcommunity/news/more-mortgage-choice-for-first-time-buyers_0012314.aspx" title="More mortgage choice for first time buyers" author="Melanie Wright" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/asu/MortgageProtectionDefault.asp" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[AFTER months of lenders only offering competitive deals to those with deposits of at least 25% to put down, is the tide finally starting to turn for first-time buyers?]]></article>
    
    
    
    
    
    
    
    <article productid="12312" date="28 September 2011" link="/newsandcommunity/news/how-to-be-more-energy-efficient_0012312.aspx" title="How to be more energy efficient" author="Jessica Bown" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The latest round of energy price hikes have pushed up the cost of gas and electricity by an average of 17.4% and 10.8% respectively, prompting many of us to look for ways to reduce our bills.]]></article>
    
    
    
    
    
    
    
    <article productid="12313" date="28 September 2011" link="/newsandcommunity/news/do-you-suffer-from-bill-phobia_0012313.aspx" title="Do you suffer from bill phobia?" author="Jessica Bown" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/debt/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Ever-increasing financial pressures mean that one in four of us are now scared about opening our monthly bills, according to MoneySupermarket research. ]]></article>
    
    
    
    
    
    
    
    <article productid="12303" date="22 September 2011" link="/newsandcommunity/news/tips-if-you-are-trying-to-clear-debt_0012303.aspx" title="Tips if you're trying to clear debt" author="Jessica Bown" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[One in four British workers spend a massive 40% or more of their wages repaying unsecured debts such as those held on credit cards and loans, according to new MoneySupermarket research.]]></article>
    
    
    
    
    
    
    
    <article productid="12309" date="22 September 2011" link="/newsandcommunity/news/q-and-a-what-is-happening-to-stock-markets_0012309.aspx" title="Q&amp;A: What's happening to stock markets?" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/shares/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Billions of pounds have been wiped off the values of shares after stock markets suffered their biggest falls since the collapse of US investment bank Lehman Brothers in September 2008, last week.]]></article>
    
    
    
    
    
    
    
    <article productid="12308" date="22 September 2011" link="/newsandcommunity/news/focus-on-sainsburys-new-low-rate-credit-card_0012308.aspx" title="Focus on: Sainsbury's new low rate credit card" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[There has been plenty of activity in the balance transfer credit card market recently, but relatively little movement when it comes to cards which offer consistently low standard rates - until now that is.]]></article>
    
    
    
    
    
    
    
    <article productid="12302" date="22 September 2011" link="/newsandcommunity/news/top-gadgets-for-kids_0012302.aspx" title="Top gadgets for kids" author="Melanie Wright" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Long-gone are the days when the nearest to technology children got was using a calculator - now many are as addicted to gadgets as their parents.]]></article>
    
    
    
    
    
    
    
    <article productid="12305" date="22 September 2011" link="/newsandcommunity/news/bag-a-bargain-feel-great_0012305.aspx" title="Bag a bargain, feel great!" author="Mark Hooson" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Do you feel brilliant when you bag a bargain?]]></article>
    
    
    
    
    
    
    
    <article productid="12310" date="22 September 2011" link="/newsandcommunity/news/halifax-gives-savers-chance-to-win-500-000-a-month_0012310.aspx" title="Halifax gives savers chance to win 500,000 a month" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Halifax is launching a monthly prize draw giving savers the chance to win prizes of up to &pound;100,000. With savers suffering the effects of two-and-a-half years of low interest rates this is likely to be very attractive to people - look how popular Premium Bonds are.]]></article>
    
    
    
    
    
    
    
    <article productid="12298" date="21 September 2011" link="/newsandcommunity/news/five-savings-catches-to-watch-out-for_0012298.aspx" title="Five savings catches to watch out for" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Banks and building societies do their upmost to tempt us with competitive headline rates of interest, but read the small print and you might find that your savings account comes with a catch.]]></article>
    
    
    
    
    
    
    
    <article productid="12296" date="21 September 2011" link="/newsandcommunity/news/cut-your-energy-bills-now_0012296.aspx" title="Cut your energy bills now" author="Jessica Bown" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[With higher energy bills causing misery for millions of households, the government has pledged to 'get tough' on providers.]]></article>
    
    
    
    
    
    
    
    <article productid="12284" date="16 September 2011" link="/newsandcommunity/news/how-to-beat-rising-home-insurance_0012284.aspx" title="How to beat rising home insurance" author="Melanie Wright" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The cost of home insurance is set to increase over the next few months but taking a few simple measures now you can help keep premiums to a minimum.]]></article>
    
    
    
    
    
    
    
    <article productid="12280" date="15 September 2011" link="/newsandcommunity/news/edf-hikes-energy-prices_0012280.aspx" title="EDF hikes energy prices" author="Melanie Wright" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[EDF Energy has become the last of the big six energy suppliers to put up prices - yet another blow to consumers already struggling to cope with soaring living costs.]]></article>
    
    
    
    
    
    
    
    <article productid="12278" date="15 September 2011" link="/newsandcommunity/news/focus-on-orange-broadband-exclusive_0012278.aspx" title="Focus on: Orange Broadband Exclusive" author="Kate Murphy" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Competition is rife in the broadband market with providers not only claiming to offer the fastest speeds but also offering low cost deals.]]></article>
    
    
    
    
    
    
    
    <article productid="12279" date="15 September 2011" link="/newsandcommunity/news/focus-on-three-hundred-pounds-for-switching-current-account_0012279.aspx" title="Focus on: 300 for switching current account" author="Clare Walsh" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[The idea of switching current accounts can seem like a lot of unnecessary hassle, but banks are offering increasingly tempting incentives to persuade us to move.]]></article>
    
    
    
    
    
    
    
    <article productid="12277" date="14 September 2011" link="/newsandcommunity/news/ten-credit-card-tips_0012277.aspx" title="10 credit card tips" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Credit cards can be hugely useful when it comes to spreading the cost of large purchases; they can also help you to make big savings if you take advantage of the many cashback and rewards schemes on offer.]]></article>
    
    
    
    
    
    
    
    <article productid="12273" date="14 September 2011" link="/newsandcommunity/news/the-best-ipad-two-deals_0012273.aspx" title="The best iPad 2 deals" author="Jessica Bown" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The iPad is this year's must-have gadget, with almost three quarters of tablet computer users choosing Apple's iconic version.]]></article>
    
    
    
    
    
    
    
    <article productid="12276" date="14 September 2011" link="/newsandcommunity/news/which-is-the-best-savings-account-for-you_0012276.aspx" title="Which is the best savings account for you?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/credit-cards/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Hundreds of thousands of savers risk missing out on the potential to earn higher returns elsewhere if they fail to keep a close eye on how much interest they are earning.]]></article>
    
    
    
    
    
    
    
    <article productid="12275" date="14 September 2011" link="/newsandcommunity/news/drive-down-car-insurance-costs_0012275.aspx" title="Drive down car insurance costs" author="Melanie Wright" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The Office of Fair Trading (OFT) is to investigate the soaring cost of car insurance to establish whether drivers are being overcharged for cover, but in the meantime there are plenty of steps motorists can take to keep premiums down.]]></article>
    
    
    
    
    
    
    
    <article productid="12263" date="12 September 2011" link="/newsandcommunity/news/focus-on-new-low-fee-balance-transfer-cards_0012263.aspx" title="Focus on: New low-fee balance transfer cards" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[If you are looking for a credit card to spend on as well as to move a debt over from another card onto, then Virgin's two new credit cards that have an introductory offer on balance transfers and purchases could be worth a look.]]></article>
    
    
    
    
    
    
    
    <article productid="12269" date="12 September 2011" link="/newsandcommunity/news/what-will-the-banking-reforms-mean-for-you_0012269.aspx" title="What will the banking reforms mean for you?" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The British banking system is facing a huge shake-up. The Independent Commission on Banking (ICB) has today published a long-awaited report that makes recommendations about radical changes to the structure of our high street banks.]]></article>
    
    
    
    
    
    
    
    <article productid="12264" date="09 September 2011" link="/newsandcommunity/news/focus-on-exclusive-new-0-per-cent-cashback-card_0012264.aspx" title="Focus on: Exclusive new 0% cashback card " author="Clare Walsh" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[Earlier this year Capital One proved itself to be a serious contender in the cashback field when it re-launched its World MasterCard, abandoning its annual fee and offering a generous 5% cashback for the first 3 months.]]></article>
    
    
    
    
    
    
    
    <article productid="12260" date="08 September 2011" link="/newsandcommunity/news/base-rate-held-again-but-savings-rates-rise_0012260.aspx" title="Base rate held again but savings rates rise" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The Bank of England's Monetary Policy Committee held the base rate at 0.50% again this month, marking two and a half years since it first dropped to this level.]]></article>
    
    
    
    
    
    
    
    <article productid="12261" date="08 September 2011" link="/newsandcommunity/news/switch-current-account-and-earn-up-to-300_0012261.aspx" title="Switch current account and earn up to 300" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Banks are bending over backwards to tempt new customers, with Santander offering as much as &pound;300 if you switch your main current account to them.]]></article>
    
    
    
    
    
    
    
    <article productid="12256" date="08 September 2011" link="/newsandcommunity/news/focus-on-new-market-leading-easy-access-account_0012256.aspx" title="Focus on: New market-leading easy access account" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Recent days have seen a flurry of activity in the easy access account market, and rates are now more competitive than they have been for months.]]></article>
    
    
    
    
    
    
    
    <article productid="12253" date="08 September 2011" link="/newsandcommunity/news/ten-ways-to-cut-transport-costs_0012253.aspx" title="Ten ways to cut transport costs" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Petrol prices are sky-high and train fares are set to rocket next year, but there are ways to keep travel costs down.]]></article>
    
    
    
    
    
    
    
    <article productid="12245" date="07 September 2011" link="/newsandcommunity/news/why-it-pays-to-have-travel-insurance_0012245.aspx" title="Why it pays to have travel insurance" author="Laura Howard" category="Travel" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[When it comes to preparing for a round-the-world trip, forking out for comprehensive travel insurance on top of all your other costs often seems about as appealing as going for your Hepatitis jabs.]]></article>
    
    
    
    
    
    
    
    <article productid="12252" date="07 September 2011" link="/newsandcommunity/news/is-a-long-term-fixed-rate-mortgage-for-you_0012252.aspx" title="Is a long-term fixed rate mortgage for you?" author="Melanie Wright" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[FIXED mortgage rates are cheaper than ever before, making it tempting to lock in for homebuyers and those looking to remortgage to lock in for as long as they possibly can.]]></article>
    
    
    
    
    
    
    
    <article productid="12187" date="01 September 2011" link="/newsandcommunity/news/how-to-give-your-savings-a-boost_0012187.aspx" title="How to give your savings a boost" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Higher energy bills, steeper food prices and soaring motoring costs have hit millions of us hard, so it's little wonder that many people are finding it a struggle to put money away every month.]]></article>
    
    
    
    
    
    
    
    <article productid="12227" date="01 September 2011" link="/newsandcommunity/news/insurance-options-for-students_0012227.aspx" title="Insurance options for students" author="Jessica Bown" category="Money" subcategory="Car" channellink="http://www.moneysupermarket.com/insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The average student heading to university this autumn will take with them possessions worth a staggering &pound;2,652 - but many will fail to protect them.]]></article>
    
    
    
    
    
    
    
    <article productid="12184" date="01 September 2011" link="/newsandcommunity/news/focus-on-new-cashback-card-earn-3-per-cent-on-fuel_0012184.aspx" title="Focus on: New cashback card - earn 3% on fuel" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[With many people feeling the pinch and struggling to cope with rising bills it's great when there are ways to offset some of the effect of spiralling prices. A new credit card from Santander could therefore prove popular.]]></article>
    
    
    
    
    
    
    
    <article productid="12172" date="31 August 2011" link="/newsandcommunity/news/beat-bt-home-phone-hikes_0012172.aspx" title="Beat BT home phone hikes" author="Jessica Bown" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Telecoms giant BT is hiking call charges for residential customers by up to 5% from December 3.]]></article>
    
    
    
    
    
    
    
    <article productid="12183" date="31 August 2011" link="/newsandcommunity/news/talking-point-buy-or-rent_0012183.aspx" title="Talking point: Buy or rent?" author="Jessica Bown" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Renting rather than buying property could become the norm in the next few years unless more affordable housing is created, according to a new report from the National Housing Federation (NHF).]]></article>
    
    
    
    
    
    
    
    <article productid="12178" date="31 August 2011" link="/newsandcommunity/news/counting-the-cost-of-the-summer_0012178.aspx" title="Counting the cost of the summer" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The summer holidays are finally over, but millions of families will soon be receiving credit card and bank statements reminding them exactly how much they have spent over the past few weeks.]]></article>
    
    
    
    
    
    
    
    <article productid="12163" date="26 August 2011" link="/newsandcommunity/news/how-to-choose-the-best-mortgage-for-you_0012163.aspx" title="How to choose the best mortgage for you" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Rising mortgage arrangement fees were one of the main factors which pushed inflation up last month.]]></article>
    
    
    
    
    
    
    
    <article productid="12159" date="25 August 2011" link="/newsandcommunity/news/how-to-achieve-your-savings-goal_0012159.aspx" title="How to achieve your savings goal" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Most of us are saving up for something,&nbsp;whether it's a wedding, a deposit on a property, children's university fees or even retirement, but finding the best homes for your money to help you achieve your goal isn't always easy.]]></article>
    
    
    
    
    
    
    
    <article productid="12162" date="25 August 2011" link="/newsandcommunity/news/are-we-heading-back-to-recession_0012162.aspx" title="Are we heading back to recession?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Recent stock market turmoil has been perpetuated by mounting fears that the economy could slip back into recession.]]></article>
    
    
    
    
    
    
    
    <article productid="12150" date="24 August 2011" link="/newsandcommunity/news/focus-on-new-five-year-mortgage-from-chelsea_0012150.aspx" title="Focus on: NEW five-year mortgage from Chelsea" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Interest rates could stay put at 0.5% until as late as 2013, according to latest forecasts, meaning that a tracker mortgage - which moves in line with interest rates - may be well worth considering. ]]></article>
    
    
    
    
    
    
    
    <article productid="12149" date="24 August 2011" link="/newsandcommunity/news/focus-on-m-and-s-launches-six-point-four-percent-loan_0012149.aspx" title="Focus on: NEW lower loan rates" author="Kate Murphy" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/payday-loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_64x64.png" ><![CDATA[Just when it seemed loans couldn't get any cheaper, they have.]]></article>
    
    
    
    
    
    
    
    <article productid="12151" date="24 August 2011" link="/newsandcommunity/news/motorists-waste-two-point-four-billion-a-year_0012151.aspx" title="Motorists waste 2.4 billion a year" author="Mark Hooson" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Autumn is one of the busiest times of the year for car insurance renewals, but millions of drivers will waste money by sticking with their existing insurer rather than looking for a better deal elsewhere.]]></article>
    
    
    
    
    
    
    
    <article productid="12153" date="24 August 2011" link="/newsandcommunity/news/where-to-find-back-to-school-bargains_0012153.aspx" title="Where to find back to school bargains" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The summer holidays are nearly over, but now parents face the cost of kitting their kids out for school.]]></article>
    
    
    
    
    
    
    
    <article productid="12114" date="18 August 2011" link="/newsandcommunity/news/best-bank-holiday-offers_0012114.aspx" title="Best Bank Holiday offers" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The last summer Bank Holiday weekend is nearly upon us, and, if you haven't already made plans, then there are plenty of things you can do to make the most of the extra day off.]]></article>
    
    
    
    
    
    
    
    <article productid="12112" date="18 August 2011" link="/newsandcommunity/news/focus-on-amex-revamps-its-leading-cashback-card_0012112.aspx" title="Focus On: Amex revamps its leading cashback card " author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[American Express has long been known for its credit and charge cards that offer attractive reward and cashback schemes.]]></article>
    
    
    
    
    
    
    
    <article productid="12111" date="18 August 2011" link="/newsandcommunity/news/beat-energy-hikes-generate-your-own-power_0012111.aspx" title="Beat energy hikes: generate your own power" author="Jessica Bown" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[With British Gas price rises&nbsp;having taken&nbsp;effect, npower announcing price hikes and EDF Energy pulling its cheapest fixed-rate plan, there has never been a better time to think about producing your own energy. ]]></article>
    
    
    
    
    
    
    
    <article productid="12113" date="18 August 2011" link="/newsandcommunity/news/travel-insurance-all-you-need-to-know_0012113.aspx" title="Travel insurance: all you need to know" author="Bob Atkinson" category="Travel" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[Travel insurance is an essential purchase, but with so many options it's easy to leave yourself without the right cover. In this mini-series, Bob Atkinson delves into all aspects of travel policies...]]></article>
    
    
    
    
    
    
    
    <article productid="12123" date="18 August 2011" link="/newsandcommunity/news/flash-floods-are-you-protected_0012123.aspx" title="Flash floods: are you protected?" author="Melanie Wright" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Flash floods across Southern England have caused widespread disruption and damage to homes and vehicles. ]]></article>
    
    
    
    
    
    
    
    <article productid="12110" date="17 August 2011" link="/newsandcommunity/news/whos-inflation-hitting-the-hardest_0012110.aspx" title="Who's inflation hitting the hardest?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Inflation rose again in July, providing yet more bad news for millions of people already struggling to cope with soaring living costs.]]></article>
    
    
    
    
    
    
    
    <article productid="12108" date="17 August 2011" link="/newsandcommunity/news/how-to-buy-cheap-property_0012108.aspx" title="How to buy cheap property" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[House prices are falling further within the reach of first-time buyer affordability, according to new figures. But finding a mortgage to take advantage of this fact is still a tricky business...]]></article>
    
    
    
    
    
    
    
    <article productid="12109" date="17 August 2011" link="/newsandcommunity/news/how-should-you-pay-for-car-insurance_0012109.aspx" title="How should you pay for car insurance?" author="Jessica Bown" category="Motoring" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[When money is tight, finding the cash to cover your annual insurance policies can be a big burden - especially as premium hikes of up to a third last year alone mean that a typical driver now pays close to &pound;1,000 for his or her car cover. ]]></article>
    
    
    
    
    
    
    
    <article productid="12106" date="16 August 2011" link="/newsandcommunity/news/money-tips-for-gap-year-travellers_0012106.aspx" title="Money tips for gap year travellers" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Thousands of students will take a gap year before starting university, but plenty of forward planning is vital if you don't want to run out of cash half way through your trip.]]></article>
    
    
    
    
    
    
    
    <article productid="12107" date="16 August 2011" link="/newsandcommunity/news/npower-announces-energy-price-hikes_0012107.aspx" title="Npower announces energy price hikes" author="Melanie Wright" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Npower has become the fifth of the six big energy suppliers to announce gas and electricity price hikes, leaving just EDF Energy to show its hand.]]></article>
    
    
    
    
    
    
    
    <article productid="12104" date="12 August 2011" link="/newsandcommunity/news/focus-on-new-leading-two-year-fixed-rate-bond_0012104.aspx" title="Focus on: NEW leading two-year fixed rate bond " author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[With many economists now forecasting that the Bank of England base rate could remain static until 2013, seeking out the very best returns on your savings has never been more important. ]]></article>
    
    
    
    
    
    
    
    <article productid="12102" date="11 August 2011" link="/newsandcommunity/news/tips-to-beat-inflation_0012102.aspx" title="Tips to beat inflation" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Most of us are already struggling to make ends meet due to soaring living costs, but things are likely to get even worse before they get better. ]]></article>
    
    
    
    
    
    
    
    <article productid="12103" date="11 August 2011" link="/newsandcommunity/news/focus-on-exclusive-current-account-offer_0012103.aspx" title="Focus on: Exclusive current account offer!" author="Melanie Wright" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Banks are bending over backwards to encourage us to switch current accounts, with Santander offering a &pound;25 Amazon voucher AND &pound;100 if you use their switching service.]]></article>
    
    
    
    
    
    
    
    <article productid="12100" date="11 August 2011" link="/newsandcommunity/news/what-are-the-best-sports-tv-packages_0012100.aspx" title="What are the best sports TV packages?" author="Les Roberts" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[As the new football season kicks off, armchair sports fans around the country will want to ensure they don't miss out on any of the action.]]></article>
    
    
    
    
    
    
    
    <article productid="12099" date="11 August 2011" link="/newsandcommunity/news/how-comprehensive-is-your-fully-comprehensive-car-insurance_0012099.aspx" title="How comprehensive is fully comprehensive car insurance?" author="Laura Howard" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Competition in the car insurance market has resulted in the level of cover being diluted as insurers battle to offer the lowest premiums.<br />]]></article>
    
    
    
    
    
    
    
    <article productid="12098" date="10 August 2011" link="/newsandcommunity/news/how-to-survive-stockmarket-turmoil_0012098.aspx" title="How to survive stock market turmoil" author="Melanie Wright" category="Money" subcategory="Shares" channellink="http://www.moneysupermarket.com/shares/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Stock market turmoil has left millions of people with pensions and investments wondering which way to turn.]]></article>
    
    
    
    
    
    
    
    <article productid="12095" date="09 August 2011" link="/newsandcommunity/news/are-you-protected-against-riots_0012095.aspx" title="Are you protected against riots?" author="Jessica Bown" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA['It's bedlam on the streets' said one resident of Clapham in south London - one of the areas worst-affected by riots and looting over the last few days.]]></article>
    
    
    
    
    
    
    
    <article productid="12094" date="09 August 2011" link="/newsandcommunity/news/what-do-credit-ratings-mean_0012094.aspx" title="What do credit ratings mean?" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Credit rating agency Standard &amp; Poor's decision to downgrade the US government's rating from AAA to AA+ for the first time in history has sent global stock markets into shock.]]></article>
    
    
    
    
    
    
    
    <article productid="12082" date="08 August 2011" link="/newsandcommunity/news/focus-on-best-credit-cards-for-spending_0012082.aspx" title="Focus on: Best credit cards for spending" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Summer can be an expensive time of year with holidays and family days out eating into your finances.]]></article>
    
    
    
    
    
    
    
    <article productid="12074" date="05 August 2011" link="/newsandcommunity/news/eon-hikes-energy-price_0012074.aspx" title="E.ON hikes energy prices" author="Melanie Wright" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[E.ON has become the fourth of the big six gas and electricity providers to announce price hikes - but you can still protect yourself from rising energy costs.]]></article>
    
    
    
    
    
    
    
    <article productid="12068" date="04 August 2011" link="/newsandcommunity/news/best-ways-to-reduce-your-energy-costs_0012068.aspx" title="Best ways to reduce your energy costs" author="Les Roberts" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[Soaring gas and electricity costs are a real concern for millions of people and, with price hikes kicking in this month, Les Roberts decided to road test an energy usage monitor to find out how he could be more energy efficient. Here's how he got on...		]]></article>
    
    
    
    
    
    
    
    <article productid="12069" date="04 August 2011" link="/newsandcommunity/news/focus-on-new-market-leading-cash-isa-for-transfers_0012069.aspx" title="Focus on: New market-leading cash ISA for transfers" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Interest rates remained&nbsp;unchanged at 0.50% again on Thursday, but there was still&nbsp;some good news for savers last week following the launch of a new&nbsp;market-leading&nbsp;online cash ISA from Northern Rock.]]></article>
    
    
    
    
    
    
    
    <article productid="12070" date="04 August 2011" link="/newsandcommunity/news/lowest-ever-fixed-rate-mortgages_0012070.aspx" title="Lowest EVER fixed rate mortgages" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The Bank of England may have held interest rates at 0.5% for the 29th consecutive month this week, but the cost of fixed rate mortgages is falling.]]></article>
    
    
    
    
    
    
    
    <article productid="12046" date="03 August 2011" link="/newsandcommunity/news/the-real-cost-of-a-holiday_0012046.aspx" title="The real cost of summer holidays" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[One in five parents expects the cost of family days out over the summer to push them into the red, according to our new research.. ]]></article>
    
    
    
    
    
    
    
    <article productid="12045" date="03 August 2011" link="/newsandcommunity/news/how-fast-is-your-broadband_0012045.aspx" title="How fast is your broadband?" author="Jessica Bown" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Broadband services are speeding up, but many providers continue to advertise faster speeds than they deliver.]]></article>
    
    
    
    
    
    
    
    <article productid="12066" date="03 August 2011" link="/newsandcommunity/news/holidays4u-collapse-what-are-your-rights_0012066.aspx" title="Holidays4U collapse: your rights" author="Bob Atkinson" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/c/holidays/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[Holidays4U, which offers budget holidays and flights to Turkey, this week became the latest victim of the economic downturn when it went into administration, with around 13,000 of its customers currently overseas.]]></article>
    
    
    
    
    
    
    
    <article productid="12065" date="03 August 2011" link="/newsandcommunity/news/top-tips-to-help-start-the-savings-habit_0012065.aspx" title="Top tips to help start the savings habit" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Steep living costs are making it harder than ever before for people to save, but putting away just a few pounds a month is better than nothing at all.]]></article>
    
    
    
    
    
    
    
    <article productid="12032" date="28 July 2011" link="/newsandcommunity/news/metro-bank-one-year-on_0012032.aspx" title="Metro Bank one year on" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[They promised us a banking revolution, but one year on since the launch of Metro Bank, how much have things really changed for consumers?]]></article>
    
    
    
    
    
    
    
    <article productid="12029" date="28 July 2011" link="/newsandcommunity/news/grab-great-credit-card-deals-while-you-can_0012029.aspx" title="Grab great credit card deals while you can" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Recent months have seen a flurry of activity in the credit card market with providers trying to outdo their rivals by introducing increasingly competitive deals.]]></article>
    
    
    
    
    
    
    
    <article productid="12030" date="28 July 2011" link="/newsandcommunity/news/where-to-find-the-best-student-bank-accounts_0012030.aspx" title="Where to find the best student bank accounts" author="Clare Walsh" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare_Walsh_75x85.jpg" ><![CDATA[There is less than a month to go before thousands of A-Level students discover whether they have made the grades to get into the universities of their choice.]]></article>
    
    
    
    
    
    
    
    <article productid="12022" date="28 July 2011" link="/newsandcommunity/news/q-and-a-yorkshire-building-society-buys-egg-how-will-it-affect-you_0012022.aspx" title="Q&amp;A: Yorkshire Building Society buys Egg - how will it affect you?" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Yorkshire Building Society is to buy Egg's &pound;430m mortgage book and &pound;2.5 billion savings business from Citigroup, it was announced this week. ]]></article>
    
    
    
    
    
    
    
    <article productid="12021" date="27 July 2011" link="/newsandcommunity/news/earn-up-to-3-point-11-per-cent-on-easy-access-savings_0012021.aspx" title="Easy access savings war hots up" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Competition in the easy-access savings account market is hotting up this summer with the launch of a new market-leading account paying 3.11% AER.]]></article>
    
    
    
    
    
    
    
    <article productid="12023" date="27 July 2011" link="/newsandcommunity/news/junior-isas-how-they-work_0012023.aspx" title="Junior ISAs: How they'll work" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[November 1 saw the launch of the Junior ISA - a new form of children's saving account for those who have missed out on Child Trust Funds.]]></article>
    
    
    
    
    
    
    
    <article productid="12015" date="27 July 2011" link="/newsandcommunity/news/focus-on-new-fee-free-3-point-69-per-cent-five-year-fixed-rate-mortgage_0012015.aspx" title="Focus on: NEW fee-free 3.69% five-year fixed rate mortgage" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Interest rates may be forecast to remain low for a while yet, but you can bet your bottom dollar they will go up during the next five years.]]></article>
    
    
    
    
    
    
    
    <article productid="11936" date="26 July 2011" link="/newsandcommunity/news/top-ten-tips-to-minimise-summer-spending_0011936.aspx" title="Top 10 tips to minimise summer spending" author="Melanie Wright" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Summer can be an expensive time, and with many people feeling the pinch due to steep living costs, keeping spending to a minimum is likely to be a priority for most...]]></article>
    
    
    
    
    
    
    
    <article productid="11899" date="22 July 2011" link="/newsandcommunity/news/fix-your-savings-for-the-best-returns_0011899.aspx" title="Fix your savings for the best returns" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The Bank of England may have held the base rate at 0.5% for the 28th consecutive month in July, but that hasn't stopped savings providers introducing several new fixed rate accounts&nbsp;- with some paying as much as seven times the base rate for a year.]]></article>
    
    
    
    
    
    
    
    <article productid="11890" date="21 July 2011" link="/newsandcommunity/news/pay-no-credit-card-interest-for-2-years-focus-on-barclaycards-new-platinum-balance-transfer-card_0011890.aspx" title="Focus on: Barclaycard's new Platinum Balance Transfer card" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Barclaycard has thrown down the gauntlet to its rivals by increasing the 0% period offered on its Platinum Balance Transfer Card from 20 to 24 months - the longest-ever deal of this kind.]]></article>
    
    
    
    
    
    
    
    <article productid="11891" date="21 July 2011" link="/newsandcommunity/news/when-it-pays-to-buy-home-insurance-online_0011891.aspx" title="When it pays to buy home insurance online" author="Jessica Bown" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[An increasing number of people are buying home insurance online through price comparison sites according to new research from Defaqto.]]></article>
    
    
    
    
    
    
    
    <article productid="11889" date="21 July 2011" link="/newsandcommunity/news/act-now-to-beat-soaring-energy-prices_0011889.aspx" title="Act NOW to beat soaring energy prices!" author="Melanie Wright" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Scottish and Southern Energy (SSE) has become the latest of the big six gas and electricity providers to announce price hikes - but it's not too late to protect yourself against rocketing costs.]]></article>
    
    
    
    
    
    
    
    <article productid="11887" date="20 July 2011" link="/newsandcommunity/news/take-advantage-of-lower-mortgage-rates_0011887.aspx" title="Take advantage of lower mortgage rates" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[If you are shopping around for a mortgage this summer, it might be with a sense of trepidation. ]]></article>
    
    
    
    
    
    
    
    <article productid="11857" date="20 July 2011" link="/newsandcommunity/news/focus-on-earn-125-for-switching-current-account_0011857.aspx" title="Focus on: Earn 125 for switching current account" author="Laura Howard" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Your current account is the financial product you probably use most frequently yet most people have never switched bank and as a result aren't getting the best deal.]]></article>
    
    
    
    
    
    
    
    <article productid="11884" date="20 July 2011" link="/newsandcommunity/news/beat-the-31-july-tax-deadlines_0011884.aspx" title="Beat the 31 July tax deadlines!" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Tempting as it may be to push paperwork aside and enjoy the summer, failing to renew your claim for tax credits or pay any tax owed by 31 July could cost you dear.]]></article>
    
    
    
    
    
    
    
    <article productid="11856" date="19 July 2011" link="/newsandcommunity/news/cash-in-on-the-credit-card-war_0011856.aspx" title="Cash in on the credit card war" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The credit card companies' battle for your business continued apace this week, with Barclaycard launching a balance transfer card offering an incredible 24 months at 0%.]]></article>
    
    
    
    
    
    
    
    <article productid="11855" date="18 July 2011" link="/newsandcommunity/news/what-sort-of-survey-should-you-go-for_0011855.aspx" title="What sort of survey should you go for?" author="Jessica Bown" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[When you're buying a new home, whether it be a house or a flat, you want to be sure that it is not going to start falling down within a few years of you handing over the money.]]></article>
    
    
    
    
    
    
    
    <article productid="11785" date="15 July 2011" link="/newsandcommunity/news/focus-on-nationwide-offers-cheapest-loan_0011785.aspx" title="Focus on: Nationwide offers cheapest loan" author="Kate Murphy" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_64x64.png" ><![CDATA[Competition in the loans market continues to be rife with rates the lowest they have been for more than three years.]]></article>
    
    
    
    
    
    
    
    <article productid="11852" date="14 July 2011" link="/newsandcommunity/news/are-savings-rates-about-to-fall_0011852.aspx" title="Are savings rates about to fall?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Interest rates may have remained unchanged earlier this month, but some banks are lowering their savings rates, so it's more important than ever to keep a close eye on your accounts.]]></article>
    
    
    
    
    
    
    
    <article productid="11849" date="14 July 2011" link="/newsandcommunity/news/focus-on-capital-one-world-mastercard_0011849.aspx" title="Focus on: Capital One World MasterCard" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[The cashback credit card market until now has been dominated by American Express, but Capital One has thrown its hat into the ring by re-launching its World MasterCard with a generous cashback offer.]]></article>
    
    
    
    
    
    
    
    <article productid="11851" date="14 July 2011" link="/newsandcommunity/news/does-your-credit-card-tide-you-over-each-month_0011851.aspx" title="Does your credit card tide you over each month?" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[High living costs are taking their toll on British families, despite the rate of inflation slowing slightly from 4.5% to 4.2% in June.]]></article>
    
    
    
    
    
    
    
    <article productid="11850" date="14 July 2011" link="/newsandcommunity/news/pre-paid-cards-the-best-option-for-holiday-spending_0011850.aspx" title="Pre-paid cards - the best option for holiday spending?" author="Melanie Wright" category="Money" subcategory="Prepaid Cards" channellink="http://www.moneysupermarket.com/prepaidcards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of holidaymakers prefer to pay by plastic when they are abroad rather than carrying wads of cash - only to find they've hit by steep fees when they open their statements back home.]]></article>
    
    
    
    
    
    
    
    <article productid="11843" date="12 July 2011" link="/newsandcommunity/news/why-getting-fit-will-save-you-money_0011843.aspx" title="Why getting fit will save you money" author="Joanne OConnell" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Jo_OConnell_75x85.png" ><![CDATA[Long summer days make it easy to exercise outdoors, which means there's no need to sign up for pricey gym memberships. ]]></article>
    
    
    
    
    
    
    
    <article productid="11842" date="12 July 2011" link="/newsandcommunity/news/inflation-down-what-it-means-for-you_0011842.aspx" title="Inflation down - what it means for you" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The cost of living dropped unexpectedly in June, with the consumer prices index (CPI) measure of inflation down to 4.2% from 4.5%, according to Office of National Statistics (ONS) figures out today. ]]></article>
    
    
    
    
    
    
    
    <article productid="11835" date="11 July 2011" link="/newsandcommunity/news/i-make-the-most-of-low-cost-mortgages_0011835.aspx" title="Make the most of low cost mortgages" author="Melanie Wright" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Homeowners with variable rate mortgages face some tough decisions after the Bank of England base rate was last week left at 0.5% for the 28th month in a row.]]></article>
    
    
    
    
    
    
    
    <article productid="11829" date="08 July 2011" link="/newsandcommunity/news/british-gas-hikes-prices_0011829.aspx" title="British Gas hikes prices" author="Clare Francis" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[British Gas, the country's largest energy supplier, has become the second firm to announce price hikes. It will increase gas prices by 18% and electricity prices by 16% on 18th&nbsp; August. This will mean the company's&nbsp; millions of customers will see their annual bills climb by an average of &pound;190.]]></article>
    
    
    
    
    
    
    
    <article productid="11825" date="07 July 2011" link="/newsandcommunity/news/focus-on-more-choice-in-the-0-percent-credit-card-world_0011823.aspx" title="Focus on: More choice in the 0% credit card world" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The war between credit card providers rages on, with Barclaycard, MBNA and Virgin all improving their deals last week in a bid to top the best buy tables.]]></article>
    
    
    
    
    
    
    
    <article productid="11822" date="07 July 2011" link="/newsandcommunity/news/why-apathy-is-costing-savers-billions_0011822.aspx" title="Why apathy is costing savers billions" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The Bank of England base rate was held at 0.5% for the 28th consecutive month, but while there's no sign of things getting much easier for savers, many are doing little to help themselves.]]></article>
    
    
    
    
    
    
    
    <article productid="11817" date="07 July 2011" link="/newsandcommunity/news/do-you-have-the-wrong-credit-card_0011817.aspx" title="Do you have the wrong credit card?" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[An incredible six in 10 Britons with credit cards pay their balances off in full every month, despite the financial hardships many households currently face.]]></article>
    
    
    
    
    
    
    
    <article productid="11816" date="07 July 2011" link="/newsandcommunity/news/what-is-a-european-health-insurance-card_0011816.aspx" title="What is a European Health Insurance Card?" author="Clare Francis" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Millions of people risk huge medical bills by travelling abroad without any form of medical insurance.]]></article>
    
    
    
    
    
    
    
    <article productid="11823" date="07 July 2011" link="/newsandcommunity/news/should-you-get-an-offset-mortgage_0011823.aspx" title="Should you get an offset mortgage?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[You've probably heard of offset mortgages but if you're not really sure what they are and how they work, don't worry you aren't alone. ]]></article>
    
    
    
    
    
    
    
    <article productid="11814" date="06 July 2011" link="/newsandcommunity/news/bag-a-last-minute-holiday-bargain_0011814.aspx" title="Bag a last minute holiday bargain " author="Bob Atkinson" category="Travel" subcategory="Holidays" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="72" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[Are you watching the pennies, cutting back on luxuries and deciding that your summer holiday is just going to be a dream this year?]]></article>
    
    
    
    
    
    
    
    <article productid="11813" date="06 July 2011" link="/newsandcommunity/news/focus-on-new-leading-two-year-savings-rate_0011813.aspx" title="Focus on: New leading two-year savings rate " author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The past few days have brought some welcome respite for hard-pressed savers, with a number of providers including the Post Office and Santander launching new deals with competitive rates.]]></article>
    
    
    
    
    
    
    
    <article productid="11815" date="06 July 2011" link="/newsandcommunity/news/the-rising-cost-of-being-a-parent_0011815.aspx" title="The rising cost of being a parent" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Families need to earn over 20 per cent more than they did last year just to achieve a minimum acceptable standard of living, according to new research. ]]></article>
    
    
    
    
    
    
    
    <article productid="11808" date="05 July 2011" link="/newsandcommunity/news/who-will-fund-long-term-care-costs_0011808.aspx" title="Who will fund long-term care costs?" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The question of how to fund long-term care for the elderly and disabled is a massive headache for the government and the country as a whole...]]></article>
    
    
    
    
    
    
    
    <article productid="11783" date="30 June 2011" link="/newsandcommunity/news/focus-on-beat-inflation-with-an-index-linked-bond_0011783.aspx" title="Focus on: Beat inflation with an index-linked bond" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Inflation is making many people's lives miserable at the moment, particularly those of savers who are also having to cope with low interest rates.]]></article>
    
    
    
    
    
    
    
    <article productid="11781" date="30 June 2011" link="/newsandcommunity/news/10-insurance-myths-busted_0011781.aspx" title="10 insurance myths - busted!" author="Jessica Bown" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[With the summer holidays around the corner and the soaring cost of car insurance prompting more drivers to shop around for their policies, the number of people looking for value-for-money cover is higher than ever.]]></article>
    
    
    
    
    
    
    
    <article productid="11784" date="30 June 2011" link="/newsandcommunity/news/fixed-rate-mortgages-fall_0011784.aspx" title="Fixed rate mortgages fall" author="Jessica Bown" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The average interest rate on two-year fixed-rate mortgages has fallen to the lowest level the Bank of England dropped the base rate to 0.50% in March 2009.]]></article>
    
    
    
    
    
    
    
    <article productid="11780" date="29 June 2011" link="/newsandcommunity/news/how-to-profit-from-the-credit-card-war_0011780.aspx" title="How to profit from the credit card war" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[There's a battle being fought in the credit card world as providers go to new lengths to attract your custom. ]]></article>
    
    
    
    
    
    
    
    <article productid="11777" date="29 June 2011" link="/newsandcommunity/news/mobiles-abroad-top-tips-to-keep-costs-down_0011777.aspx" title="Mobiles abroad:Top tips to keep costs down" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Most of us know roughly what our mobile phone bills will be each month, but if you're planning on taking your phone abroad this summer, you could be in for a nasty shock when you get home.]]></article>
    
    
    
    
    
    
    
    <article productid="11703" date="28 June 2011" link="/newsandcommunity/news/webchat-got-a-question-about-mortgages_0011703.aspx" title="Live webchat: Got a question about mortgages?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Should you fix now? First-time buyer? Interest only or repayment? Join Clare Francis &amp; experts David Hollingworth from mortgage broker L&amp;C Mortgages and Richard Tolchard from First Direct.]]></article>
    
    
    
    
    
    
    
    <article productid="11775" date="28 June 2011" link="/newsandcommunity/news/how-to-save-energy-and-cut-bills_0011775.aspx" title="How to save energy and cut bills" author="Melanie Wright" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Energy prices are on the way up, causing yet more pain for people already struggling to make ends meet, but there are things you can do to keep costs to a minimum.]]></article>
    
    
    
    
    
    
    
    <article productid="11776" date="28 June 2011" link="/newsandcommunity/news/benefits-of-spending-on-credit_0011776.aspx" title="Benefits of spending on credit" author="Mark Hooson" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Thousands of consumers could be left out of pocket following the collapse of M&ouml;ben Kitchens and Dolphin Bathrooms, because they didn't use a credit card to pay their deposits.]]></article>
    
    
    
    
    
    
    
    <article productid="11757" date="23 June 2011" link="/newsandcommunity/news/0-per-cent-credit-cards-get-even-better_0011757.aspx" title="Focus on: 0% credit cards get even better" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[There's been quite a lot happening in the credit card market over recent weeks with providers battling it out to get top spot in the best buy tables. ]]></article>
    
    
    
    
    
    
    
    <article productid="11742" date="23 June 2011" link="/newsandcommunity/news/how-to-get-on-the-property-ladder_0011742.aspx" title="How to get on the property ladder " author="Jessica Bown" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Property prices may be flat or falling in many areas but life is still tough for those trying to get onto the first rung of the housing ladder.]]></article>
    
    
    
    
    
    
    
    <article productid="11749" date="23 June 2011" link="/newsandcommunity/news/time-called-on-cheque-guarantees_0011749.aspx" title="Time called on cheque guarantees" author="Laura Howard" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The mention of a 'cheque guarantee' would probably draw a sea of blank faces from the younger generation. But for those who still write the odd cheque, it's worth knowing that from 30 June the payment won't be guaranteed.]]></article>
    
    
    
    
    
    
    
    <article productid="11725" date="22 June 2011" link="/newsandcommunity/news/Brits-most-worried-about-rising-bills_0011725.aspx" title="Brits most worried about rising bills" author="Jessica Bown" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Escalating household bills are the biggest cause of worry for people at the moment. ]]></article>
    
    
    
    
    
    
    
    <article productid="11733" date="22 June 2011" link="/newsandcommunity/news/savings-rates-hit-12-month-high_0011733.aspx" title="Savings rates hit 12-month high" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Savers are being urged to act now to avoid missing out on the highest interest rates for the last 12 months.]]></article>
    
    
    
    
    
    
    
    <article productid="11728" date="22 June 2011" link="/newsandcommunity/news/what-is-the-cloud-exactly_0011728.aspx" title="What is 'the Cloud' exactly?" author="Matthew Wall" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[You may have heard a lot about 'the Cloud' recently, especially since Steve Jobs' announcement that Apple were going to offer iCloud services to its customers. But what exactly is it and why should you care? ]]></article>
    
    
    
    
    
    
    
    <article productid="11727" date="22 June 2011" link="/newsandcommunity/news/rural-drivers-hardest-hit-by-record-fuel-prices_0011727.aspx" title="Rural drivers hardest hit by record fuel prices" author="Mark Hooson" category="Motoring" subcategory="Other" channellink="http://www.moneysupermarket.com/motoring/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Motorists living in the countryside are being hit hardest by rising fuel prices, and almost a third could give up driving altogether, according to a new repost from the RAC.]]></article>
    
    
    
    
    
    
    
    <article productid="11716" date="21 June 2011" link="/newsandcommunity/news/guide-to-student-finance_0011716.aspx" title="Guide to student finance" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Thousands of A level students will finish their exams in the next few days and face an anxious wait to find out whether they have got the grades they need to start university later this year.]]></article>
    
    
    
    
    
    
    
    <article productid="11698" date="17 June 2011" link="/newsandcommunity/news/the-end-of-free-banking_0011698.aspx" title="The end of free banking?" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Changes to the way banks are structured could mean less competitive products for customers, including the end of free banking.]]></article>
    
    
    
    
    
    
    
    <article productid="11695" date="16 June 2011" link="/newsandcommunity/news/avoid-credit-card-catches_0011695.aspx" title="Avoid credit card catches" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[There are some fantastic credit card deals available at the moment, but make sure you play your cards right as there are plenty of catches which could trip you up.]]></article>
    
    
    
    
    
    
    
    <article productid="11694" date="16 June 2011" link="/newsandcommunity/news/hurry-fix-your-energy-now_11694.aspx" title="Hurry! Fix your energy now!" author="Jessica Bown" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Consumers worried about rising energy prices are being urged to switch to a fixed tariff now - before gas and electricity suppliers bring in their next round of price hikes.]]></article>
    
    
    
    
    
    
    
    <article productid="11693" date="15 June 2011" link="/newsandcommunity/news/focus-on-new-leading-fixed-rate-cash-isa_0011693.aspx" title="Focus on: New leading fixed rate cash ISA" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[With inflation showing no sign of falling, it's more important than ever for savers to ensure they are earning as much interest as possible.]]></article>
    
    
    
    
    
    
    
    <article productid="11692" date="15 June 2011" link="/newsandcommunity/news/take-control-of-your-debts_0011692.aspx" title="Take control of your debts" author="Melanie Wright" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Thousands&nbsp;of people are struggling to pay off their debts and cover steep living costs at the same time.]]></article>
    
    
    
    
    
    
    
    <article productid="11686" date="15 June 2011" link="/newsandcommunity/news/inflation-wipes-pound-thirty-six-billion-off-our-savings_0011686.aspx" title="Inflation wipes 36 billion off our savings" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Inflation has wiped a staggering &pound;36 billion off the value of Britons' savings during the past year alone - and there's little sign of things improving any time soon.]]></article>
    
    
    
    
    
    
    
    <article productid="11685" date="14 June 2011" link="/newsandcommunity/news/beware-free-music-downloads_0011685.aspx" title="Beware free music downloads" author="Les Roberts" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[Internet users are being warned to avoid supposedly 'free' music downloads, which could not only be illegal, but might also leave them vulnerable to viruses.<br />]]></article>
    
    
    
    
    
    
    
    <article productid="11676" date="10 June 2011" link="/newsandcommunity/news/best-plastic-for-your-summer-holiday_0011676.aspx" title="Best plastic for your summer holiday" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The summer holidays are just around the corner, but if you're heading off abroad in the next few months, make sure you don't get stung by steep charges for using your credit card overseas.]]></article>
    
    
    
    
    
    
    
    <article productid="11673" date="09 June 2011" link="/newsandcommunity/news/focus-on-new-market-leading-0-per-cent-card-for-spending-and-balance-transfers_0011673.aspx" title="Focus on: NEW market-leading 0% card for spending and balance transfers" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[With competition in the credit card market hotting up, there is now more choice than ever if you are looking for a new card for your summer spending.]]></article>
    
    
    
    
    
    
    
    <article productid="11674" date="09 June 2011" link="/newsandcommunity/news/how-to-get-the-best-deal-on-your-holiday-money_0011674.aspx" title="How to get the best deal on your holiday money" author="Bob Atkinson" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[The summer holiday season has started and many of us are looking forward to a well earned break abroad. Scores of Brits have bagged a bargain this year on their holiday, taking advantage of some great discounts and deals with their savvy shopping skills.]]></article>
    
    
    
    
    
    
    
    <article productid="9739" date="09 June 2011" link="/newsandcommunity/news/how-bikers-can-save-even-more-on-motorbike-insurance_0009739.aspx" title="How bikers can save even more on motorbike insurance" author="Felicity Hannah" category="Money" subcategory="Bike" channellink="http://www.moneysupermarket.com/motorbike-insurance/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If biking is one of your passions, are you getting the best deal on your motorbike insurance? Unless you shop around each year and compare prices, chances are you're probably not.]]></article>
    
    
    
    
    
    
    
    <article productid="11672" date="09 June 2011" link="/newsandcommunity/news/rates-held-where-next-for-savers-and-borrowers_0011672.aspx" title="Rates held: where next for savers and borrowers?" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The Bank of England base rate was today held at 0.5% for the 27 consecutive month, leaving many savers and borrowers wondering which way to turn.]]></article>
    
    
    
    
    
    
    
    <article productid="11666" date="08 June 2011" link="/newsandcommunity/news/is-your-car-insured-abroad_0011666.aspx" title="Is your car insured abroad?" author="Jessica Bown" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Britons taking their cars on holiday to Continental Europe this summer are being warned to check their motor insurance policy terms and conditions before setting off - or risk travelling without sufficient cover.]]></article>
    
    
    
    
    
    
    
    <article productid="11669" date="08 June 2011" link="/newsandcommunity/news/households-forced-to-make-cutbacks_0011669.aspx" title="Households forced to make cutbacks" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Four in 10 of us, equivalent to around 20 million Britons, have been forced to make significant cutbacks to our everyday spending since the end of last year, according to new research from Axa.]]></article>
    
    
    
    
    
    
    
    <article productid="11668" date="08 June 2011" link="/newsandcommunity/news/how-to-improve-your-credit-score_0011668.aspx" title="How to improve your credit score" author="Jessica Bown" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Borrowers with less than perfect credit scores can find their applications for the best credit card and loan deals rejected, but there are ways to improve your chances of being accepted.]]></article>
    
    
    
    
    
    
    
    <article productid="11667" date="08 June 2011" link="/newsandcommunity/news/should-you-fix-your-savings_0011667.aspx" title="Should you fix your savings?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Savers were dealt another bitter, but not unexpected blow, when the Bank of England voted to keep interest rates on hold at 0.50% again this month.&nbsp;However, there has been some cheer for the nation's embattled savers in recent weeks as there are some attractive fixed rate bonds available. ]]></article>
    
    
    
    
    
    
    
    <article productid="11665" date="07 June 2011" link="/newsandcommunity/news/energy-price-hikes-begin_0011665.aspx" title="Energy price hikes begin" author="Melanie Wright" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Scottish Power is hiking energy prices from August 1, and with other providers expected to follow suit, now's the time to lock into a fixed deal.]]></article>
    
    
    
    
    
    
    
    <article productid="11659" date="06 June 2011" link="/newsandcommunity/news/dont-get-short-changed-on-your-holiday-money_0011659.aspx" title="Don't get short-changed on your holiday money" author="Michael Gwynne" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Mike_Gwynne_75x85.png" ><![CDATA[We are all guilty of it - you've been frantically running around, getting ready for your holiday and you think you're on top of it. ]]></article>
    
    
    
    
    
    
    
    <article productid="11656" date="02 June 2011" link="/newsandcommunity/news/counting-the-cost-of-half-term_0011656.aspx" title="Counting the cost of half term" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Parents across the country will be busy counting the cost of last week's half-term break, but if your plastic's feeling the pressure, there are ways to ease the pain of paying it all back.]]></article>
    
    
    
    
    
    
    
    <article productid="11646" date="02 June 2011" link="/newsandcommunity/news/five-steps-to-financial-freedom_0011646.aspx" title="Five steps to financial freedom" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Do you rely on someone else to make all the major financial decisions, or have you lost track of your finances? If so, it's time to reclaim your financial independence.]]></article>
    
    
    
    
    
    
    
    <article productid="11647" date="02 June 2011" link="/newsandcommunity/news/what-mortgage-should-you-go-for_0011647.aspx" title="What mortgage should you go for?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[If the end of your current mortgage deal is in sight, or you're looking to buy a new home, planning your next move is no easy feat as fears of imminent interest rate rises are present, but fading...		]]></article>
    
    
    
    
    
    
    
    <article productid="11655" date="02 June 2011" link="/newsandcommunity/news/how-to-complain_0011655.aspx" title="How to complain" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Think you've been badly treated by your bank? You could win up to &pound;150,000 in compensation if the Financial Ombudsman Service rules in your favour.]]></article>
    
    
    
    
    
    
    
    <article productid="11657" date="02 June 2011" link="/newsandcommunity/news/focus-on-best-two-year-fixed-mortgage_0011657.aspx" title="Focus on: Best two-year fixed mortgage" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Yorkshire Building Society has launched a new market-leading two year fixed rate mortgage, but is it the deal for you? Read on to find out more...]]></article>
    
    
    
    
    
    
    
    <article productid="11640" date="01 June 2011" link="/newsandcommunity/news/stop-wasting-tax_0011640.aspx" title="Stop wasting tax!" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Nine out of ten of us admit to doing nothing to reduce the amount of tax we pay each year, and as a result will fork out an eye-watering &pound;13.5 billion in unnecessary tax payments this year alone.]]></article>
    
    
    
    
    
    
    
    <article productid="11643" date="01 June 2011" link="/newsandcommunity/news/how-young-drivers-can-beat-record-insurance-costs_0011643.aspx" title="How young drivers can beat record insurance costs" author="Jessica Bown" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The average cost of insuring a car for young drivers has soared to a record high of &pound;3,688, according to figures from moneysupermarket.com - but there are things you can do to keep insurance bills down.]]></article>
    
    
    
    
    
    
    
    <article productid="11641" date="01 June 2011" link="/newsandcommunity/news/mobile-broadband-where-to-find-the-best-deals_0011641.aspx" title="Mobile broadband: where to find the best deals" author="Matthew Wall" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[If you're out and about with your laptop but don't have a wi-fi hotspot nearby, you have to rely on a mobile broadband connection to access the internet - but make sure you find the right deal to suit your needs.]]></article>
    
    
    
    
    
    
    
    <article productid="11617" date="27 May 2011" link="/newsandcommunity/news/focus-on-new-low-fee-credit-card_0011617.aspx" title="Focus on: New low-fee credit card" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[There has been an influx of new balance transfer cards offering longer than ever interest-free introductory periods - but Virgin has taken a different approach by slashing its balance transfer fee.]]></article>
    
    
    
    
    
    
    
    <article productid="11609" date="26 May 2011" link="/newsandcommunity/news/save-now-for-a-secure-future_0011609.aspx" title="Save now for a secure future" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Despite the fact that many of us can expect to spend around 20 years or more in retirement, worrying new research reveals we are saving less as higher living costs bite.]]></article>
    
    
    
    
    
    
    
    <article productid="11613" date="26 May 2011" link="/newsandcommunity/news/mixed-fortunes-for-borrowers_0011613.aspx" title="Mixed fortunes for borrowers" author="Jessica Bown" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Borrowers wanting to take out a large personal loan may be surprised to learn that they will be charged much less interest than those looking to borrow smaller amounts.]]></article>
    
    
    
    
    
    
    
    <article productid="11610" date="26 May 2011" link="/newsandcommunity/news/top-tips-to-keep-flight-costs-down_0011610.aspx" title="Top tips to keep flight costs down" author="Bob Atkinson" category="Travel" subcategory="Flight" channellink="http://www.travelsupermarket.com/c/cheap-flights/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[We all love a bargain. And if we can combine that with getting away on a short break to a favourite city or a week on the beach, then even better.]]></article>
    
    
    
    
    
    
    
    <article productid="11600" date="25 May 2011" link="/newsandcommunity/news/ten-ways-to-cut-motoring-costs_0011600.aspx" title="10 ways to cut motoring costs" author="Melanie Wright" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Soaring fuel prices combined with steep insurance costs are driving already stretched motorists round the bend - but there are ways to keep costs down.]]></article>
    
    
    
    
    
    
    
    <article productid="11603" date="25 May 2011" link="/newsandcommunity/news/get-covered-for-summer-getaways-whatever-your-age_11603.aspx" title="Get covered for summer getaways, whatever your age" author="Jessica Bown" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Travel disruption caused by Icelandic volcanic ash has reaffirmed the need for travel insurance - but older travellers face a battle to find competitively priced cover.]]></article>
    
    
    
    
    
    
    
    <article productid="11602" date="25 May 2011" link="/newsandcommunity/news/spending-on-plastic-soars_0011602.aspx" title="Spending on plastic soars" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Cash-strapped families are increasingly turning to credit cards to cover rising living costs, new figures suggest.]]></article>
    
    
    
    
    
    
    
    <article productid="11599" date="24 May 2011" link="/newsandcommunity/news/are-3d-tvs-just-a-gimmick_0011599.aspx" title="Are 3D TVs just a gimmick?" author="Matthew Wall" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[Years after&nbsp;the films first started being shown in the cinema, 3D is finally coming to our living rooms, thanks to the latest generation of flat-screen high-definition TVs.]]></article>
    
    
    
    
    
    
    
    <article productid="11598" date="24 May 2011" link="/newsandcommunity/news/ash-cloud-threatens-travel-plans_0011598.aspx" title="Ash cloud threatens travel plans" author="Clare Francis" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Just over a year after the ash cloud paralysed air travel, the eruption of another Icelandic volcano is threatening the plans of millions of UK travellers.]]></article>
    
    
    
    
    
    
    
    <article productid="11592" date="20 May 2011" link="/newsandcommunity/news/do-not-give-up-on-the-mortgage-game_0011592.aspx" title="Age of first time buyers hits 38" author="Melanie Wright" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Steep house prices and the on-going shortage of mortgages mean more than six million Brits have given up on the idea of buying a home - but it's not all doom and gloom for first-time buyers.]]></article>
    
    
    
    
    
    
    
    <article productid="11593" date="20 May 2011" link="/newsandcommunity/news/what-is-the-right-credit-card-for-you_0011593.aspx" title="What's the right credit card for you?" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[There are hundreds of different credit cards to choose from - but make sure you pick the right one for your needs.]]></article>
    
    
    
    
    
    
    
    <article productid="11591" date="20 May 2011" link="/newsandcommunity/news/focus-on-new-improved-credit-card-offer-from-tesco_0011591.aspx" title="Focus on: NEW improved credit card offer from Tesco" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Credit card providers have been busy launching new lengthy balance transfer offers in recent weeks, but until now there has been little activity on cards designed with spending in mind.]]></article>
    
    
    
    
    
    
    
    <article productid="11590" date="19 May 2011" link="/newsandcommunity/news/ten-ways-to-make-the-most-of-your-savings_0011590.aspx" title="10 ways to make the most of your savings" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[With inflation at a two-and-a-half year high and interest rates remaining stubbornly at 0.50%, there's been little for savers to celebrate recently.]]></article>
    
    
    
    
    
    
    
    <article productid="11575" date="18 May 2011" link="/newsandcommunity/news/think-twice-before-modifying-your-car_0011575.aspx" title="Think twice before modifying your car" author="Les Roberts" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[Splashing out on alloy wheels or adding a built-in car phone could see the cost of your car insurance rocket, so always check what impact any modifications will have on your premiums before going ahead.]]></article>
    
    
    
    
    
    
    
    <article productid="11505" date="18 May 2011" link="/newsandcommunity/news/webchat-beat-the-rising-cost-of-living_0011505.aspx" title="Live webchat: Beat the rising cost of living" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[What are the steps you can take to help you save or invest&nbsp;those vital pennies?&nbsp;Join Clare Francis&nbsp;and two of moneysupermarket.com's experts&nbsp;plus Pavan Gata-Aura from debt counselling charity Consumer Credit Counselling Service (CCCS) to find out what you need to know...		]]></article>
    
    
    
    
    
    
    
    <article productid="11576" date="18 May 2011" link="/newsandcommunity/news/how-to-prepare-for-redundancy_0011576.aspx" title="How to prepare for redundancy" author="Jessica Bown" category="Insurance" subcategory="Income" channellink="http://www.moneysupermarket.com/insurance/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Almost one in three Britons are worried about being made redundant in the next 12 months, but if you think your job is under threat, there are ways to prepare for the worst.]]></article>
    
    
    
    
    
    
    
    <article productid="11571" date="18 May 2011" link="/newsandcommunity/news/fix-your-energy-bills-now_0011571.aspx" title="Fix your energy bills NOW!" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[It may be summer and the heating may be off, but now's the time to switch your energy deal. ]]></article>
    
    
    
    
    
    
    
    <article productid="11572" date="18 May 2011" link="/newsandcommunity/news/dress-for-less_0011572.aspx" title="Dress for less" author="Joanne OConnell" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Jo_OConnell_75x85.png" ><![CDATA[Tempting as it may be to splash out on a whole new wardrobe in the summer sales, in these cash-strapped times many of us will be looking at ways we can dress for less.]]></article>
    
    
    
    
    
    
    
    <article productid="11570" date="17 May 2011" link="/newsandcommunity/news/cost-of-living-reaches-two-and-a-half-year-high_0011570.aspx" title="Cost of living reaches two-and-a-half year high" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Surging petrol prices and soaring airfares helped to push the rate of inflation to 4.5% - its highest level in two-and-a-half years - last month, according to figures released today. ]]></article>
    
    
    
    
    
    
    
    <article productid="11560" date="13 May 2011" link="/newsandcommunity/news/twenty-five-money-mistakes-that-cost-you-dear_0011560.aspx" title="25 money mistakes that cost you dear" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Most of us will admit to making the odd money mistake now and again, but make too many of them and the chances are you'll end up seriously out of pocket.]]></article>
    
    
    
    
    
    
    
    <article productid="11556" date="12 May 2011" link="/newsandcommunity/news/beware-no-win-no-fee-companies_0011556.aspx" title="Beware no-win no-fee companies" author="Les Roberts" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[British consumers could be in line for compensation payments totalling &pound;9 billion after banks pulled out of the appeal to overturn the High Court ruling on the mis-selling of payment protection insurance - but it isn't just victims who will be trying to get a share.]]></article>
    
    
    
    
    
    
    
    <article productid="11540" date="12 May 2011" link="/newsandcommunity/news/focus-on-american-express-platinum-cashback-exclusive_0011540.aspx" title="Focus on: American Express Platinum Cashback Exclusive" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[The American Express Platinum Cashback card is one of the most generous cashback cards around, enabling borrowers to earn up to &pound;100 cashback in the first three months alone.]]></article>
    
    
    
    
    
    
    
    <article productid="11533" date="12 May 2011" link="/newsandcommunity/news/best-credit-cards-for-summer-holiday-spending_0011533.aspx" title="Best credit cards for summer holiday spending" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The summer holidays are just around the corner, but make sure you don't get hit by hefty credit card charges when using your plastic abroad. ]]></article>
    
    
    
    
    
    
    
    <article productid="11535" date="12 May 2011" link="/newsandcommunity/news/summer-holiday-bargains_0011535.aspx" title="Summer holiday bargains" author="Bob Atkinson" category="Travel" subcategory="Other" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="72" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[With Easter starting to feel like a distant memory, thoughts are turning to summer holidays - and if you've yet to book a break, there are some great deals available.]]></article>
    
    
    
    
    
    
    
    <article productid="11532" date="12 May 2011" link="/newsandcommunity/news/household-finances-at-breaking-point_0011532.aspx" title="Household finances at breaking point" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Soaring living costs mean that nearly one in four people wouldn't be able to cope if their monthly expenditure was stretched any further - but there are ways to help relieve the financial pressure.]]></article>
    
    
    
    
    
    
    
    <article productid="11525" date="11 May 2011" link="/newsandcommunity/news/what-will-happen-to-house-prices_0011525.aspx" title="What will happen to house prices?" author="Jessica Bown" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The stuttering housing market continues to struggle to make any real headway, according to the latest figures from house price analysts, but where does this leave buyers and sellers?]]></article>
    
    
    
    
    
    
    
    <article productid="11531" date="11 May 2011" link="/newsandcommunity/news/how-to-finance-a-new-car_0011531.aspx" title="How to finance a new car" author="Jessica Bown" category="Motoring" subcategory="New Cars" channellink="http://www.moneysupermarket.com/motoring/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[If you're looking to buy a car, brand new or second-hand, choosing the best way to pay for it could save you hundreds of pounds in interest.]]></article>
    
    
    
    
    
    
    
    <article productid="11528" date="11 May 2011" link="/newsandcommunity/news/brits-turn-to-payday-loans-to-cover-costs_0011528.aspx" title="Brits turn to payday loans to cover costs" author="Jessica Bown" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The number of people searching for payday loans has shot up as cash-strapped Britons count the cost of double Bank Holiday fun. ]]></article>
    
    
    
    
    
    
    
    <article productid="11524" date="11 May 2011" link="/newsandcommunity/news/new-car-insurance-rules-affect-everyone_0011524.aspx" title="New car insurance rules affect everyone" author="Mark Hooson" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Drivers could be hit with a fine of up to &pound;1,000 when new car insurance rules take effect in June.]]></article>
    
    
    
    
    
    
    
    <article productid="11504" date="09 May 2011" link="/newsandcommunity/news/how-to-make-a-ppi-claim_0011504.aspx" title="How to make a PPI claim" author="Mark Hooson" category="Insurance" subcategory="Income" channellink="http://www.moneysupermarket.com/insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[If you think you've been mis-sold Payment Protection Insurance (PPI) then an important decision today means you should start looking at your options for claiming back the money.]]></article>
    
    
    
    
    
    
    
    <article productid="11503" date="06 May 2011" link="/newsandcommunity/news/va-va-voom-what-is-the-car-of-choice-for-motorists_0011503.aspx" title="Va-va-voom: What's the car of choice for motorists?" author="" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[What is the UK's most popular car? Find out with our nifty infographic...]]></article>
    
    
    
    
    
    
    
    <article productid="11494" date="05 May 2011" link="/newsandcommunity/news/focus-on-new-market-leading-loan-at-6-point-7-pre-cent_0011494.aspx" title="Focus on: NEW market-leading loan at 6.7%" author="Melanie Wright" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[After a brief lull in the loan war recently, Sainsbury's Finance&nbsp;recently upped the ante by slashing its personal loan rate to just 6.7% APR if you are borrowing between &pound;7,500 and &pound;15,000.]]></article>
    
    
    
    
    
    
    
    <article productid="11490" date="05 May 2011" link="/newsandcommunity/news/tips-for-travelling-light-on-your-wallet_0011490.aspx" title="Tips for travelling light on your wallet" author="Laura Howard" category="Travel" subcategory="Travel Money" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Travelling abroad has always been a temporary assault on the finances, which is something most people are well prepared for. ]]></article>
    
    
    
    
    
    
    
    <article productid="11493" date="05 May 2011" link="/newsandcommunity/news/how-to-beat-the-income-squeeze_0011493.aspx" title="How to beat the income squeeze" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Households will be &pound;780 worse off on average this year as high inflation, stagnant salaries and benefit cuts take their toll - but there are ways to recoup this money.]]></article>
    
    
    
    
    
    
    
    <article productid="11489" date="05 May 2011" link="/newsandcommunity/news/interest-rates-held-but-for-how-long_0011489.aspx" title="Interest rates held but for how long?" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The Monetary Policy Committee today kept the Bank of England base rate unchanged at 0.5% - but many believe rates won't remain this low for much longer.]]></article>
    
    
    
    
    
    
    
    <article productid="11471" date="05 May 2011" link="/newsandcommunity/news/sony-challenges-the-ipad_0011471.aspx" title="Sony challenges the iPad" author="Matthew Wall" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[Sony Corporation is the latest company to try and put a dent in Apple's dominance, after announcing it will launch two tablets to rival the iPad. They're not available yet but what will Sony be offering and is it likely to succeed in drawing ardent Apple fans away from the iconic iPad?]]></article>
    
    
    
    
    
    
    
    <article productid="11464" date="04 May 2011" link="/newsandcommunity/news/how-small-cars-cut-insurance-costs_0011464.aspx" title="How small cars cut insurance costs" author="Les Roberts" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[The spiralling cost of motoring is driving increasing numbers of people to use smaller, more economical cars in a bid to keep bills down.]]></article>
    
    
    
    
    
    
    
    <article productid="11439" date="04 May 2011" link="/newsandcommunity/news/10-reasons-to-have-a-credit-card_0011439.aspx" title="10 reasons to have a credit card" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Credit cards tend to hit the headlines for negative reasons such as steep interest rates - but play your cards right and you could increase your wealth by paying on plastic rather than with cash. ]]></article>
    
    
    
    
    
    
    
    <article productid="11432" date="03 May 2011" link="/newsandcommunity/news/renting-versus-buying-which-is-cheaper_0011432.aspx" title="Renting versus buying: which is cheaper?" author="Melanie Wright" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Getting on the property ladder may be a challenge, but most of those who have managed it currently enjoy much lower monthly costs than people who are renting.]]></article>
    
    
    
    
    
    
    
    <article productid="11433" date="03 May 2011" link="/newsandcommunity/news/playstation-hack-what-it-means-for-you_0011433.aspx" title="Playstation hack - what it means for you" author="Mark Hooson" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Sony has admitted that hackers may have stolen the personal details, including credit card information, of a further 25 million gamers, bringing the total number of people affected by the security breach to 102 million.]]></article>
    
    
    
    
    
    
    
    <article productid="11431" date="28 April 2011" link="/newsandcommunity/news/white-iphone-four-hits-the-uk_0011431.aspx" title="White iPhone 4 hits the UK!" author="Mark Hooson" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Apple fans will finally be able to get their hands on the white iPhone 4 from today, some 10 months after the initial UK release of the handset in black.]]></article>
    
    
    
    
    
    
    
    <article productid="11410" date="27 April 2011" link="/newsandcommunity/news/credit-card-balance-transfer-fees-fall_0011410.aspx" title="Credit card balance transfer fees fall" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[We've had the war of the interest-free periods on balance transfer cards, but now providers are busy slashing their transfer handling fees in a bid to entice new customers.]]></article>
    
    
    
    
    
    
    
    <article productid="11415" date="27 April 2011" link="/newsandcommunity/news/car-insurance-are-you-breaking-the-law_0011415.aspx" title="Car insurance: Are you breaking the law?" author="Les Roberts" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[With car insurance premiums soaring, particularly for younger drivers, an increasing number of parents are insuring their son or daughter's car in their name adding their child as a named driver. While this can reduce the cost of cover, it's illegal and could result in the policy being invalidated.]]></article>
    
    
    
    
    
    
    
    <article productid="11416" date="27 April 2011" link="/newsandcommunity/news/10-ways-to-keep-overseas-call-costs-and-internet-costs-down_0011416.aspx" title="10 ways to keep overseas call costs and internet costs down" author="Jessica Bown" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The summer holidays are just around the corner, but if you're planning on packing your mobile phone, remember that keeping in contact while you're abroad comes at a cost.]]></article>
    
    
    
    
    
    
    
    <article productid="11411" date="27 April 2011" link="/newsandcommunity/news/prepare-your-savings-for-higher-rates_0011411.aspx" title="Prepare your savings for higher rates" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[While borrowers will be hoping the Bank of England's Monetary Policy votes to keep interest rates on hold again on Thursday, savers will be wanting a rise.]]></article>
    
    
    
    
    
    
    
    <article productid="11420" date="27 April 2011" link="/newsandcommunity/news/how-to-beat-home-phone-price-hikes_0011420.aspx" title="How to beat home phone price hikes" author="Melanie Wright" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of BT and TalkTalk customers face higher line rental and call costs - but you can avoid bigger bills by ringing in the changes with a different provider.]]></article>
    
    
    
    
    
    
    
    <article productid="11407" date="27 April 2011" link="/newsandcommunity/news/how-to-get-ahead-of-rate rises_0011407.aspx" title="How to get ahead of rate rises" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[This time last month, it seemed a foregone conclusion that interest rates would finally start to rise in May.&nbsp; The soaring cost of living was putting increasing pressure on the Bank to put up rates from their rock bottom 0.5%, leaving millions of borrowers facing the prospect of steeper mortgage bills.]]></article>
    
    
    
    
    
    
    
    <article productid="11413" date="27 April 2011" link="/newsandcommunity/news/home-insurance-costs-rise-fastest-in-Surrey_0011413.aspx" title="Home insurance costs rise fastest in Surrey" author="Jessica Bown" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[People living in Surrey and Scotland have seen the biggest hikes in the cost of home insurance, according to new research from moneysupermarket.com.]]></article>
    
    
    
    
    
    
    
    <article productid="11405" date="26 April 2011" link="/newsandcommunity/news/focus-on-santander-tracker-bond_0011405.aspx" title="Focus on: Santander Tracker Bond" author="Kate Murphy" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Savers have had a tough time over the past couple of years, although they may only have to wait a few more months before interest rates increase.]]></article>
    
    
    
    
    
    
    
    <article productid="11404" date="26 April 2011" link="/newsandcommunity/news/how-to-find-the-right-car-insurance-cover-at-the-right-price_0011404.aspx" title="How to find the right car insurance cover at the right price" author="Les Roberts" category="Money" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Les_Roberts_75x85.png" ><![CDATA[The cost of car insurance has soared by 40% over the last 12 months, leaving many motorists struggling to afford to stay on the road.]]></article>
    
    
    
    
    
    
    
    <article productid="11375" date="21 April 2011" link="/newsandcommunity/news/how-to-protect-your-dependents-financially_0011375.aspx" title="How to protect your dependants financially" author="Jessica Bown" category="Insurance" subcategory="Income" channellink="http://www.moneysupermarket.com/payment-protection/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[British adults with dependants spend an average of &pound;10,339 a year supporting them, new research shows. ]]></article>
    
    
    
    
    
    
    
    <article productid="11374" date="21 April 2011" link="/newsandcommunity/news/focus-on-halifax-credit-cards-revamp_0011374.aspx" title="Focus on: Halifax credit cards revamp" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Halifax has lengthened the interest-free introductory periods on some of its most popular cards and is also altering its pricing structure - but what do the changes mean for new and existing customers?]]></article>
    
    
    
    
    
    
    
    <article productid="11371" date="20 April 2011" link="/newsandcommunity/news/court-rules-against-banks-on-ppi-mis-selling_0011371.aspx" title="Court rules against banks on PPI mis-selling" author="Melanie Wright" category="Money" subcategory="Income" channellink="http://www.moneysupermarket.com/payment-protection/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of consumers who think they have been mis-sold payment protection insurance (PPI) could be in line for compensation after a High Court judge today ruled that the banking industry must consider their claims.]]></article>
    
    
    
    
    
    
    
    <article productid="11373" date="20 April 2011" link="/newsandcommunity/news/what-the-merger-of-ybs-and-norwich-and-peterborough-building-society-means_0011373.aspx" title="What the merger of Yorkshire Building Society and Norwich &amp; Peterborough Building Society means for you" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Yorkshire Building Society and Norwich and Peterborough Building Society (N&amp;P) have agreed to merge, it was announced today.]]></article>
    
    
    
    
    
    
    
    <article productid="11366" date="15 April 2011" link="/newsandcommunity/news/focus-on-protect-your-savings-from-inflation_0011366.aspx" title="Focus on: Protect your savings from inflation" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Inflation may have dropped last month, but it is still double the Government's target and a serious problem for savers seeking real returns.]]></article>
    
    
    
    
    
    
    
    <article productid="11365" date="15 April 2011" link="/newsandcommunity/news/is-your-multi-car-policy-costing-you-more_0011365.aspx" title="Is your multi-car policy costing you more?" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="12" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you've got more than one car, then it might seem obvious to go for a multi-car policy, but this may not always be the most cost-effective route.]]></article>
    
    
    
    
    
    
    
    <article productid="11360" date="14 April 2011" link="/newsandcommunity/news/save-200-a-year-on-your-mobile_0011360.aspx" title="Save 200 a year on your mobile" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of people are forking out up to &pound;200 extra a year on mobile phone bills because they are on the wrong tariffs - so if you think you might be one of them, you should review your contract now.]]></article>
    
    
    
    
    
    
    
    <article productid="11361" date="14 April 2011" link="/newsandcommunity/news/fixed-vs-variable-mortgages_0011361.aspx" title="Choosing a mortgage: fixed or variable?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The Bank of England base rate may have been held at 0.5% for the 25th consecutive month in April, but there's no escaping the fact that the clock is ticking, and a rise could be just around the corner.]]></article>
    
    
    
    
    
    
    
    <article productid="11362" date="14 April 2011" link="/newsandcommunity/news/is-it-worth-saving_0011362.aspx" title="Is it worth saving?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[With interest rates still stuck at 0.5% and steep living costs leaving us stretched, you could be forgiven for thinking you might as well not bother saving at all.]]></article>
    
    
    
    
    
    
    
    <article productid="11350" date="13 April 2011" link="/newsandcommunity/news/why-we-are-wasting-three-point-two-billion-pounds-a-year_0011350.aspx" title="Why we're wasting 3.2billion a year" author="Jessica Bown" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Government spending cuts and the soaring cost of living are placing a serious financial strain on many of us, yet millions of people are missing easy opportunities to save cash.]]></article>
    
    
    
    
    
    
    
    <article productid="11349" date="13 April 2011" link="/newsandcommunity/news/prepare-to-be-spelbound-by-moneysupermarket_0011349.aspx" title="Prepare to be Spelbound by MoneySupermarket" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[When the new series of Britain's Got Talent explodes onto the nation's screens this Saturday, keep your eyes peeled for moneysupermarket.com's starring role.]]></article>
    
    
    
    
    
    
    
    <article productid="11348" date="13 April 2011" link="/newsandcommunity/news/debt-have-you-got-a-problem_0011348.aspx" title="Debt - have you got a problem?" author="Jessica Bown" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Britons are running up thousands of pounds in debt before the reality of how much financial trouble they are in hits home.]]></article>
    
    
    
    
    
    
    
    <article productid="11347" date="13 April 2011" link="/newsandcommunity/news/how-to-switch-current-accounts_0011347.aspx" title="How to switch bank account" author="Melanie Wright" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Banks should make it easier for customers to switch current accounts, the Independent Commission on Banking's interim report said this week, but don't wait for the system to change if you want to move to a better deal.]]></article>
    
    
    
    
    
    
    
    <article productid="11327" date="12 April 2011" link="/newsandcommunity/news/surprise-fall-in-inflation-to-four-percent_0011327.aspx" title="Surprise fall in inflation to 4%" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Inflation unexpectedly dropped last month, according to official figures out today.]]></article>
    
    
    
    
    
    
    
    <article productid="11306" date="08 April 2011" link="/newsandcommunity/news/focus-on-fixed-rate-isa-paying-4-dot-40-per-cent_0011306.aspx" title="Focus on: Fixed rate ISA paying 4.40%" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The Bank of England base rate may have been held at 0.5% again this week, but savers have the opportunity to earn nearly nine times more interest than this with Halifax's four -year fixed rate ISA.]]></article>
    
    
    
    
    
    
    
    <article productid="11305" date="08 April 2011" link="/newsandcommunity/news/dont-get-caught-without-cover-on-the-continent_0011305.aspx" title="Don't get caught without cover on the Continent" author="Mark Hooson" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[Trips across the Channel are always popular at Easter, and the fact that we have an extra Bank Holiday courtesy of Wills and Kate this year makes it an even better time to take the car over to the Continent for a short break.]]></article>
    
    
    
    
    
    
    
    <article productid="11297" date="07 April 2011" link="/newsandcommunity/news/brace-yourself-for-rate-rises_0011297.aspx" title="Brace yourself for rate rises" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Homeowners were granted another reprieve from rising interest rates this week after the Monetary Policy Committee held the base rate at 0.5% for the 25th consecutive month - but rates won't remain this low forever.]]></article>
    
    
    
    
    
    
    
    <article productid="11296" date="07 April 2011" link="/newsandcommunity/news/save-hundreds-on-your-easter-spending_0011296.aspx" title="Save hundreds on your Easter spending" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Thousands of people will take advantage of the forthcoming glut of bank holidays by heading abroad for a spring break. But if you're jetting off overseas this Easter, are you spending more than you need to on foreign currency?]]></article>
    
    
    
    
    
    
    
    <article productid="11299" date="07 April 2011" link="/newsandcommunity/news/pension-reforms-your-questions-answered_0011299.aspx" title="Pension reforms: Your questions answered" author="Felicity Hannah" category="Money" subcategory="Pensions" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Government has finally unveiled proposals to radically reform the current complicated state pension system, suggesting the introduction of a flat rate pension of &pound;140 a week.]]></article>
    
    
    
    
    
    
    
    <article productid="11284" date="06 April 2011" link="/newsandcommunity/news/what-changes-for-you-in-the-new-tax-year_0011284.aspx" title="What changes for you in the new tax year?" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Nearly 50 changes come into effect this tax year, many of which will have serious financial implications for thousands of people. But what's changing for you?]]></article>
    
    
    
    
    
    
    
    <article productid="11292" date="06 April 2011" link="/newsandcommunity/news/new-tax-year-new-isa-allowance_0011292.aspx" title="New tax year, new ISA allowance" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The new tax year has begun, and savers shouldn't delay if they are looking to make the most of their higher 2011/2012 ISA allowance.]]></article>
    
    
    
    
    
    
    
    <article productid="11283" date="05 April 2011" link="/newsandcommunity/news/it-happened-to-me-fraudsters-in-my-mums-pc_0011283.aspx" title="It happened to me: Fraudsters attacked my mum's PC" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[We all know to avoid phishing emails from supposedly wealthy Nigerians who want to transfer $5m into our bank accounts in return for our help. But when a polite, professional-sounding man from an online PC care company phoned my mother and used her name, she was completely taken in. Here's what happened and how you can avoid falling into the same trap...		]]></article>
    
    
    
    
    
    
    
    <article productid="11272" date="01 April 2011" link="/newsandcommunity/news/where-to-save-for-your-kids_0011272.aspx" title="Where to save for your kids" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The Government has finally confirmed details of the long-awaited Junior ISA - a new form of children's saving account for those who have missed out on Child Trust Funds, but what do the new accounts mean for you?]]></article>
    
    
    
    
    
    
    
    <article productid="11264" date="31 March 2011" link="/newsandcommunity/news/top-10-cards-for-the-bank-holiday-bonanza_0011264.aspx" title="Top 10 cards for the bank holiday bonanza" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of us are looking forward to the long Easter bank holiday weekend, and this year we're set to enjoy two four-day weekends as we celebrate the Royal Wedding on 29 April and the first May Bank Holiday on 2 May.]]></article>
    
    
    
    
    
    
    
    <article productid="11262" date="31 March 2011" link="/newsandcommunity/news/which-home-improvements-boost-your-propertys-value_0011262.aspx" title="Which home improvements boost your property's value?" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The housing market may be showing signs of improvement - according to Nationwide house prices rose 0.5% in March - but if you are planning on selling your home it makes sense to ensure it is looking as good as it possibly can.]]></article>
    
    
    
    
    
    
    
    <article productid="11265" date="31 March 2011" link="/newsandcommunity/news/save-more-than-700-on-holiday-essentials_0011265.aspx" title="Save more than 700 on holiday essentials" author="Bob Atkinson" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[With the Easter&nbsp;holidays fast approaching, many people will be busy preparing for&nbsp;travel abroad.]]></article>
    
    
    
    
    
    
    
    <article productid="11271" date="31 March 2011" link="/newsandcommunity/news/how-long-should-you-fix-your-mortgage_0011271.aspx" title="How long should you fix your mortgage?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The Monetary Policy Committee meets on Thursday to decide whether or not to raise interest rates, and those wanting to protect themselves from potentially higher mortgage payments in the future may be wondering how long to lock into a fixed rate for.]]></article>
    
    
    
    
    
    
    
    <article productid="11270" date="31 March 2011" link="/newsandcommunity/news/how-to-save-money-on-nearly-everything_0011270.aspx" title="How to save money on nearly everything" author="Felicity Hannah" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Last year, people in the UK redeemed more than 2.4million discount vouchers every single day, an increase of 25% on the previous 12 months. ]]></article>
    
    
    
    
    
    
    
    <article productid="11243" date="30 March 2011" link="/newsandcommunity/news/focus-on-best-purchase-and-reward-credit-card_0011243.aspx" title="Focus on: Best purchase and reward credit card" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Although there has been plenty of competition in the balance transfer credit card market, purchase cards haven't seen much movement over the last 12 months - until now that is.]]></article>
    
    
    
    
    
    
    
    <article productid="11258" date="30 March 2011" link="/newsandcommunity/news/five-ways-to-make-your-bank-work-harder_0011258.aspx" title="Five ways to beat the banks" author="Jessica Bown" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[You work hard for your money, so when you put it in the bank, you want to know it is working as hard as possible for you.]]></article>
    
    
    
    
    
    
    
    <article productid="11260" date="30 March 2011" link="/newsandcommunity/news/best-ipad-2-deals_0011260.aspx" title="The best iPad 2 tariffs" author="Matthew Wall" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[The iPad 2 finally hit Britain on 25 March, causing long queues of gadget worshippers at Apple stores across the country.]]></article>
    
    
    
    
    
    
    
    <article productid="11248" date="30 March 2011" link="/newsandcommunity/news/the-hidden-cost-of-speeding-convictions_0011248.aspx" title="The hidden cost of speeding convictions" author="Mark Hooson" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[We all know that if you get caught speeding you can expect to pay a fine, but do you know how much a speeding conviction can cost you in the long-term?]]></article>
    
    
    
    
    
    
    
    <article productid="11214" date="25 March 2011" link="/newsandcommunity/news/last-chance-to-use-your-isa-allowance_0011214.aspx" title="Last chance to use your ISA allowance" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[There are now just a few days left to use this year's ISA allowance, but if you leave it until the very last minute you risk missing out altogether.]]></article>
    
    
    
    
    
    
    
    <article productid="11186" date="25 March 2011" link="/newsandcommunity/news/what-the-2011-budget-means-for-you_0011186.aspx" title="What the 2011 Budget means for you" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[George Osborne described his 2011 Budget as 'budget for growth' but not many of us are likely to see much of an improvement in our personal finances over the next year.]]></article>
    
    
    
    
    
    
    
    <article productid="11225" date="25 March 2011" link="/newsandcommunity/news/bgt-tip-pick-up-pension-pay-rise_0011225.aspx" title="Pick up a pension pay rise" author="" category="Competitions" subcategory="BGT money saving tips" channellink="" forum="49" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Does your job come with a pension scheme? If the company agrees to match your contributions then that's effectively a pay rise, so don't turn it down. <a title="Speak to a qualified pensions adviser" href="http://www.moneysupermarket.com/pensions/secure/lead.asp" target='_"blank"'>Speak to an adviser</a> if you're stuck.]]></article>
    
    
    
    
    
    
    
    <article productid="11226" date="25 March 2011" link="/newsandcommunity/news/bgt-tip-look-for-low-cost-loan_0011226.aspx" title="Look for a low-cost loan" author="" category="Competitions" subcategory="BGT money saving tips" channellink="" forum="3" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Rates on <a title="Compare a range of secured and unsecured loans" href="http://www.moneysupermarket.com/loans/" target='_"blank"'>personal loans</a> are at the lowest in years, with some lenders offering loans at just 6.8%. Consider consolidating your more expensive debt onto a better deal.<br />]]></article>
    
    
    
    
    
    
    
    <article productid="11220" date="25 March 2011" link="/newsandcommunity/news/more-help-for-first-time-buyers_0011220.aspx" title="More help for first-time buyers" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Tight lending restrictions combined with steep property prices have made it almost impossible for many first time buyers to get on the first rung of the property ladder - but there is some help available.]]></article>
    
    
    
    
    
    
    
    <article productid="11224" date="25 March 2011" link="/newsandcommunity/news/bgt-tip-fix-your-filing_0011224.aspx" title="Fix your filing" author="" category="Competitions" subcategory="BGT money saving tips" channellink="" forum="6" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Is your home paperwork a mess? Do you struggle to find bills, P60s and bank statements? Get back in control of your paperwork by using a simple system like <a title="Read our article 'How to organise your household filing'" href=" http://www.moneysupermarket.com/c/news/how-to-organise-your-household-filing/0010918/" target='_"blank"'>this one</a>.]]></article>
    
    
    
    
    
    
    
    <article productid="11223" date="25 March 2011" link="/newsandcommunity/news/bgt-tip-interest-is-avoidable_0011223.aspx" title="Interest is avoidable" author="" category="Competitions" subcategory="BGT money saving tips" channellink="" forum="4" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Need to make a large purchase and want to spread the cost? The <a title="Compare the best credit cards for balance transfers" href="http://www.moneysupermarket.com/credit-cards/purchases/" target='_"blank"'>market-leading purchase credit card</a> now comes with 15 months at 0% on new shopping.]]></article>
    
    
    
    
    
    
    
    <article productid="11179" date="24 March 2011" link="/newsandcommunity/news/bgt-tip-check-your-broadband-speed_0011179.aspx" title="Check your broadband speed" author="" category="Competitions" subcategory="BGT money saving tips" channellink="" forum="77" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[If you think your internet connection is crawling when you're paying for it to fly, don't just put up with it. <a title="Test your broadband speed now" href="http://www.moneysupermarket.com/broadband/tools/speed-test/" target='_"blank"'>Test your broadband speed</a> and find out exactly how your web is performing.]]></article>
    
    
    
    
    
    
    
    <article productid="11200" date="24 March 2011" link="/newsandcommunity/news/bgt-tip-dont-fear-the-meter_0011200.aspx" title="Don't fear the meter" author="" category="Competitions" subcategory="BGT money saving tips" channellink="" forum="70" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Avoid unexpected energy bills by reading your meter regularly. <a title="Switch energy supplier and lower your gas and electricity bills" href="http://www.moneysupermarket.com/gas-and-electricity/" target='_"blank"'>Switch to an online tariff</a> and you can do it all with your computer - and save cash on bills.]]></article>
    
    
    
    
    
    
    
    <article productid="11188" date="24 March 2011" link="/newsandcommunity/news/tax-allowances-for-2011-2012_0011188.aspx" title="Tax allowances for 2011/2012" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Want to know what your tax allowances will be for the 2011/12 tax year? We've compiled these easy-to-read tables, giving you all the information you need.]]></article>
    
    
    
    
    
    
    
    <article productid="11177" date="24 March 2011" link="/newsandcommunity/news/focus-on-new-car-insurance-for-young-drivers_0011177.aspx" title="Focus on: New car insurance for young drivers" author="Melanie Wright" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[While the fuel duty reduction announced in the Budget may have brought some relief to young drivers, for many the cost of motoring remains unaffordable due to steep insurance premiums.]]></article>
    
    
    
    
    
    
    
    <article productid="11189" date="24 March 2011" link="/newsandcommunity/news/bgt-tip-get-more-from-your-current-account_0011189.aspx" title="Get more from your current account" author="" category="Competitions" subcategory="BGT money saving tips" channellink="" forum="7" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[You're more likely to leave your partner than your bank. But moving is simple and you can even earn up to &pound;100 switching incentive or a monthly reward. Check out our video '<a title="Read our article 'How to switch current account'" href="http://www.moneysupermarket.com/c/videos/how-to-switch-current-account/0007546/ " target='_"blank"'>How to switch current account</a>' to see how easy it really is.]]></article>
    
    
    
    
    
    
    
    <article productid="11202" date="24 March 2011" link="/newsandcommunity/news/bgt-tip-beat-identity-thieves_0011202.aspx" title="Beat identity thieves" author="" category="Competitions" subcategory="BGT money saving tips" channellink="" forum="64" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Fraud by identity theft is on the rise, so you need to keep your details safe when you're shopping or eating out. Crooks can be clever, so <a title="Read our article: 'Stop fraudsters pretending to be you'" href="http://www.moneysupermarket.com/c/news/stop-fraudsters-pretending-to-be-you/0010820/" target='_"blank"'>you need to be up to date</a> on the scams if you want to protect your purse.]]></article>
    
    
    
    
    
    
    
    <article productid="11178" date="24 March 2011" link="/newsandcommunity/news/how-to-build-a-balanced-portfolio_0011178.aspx" title="How to build a balanced portfolio" author="Melanie Wright" category="Money" subcategory="Shares" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Given recent stock market volatility caused by the terrible events in Japan and unrest in the Middle East, savers might be forgiven for thinking they should give stocks and shares ISAs a wide berth.]]></article>
    
    
    
    
    
    
    
    <article productid="11170" date="24 March 2011" link="/newsandcommunity/news/10-top-tips-for-cheaper-travel_0011170.aspx" title="10 top tips for cheaper travel" author="Bob Atkinson" category="Travel" subcategory="Other" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="72" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[The Easter school holidays are just around the corner, but for anyone considering a last minute break, or&nbsp;planning a summer holiday later on, keeping costs down is usually a priority.]]></article>
    
    
    
    
    
    
    
    <article productid="11176" date="24 March 2011" link="/newsandcommunity/news/ten-best-money-saving-apps_0011176.aspx" title="10 best money-saving apps" author="Matthew Wall" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[We all know there are millions of apps we can download to our smartphones, from popular puzzle video game Angry Birds to the obscure RunPee, which tells you at which point in a film you can 'run' and 'pee' without missing the good bits.]]></article>
    
    
    
    
    
    
    
    <article productid="11172" date="24 March 2011" link="/newsandcommunity/news/bgt-tip-compare-more-than-car-insurance_0011172.aspx" title="Compare more than car insurance" author="" category="Competitions" subcategory="BGT money saving tips" channellink="" forum="13" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The internet lets you compare much more than insurance. Our <a title="Compare prices from more than 500 retailers" href="http://www.moneysupermarket.com/shopping/" target='_"blank"'>shopping channel</a> lets you compare prices on major purchases before you make them, so you know you've found the best deal.]]></article>
    
    
    
    
    
    
    
    <article productid="11187" date="24 March 2011" link="/newsandcommunity/news/bgt-tip-save-your-summer_0011187.aspx" title="Save your summer!" author="" category="Insurance" subcategory="BGT money saving tips" channellink="" forum="66" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Looking forward to your big summer break? As soon as you've booked anything, protect yourself against disaster by <a title="Search for cheap travel insurance and compare quotes from more than 80 providers." href="http://www.moneysupermarket.com/travel-insurance/ " target='_"blank"'>taking out travel insurance</a>. That's the only way to give yourself full protection.]]></article>
    
    
    
    
    
    
    
    <article productid="11201" date="24 March 2011" link="/newsandcommunity/news/bgt-tip-dont-ignore-your-direct-debits_0011201.aspx" title="Don't ignore your direct debits" author="" category="Competitions" subcategory="BGT money saving tips" channellink="" forum="7" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[It's all too easy to lose track of your direct debits, so check them regularly to make sure you're not paying for things you don't need. That gym membership from years ago could still be coming out...		]]></article>
    
    
    
    
    
    
    
    <article productid="11154" date="23 March 2011" link="/newsandcommunity/news/are-stop-start-drivers-putting-you-at-risk_0011154.aspx" title="Are 'Stop Start' drivers putting you at risk?" author="Mark Hooson" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[The chances you will have to make a car insurance claim&nbsp;could be pushed up by a new hazard on the roads - the 'Stop Start' driver.]]></article>
    
    
    
    
    
    
    
    <article productid="11157" date="23 March 2011" link="/newsandcommunity/news/budget-2011-at-a-glance_0011157.aspx" title="Budget 2011 at a glance" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Chancellor promised a 'Budget for growth' but did he deliver and what will it mean for you?]]></article>
    
    
    
    
    
    
    
    <article productid="11159" date="23 March 2011" link="/newsandcommunity/news/beat-the-2011-budget_0011159.aspx" title="Beat the 2011 Budget" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[There may have been some relief for motorists and first time buyers in today's Budget, but millions of people are still struggling to cope with soaring living costs.]]></article>
    
    
    
    
    
    
    
    <article productid="11160" date="23 March 2011" link="/newsandcommunity/news/stop-inflation-eating-your-savings_0011160.aspx" title="Stop inflation eating your savings" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Just when savers thought things couldn't get any worse, inflation has risen again, making it even harder than ever to make real returns.]]></article>
    
    
    
    
    
    
    
    <article productid="11162" date="23 March 2011" link="/newsandcommunity/news/focus-on-best-five-year-fixed-rate-mortgage_0011162.aspx" title="Focus on: Best 5-year fixed rate mortgage" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[There's growing speculation that the Bank of England will hike the base rate soon in order to curb soaring inflation, leaving millions of homeowners on variable rate mortgages facing steeper costs.]]></article>
    
    
    
    
    
    
    
    <article productid="11116" date="23 March 2011" link="/newsandcommunity/news/webchat-budget-2011-with-itv-news_0011116.aspx" title="Live webchat: Budget 2011 with ITV News" author="Kevin Mountford" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[Join ITV News at&nbsp;6.30pm on 23 March for a second live Budget 2011 webchat with an expert panel including moneysupermarket.com's head of banking Kevin Mountford. Put your Budget question to the experts...]]></article>
    
    
    
    
    
    
    
    <article productid="11127" date="22 March 2011" link="/newsandcommunity/news/bgt-tip-time-is-money_0011127.aspx" title="Time is money" author="" category="Competitions" subcategory="BGT money saving tips" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Compared car insurance recently? Buy the <a title="Search for cheaper car insurance with prices from over 100 companies" href="http://www.moneysupermarket.com/car-insurance/" target='_"blank"'>cheapest policy</a> straight away. Prices are rising so fast that a 30-day wait can add more than &pound;13 to your premium.]]></article>
    
    
    
    
    
    
    
    <article productid="11125" date="21 March 2011" link="/newsandcommunity/news/major-reforms-for-energy-firms_0011125.aspx" title="Major reforms for energy firms" author="Felicity Hannah" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Have you been confused by the huge number of different energy tariffs available? You're not alone. The watchdog Ofgem has accused providers of 'bamboozling' customers with a complicated number of different tariffs and payment plans.]]></article>
    
    
    
    
    
    
    
    <article productid="11115" date="17 March 2011" link="/newsandcommunity/news/just-how-much-data-do-you-need_0011115.aspx" title="Is mobile broadband costing you too much?" author="Matthew Wall" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[If you don't know how much monthly data you use on your smartphone, laptop or tablet computer you could be paying for more than you need to for your tariff. ]]></article>
    
    
    
    
    
    
    
    <article productid="11114" date="17 March 2011" link="/newsandcommunity/news/beat-april-isa-deadline_0011114.aspx" title="Beat the April ISA deadline" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Savers now have just over two weeks to make the most of this year's ISA allowance, so you'll need to get your skates on if you want to take advantage of the top rates currently on offer.]]></article>
    
    
    
    
    
    
    
    <article productid="11109" date="17 March 2011" link="/newsandcommunity/news/should-you-open-a-joint-account_0011109.aspx" title="Should you open a joint account?" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Britons in serious relationships often avoid opening joint accounts because they do not trust their partners not to take advantage of the situation, new research shows. ]]></article>
    
    
    
    
    
    
    
    <article productid="11113" date="17 March 2011" link="/newsandcommunity/news/the-best-credit-card-deals-ever_0011113.aspx" title="The best credit card deals EVER" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Borrowers have seldom had it so good with some of the best credit cards deals ever launched this week.]]></article>
    
    
    
    
    
    
    
    <article productid="11117" date="17 March 2011" link="/newsandcommunity/news/top-tips-to-cut-easter-holiday-costs_0011117.aspx" title="Top tips to cut Easter holiday costs" author="Melanie Wright" category="Travel" subcategory="Travel Money" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Thousands of people will head off on holiday abroad this Easter, but if you're one of them, make sure you don't end up paying for your break long after you've landed back in the UK.]]></article>
    
    
    
    
    
    
    
    <article productid="11100" date="16 March 2011" link="/newsandcommunity/news/focus-on-new-market-leading-cashback-card_0011100.aspx" title="Focus on: NEW market-leading cashback card" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Competition in the credit card market continues to hot up, with the launch of two cash back credit cards enabling customers to earn an unlimited amount of cashback for their card purchases.]]></article>
    
    
    
    
    
    
    
    <article productid="11098" date="16 March 2011" link="/newsandcommunity/news/improve-your-chances-of-climbing-the-property-ladder_0011098.aspx" title="Improve your chances of climbing the property ladder" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Spring is one of the most popular times of the year to move home, but if you're planning to step up a rung on the property ladder, doing plenty of homework first could really pay off.]]></article>
    
    
    
    
    
    
    
    <article productid="11102" date="16 March 2011" link="/newsandcommunity/news/q-and-a-first-time-buyers-offered-council-cash_0011102.aspx" title="Q&amp;A: First-time buyers offered council cash" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[First-time buyers are being offered deposits of up to 20% by five local councils to help them onto the property ladder. But will you be able to benefit? We explain how the scheme works...		.]]></article>
    
    
    
    
    
    
    
    <article productid="11093" date="15 March 2011" link="/newsandcommunity/news/cost-of-calls-to-mobiles-to-fall_0011093.aspx" title="Cost of calls to mobiles to fall" author="Felicity Hannah" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[After an exhaustive campaign that saw hundreds of thousands of people sign a petition demanding an end to unreasonable and excessive mobile phone costs, Ofcom has finally called time on hidden phone charges.]]></article>
    
    
    
    
    
    
    
    <article productid="11095" date="15 March 2011" link="/newsandcommunity/news/how-uninsured-drivers-cost-us-all-dear_0011095.aspx" title="How uninsured drivers cost us all dear" author="Mark Hooson" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[You might think uninsured drivers are only a problem if you're involved in a collision with one, but in reality they are pushing up insurance costs for all of us.]]></article>
    
    
    
    
    
    
    
    <article productid="11057" date="10 March 2011" link="/newsandcommunity/news/ten-reasons-to-invest-in-an-isa_0011057.aspx" title="Ten reasons to invest in an ISA" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The end of the tax year on April 5&nbsp;is looming, and if you haven't yet made use of your ISA allowance this year, then you're as good as giving money to the taxman.]]></article>
    
    
    
    
    
    
    
    <article productid="11067" date="10 March 2011" link="/newsandcommunity/news/the-great-british-savings-raid_0011067.aspx" title="The great British savings raid" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Almost one in four Britons with savings are being forced to dip into their nest eggs to pay for everyday expenses, new research from moneysupermarket.com shows.]]></article>
    
    
    
    
    
    
    
    <article productid="11072" date="10 March 2011" link="/newsandcommunity/news/loan-war-rages-on-new-6-point-8-deal_0011072.aspx" title="Loan war rages on: NEW 6.8% deal" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[There's a loan war in full swing just now, with rates now as low as 6.8%. So if you're looking to borrow, make sure you take advantage of the cheapest rates out there.]]></article>
    
    
    
    
    
    
    
    <article productid="11066" date="10 March 2011" link="/newsandcommunity/news/get-ready-for-interest-rate-rises_0011066.aspx" title="Get ready for interest rate rises" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Bank of England base rate has been held at 0.5% for yet another month, marking two years since it was first cut to this historic low. But are rises on the cards?]]></article>
    
    
    
    
    
    
    
    <article productid="11069" date="10 March 2011" link="/newsandcommunity/news/focus-on-eighteen-month-percent-balance-transfer-card_0011069.aspx" title="Focus on: 18-month 0% balance transfer card" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Credit card customers looking to move their balance elsewhere can now take advantage of the longest 0% introductory period ever offered. But is the market-leading Barclaycard 18-month deal right for you?]]></article>
    
    
    
    
    
    
    
    <article productid="11070" date="10 March 2011" link="/newsandcommunity/news/focus-on-new-market-leading-easy-access-account_0011070.aspx" title="Focus on: NEW 3.01% market-leading easy access account" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Savers may not have had much to celebrate after the base rate was held at 0.5% again on Thursday, but the good news is that this hasn't stopped savings providers from launching some impressive new accounts.]]></article>
    
    
    
    
    
    
    
    <article productid="11054" date="09 March 2011" link="/newsandcommunity/news/red-nose-day-make-charity-donations-go-further_0011054.aspx" title="Red Nose Day: Make charity donations go further" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Red Nose Day takes place on March 18 but if you are considering making a donation to this, or any other charity, make sure you get the taxman to contribute too.]]></article>
    
    
    
    
    
    
    
    <article productid="11010" date="09 March 2011" link="/newsandcommunity/news/webchat-savings-and-investments_0011010.aspx" title="Live webchat: Ask the experts your savings &amp; investments questions" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Put your savings &amp; investment questions to the experts. Join independent financial adviser&nbsp;Philippa Gee, and moneysupermarket.com's head of banking Kevin Mountford for a live savings and investment webchat at 1pm on Wednesday March 9th.]]></article>
    
    
    
    
    
    
    
    <article productid="11056" date="09 March 2011" link="/newsandcommunity/news/when-is-a-credit-card-better-than-a-debit-card_0011056.aspx" title="When is a credit card better than a debit card?" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Unless you're making a major purchase, you probably use your debit card for day-to-day spending, but using a credit card instead could give you extra perks.]]></article>
    
    
    
    
    
    
    
    <article productid="11053" date="08 March 2011" link="/newsandcommunity/news/how-young-drivers-can-cut-insurance-costs_0011053.aspx" title="How young drivers can cut insurance costs" author="Mark Hooson" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Mark_Hooson_75x85.jpg" ><![CDATA[If you're a teenage driver you'll know already that the cost of car insurance is high - but did you know that a recent EU ruling on gender discrimination could send some teen premiums even higher?]]></article>
    
    
    
    
    
    
    
    <article productid="11046" date="04 March 2011" link="/newsandcommunity/news/focus-on-fixed-rate-isa-paying-four-percent_0011046.aspx" title="Focus on: Fixed rate ISA paying 4.00%" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Banks and building societies are bending over backwards to entice savers who have&nbsp;yet to make use of this year's ISA allowance with interest rates eight times higher than the current 0.5% Bank of England base rate.]]></article>
    
    
    
    
    
    
    
    <article productid="11040" date="03 March 2011" link="/newsandcommunity/news/where-should-you-invest-your-ISA-allowance_0011040.aspx" title="Where should you invest your ISA allowance?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Savers and investors are spoilt for choice with special ISA offers in the run up to the end of the tax year, but make sure you pick the right investment to suit your needs.]]></article>
    
    
    
    
    
    
    
    <article productid="11041" date="03 March 2011" link="/newsandcommunity/news/broadband-not-getting-the-speed-you-pay-for_0011041.aspx" title="Broadband: Not getting the speed you pay for?" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're frustrated by the speed of your broadband, then you're not alone - new Ofcom research shows that the average speeds received by households are less than half the average speeds advertised.]]></article>
    
    
    
    
    
    
    
    <article productid="11038" date="03 March 2011" link="/newsandcommunity/news/what-the-end-of-sex-discrimination-means-for-you_0011038.aspx" title="What the end of sex discrimination means for you" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Following a landmark ruling from the European Court of Justice, insurers will no longer be allowed to factor in gender when working out premiums. But the implications go far beyond car insurance...		]]></article>
    
    
    
    
    
    
    
    <article productid="11044" date="03 March 2011" link="/newsandcommunity/news/beat-card-fraud_0011044.aspx" title="Beat card fraud" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Nearly 15 million people in the UK have fallen victim to card fraud, as criminals come up with increasingly inventive ways to rip us off.]]></article>
    
    
    
    
    
    
    
    <article productid="11043" date="03 March 2011" link="/newsandcommunity/news/should-you-buy-the-new-ipad-two_0011043.aspx" title="Should you buy the new iPad 2?" author="Matthew Wall" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[The usual hype and rumour preceded the launch of Apple's iPad2 at the Yerba Buena Center for the Arts in San Francisco, California last Wednesday. And much of the speculation turned out to be&nbsp;accurate.]]></article>
    
    
    
    
    
    
    
    <article productid="11018" date="02 March 2011" link="/newsandcommunity/news/save-hundreds-of-pounds-with-the-right-bank-account_0011018.aspx" title="Save 240 with the right bank account" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you spend more time in the red than the black, make sure you aren't paying more than you need to in overdraft charges.]]></article>
    
    
    
    
    
    
    
    <article productid="11009" date="01 March 2011" link="/newsandcommunity/news/european-union-bans-insurers-from-sex-discrimination_0011009.aspx" title="EU bans insurers from sex discrimination" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Insurers will soon be banned from using an applicant's gender to determine the price of their policy, following a ruling from the European Court of Justice.]]></article>
    
    
    
    
    
    
    
    <article productid="11015" date="01 March 2011" link="/newsandcommunity/news/how-to-make-money-from-junk-mail_0011015.aspx" title="How to make money from junk mail" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Fed up with junk mail dropping through your letter box? Now there's a way to ensure you only get the post you want - and cash in when companies use your information.]]></article>
    
    
    
    
    
    
    
    <article productid="11003" date="25 February 2011" link="/newsandcommunity/news/focus-on-the-best-new-isa-deals_0011003.aspx" title="Focus on: The best new ISA deals" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Tensions have been simmering in the cash ISA market for the last few weeks but the war has finally broken out as banks and building societies battle for our savings in the run up to the end of the tax year.]]></article>
    
    
    
    
    
    
    
    <article productid="11002" date="25 February 2011" link="/newsandcommunity/news/talking-point-are-the-banks-making-too-much-profit_0011002.aspx" title="Talking point: Are the banks making too much profit?" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The issue of banks' profits is always a contentious one, but it seems to have become even more so since billions of pounds of taxpayers' money was used to bail out some of our biggest financial institutions.]]></article>
    
    
    
    
    
    
    
    <article productid="11004" date="25 February 2011" link="/newsandcommunity/news/where-to-bag-the-best-bank-account_0011004.aspx" title="Where to bag the best bank account" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Most of us are guilty of sticking with the same current account provider year after year, but with two new accounts on the market - one of them market-leading for overdrafts - there's seldom been a better time to consider switching.]]></article>
    
    
    
    
    
    
    
    <article productid="10995" date="24 February 2011" link="/newsandcommunity/news/drivers-pour-1-point-7-billion-down-the-drain_0010995.aspx" title="Drivers pour 1.7billion down the drain" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If your car insurance policy comes up for renewal in the next few weeks, don't automatically accept the quote from your existing insurer - or you could end paying much more than you need to.]]></article>
    
    
    
    
    
    
    
    <article productid="11001" date="24 February 2011" link="/newsandcommunity/news/borrowers-warned-as-mortgage-rates-rise_0011001.aspx" title="Borrowers warned as mortgage rates rise" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The Bank of England base rate may have remained at 0.5% for nearly two years, but mortgage rates are creeping up steadily in anticipation of a rise.]]></article>
    
    
    
    
    
    
    
    <article productid="10990" date="24 February 2011" link="/newsandcommunity/news/whats-the-best-broadband-and-phone-package_0010990.aspx" title="What's the best broadband and phone package?" author="Melanie Wright" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[With so many different deals to choose from, finding the best broadband and home phone package to suit your needs at the right cost can seem daunting.]]></article>
    
    
    
    
    
    
    
    <article productid="10987" date="23 February 2011" link="/newsandcommunity/news/focus-on-new-leading-card-for-balance-transfers_0010987.aspx" title="Focus on: New leading card for balance transfers" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Competition in the credit card market is hotting up and those looking to transfer a balance across from another card can now pick from a range of tempting deals.]]></article>
    
    
    
    
    
    
    
    <article productid="10988" date="23 February 2011" link="/newsandcommunity/news/why-were-wasting-2-3-bn-a-year-in-credit-card-interest_0010988.aspx" title="Why we're wasting 2.3bn a year in credit card interest" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Millions of credit card users leave debts languishing on high-interest charging credit cards each month, racking up hundreds of pounds a year in interest.]]></article>
    
    
    
    
    
    
    
    <article productid="6456" date="21 February 2011" link="/newsandcommunity/news/new-isa-rules-explained_0006456.aspx" title="ISA rules explained" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Individual Savings Accounts (ISA) enable you to save tax-free, but before you open one, there are a few essential things you need to know, such as how much your annual allowance is, and where exactly you can invest it.]]></article>
    
    
    
    
    
    
    
    <article productid="10970" date="18 February 2011" link="/newsandcommunity/news/savings-rates-climb_0010970.aspx" title="Savings rates climb" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[There's been little for savers to celebrate recently, with returns continuing to be ravaged by rising inflation and interest rates remaining at record lows - but it's not all doom and gloom.]]></article>
    
    
    
    
    
    
    
    <article productid="10965" date="17 February 2011" link="/newsandcommunity/news/focus-on-new-market-leading-easy-access-rate_0010965.aspx" title="Focus on: NEW market-leading easy access rate!" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[With savers being hammered by rising inflation, every little helps when it comes to the interest you earn on your savings so Nationwide Building Society's decision to increase the rate on its MySave Online Plus account is welcome news.]]></article>
    
    
    
    
    
    
    
    <article productid="10969" date="17 February 2011" link="/newsandcommunity/news/cut-your-debt-now-to-fight-inflation_0010969.aspx" title="Cut your debt now to fight inflation" author="Felicity Hannah" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/money/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Inflation is at a two-year high and wages aren't keeping up. But could managing your borrowing more effectively help free up some cash?]]></article>
    
    
    
    
    
    
    
    <article productid="10954" date="17 February 2011" link="/newsandcommunity/news/top-tips-if-youre-buying-a-property-with-a-friend_0010954.aspx" title="Top tips if you're buying a property with a friend" author="Melanie Wright" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Increasing numbers of first-time buyers are boosting their purchasing power by clubbing together with a friend or partner - but make sure you think carefully about the pros and cons first.]]></article>
    
    
    
    
    
    
    
    <article productid="10934" date="16 February 2011" link="/newsandcommunity/news/earn-more-on-your-spending-than-on-your-savings_0010934.aspx" title="Earn more on your spending than on your savings" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Credit card users who pay off their bills in full every month could boost their bank balance by more than &pound;500 a year if they choose the right plastic.]]></article>
    
    
    
    
    
    
    
    <article productid="10946" date="16 February 2011" link="/newsandcommunity/news/whats-the-best-smartphone_0010946.aspx" title="What's the best smartphone?" author="Matthew Wall" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[The iPhone took the world by storm when it launched in January 2007, but three years on there are plenty of worthy smartphone competitors taking a bite out of Apple.]]></article>
    
    
    
    
    
    
    
    <article productid="10933" date="16 February 2011" link="/newsandcommunity/news/ten-ways-to-make-more-money_0010933.aspx" title="Ten ways to make more money" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Most of us are feeling the pinch due to tax increases, high inflation and pay freezes, but there are plenty of things you can do to generate some extra cash.]]></article>
    
    
    
    
    
    
    
    <article productid="10932" date="15 February 2011" link="/newsandcommunity/news/inflation-rockets-to-4-per-cent_0010932.aspx" title="Inflation rockets to 4%" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The cost of living continues to soar, with inflation now at its highest level for two years.]]></article>
    
    
    
    
    
    
    
    <article productid="10920" date="11 February 2011" link="/newsandcommunity/news/focus-on-leading-credit-card-for-use-abroad_0010920.aspx" title="Focus on: Leading credit card for use abroad" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of holidaymakers every year return home only to find they have been stung with steep foreign usage fees for paying by plastic while overseas.]]></article>
    
    
    
    
    
    
    
    <article productid="10922" date="11 February 2011" link="/newsandcommunity/news/what-mortgage-should-i-go-for_0010922.aspx" title="What mortgage should I go for?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Homeowners on variable rate mortgages are set to enjoy another month of low interest rates in February - but the party&nbsp;could soon be over, so review your mortgage now...<br />]]></article>
    
    
    
    
    
    
    
    <article productid="10894" date="10 February 2011" link="/newsandcommunity/news/talking-point-is-car-insurance-sexist_0010894.aspx" title="Talking point: Is car insurance sexist?" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Next month the European Court of Justice will rule on whether or not it's legal to consider gender when calculating insurance premiums. But is it really sexist that women pay less for cover than men?]]></article>
    
    
    
    
    
    
    
    <article productid="10885" date="10 February 2011" link="/newsandcommunity/news/base-rate-unmoved-by-inflation-fears_0010885.aspx" title="Base rate unmoved by inflation fears" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Despite mounting pressure on the Bank of England to increase interest rates, the base rate has been held at 0.5% for the 23rd consecutive month.]]></article>
    
    
    
    
    
    
    
    <article productid="10884" date="10 February 2011" link="/newsandcommunity/news/act-now-to-clear-credit-card-debt_0010884.aspx" title="Act now to clear credit card debt" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Don't let those ambitious plans you made at the start of the year to slash your debts go stale. Now is the perfect time to get on top of those credit card bills - here's how to do it...		]]></article>
    
    
    
    
    
    
    
    <article productid="10883" date="10 February 2011" link="/newsandcommunity/news/dont-lose-your-isa-allowance_0010883.aspx" title="Don't lose your ISA allowance!" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of people continue to pay tax unnecessarily on their savings by failing to make use of their annual ISA allowance, so make the most of yours while you still can.]]></article>
    
    
    
    
    
    
    
    <article productid="10891" date="10 February 2011" link="/newsandcommunity/news/entertain-the-kids-for-less-this-half-term_0010891.aspx" title="Entertain the kids for free this half-term" author="Joanne OConnell" category="Shopping" subcategory="Activities" channellink="http://www.moneysupermarket.com/shopping/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Jo_OConnell_75x85.png" ><![CDATA[Keeping the children entertained at half-term while keeping costs down is always a challenge, especially in February when the weather is often dismal.]]></article>
    
    
    
    
    
    
    
    <article productid="10918" date="10 February 2011" link="/newsandcommunity/news/how-to-organise-your-household-filing_0010918.aspx" title="How to organise your household filing" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It can be hard enough to find time to vacuum the stairs, let alone keep on top of the bills, bank statements, TV licence, car tax, insurances and everything else.]]></article>
    
    
    
    
    
    
    
    <article productid="10882" date="09 February 2011" link="/newsandcommunity/news/ten-things-you-should-know-before-applying-for-a-loan_0010882.aspx" title="10 things you should know before applying for a loan" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Planning to apply for a loan to fund a big purchase or consolidate existing debt? Here's what you need to know...		]]></article>
    
    
    
    
    
    
    
    <article productid="10881" date="09 February 2011" link="/newsandcommunity/news/year-end-tax-planning-tips_0010881.aspx" title="Year-end tax planning tips" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[There are less than two months to go before the end of the tax year on April 5, so if you want to make the most of your annual tax-free allowances, you'd better get your skates on.]]></article>
    
    
    
    
    
    
    
    <article productid="10867" date="07 February 2011" link="/newsandcommunity/news/extra-protection-for-6m-more-tourists_0010867.aspx" title="Extra protection for 6m more tourists" author="Felicity Hannah" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/c/holidays/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The ATOL protection for package holiday tourists could be extended as early as next year, supporting&nbsp;6million more UK holidaymakers...		]]></article>
    
    
    
    
    
    
    
    <article productid="10853" date="03 February 2011" link="/newsandcommunity/news/how-to-live-your-dream_0010853.aspx" title="How to live your dream" author="Jessica Bown" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/money/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[With freezing winter weather, rising living costs and government spending cuts all making life in the UK hard at the moment, it is little wonder so many of us dream of escaping to a new life overseas.]]></article>
    
    
    
    
    
    
    
    <article productid="10860" date="03 February 2011" link="/newsandcommunity/news/last-of-the-big-six-hikes-energy-bills_0010860.aspx" title="Last of the big six hikes energy bills" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The last of the big six energy companies has finally increased its prices, meaning the vast majority of customers have now been hit with hikes.]]></article>
    
    
    
    
    
    
    
    <article productid="10857" date="03 February 2011" link="/newsandcommunity/news/focus-on-best-credit-card-for-use-abroad_0010857.aspx" title="Focus on: Best credit card for use abroad" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[More than 30% of holidaymakers use a credit card while they're abroad but many will be unaware of just how expensive this can be.]]></article>
    
    
    
    
    
    
    
    <article productid="10852" date="03 February 2011" link="/newsandcommunity/news/ten-more-things-you-can-do-with-a-credit-card_0010852.aspx" title="10 more things you can do with a credit card" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you think a credit card is just for borrowing then think again. There are hundreds of cards offering many different perks...		]]></article>
    
    
    
    
    
    
    
    <article productid="10859" date="03 February 2011" link="/newsandcommunity/news/focus-on-new-leading-cash-isa_0010859.aspx" title="Focus on: New leading cash ISA" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Cash ISA rates are soaring, so if you haven't already made use of this year's allowance yet, you should do so as soon as possible.]]></article>
    
    
    
    
    
    
    
    <article productid="10856" date="03 February 2011" link="/newsandcommunity/news/great-news-for-savers-as-isa-rates-climb_0010856.aspx" title="Great news for savers as ISA rates climb" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The battle to attract ISA savers in the run up to the end of the tax year has begun, with recent days seeing several providers launch tempting high-interest paying accounts.]]></article>
    
    
    
    
    
    
    
    <article productid="10858" date="03 February 2011" link="/newsandcommunity/news/wifi-costs-when-you-re-out-and-about_0010858.aspx" title="WiFi costs when you're out and about" author="Matthew Wall" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[Having the ability to access the internet on the move is vital for anyone who works while they travel and, provided you know where to look, you don't have to pay to stay connected.]]></article>
    
    
    
    
    
    
    
    <article productid="8473" date="02 February 2011" link="/newsandcommunity/news/top-tips-if-you-re-buying-a-car_0008473.aspx" title="Top tips if you're buying a car" author="Felicity Hannah" category="Motoring" subcategory="New Cars" channellink="http://www.moneysupermarket.com/motoring/" forum="11" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Buying a car is an expensive business and there's a lot to consider, whether it's fresh off the production line or simply new to you.]]></article>
    
    
    
    
    
    
    
    <article productid="10851" date="02 February 2011" link="/newsandcommunity/news/climbing-up-the-property-ladder_0010851.aspx" title="Climbing up the property ladder" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Moving up the property ladder is always a big step, whether it's your second, third, fourth or fifth home, but there are ways you can make the process less stressful.]]></article>
    
    
    
    
    
    
    
    <article productid="10850" date="02 February 2011" link="/newsandcommunity/news/how-best-to-pay-for-a-car_0010850.aspx" title="How best to pay for a car" author="Felicity Hannah" category="Motoring" subcategory="Car Leasing" channellink="http://www.moneysupermarket.com/motoring/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[After your home, buying a car is probably one of the biggest purchases you'll ever make, so it's important you find the best way to pay for it.]]></article>
    
    
    
    
    
    
    
    <article productid="10843" date="31 January 2011" link="/newsandcommunity/news/advice-if-youre-travelling-to-egypt_0010843.aspx" title="Advice if you're travelling to Egypt" author="Bob Atkinson" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[With the fast moving political situation in Egypt, advice for travellers has been changing daily, if not hourly over the past few days.]]></article>
    
    
    
    
    
    
    
    <article productid="10847" date="31 January 2011" link="/newsandcommunity/news/tax-hike-shock-for-thousands_0010847.aspx" title="Tax hike shock for 750,000" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Could you be one of the 750,000 people about to be dragged into the higher-rate tax band?]]></article>
    
    
    
    
    
    
    
    <article productid="10842" date="28 January 2011" link="/newsandcommunity/news/car-insurance-delays-cost-cash_0010842.aspx" title="Car insurance: Delays cost cash" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Every day you waste before buying your policy could increase what you pay...		]]></article>
    
    
    
    
    
    
    
    <article productid="10827" date="27 January 2011" link="/newsandcommunity/news/internet-enabled-tvs-should-you-buy-one_0010827.aspx" title="Internet-enabled TVs - should you buy one?" author="Matthew Wall" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[These days, it's difficult to buy a new TV without the niggling feeling that your prized goggle-box will be obsolete before you've even paid off the credit card, such is the pace of development.]]></article>
    
    
    
    
    
    
    
    <article productid="10828" date="27 January 2011" link="/newsandcommunity/news/avoid-paying-vat-the-legal-way_0010828.aspx" title="Avoid paying VAT - the legal way" author="Felicity Hannah" category="Shopping" subcategory="Activities" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[We've looked at what to buy before the VAT increase, ways to offset the hike and how to fight back against VAT, but can you ever avoid paying it altogether?]]></article>
    
    
    
    
    
    
    
    <article productid="10832" date="27 January 2011" link="/newsandcommunity/news/brits-have-billions-in-forgotten-accounts_0010832.aspx" title="Brits have 6.1bn in forgotten accounts" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Despite the fact that every penny counts during these difficult times, millions of us seem to find it surprisingly easy to lose track of our savings.]]></article>
    
    
    
    
    
    
    
    <article productid="10831" date="27 January 2011" link="/newsandcommunity/news/mums-miss-out-following-benefit-cut_0010831.aspx" title="Mums miss out following benefit cut" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Around 150,000 families will miss out on the &pound;500 Sure Start maternity grant each year after it was restricted to the first child only on January 24.]]></article>
    
    
    
    
    
    
    
    <article productid="10830" date="27 January 2011" link="/newsandcommunity/news/focus-on-earn-3-point-20-percent-on-your-savings-for-12-months_0010830.aspx" title="Focus on: Earn 3.20% on your savings for 12 months" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[With inflation still uncomfortably high, savers need to ensure they are earning as much interest as possible.]]></article>
    
    
    
    
    
    
    
    <article productid="10829" date="27 January 2011" link="/newsandcommunity/news/when-is-a-credit-card-better-than-a-loan_0010829.aspx" title="When is a credit card better than a loan?" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Finding the lowest interest rate possible is the top priority for anyone looking to borrow money in these difficult times.]]></article>
    
    
    
    
    
    
    
    <article productid="10820" date="26 January 2011" link="/newsandcommunity/news/stop-fraudsters-pretending-to-be-you_0010820.aspx" title="Stop fraudsters pretending to be you" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[More than 89,000 people last year became victims of fraudsters who impersonated them to create fake identities.]]></article>
    
    
    
    
    
    
    
    <article productid="10819" date="26 January 2011" link="/newsandcommunity/news/how-overdraft-changes-affect-you_0010819.aspx" title="How overdraft changes affect you" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The big banks are changing the way you pay for going overdrawn, with Lloyds TSB reducing costs for those who slip into the red without permission but charging authorised overdraft customers more, and NatWest and Santander re-vamping their overdraft charges along similar lines.]]></article>
    
    
    
    
    
    
    
    <article productid="10802" date="20 January 2011" link="/newsandcommunity/news/fix-your-mortgage-now_0010802.aspx" title="Fix your mortgage now!" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Homeowners planning to switch to the shelter of a cheap fixed rate mortgage ahead of climbing interest rates don't have a second to waste, as the best deals are disappearing fast.]]></article>
    
    
    
    
    
    
    
    <article productid="10800" date="20 January 2011" link="/newsandcommunity/news/are-the-days-of-the-ipad-numbered_0010800.aspx" title="Are the days of the iPad numbered?" author="Matthew Wall" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Matthew_Wall_75x85.png" ><![CDATA[Apple's iPad was undoubtedly the must-have gadget of 2010, with techno lovers everywhere desperate to get their hands on the first multi-touch tablet computer.]]></article>
    
    
    
    
    
    
    
    <article productid="10804" date="20 January 2011" link="/newsandcommunity/news/focus-on-santanders-zero-current-account_0010804.aspx" title="Focus on: Santander's ZERO current account" author="Melanie Wright" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[With many of us having to dip into our overdrafts each month to make ends meet, an account which doesn't penalise you for going into the red is an appealing prospect.]]></article>
    
    
    
    
    
    
    
    <article productid="10805" date="20 January 2011" link="/newsandcommunity/news/savers-dont-wait-for-interest-rate-rises_0010805.aspx" title="Savers: Don't wait for interest rate rises" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Savers who are delaying seeking out the best homes for their money in the hope that interest rates will start to rise soon are missing out on valuable returns.]]></article>
    
    
    
    
    
    
    
    <article productid="10803" date="20 January 2011" link="/newsandcommunity/news/why-you-should-apply-for-credit-today_0010803.aspx" title="Why you should apply for credit today" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[If you're thinking of taking out a credit card or loan then apply before the end of January. If you don't, you'll reduce your chances of being offered the rate you see advertised.]]></article>
    
    
    
    
    
    
    
    <article productid="10799" date="20 January 2011" link="/newsandcommunity/news/booked-your-holiday-protect-it-now_0010799.aspx" title="Booked your holiday? Protect it NOW" author="Felicity Hannah" category="Travel" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[January is one of the busiest months for booking holidays online, but if you're planning a break, don't forget to buy travel insurance too.]]></article>
    
    
    
    
    
    
    
    <article productid="10793" date="18 January 2011" link="/newsandcommunity/news/inflation-beat-soaring-living-costs_0010793.aspx" title="Inflation - beat soaring living costs" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Rocketing prices are gnawing away at the value of our savings, reducing our spending power. But how can you beat the pain?]]></article>
    
    
    
    
    
    
    
    <article productid="10790" date="17 January 2011" link="/newsandcommunity/news/tunisia-travel-troubles_0010790.aspx" title="Q&amp;A: Tunisia travel troubles" author="Bob Atkinson" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[If you're in Tunisia or you've booked a holiday there any time soon, you'll want to cancel following the government's advice not to travel there. But what are your holiday booking rights?]]></article>
    
    
    
    
    
    
    
    <article productid="10792" date="17 January 2011" link="/newsandcommunity/news/why-you-dont-have-to-work-til-you-drop_0010792.aspx" title="Why you don't have to work 'til you drop" author="Melanie Wright" category="Money" subcategory="Pensions" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The government is going ahead with plans to scrap compulsory retirement at 65 but, provided you start pension planning early enough, this shouldn't mean you have to work into your seventies or eighties.]]></article>
    
    
    
    
    
    
    
    <article productid="10789" date="14 January 2011" link="/newsandcommunity/news/the-consumer-credit-directive-what-does-it-mean-for-you_0010789.aspx" title="The Consumer Credit Directive: What does it mean for you?" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[If you are looking for a credit card or an unsecured personal loan a number of things are changing that will affect the way products are displayed and advertised and also the way applications are assessed.]]></article>
    
    
    
    
    
    
    
    <article productid="10786" date="14 January 2011" link="/newsandcommunity/news/focus-on-new-market-leading-notice-account_0010786.aspx" title="Focus on: NEW market-leading savings account" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[With interest rates still at a record low of 0.50% there's little for savers to celebrate this New Year, but the launch of a new market-leading notice account should provide some cheer.]]></article>
    
    
    
    
    
    
    
    <article productid="10784" date="14 January 2011" link="/newsandcommunity/news/warning-to-all-savers_0010784.aspx" title="Warning to all savers" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Thousands of savers will see the amount of interest they earn plummet over the next few weeks as introductory bonuses on their accounts come to an end - unless they take action now.]]></article>
    
    
    
    
    
    
    
    <article productid="10783" date="13 January 2011" link="/newsandcommunity/news/clear-your-christmas-debts_0010783.aspx" title="Clear your Christmas debts" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The turkey's long gone, the tree's been recycled and the decorations are back in the box. But any day now, your credit card bill for all the festivities is going to land - are you prepared?]]></article>
    
    
    
    
    
    
    
    <article productid="10782" date="13 January 2011" link="/newsandcommunity/news/prepare-for-interest-rate-rises_0010782.aspx" title="Prepare for interest rate rises" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/money/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[It was no surprise that the Bank of England's Monetary Policy Committee (MPC) voted to keep base rate on hold at 0.50% this month. But after 22 months of flat interest rates, it's time for borrowers and savers to start preparing for rate increases.]]></article>
    
    
    
    
    
    
    
    <article productid="10778" date="12 January 2011" link="/newsandcommunity/news/top-wedding-planning-tips_0010778.aspx" title="Top wedding planning tips" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Wedding fever is gripping the nation as Kate and Will prepare to tie the knot on April 29, but if you're getting married this year, make sure it goes without a hitch by sorting out your finances first.]]></article>
    
    
    
    
    
    
    
    <article productid="10779" date="12 January 2011" link="/newsandcommunity/news/give-yourself-a-twenty-percent-pay-rise_0010779.aspx" title="Give yourself a 20% pay rise" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[While the recession has been particularly tough for people who've lost their jobs, those who are still employed also face difficult times ahead.]]></article>
    
    
    
    
    
    
    
    <article productid="10775" date="11 January 2011" link="/newsandcommunity/news/eon-joins-the-price-hikers_0010775.aspx" title="E.ON joins the price hikers" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[E.ON has become the latest of the big six energy suppliers to announce it is hiking gas and electricity prices, dealing consumers another blow after the coldest December on record.]]></article>
    
    
    
    
    
    
    
    <article productid="9265" date="11 January 2011" link="/newsandcommunity/news/how-to-complain-to-the-financial-ombudsmen-service_0009265.aspx" title="How to complain to the Financial Ombudsman Service" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Financial Ombudsman Service (FOS) handles more than 3,500 complaints every single working day. So how can you complain if your bank or building society has fallen short?]]></article>
    
    
    
    
    
    
    
    <article productid="10771" date="07 January 2011" link="/newsandcommunity/news/focus-on-limited-offer-earn-five-hundred-tesco-clubcard-points_0010771.aspx" title="Focus on: LIMITED OFFER Earn 500 Tesco Clubcard points" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[From&nbsp;January 9, and for a limited time only, Tesco is offering new credit card customers an extra 500 Clubcard points if they spend &pound;300 or more on their card within the first two months.]]></article>
    
    
    
    
    
    
    
    <article productid="10768" date="07 January 2011" link="/newsandcommunity/news/what-are-your-refund-rights_0010768.aspx" title="What are your refund rights?" author="Melanie Wright" category="Shopping" subcategory="Activities" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of us have received an unwanted Christmas present or bought something we later regret in the January sales, but do you know what your rights are when it comes to getting a refund?]]></article>
    
    
    
    
    
    
    
    <article productid="10756" date="06 January 2011" link="/newsandcommunity/news/shift-pounds-with-best-balance-transfer-cards_0010756.aspx" title="Shift pounds with best balance transfer cards" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[More than 2.8 million Britons will move debts of more than &pound;2.8 billion on to new credit cards to take advantage of lower interest rates this year, according to new research from Santander Cards.]]></article>
    
    
    
    
    
    
    
    <article productid="10760" date="06 January 2011" link="/newsandcommunity/news/why-now-is-the-time-to-book-your-summer-break_0010760.aspx" title="Why now's the time to book your summer break" author="Felicity Hannah" category="Travel" subcategory="Holidays" channellink="http://www.travelsupermarket.com/c/holidays/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Give yourself something to look forward to and save some cash at the same time by booking a bargain summer break now.]]></article>
    
    
    
    
    
    
    
    <article productid="10761" date="06 January 2011" link="/newsandcommunity/news/benefit-from-falling-loan-rates_0010761.aspx" title="Benefit from falling loan rates" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Rates on personal loans are plummeting as lenders battle to attract customers - great news for those who need to borrow money.]]></article>
    
    
    
    
    
    
    
    <article productid="10763" date="06 January 2011" link="/newsandcommunity/news/brits-stash-7-billion-pounds-under-the-mattress_0010763.aspx" title="Brits stash 7 billion under the mattress" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[More than &pound;7 billion in cash is lying around in people's homes, with 1% of people admitting to stashing a staggering &pound;10,000 or more at home.]]></article>
    
    
    
    
    
    
    
    <article productid="10755" date="06 January 2011" link="/newsandcommunity/news/focus-on-new-top-purchase-and-balance-transfer-card_0010755.aspx" title="Focus on: NEW top purchase and balance transfer card" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Credit cardholders wanting to transfer a balance to a card that charges 0% interest on their existing borrowing as well as new purchases can&nbsp;soon benefit from a card which provides both for 13 months.]]></article>
    
    
    
    
    
    
    
    <article productid="10757" date="06 January 2011" link="/newsandcommunity/news/focus-on-longest-interest-free-balance-transfer-credit-card_0010757.aspx" title="Focus on: Longest EVER 0% credit card offer" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Finances are often stretched in the New Year following the expense of Christmas, so make sure you aren't paying any more interest than you need to on credit card debts.]]></article>
    
    
    
    
    
    
    
    <article productid="10743" date="05 January 2011" link="/newsandcommunity/news/focus-on-new-market-leading-loan_0010743.aspx" title="Focus on: NEW market-leading loan" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[There's been a flurry of activity in the loans market, as lenders compete to attract borrowers, and now there's a market-leading rate of just 7.3%.]]></article>
    
    
    
    
    
    
    
    <article productid="10751" date="05 January 2011" link="/newsandcommunity/news/the-vat-hike-how-to-fight-back_0010751.aspx" title="The VAT hike - how to fight back" author="Laura Howard" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The VAT hike to 20% is finally upon us - but there are ways you can fight back and keep household bills to a minimum.]]></article>
    
    
    
    
    
    
    
    <article productid="10739" date="30 December 2010" link="/newsandcommunity/news/a-better-deal-for-credit-card-users-in-the-new-year_0010739.aspx" title="A better deal for credit card users in 2011" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[This year, a number of important changes come into play for the UK's 30 million credit card customers. But what are they and how will they affect you?]]></article>
    
    
    
    
    
    
    
    <article productid="10675" date="30 December 2010" link="/newsandcommunity/news/qanda-changes-to-the-financial-services-compensation-scheme_0010675.aspx" title="Q&amp;A: Changes to the Financial Services Compensation Scheme" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[New rules and changes due to be introduced in January will mean that consumers will have greater cover and the comfort of faster payouts if they need to turn to the Financial Services Compensation Scheme (FSCS).]]></article>
    
    
    
    
    
    
    
    <article productid="10740" date="30 December 2010" link="/newsandcommunity/news/how-to-clear-your-debts_0010740.aspx" title="How to clear your debts" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Most of us end up over-spending at Christmas, but it's worth working out how you're going to pay off what you owe now rather than worrying about it well into next year.]]></article>
    
    
    
    
    
    
    
    <article productid="10676" date="30 December 2010" link="/newsandcommunity/news/the-best-homes-for-your-savings_0010676.aspx" title="The best homes for your savings" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Savers now have more protection than ever before, giving greater peace of mind during these turbulent times.]]></article>
    
    
    
    
    
    
    
    <article productid="10741" date="30 December 2010" link="/newsandcommunity/news/focus-on-a-new-personal-loan-rate-of-seven-point-six-percent_0010741.aspx" title="Focus on: a new personal loan rate of 7.6%" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Many people resolve to sort out their finances in the New Year, especially after the expense of Christmas, and that can often mean consolidating debts with a market-leading loan.]]></article>
    
    
    
    
    
    
    
    <article productid="10738" date="29 December 2010" link="/newsandcommunity/news/focus-on-the-best-fixed-rate-bond_0010738.aspx" title="Focus on: the best fixed rate bond" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[There is no time like the start of a new year to get into the savings habit - and when you do, you'll want the best returns on your cash.]]></article>
    
    
    
    
    
    
    
    <article productid="10731" date="29 December 2010" link="/newsandcommunity/news/what-will-happen-to-house-prices-in-2011_0010731.aspx" title="What will happen to house prices in 2011?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Despite all the doom and gloom surrounding house prices over the 12 months, average property prices actually remain broadly unchanged compared to this time last year.]]></article>
    
    
    
    
    
    
    
    <article productid="10734" date="29 December 2010" link="/newsandcommunity/news/take-control-of-your-finances_0010734.aspx" title="Take control of your finances" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[It's that time of year again when we make a commitment to change and improve things - and one of the more important priorities for many of us should be 'fixing our finances'. ]]></article>
    
    
    
    
    
    
    
    <article productid="10732" date="29 December 2010" link="/newsandcommunity/news/how-to-get-a-mortgage_0010732.aspx" title="How to get a mortgage" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Interest rates have been at record lows for almost two years now, but that is cold comfort to homebuyers who are struggling to get a mortgage.]]></article>
    
    
    
    
    
    
    
    <article productid="10733" date="29 December 2010" link="/newsandcommunity/news/new-year-new-you-but-does-that-extend-to-your-savings-too_0010733.aspx" title="10 New Year's savings resolutions" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[New year, new you - but does that extend to your savings too?]]></article>
    
    
    
    
    
    
    
    <article productid="3118" date="21 December 2010" link="/newsandcommunity/news/who-owns-who_0003118.aspx" title="Who owns who?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Before the banking crisis, most savers wouldn't have thought twice about putting their money in a bank or building society account. But the events of the last couple of years have changed all this, so how do you keep your savings safe?]]></article>
    
    
    
    
    
    
    
    <article productid="10673" date="21 December 2010" link="/newsandcommunity/news/stranded-by-snow-your-rights_0010673.aspx" title="Stranded by snow? Your rights" author="Felicity Hannah" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travelinsurance/?source=MS" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[We take a look at your rights if your travel plans are disrupted by the heavy snowfall...		]]></article>
    
    
    
    
    
    
    
    <article productid="10665" date="17 December 2010" link="/newsandcommunity/news/focus-on-balance-transfer-card-with-20-refund_0010665.aspx" title="Focus on: Balance transfer card with 20 refund" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The run-up to Christmas is the most expensive time of the year, so if you already have debts languishing on a credit card, you don't want to pay more interest on them than you need to.]]></article>
    
    
    
    
    
    
    
    <article productid="10658" date="16 December 2010" link="/newsandcommunity/news/what-to-buy-before-the-vat-hike-kicks-in_0010658.aspx" title="What to buy before the VAT hike kicks in" author="Felicity Hannah" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[On January 4, the rate of VAT rises from 17.5% to 20%, with the increase set to cost UK shoppers hundreds of pounds a year. So should you be shopping in advance of the hike and which items are worth buying now?]]></article>
    
    
    
    
    
    
    
    <article productid="10663" date="16 December 2010" link="/newsandcommunity/news/why-pet-insurance-is-for-life-and-not-just-for-christmas_0010663.aspx" title="Why pet insurance is for life and not just for Christmas" author="Melanie Wright" category="Money" subcategory="Pet" channellink="http://www.moneysupermarket.com/pet-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Rescue centres regularly report a post-Christmas deluge of unwanted moggies and doggies given as gifts, with cost often cited as the reason their owners cannot care for them.]]></article>
    
    
    
    
    
    
    
    <article productid="10655" date="15 December 2010" link="/newsandcommunity/news/beat-inflation-with-a-better-savings-account_0010655.aspx" title="Fight inflation with a top savings account" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Inflation rose again in November, as prices for food, furniture and clothing rocketed. So what does this mean for your savings?]]></article>
    
    
    
    
    
    
    
    <article productid="10654" date="15 December 2010" link="/newsandcommunity/news/ten-top-tips-for-santa-claus_0010654.aspx" title="Ten top tips for Santa Claus" author="Felicity Hannah" category="Insurance" subcategory="Breakdown" channellink="http://www.moneysupermarket.com/insurance/" forum="15" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Father Christmas is all set to deliver his sackloads of presents this Christmas, but like the rest of us, he might have splashed out more than he intended.]]></article>
    
    
    
    
    
    
    
    <article productid="10652" date="15 December 2010" link="/newsandcommunity/news/how-to-cover-the-cost-of-your-sales-purchases_0010652.aspx" title="How to cover the cost of your sales purchases" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[If you're looking to bag some bargains in the January sales, but don't want to end up saddled with expensive debts, you'll need to play your cards right.]]></article>
    
    
    
    
    
    
    
    <article productid="10649" date="15 December 2010" link="/newsandcommunity/news/beat-the-january-31-tax-return-deadline_0010649.aspx" title="Beat the January 31 tax return deadline" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The expense of Christmas can be crippling, but millions of people have the added worry of working out how to pay their tax bill at the end of January.]]></article>
    
    
    
    
    
    
    
    <article productid="10632" date="09 December 2010" link="/newsandcommunity/news/the-big-freeze-interest-rates-held_0010632.aspx" title="The Big Freeze: interest rates held" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The country's base rate has been kept at 0.5% for yet another month, making this the 21st month with no change. ]]></article>
    
    
    
    
    
    
    
    <article productid="10628" date="09 December 2010" link="/newsandcommunity/news/how-to-offset-the-vat-hike_0010628.aspx" title="How to offset the VAT hike" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Next year, VAT rises from 17.5% to a full 20%, a move that&nbsp;could cost the average family &pound;225 a year - but there are ways you can beat the hike.]]></article>
    
    
    
    
    
    
    
    <article productid="10634" date="09 December 2010" link="/newsandcommunity/news/the-best-ipad-tariffs-just-in-time-for-christmas_0010634.aspx" title="Focus on: The best iPad tariffs just in time for Christmas" author="Melanie Wright" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The iPad is one of this year's must-have Christmas presents, and now it's possible to pick one up for less than half its usual price.]]></article>
    
    
    
    
    
    
    
    <article productid="10630" date="09 December 2010" link="/newsandcommunity/news/are-your-presents-safe-this-christmas_0010630.aspx" title="Are your presents safe this Christmas?" author="Felicity Hannah" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[People will put an average of &pound;195 worth of presents under the tree this year, so it pays to check your household insurance policy will cover costs if they get stolen or damaged.]]></article>
    
    
    
    
    
    
    
    <article productid="10633" date="09 December 2010" link="/newsandcommunity/news/top-ten-ways-to-beat-a-festive-financial-hangover_0010633.aspx" title="Top ten ways to beat a festive financial hangover" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of us will be tempted to spend more than we'd planned to in the run up to Christmas, but if you're not careful you could end up with a serious festive financial hangover.]]></article>
    
    
    
    
    
    
    
    <article productid="10629" date="09 December 2010" link="/newsandcommunity/news/switch-energy-provider-now_0010629.aspx" title="Switch energy provider NOW!" author="Felicity Hannah" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Forget writing your Christmas cards or finishing off the Christmas shopping - top of your to-do list should be moving to the best energy deal.]]></article>
    
    
    
    
    
    
    
    <article productid="10631" date="09 December 2010" link="/newsandcommunity/news/mortgages-to-fix-or-not-to-fix_0010631.aspx" title="Mortgages: To fix or not to fix?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Deciding whether to fix your mortgage rate or plump for a variable deal has never been a tougher call...]]></article>
    
    
    
    
    
    
    
    <article productid="10623" date="08 December 2010" link="/newsandcommunity/news/best-homes-for-kids-cash-christmas-presents_0010623.aspx" title="Best homes for kids' cash Christmas presents" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Parents will fork out billions of pounds on Christmas presents for their kids this Christmas, but a cash gift is likely to prove much more valuable in the long term.]]></article>
    
    
    
    
    
    
    
    <article productid="10552" date="07 December 2010" link="/newsandcommunity/news/how-to-speed-up-your-broadband-before-2015_0010552.aspx" title="How to speed up your broadband before 2015" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Slow broadband speeds can be incredibly frustrating, but under new government proposals, every community in Britain will be able to enjoy superfast speeds by the year 2015.]]></article>
    
    
    
    
    
    
    
    <article productid="10548" date="06 December 2010" link="/newsandcommunity/news/ten-tips-for-getting-your-car-ready-for-winter_0010548.aspx" title="10 tips for getting your car ready for winter" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/roadsiderescue/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Last week's big freeze caught thousands of motorists unawares and demonstrated just how important it is to ensure your car is prepared for cold weather.]]></article>
    
    
    
    
    
    
    
    <article productid="10526" date="02 December 2010" link="/newsandcommunity/news/where-to-find-a-festive-phone-deal_0010526.aspx" title="Grab yourself a festive phone deal" author="Melanie Wright" category="Mobile Phones" subcategory="Loans" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[If you're looking to ring in the changes with a new mobile this Christmas, or if you want to give one as a present, there's never been a better time to pick up a bargain.]]></article>
    
    
    
    
    
    
    
    <article productid="10527" date="02 December 2010" link="/newsandcommunity/news/beating-financial-confusion_0010527.aspx" title="Beating financial confusion" author="Jessica Bown" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Older Britons find financial products such as annuities and insurance confusing, according to new research from the&nbsp;charity Age UK.]]></article>
    
    
    
    
    
    
    
    <article productid="10524" date="02 December 2010" link="/newsandcommunity/news/why-you-deserve-more-from-your-credit-card_0010524.aspx" title="Why you deserve more from your credit card" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[More than 25million shoppers now make regular online purchases with their credit cards and an astonishing 1.2million people spend more than &pound;1,000 online a month - but there are ways to get extra value from your plastic.]]></article>
    
    
    
    
    
    
    
    <article productid="10535" date="02 December 2010" link="/newsandcommunity/news/energy-bills-the-postcode-lottery_0010535.aspx" title="Energy bills: the postcode lottery" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Homes in southern Scotland, North Wales and Liverpool pay more for their gas and electricity than those living in the south-east, so we decided to investigate why some of us face higher bills than others - and what you can do about it.]]></article>
    
    
    
    
    
    
    
    <article productid="10525" date="02 December 2010" link="/newsandcommunity/news/isas-versus-fixed-rate-bonds-which-is-best_0010525.aspx" title="ISAs versus fixed rate bonds - which is best?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Fixed rate bonds continue to prove hugely popular with savers due to the high rates of interest they offer - but you can earn even better returns by opting for a fixed rate ISA.]]></article>
    
    
    
    
    
    
    
    <article productid="10538" date="02 December 2010" link="/newsandcommunity/news/focus-on-coventry-family-saver-account_0010538.aspx" title="Focus on:  Coventry Family Saver account" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Families across the country are feeling the pinch more than ever before due to soaring living costs and cuts in tax credits, so it's vital to ensure that every penny is working as hard as possible.]]></article>
    
    
    
    
    
    
    
    <article productid="10537" date="02 December 2010" link="/newsandcommunity/news/focus-on-orange-offers-the-ipad-for-less-than-200-pounds_0010537.aspx" title="Focus on: Orange offers the iPad for less than 200" author="Melanie Wright" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The iPad proved a runaway success when it was launched in the UK at the end of May this year, but with even the basic model costing at least &pound;429, it remained unaffordable for many - until now.]]></article>
    
    
    
    
    
    
    
    <article productid="10498" date="30 November 2010" link="/newsandcommunity/news/winter-proof-your-home_0010498.aspx" title="Winter-proof your home" author="Melanie Wright" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[As freezing temperatures grip the country, homeowners should take steps as soon as possible to avoid cold weather damage that might result in an insurance claim.]]></article>
    
    
    
    
    
    
    
    <article productid="10472" date="29 November 2010" link="/newsandcommunity/news/how-much-does-your-overdraft-cost_0010472.aspx" title="How much does your overdraft cost?" author="Melanie Wright" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Lloyds TSB is re-vamping its overdraft charges from December 2. Costs will fall for those who exceed their agreed overdraft limits or go overdrawn without permission, but millions of customers who use an authorised overdraft facility will pay more for going into the red.]]></article>
    
    
    
    
    
    
    
    <article productid="10495" date="26 November 2010" link="/newsandcommunity/news/dont-miss-last-orders-this-christmas_0010495.aspx" title="Don't miss last orders this Christmas" author="Felicity Hannah" category="Shopping" subcategory="Savings" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[What are the deadlines for guaranteed Christmas delivery? We've taken a look at some of the biggest retailers...		]]></article>
    
    
    
    
    
    
    
    <article productid="10466" date="25 November 2010" link="/newsandcommunity/news/protect-yourself-from-further-price-hikes_0010466.aspx" title="Protect yourself from further price hikes" author="Melanie Wright" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Freezing temperatures have arrived throughout much of the UK, prompting millions of us to crank up the heating.]]></article>
    
    
    
    
    
    
    
    <article productid="10461" date="25 November 2010" link="/newsandcommunity/news/ten-ways-to-cut-your-energy-bills_0010461.aspx" title="10 ways to cut your energy bills" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Energy companies are busy pushing up the cost of gas and electricity just as the cold weather starts to bite, but there are ways to reduce your bills.]]></article>
    
    
    
    
    
    
    
    <article productid="10462" date="25 November 2010" link="/newsandcommunity/news/avoid-christmas-debt_0010462.aspx" title="Avoid Christmas debt" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Christmas is one of the most expensive times of the year, making it easy to slip into the red.]]></article>
    
    
    
    
    
    
    
    <article productid="10457" date="24 November 2010" link="/newsandcommunity/news/cashback-websites-what-are-the-risks_0010457.aspx" title="Cashback websites: what are the risks?" author="Laura Howard" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[This week, two of the biggest cashback websites - Cashbackkings.com and Rpoints.com - went bust. But thrifty shoppers shouldn't panic - there are other ways of saving money on your Christmas shop...]]></article>
    
    
    
    
    
    
    
    <article productid="10456" date="24 November 2010" link="/newsandcommunity/news/the-calm-before-the-true-online-shopping-storm_0010456.aspx" title="The calm before the true online shopping storm" author="Laura Howard" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Millions of shoppers are expected to hit the internet over the next few days in search of Christmas bargains, with December 6 set to be the busiest day this year for online shopping.]]></article>
    
    
    
    
    
    
    
    <article productid="10455" date="24 November 2010" link="/newsandcommunity/news/santa-comes-early-for-savers-but-hurry_0010455.aspx" title="Santa comes early for savers" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA['Tis the savers' season to be jolly with a flurry of top deals entering the market - but don't hang around as they're disappearing fast.]]></article>
    
    
    
    
    
    
    
    <article productid="10446" date="19 November 2010" link="/newsandcommunity/news/alert-more-energy-price-hikes_0010446.aspx" title="ALERT: More energy price hikes" author="Nicola Parry" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Nicola_Parry_75x85.png" ><![CDATA[The season of rising energy bills continues for millions of people, not only have British Gas and Scottish and Southern Energy (SSE) already announced increases to their energy prices but now Scottish Power is also raising the cost of gas by 2% and the cost of electricity by 8.9% from November 25.]]></article>
    
    
    
    
    
    
    
    <article productid="10439" date="18 November 2010" link="/newsandcommunity/news/good-news-for-loan-hunters_0010439.aspx" title="Good news for loan hunters" author="Laura Howard" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[If you are in the process of hunting down an unsecured personal loan - which means borrowing that is not taken against your home - some good news lies in store...]]></article>
    
    
    
    
    
    
    
    <article productid="10443" date="18 November 2010" link="/newsandcommunity/news/are-my-irish-savings-safe_0010443.aspx" title="Are my Irish savings safe?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Ireland is under growing pressure to accept financial help to support its beleaguered economy, leaving more than two million savers with money held in Irish banks wondering which way to turn.]]></article>
    
    
    
    
    
    
    
    <article productid="10440" date="18 November 2010" link="/newsandcommunity/news/where-to-bag-your-christmas-bargains_0010440.aspx" title="Where to bag your Christmas bargains" author="Melanie Wright" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[There are just six weeks to go before Christmas, but if you're feeling faint at the thought of all that festive spending, there are plenty of ways to bag a bargain.]]></article>
    
    
    
    
    
    
    
    <article productid="10444" date="18 November 2010" link="/newsandcommunity/news/review-of-the-week-first-direct-regular-saver_0010444.aspx" title="Focus on: Earn 8% on your savings" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[With inflation climbing to 3.2% in October and the base rate stubbornly sticking at 0.5%, the outlook for savers is looking bleaker than ever.]]></article>
    
    
    
    
    
    
    
    <article productid="10441" date="18 November 2010" link="/newsandcommunity/news/focus-on-credit-card-that-gives-you-two-free-flights_0010441.aspx" title="Focus on: Credit card that gives you two free flights!" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[There is a huge choice of reward credit cards available, but the Lloyds TSB Airmiles Duo credit card is more unusual than most in that it is two cards rather than one.]]></article>
    
    
    
    
    
    
    
    <article productid="10442" date="18 November 2010" link="/newsandcommunity/news/ten-essential-tips-for-savers_0010442.aspx" title="Ten essential tips for savers" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Savers received yet another bitter blow this week, following news that inflation has risen once again.]]></article>
    
    
    
    
    
    
    
    <article productid="10433" date="17 November 2010" link="/newsandcommunity/news/mortgages-fix-now-before-rates-rise_0010433.aspx" title="Mortgages: fix now before rates rise" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Homeowners and buyers thinking of fixing their mortgage are being urged to act now before the cost of fixed rate deals go up.]]></article>
    
    
    
    
    
    
    
    <article productid="10434" date="17 November 2010" link="/newsandcommunity/news/make-sure-your-travel-insurance-covers-you_0010434.aspx" title="Don't ruin your holiday" author="Jessica Bown" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[When taking out travel insurance, it can be tempting to opt for the cheapest possible level of cover.]]></article>
    
    
    
    
    
    
    
    <article productid="10436" date="17 November 2010" link="/newsandcommunity/news/protect-yourself-against-floods_0010436.aspx" title="Protect yourself against floods" author="Laura Howard" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[It's that time of year again when certain pockets of the country are suddenly gripped by devastating flash floods.]]></article>
    
    
    
    
    
    
    
    <article productid="10422" date="15 November 2010" link="/newsandcommunity/news/focus-on-new-top-card-for-balance-transfers_0010422.aspx" title="Focus on: New top card for balance transfers" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The battle to top the credit card best buy tables continues. Virgin is the latest provider to enhance its balance transfer offering in order to steal the title of 'market-leader'. So what makes this the best balance transfer card available at the moment?]]></article>
    
    
    
    
    
    
    
    <article productid="10427" date="12 November 2010" link="/newsandcommunity/news/beat-energy-price-hikes_0010427.aspx" title="Beat energy price hikes" author="Melanie Wright" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Hot on&nbsp;the heels of Scottish and Southern Energy's gas price hikes, due to kick in on December 1, British Gas has announced that it is raising both gas and electricity costs by an average of 7% from December 10.]]></article>
    
    
    
    
    
    
    
    <article productid="10424" date="11 November 2010" link="/newsandcommunity/news/product-review-cheapest-broadband-in-the-UK_0010424.aspx" title="Product review: Cheapest broadband in the UK" author="Melanie Wright" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Plusnet has thrown down the gauntlet to other internet providers by launching the cheapest standalone broadband service available in the UK.]]></article>
    
    
    
    
    
    
    
    <article productid="10421" date="11 November 2010" link="/newsandcommunity/news/how-to-keep-your-smartphone-safe_0010421.aspx" title="How to keep your smartphone safe" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[If you're one of the millions of people who use a smartphone, you could be a sitting target for fraudsters and hackers.]]></article>
    
    
    
    
    
    
    
    <article productid="10413" date="10 November 2010" link="/newsandcommunity/news/christmas-comes-early-for-first-time-buyers_0010413.aspx" title="Good news for first-time buyers" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Since the credit crunch hit in 2007, first-time buyers have had a rough ride, but at last the tables are starting to turn.]]></article>
    
    
    
    
    
    
    
    <article productid="10414" date="10 November 2010" link="/newsandcommunity/news/why-its-important-to-check-your-credit-file_0010414.aspx" title="Why it's important to check your credit file" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Knowledge is power, so the saying goes, and never more so than when it comes to applying for credit after the one of the most dramatic economic meltdowns in history.]]></article>
    
    
    
    
    
    
    
    <article productid="10410" date="10 November 2010" link="/newsandcommunity/news/how-194-pounds-a-month-can-change-your-life_0010410.aspx" title="How 194 a month can change your life" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[It's easy to feel 100% happy about your finances - you just need to put away &pound;194 a month.]]></article>
    
    
    
    
    
    
    
    <article productid="10416" date="10 November 2010" link="/newsandcommunity/news/ten-ways-to-beat-soaring-bills_0010416.aspx" title="10 ways to beat soaring bills" author="Jessica Bown" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[With money tight and household bills on the up, it has never been more important to shop around for the best deals on everything from gas and electricity to family days out.]]></article>
    
    
    
    
    
    
    
    <article productid="10411" date="10 November 2010" link="/newsandcommunity/news/top-credit-cards-for-christmas-spending_0010411.aspx" title="Top credit cards for Christmas spending" author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Christmas is looming, but if you're feeling the pinch this year, you'll need to act now if you want to spread the cost by paying with plastic.]]></article>
    
    
    
    
    
    
    
    <article productid="10380" date="04 November 2010" link="/newsandcommunity/news/do-not-get-burnt-switch-energy-provider-now_0010380.aspx" title="Don't get burnt - switch energy provider now" author="Melanie Wright" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Nearly &pound;4 billion is going up in smoke every year because UK consumers are failing to switch gas and electricity suppliers.]]></article>
    
    
    
    
    
    
    
    <article productid="10381" date="04 November 2010" link="/newsandcommunity/news/beware-uninsured-drivers_0010381.aspx" title="Beware uninsured drivers!" author="Laura Howard" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Everybody knows that driving in winter brings greater risks. ]]></article>
    
    
    
    
    
    
    
    <article productid="10377" date="04 November 2010" link="/newsandcommunity/news/bank-base-rate-held-again-but-borrowers-should-be-prepared_0010377.aspx" title="Bank base rate held again - but borrowers should be prepared" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/savings/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The Bank of England left interest rates unchanged again this week, marking the 20th consecutive month that base rate has remained slumped at 0.5%. But analysts are predicting that a rise in the cost of borrowing could be just around the corner.]]></article>
    
    
    
    
    
    
    
    <article productid="10382" date="04 November 2010" link="/newsandcommunity/news/get-more-from-your-current-account_0010382.aspx" title="Get more from your current account" author="Melanie Wright" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[
<p>Millions of us have had the same current account for years and years, but are you getting the most from yours?</p>]]></article>
    
    
    
    
    
    
    
    <article productid="10378" date="04 November 2010" link="/newsandcommunity/news/savers-win-as-easy-access-rates-climb_0010378.aspx" title="Savers win as easy access rates climb" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Savings rates are on the up, at last providing some good news for savers struggling to make decent returns in today's low interest rate environment.]]></article>
    
    
    
    
    
    
    
    <article productid="10375" date="03 November 2010" link="/newsandcommunity/news/avoid-post-christmas-misery_0010375.aspx" title="Avoid post-Christmas misery" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The cost of Christmas is already weighing heavily on the minds of cash-strapped families up and down the country.]]></article>
    
    
    
    
    
    
    
    <article productid="10376" date="03 November 2010" link="/newsandcommunity/news/with-APD-rises-are-holidays-still-affordable_0010376.aspx" title="With APD rises, are holidays still affordable?" author="Bob Atkinson" category="Travel" subcategory="Flight" channellink="http://www.travelsupermarket.com/c/cheap-flights/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[Airline Passenger Duty (APD) increased on 1 November, but what will it mean to the cost of your holiday?]]></article>
    
    
    
    
    
    
    
    <article productid="10374" date="03 November 2010" link="/newsandcommunity/news/protect-your-car-and-home-against-winter-woes_0010374.aspx" title="Protect your car and home against winter woes" author="Laura Howard" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The weather is turning and the nights are darker - two sure signs for homeowners and motorists to begin preparing for the wrath of winter...<br />]]></article>
    
    
    
    
    
    
    
    <article productid="10372" date="03 November 2010" link="/newsandcommunity/news/in-focus-exclusive-credit-card-for-first-timers_0010372.aspx" title="Focus on: Exclusive credit card for first timers" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Borrowing is not easy for anybody post-credit crunch but, if you have been plagued with credit problems in the past, or have never had a credit card before things will be even tougher.]]></article>
    
    
    
    
    
    
    
    <article productid="10366" date="02 November 2010" link="/newsandcommunity/news/single-mum-saves-680-using-moneysupermarket_0010366.aspx" title="Single mum saves 680 using moneysupermarket.com" author="Felicity Hannah" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Chantel Mason works in corporate banking but she never seemed to have enough cash left in her own bank account at the end of the month.]]></article>
    
    
    
    
    
    
    
    <article productid="10367" date="02 November 2010" link="/newsandcommunity/news/review-of-the-week-nationwide-building-societys-mysave-online-plus-account_0010367.aspx" title="Review of the week: Top easy access account" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[If you're looking for a new savings account then Nationwide Building Society's MySave Online Plus account could be ideal.]]></article>
    
    
    
    
    
    
    
    <article productid="10355" date="29 October 2010" link="/newsandcommunity/news/review-of-the-week-coventry-building-society-poppy-bond-5_0010355.aspx" title="Review of the week: Coventry Building Society Poppy Bond 5" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Most of us will sport a poppy on our jackets this November but Coventry Building Society has given savers the opportunity to go one stage further with the launch of its Poppy Bond 5.]]></article>
    
    
    
    
    
    
    
    <article productid="10344" date="28 October 2010" link="/newsandcommunity/news/where-loyalty-does-not-pay_0010344.aspx" title="Where loyalty doesn't pay" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Loyalty does not pay when it comes to your financial affairs, with the 'exclusive' deals banks offer to their existing customers often falling short of those available elsewhere.]]></article>
    
    
    
    
    
    
    
    <article productid="10345" date="28 October 2010" link="/newsandcommunity/news/new-approach-to-pensions-from-twenty-twelve_0010345.aspx" title="Q&amp;A: New approach to pensions from 2012" author="Laura Howard" category="Money" subcategory="Pensions" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[If you were worried about funding your retirement, the problem could soon be taken out of your hands following government plans this week to introduce automatic enrolment into workplace pensions. So what's the lowdown?]]></article>
    
    
    
    
    
    
    
    <article productid="10338" date="27 October 2010" link="/newsandcommunity/news/post-office-savers-gain-fscs-protection_0010338.aspx" title="Post Office savers gain FSCS protection" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[From November, savers with Post Office accounts will become protected under the UK's Financial Services Compensation Scheme (FSCS) instead of the Irish Deposit Guarantee Scheme.]]></article>
    
    
    
    
    
    
    
    <article productid="10342" date="27 October 2010" link="/newsandcommunity/news/top-tips-to-get-the-best-deals-on-your-christmas-shopping_0010342.aspx" title="Top tips to get the best deals on your Christmas shopping" author="Laura Howard" category="Shopping" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Treading the balance between treating the kids at Christmas and keeping a rein on the family finances is an age-old challenge for parents.]]></article>
    
    
    
    
    
    
    
    <article productid="10335" date="27 October 2010" link="/newsandcommunity/news/protect-your-home-as-nights-draw-in_0010335.aspx" title="Protect your home as nights draw in" author="Felicity Hannah" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The clocks go back on Sunday, meaning darker evenings for opportunistic thieves to target your home and car. So how can you keep you and your belongings safe? We take a look...		]]></article>
    
    
    
    
    
    
    
    <article productid="10334" date="27 October 2010" link="/newsandcommunity/news/what-you-need-to-know-about-junior-isas_0010334.aspx" title="What you need to know about Junior ISAs" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Parents whose children fell outside the Labour government's Child Trust Fund scheme will soon have a new option - the tax-free Junior ISA.]]></article>
    
    
    
    
    
    
    
    <article productid="10329" date="26 October 2010" link="/newsandcommunity/news/new-state-pension-proposals-what-are-they-all-about_0010329.aspx" title="New state pension proposals - what are they all about?" author="Laura Howard" category="Money" subcategory="Pensions" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Government ministers have announced plans to make the state pension system fairer and more transparent. But, while the news has been widely welcomed, it also unleashes a whole raft of new questions...]]></article>
    
    
    
    
    
    
    
    <article productid="10326" date="25 October 2010" link="/newsandcommunity/news/how-googles-failure-could-save-your-data_0010326.aspx" title="How Google's failure could save your data" author="Felicity Hannah" category="Broadband" subcategory="Income" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Google's admission that its fleet of high-tech Street View cars inadvertently collected private emails and passwords from many of the nation's homes is a timely reminder for consumers to protect their internet's wireless network...]]></article>
    
    
    
    
    
    
    
    <article productid="10322" date="22 October 2010" link="/newsandcommunity/news/redundancy-worries-what-you-need-to-know_0010322.aspx" title="Redundancy worries? What you need to know" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With the news that nearly half a million public sector jobs are to go, many people will be worrying about their workplace stability.]]></article>
    
    
    
    
    
    
    
    <article productid="10318" date="21 October 2010" link="/newsandcommunity/news/review-of-the-week-new-market-leading-2-9-easy-access-account_0010318.aspx" title="Review of the week: New market-leading 2.90% easy access account" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[There's been little for savers to celebrate for months now, with the Bank of England base rate still at a record low of 0.5%, but the good news is that rates on easy access accounts continue to pick up.]]></article>
    
    
    
    
    
    
    
    <article productid="10319" date="21 October 2010" link="/newsandcommunity/news/how-to-make-holiday-spending-money-go-further_0010319.aspx" title="How to make holiday spending money go further" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you save up for your holiday but then fail to get the most out of your spending money, you're wasting cash that could go on having fun.]]></article>
    
    
    
    
    
    
    
    <article productid="10312" date="21 October 2010" link="/newsandcommunity/news/beat-winter-worries_0010312.aspx" title="Beat winter worries" author="Jessica Bown" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Energy costs are soaring and the government is adding to the pain with huge spending cuts that will hit families up and down the country.]]></article>
    
    
    
    
    
    
    
    <article productid="10320" date="21 October 2010" link="/newsandcommunity/news/why-sticking-with-your-mortgage-could-cost-you-dear_0010320.aspx" title="Why sticking with your mortgage could cost you dear" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Hundreds of thousands of people who came to the end of their short term mortgage deals a year or more ago have been languishing on their lenders' standard variable rates ever since. But as it's certain rates will go up eventually, they could find themselves paying well over the odds if they don't consider locking into a low rate deal now.]]></article>
    
    
    
    
    
    
    
    <article productid="10294" date="20 October 2010" link="/newsandcommunity/news/spending-review-at-a-glance_0010294.aspx" title="Spending Review at a glance" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The spending cuts have finally been announced and at last we know what's in store for us over the next four years. Virtually all of us will be affected in one way or another - here we take a look at the changes that are happening and what they mean for you.]]></article>
    
    
    
    
    
    
    
    <article productid="10291" date="20 October 2010" link="/newsandcommunity/news/beat-the-spending-review_0010291.aspx" title="Beat the Spending Review" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[So the axe has fallen, the cuts have been confirmed and they&nbsp;are going to affect everyone. So how can you offset them?]]></article>
    
    
    
    
    
    
    
    <article productid="10286" date="20 October 2010" link="/newsandcommunity/news/live-webchat-the-government-spending-review_0010286.aspx" title="The Government Spending Review - LIVE webchat" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[What does the government Spending Review mean for you and your finances? Join Clare Francis and ITV News for a live webchat&nbsp;for an expert anlysis of how the&nbsp;spending review will affect your household...]]></article>
    
    
    
    
    
    
    
    <article productid="10298" date="20 October 2010" link="/newsandcommunity/news/equitable-life-compensation-questions-and-answers_0010298.aspx" title="Equitable Life compensation: Q&amp;A" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Victims of the collapse of Equitable Life learned today that they will receive &pound;1.5 billion in compensation - less than a third of the &pound;6 billion they were campaigning for.]]></article>
    
    
    
    
    
    
    
    <article productid="10288" date="18 October 2010" link="/newsandcommunity/news/get-someone-online-in-get-online-week_0010288.aspx" title="Get someone online in Get Online Week" author="Felicity Hannah" category="Broadband" subcategory="Savings" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Race Online 2012 campaign, which aims to get millions more people using the internet, has been in full flow for months now and moneysupermarket.com has been partnering it all the way. But now it's Get Online Week - and we want your help.]]></article>
    
    
    
    
    
    
    
    <article productid="10278" date="14 October 2010" link="/newsandcommunity/news/the-coalition-cuts-so-far_0010278.aspx" title="The coalition cuts so far" author="Felicity Hannah" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With everyone braced for Wednesday's Spending Review, we take a look at the cuts that have already been made and how they'll affect you.]]></article>
    
    
    
    
    
    
    
    <article productid="10281" date="14 October 2010" link="/newsandcommunity/news/savers-in-a-fix-as-rates-fall_0010281.aspx" title="Savers in a fix as rates fall" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Several of the most competitive fixed rate bonds have been withdrawn from sale in recent weeks, making it increasingly difficult for savers to lock into inflation-beating returns.]]></article>
    
    
    
    
    
    
    
    <article productid="10280" date="14 October 2010" link="/newsandcommunity/news/review-of-the-week-new-market-leading-three-year-fixed-rate-mortgage_0010280.aspx" title="Review of the week: Fix your mortgage for 3 years at just 3.49%" author="Melanie Wright" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[The mortgage market continues to be&nbsp;sluggish, as homeowners and buyers brace themselves for the spending cuts due to be announced on October 20.]]></article>
    
    
    
    
    
    
    
    <article productid="10285" date="14 October 2010" link="/newsandcommunity/news/pension-changes-what-do-they-mean_0010285.aspx" title="Pension changes: What do they mean?" author="Clare Francis" category="Money" subcategory="Pensions" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The government has announced changes to the pensions rules which will result in a reduction in the tax relief savers receive on money they invest in a pension.]]></article>
    
    
    
    
    
    
    
    <article productid="10275" date="13 October 2010" link="/newsandcommunity/news/how-to-have-a-merry-thriftmas_0010275.aspx" title="How to have a merry thriftmas" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Christmas is a little over two months away and the thought of forking out for all the festivities is already beginning to make the nation lose sleep.]]></article>
    
    
    
    
    
    
    
    <article productid="10270" date="11 October 2010" link="/newsandcommunity/news/stay-safe-online_0010270.aspx" title="Stay safe online" author="Felicity Hannah" category="Shopping" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[When you're shopping on the internet, you don't want to have to worry about whether you're at risk of identity theft.]]></article>
    
    
    
    
    
    
    
    <article productid="10261" date="07 October 2010" link="/newsandcommunity/news/has-the-double-dip-started_0010261.aspx" title="Has the double dip started?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/money/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[House prices fell by a record 3.6% in September, according to Halifax - the biggest monthly drop since it started monitoring them in 1983.]]></article>
    
    
    
    
    
    
    
    <article productid="10260" date="07 October 2010" link="/newsandcommunity/news/review-of-the-week-get-five-hundred-off-energy-bills-with-a-halifax-mortgage_0010260.aspx" title="Review of the week: Get 500 off energy bills with a Halifax mortgage" author="Melanie Wright" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Banks and building societies frequently offer free valuations or legal fees to tempt borrowers to sign up to their mortgages, but now lenders are coming up with increasingly innovative ways to attract customers.]]></article>
    
    
    
    
    
    
    
    <article productid="10267" date="07 October 2010" link="/newsandcommunity/news/savings-beware-disappearing-bonuses_0010267.aspx" title="Savers: Beware disappearing bonuses" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Thousands of savers who took out best buy easy access savings accounts at the end of last year risk losing as much as &pound;130 in interest if they don't switch to a better deal when the bonuses on their accounts end.]]></article>
    
    
    
    
    
    
    
    <article productid="10264" date="07 October 2010" link="/newsandcommunity/news/top-tips-if-you-re-struggling-to-get-a-mortgage_0010264.aspx" title="Top tips if you're struggling to get a mortgage" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[First-time buyers are being stung by higher rates, lending restrictions remain tight and new Financial Services Authority proposals risk cutting off some credit-worthy buyers altogether, leaving thousands of people looking for a mortgage wondering which way to turn.]]></article>
    
    
    
    
    
    
    
    <article productid="10259" date="07 October 2010" link="/newsandcommunity/news/base-rate-deadlock-continues_0010259.aspx" title="Base rate deadlock continues" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Bank of England's Monetary Policy Committee (MPC)&nbsp;has voted again to keep base rate at the historically low rate of just 0.5%, making it the 19th unchanged month in a row.]]></article>
    
    
    
    
    
    
    
    <article productid="10265" date="07 October 2010" link="/newsandcommunity/news/how-to-be-debt-free_0010265.aspx" title="How to be debt free" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[More than six million British people have had an outstanding balance on their credit card for a year or more, costing them a small fortune in interest. Here, we look at the best ways to tackle your debts head on...		]]></article>
    
    
    
    
    
    
    
    <article productid="10258" date="06 October 2010" link="/newsandcommunity/news/Grab-yourself-a-bargain-winter-break_0010258.aspx" title="Grab yourself a bargain winter break" author="Felicity Hannah" category="Money" subcategory="Travel Money" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With the cold weather drawing in and summer starting to feel like a distant memory, there's never been a better time to start planning a winter break.]]></article>
    
    
    
    
    
    
    
    <article productid="10253" date="05 October 2010" link="/newsandcommunity/news/what-the-collapse-of-crown-currency-means-for-you_0010253.aspx" title="Q&amp;A: What the collapse of Crown Currency means for you" author="Felicity Hannah" category="Money" subcategory="Travel Money" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Holidaymakers could lose hundreds or thousands of pounds following the collapse of foreign exchange website Crown Currency Exchange.]]></article>
    
    
    
    
    
    
    
    <article productid="10250" date="04 October 2010" link="/newsandcommunity/news/your-questions-answered-on-child-benefit-changes_0010250.aspx" title="Child Benefit: Your questions answered" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Child benefit is to be stripped from more than a million families in an attempt to reduce the budget deficit, the Chancellor George Osborne has revealed.]]></article>
    
    
    
    
    
    
    
    <article productid="10228" date="30 September 2010" link="/newsandcommunity/news/top-credit-cards-unravelled_0010228.aspx" title="Top credit cards unravelled" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[There are so many different credit cards available that navigating the maze of interest rates, rewards and charges can seem a daunting task.]]></article>
    
    
    
    
    
    
    
    <article productid="10231" date="30 September 2010" link="/newsandcommunity/news/isa-switching-set-to-get-easier_0010231.aspx" title="Isa switching set to get easier" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[After years of savers missing out on interest due to lengthy delays when transferring ISAs, switching to a new provider is finally becoming easier. ]]></article>
    
    
    
    
    
    
    
    <article productid="10230" date="30 September 2010" link="/newsandcommunity/news/review-of-the-week-new-market-leading-savings-account_0010230.aspx" title="Review of the week: New market-leading savings account" author="Kate Murphy" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Interest rates on easy access accounts have remained stagnant for some time now, with the average rate of the top 5 accounts fluctuating between 2.75% and 2.76% since August this year.]]></article>
    
    
    
    
    
    
    
    <article productid="10218" date="28 September 2010" link="/newsandcommunity/news/ten-ways-to-beat-the-fuel-hikes_0010218.aspx" title="Ten ways to beat the fuel hikes" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The cost of petrol seems to go up and up. Here, we look at some of other ways you can beat rising fuel costs...]]></article>
    
    
    
    
    
    
    
    <article productid="10224" date="28 September 2010" link="/newsandcommunity/news/debt-management-firms-warned-to-clean-up-their-act_0010224.aspx" title="Debt management firms warned to clean up their act" author="Felicity Hannah" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Office of Fair Trading (OFT) has threatened 129 debt management companies that they could lose their consumer credit licenses unless they take immediate steps to improve their standards.]]></article>
    
    
    
    
    
    
    
    <article productid="10225" date="28 September 2010" link="/newsandcommunity/news/mortgages-ignore-fees-at-your-peril_0010225.aspx" title="Mortgages: Ignore fees at your peril" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[If you are a homeowner, it makes perfect sense that you will want to pay the cheapest mortgage rate available on the market. But finding what this is - in real terms - may not be as straightforward as it looks...]]></article>
    
    
    
    
    
    
    
    <article productid="10203" date="23 September 2010" link="/newsandcommunity/news/beware-the-portable-mortgage-trap_0010203.aspx" title="Beware the 'portable' mortgage trap" author="Melanie Wright" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Homeowners who took out mortgages believing they were easily transferable when they moved home could find their deals aren't as portable as they thought, as Melanie Wright discovered...]]></article>
    
    
    
    
    
    
    
    <article productid="10209" date="23 September 2010" link="/newsandcommunity/news/review-of-the-week-new-top-zero-percent-balance-transfer-credit-card_0010209.aspx" title="Review of the week: New TOP 0% balance transfer credit card" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Credit card providers are battling to attract customers with a range of tempting offers and MBNA this week entered the fray with the launch of a new 16 month 0% balance transfer deal.]]></article>
    
    
    
    
    
    
    
    <article productid="10204" date="23 September 2010" link="/newsandcommunity/news/get-six-hundred-pounds-of-benefits-free_0010204.aspx" title="Get 600 of benefits FREE!" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Move your current account to Co-operative Bank and you'll get the range of benefits on its Privilege and Privilege Premier accounts free for the first year. But how do these accounts compares to the rest of the best and is it worth paying for your current account?]]></article>
    
    
    
    
    
    
    
    <article productid="10202" date="23 September 2010" link="/newsandcommunity/news/should-young-drivers-be-kept-off-the-roads_0010202.aspx" title="Should young drivers be kept off the roads?" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's a tough time to be a teenage driver; this week saw recommendations that newly qualified young drivers should be banned from driving at night, while car insurance premiums for this age group continue to soar.]]></article>
    
    
    
    
    
    
    
    <article productid="10201" date="22 September 2010" link="/newsandcommunity/news/Dont-get-burnt-by-energy-bills_0010201.aspx" title="Don't get burnt by energy bills" author="Felicity Hannah" category="Money" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Winter is fast approaching and millions of us will turn the heating on over the next few weeks. But if you want to avoid paying more than you need to for your gas and electricity, you should act now and switch.]]></article>
    
    
    
    
    
    
    
    <article productid="10195" date="21 September 2010" link="/newsandcommunity/news/fix-savings-now-before-rates-fall_0010195.aspx" title="Fix savings now before rates fall" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Interest rates on fixed rate bonds have fallen back to the same level they were three months ago, so should you fix now before they drop even further?]]></article>
    
    
    
    
    
    
    
    <article productid="10171" date="16 September 2010" link="/newsandcommunity/news/countdown-to-christmas-one-hundred-days-to-go_0010171.aspx" title="Countdown to Christmas: 100 days to go" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It might feel as though you've only just packed away the tinsel from last year, but there are now only 100 days until Christmas, and the sooner you start planning the less stressful it will be.]]></article>
    
    
    
    
    
    
    
    <article productid="10172" date="16 September 2010" link="/newsandcommunity/news/beat-the-home-phone-price-hikes_0010172.aspx" title="Beat the home phone price hikes" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[BT and TalkTalk are both raising their line rental and call costs from October 1, so now's the perfect time for customers to review their current home phone package and to see if they can get a better deal through a bundled offer.]]></article>
    
    
    
    
    
    
    
    <article productid="10173" date="16 September 2010" link="/newsandcommunity/news/review-of-the-week-earn-four-percent-on-your-savings-for-three-years_0010173.aspx" title="Review of the week: Earn 4.00% on your savings for 3 years" author="Kate Murphy" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[With inflation high, savers are turning to fixed rate bonds to boost their returns. But is one of the top three-year deals right for you?]]></article>
    
    
    
    
    
    
    
    <article productid="10165" date="15 September 2010" link="/newsandcommunity/news/top-tips-for-first-time-buyers_0010165.aspx" title="Top tips for first-time buyers" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The number of mortgages being offered to first-time buyers continues to fall, but there are things you can do which will make it easier to get on the property ladder. We look at some of the difficulties first-time buyers face and how they can improve their chances of buying a home...]]></article>
    
    
    
    
    
    
    
    <article productid="10166" date="15 September 2010" link="/newsandcommunity/news/tax-errors-beware-online-scams_0010166.aspx" title="HMRC tax errors: Beware online scams" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Fraudsters are taking advantage of HMRC tax code errors by sending out scam emails encouraging people to hand over personal details, so how can you stay safe?]]></article>
    
    
    
    
    
    
    
    <article productid="10167" date="15 September 2010" link="/newsandcommunity/news/why-you-need-a-savings-cushion_0010167.aspx" title="Why you need a savings cushion" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Tens of thousands of people could face losing their jobs due to public sector cuts but, if yours is on the line, how would you cope financially?]]></article>
    
    
    
    
    
    
    
    <article productid="10143" date="14 September 2010" link="/newsandcommunity/news/civil-servant-sorts-out-savings-with-moneysupermarket_0010143.aspx" title="Civil servant sorts out savings with moneysupermarket.com" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Building a savings nest egg is Kathryn Geddes' top priority and she wants to make sure every penny is working as hard as possible for her.]]></article>
    
    
    
    
    
    
    
    <article productid="10131" date="09 September 2010" link="/newsandcommunity/news/Base-rate-at-zero-point-five-percent-for-eighteen-full-months_0010131.aspx" title="Base rate at 0.5% for 18 full months" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Bank of England's Monetary Policy Committee has voted to keep base rate at 0.5% for another month - making it a year and a half since it first fell to this historic low.]]></article>
    
    
    
    
    
    
    
    <article productid="10132" date="09 September 2010" link="/newsandcommunity/news/new-market-leading-loan-rates_0010132.aspx" title="New market-leading loan rates" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[After months of loan rates remaining stubbornly high, three providers have cut their rates in the last two weeks alone. Here, we give a rundown of the best deals if you're looking to borrow now...		]]></article>
    
    
    
    
    
    
    
    <article productid="10091" date="09 September 2010" link="/newsandcommunity/news/review-of-the-week-new-leading-credit-card-for-home-and-abroad_0010091.aspx" title="Review of the week: NEW leading credit card for home and abroad" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Competition in the credit card market continues to hot up following the launch of Sainsbury's new Gold Credit Card.]]></article>
    
    
    
    
    
    
    
    <article productid="10092" date="09 September 2010" link="/newsandcommunity/news/how-to-win-when-interest-rates-are-low_0010092.aspx" title="How to win when interest rates are low" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Interest rates have been at rock bottom for 18 consecutive months now, spelling misery for savers. Borrowers are faring better but millions of people are failing to reorganise their finances to maximise the benefits in this low-rate environment. We look at what savers and borrowers should do...		]]></article>
    
    
    
    
    
    
    
    <article productid="10083" date="08 September 2010" link="/newsandcommunity/news/insurers-get-tough-on-fraud_0010083.aspx" title="Insurers get tough on fraud" author="Jessica Bown" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Insurance firms are starting to automatically check the claims histories of car insurance applicants as one in 10 fail to tell the truth when applying for cover. Here, we explain how to get the best deal on your car insurance, without resorting to fraud...		]]></article>
    
    
    
    
    
    
    
    <article productid="10079" date="07 September 2010" link="/newsandcommunity/news/tax-code-errors-your-questions-answered_0010079.aspx" title="Tax code errors: Your questions answered" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Around 1.4 million UK workers will be asked to repay an average of more than a thousand pounds each in underpaid tax following errors by HM Revenue &amp; Customs. Here, we explain what you need to know...]]></article>
    
    
    
    
    
    
    
    <article productid="10076" date="06 September 2010" link="/newsandcommunity/news/review-of-the-week-new-unlimited-mobile-tariff_0010076.aspx" title="Review of the week: NEW unlimited mobile tariff" author="Kate Murphy" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[There's seldom been a better time to review your mobile phone tariff, following the launch of several cheap new deals.]]></article>
    
    
    
    
    
    
    
    <article productid="10073" date="03 September 2010" link="/newsandcommunity/news/saving-money-on-student-insurance_0010073.aspx" title="Saving money on student insurance" author="Felicity Hannah" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Students typically carry more than &pound;1,300-worth of gadgets such as mobiles, laptops and iPods around with them, according to research from Endsleigh. If you're one of them, it pays to make sure your possessions are protected.]]></article>
    
    
    
    
    
    
    
    <article productid="10069" date="02 September 2010" link="/newsandcommunity/news/review-of-the-week-new-market-leading-personal-loan_0010069.aspx" title="Review of the week: New market-leading personal loan" author="Melanie Wright" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Competition is returning to the loans market, with providers increasingly offering some really tempting low rates. But is the newest low-rate loan right for you?]]></article>
    
    
    
    
    
    
    
    <article productid="10066" date="02 September 2010" link="/newsandcommunity/news/are-you-caught-in-the-negative-equity-trap_0010066.aspx" title="Are you caught in the negative equity trap?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[If you bought your home back in 2007 at the peak of the property boom, you may need to brace yourself for a further four years of negative equity - a sticky situation whereby your mortgage is greater than the value of your property.]]></article>
    
    
    
    
    
    
    
    <article productid="10061" date="02 September 2010" link="/newsandcommunity/news/beat-energy-price-hikes_0010061.aspx" title="Beat energy price hikes" author="Melanie Wright" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Around 1.2 million EDF Energy customers will see their electricity bills increase from October 1, and other providers have hiked the cost of some of their best energy tariffs. We explain why you need to act now to avoid getting burnt by steep bills...]]></article>
    
    
    
    
    
    
    
    <article productid="10062" date="02 September 2010" link="/newsandcommunity/news/pension-savers-hit-by-shrinking-payouts_0010062.aspx" title="Pension savers hit by shrinking payouts" author="Jessica Bown" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The income you can expect to receive from your pension pot is at a record low due to falling annuities; employers are predicted to start cutting their contributions to company pension schemes; and even those who build up good-sized funds can have them decimated by stock market falls.]]></article>
    
    
    
    
    
    
    
    <article productid="10063" date="02 September 2010" link="/newsandcommunity/news/how-to-build-a-savings-safety-net_0010063.aspx" title="How to build a savings safety net" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With the threat of interest rate rises hanging over us and the Emergency Budget's tax hikes starting to kick in, it's never been more important to have a savings safety net in place.]]></article>
    
    
    
    
    
    
    
    <article productid="10056" date="01 September 2010" link="/newsandcommunity/news/review-of-the-week-card-that-helps-rebuild-your-credit-history_0010056.aspx" title="Review of the week: Card that helps rebuild your credit history" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[There are plenty of tempting credit card offers available for people with impeccable credit records, but what about those who have a less-than-perfect history?]]></article>
    
    
    
    
    
    
    
    <article productid="10054" date="31 August 2010" link="/newsandcommunity/news/where-to-bag-a-back-to-school-bargain_0010054.aspx" title="Where to bag a 'back to school' bargain" author="Felicity Hannah" category="Shopping" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Kitting out the kids for the new term can cost a fortune, so where can you find the best deals?]]></article>
    
    
    
    
    
    
    
    <article productid="10042" date="26 August 2010" link="/newsandcommunity/news/review-of-the-week-new-top-zero-percent-balance-transfer-card_0010042.aspx" title="Review of the week: New top 0% balance transfer card" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[There's never been a better time to transfer your credit card balance, with providers offering interest-free introductory periods as long as 16 months.]]></article>
    
    
    
    
    
    
    
    <article productid="10034" date="25 August 2010" link="/newsandcommunity/news/save-233-by-shopping-round-for-motor-cover_0010034.aspx" title="Save 233 by shopping round for motor cover" author="Melanie Wright" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Up to nine million drivers could be missing out on substantial savings by automatically renewing their car insurance with their existing provider.]]></article>
    
    
    
    
    
    
    
    <article productid="10036" date="25 August 2010" link="/newsandcommunity/news/mortgages-is-it-time-to-get-fixing_0010036.aspx" title="Mortgages: Is it time to get fixing?" author="Jessica Bown" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Interest rates could reach as high as 8% in just two years' time according to some experts, so should homeowners and buyers snap up low rate fixed mortgages while they can?]]></article>
    
    
    
    
    
    
    
    <article productid="10040" date="25 August 2010" link="/newsandcommunity/news/ten-steps-to-improve-energy-efficiency-at-home_0010040.aspx" title="Ten steps to improve energy efficiency at home" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With autumn fast approaching, now is the perfect time to start checking your home is as energy-efficient as possible to help keep those winter fuel costs down.]]></article>
    
    
    
    
    
    
    
    <article productid="10033" date="24 August 2010" link="/newsandcommunity/news/why-it-s-time-to-dump-your-current-account_0010033.aspx" title="Why it's time to dump your current account" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[One in five people have had the same current account for more than 30 years, according to new research. That means they could be missing out on loads of benefits, including cashback. Are you?]]></article>
    
    
    
    
    
    
    
    <article productid="10032" date="23 August 2010" link="/newsandcommunity/news/is-your-travel-insurance-up-to-scratch_0010032.aspx" title="Is your travel insurance up to scratch?" author="Felicity Hannah" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's the last bank holiday of the summer and thousands of people will be hitting the roads or heading overseas to take advantage of the long weekend. But is your travel insurance up to scratch?]]></article>
    
    
    
    
    
    
    
    <article productid="10028" date="20 August 2010" link="/newsandcommunity/news/what-funding-can-i-get-for-my-degree_0010028.aspx" title="What funding can I get for my degree?" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/money/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you've just received your 'A' level results and will be heading off to university next month, you can finally start planning the finer details about life as a student. One key factor will be money - but what sources of funding do you have?]]></article>
    
    
    
    
    
    
    
    <article productid="10016" date="19 August 2010" link="/newsandcommunity/news/how-to-have-a-bargain-bank-holiday_0010016.aspx" title="How to have a bargain bank holiday" author="Felicity Hannah" category="Shopping" subcategory="Activities" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Thousands of us will be looking to make the most of the last long weekend this summer without breaking the bank. But how can you keep costs down and do more for less?]]></article>
    
    
    
    
    
    
    
    <article productid="10015" date="19 August 2010" link="/newsandcommunity/news/review-of-the-week-post-office-two-year-fixed-289_0010015.aspx" title="Review of the week: NEW low-rate two-year fixed mortgage" author="Kate Murphy" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Borrowers looking to protect themselves from future interest rate rises are benefiting from some of the lowest fixed rate mortgages ever.]]></article>
    
    
    
    
    
    
    
    <article productid="10014" date="19 August 2010" link="/newsandcommunity/news/three-golden-rules-for-safer-holiday-bookings_0010014.aspx" title="Three golden rules for safer holiday bookings" author="Felicity Hannah" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Three tour operators have now folded in just one month, affecting around 150,000 holidaymakers. Here, we look at what you can do to protect yourself in the event that your holiday company goes bust.]]></article>
    
    
    
    
    
    
    
    <article productid="10018" date="19 August 2010" link="/newsandcommunity/news/how-to-get-free-cash-the-easy-way_0010018.aspx" title="What would you do for 400?" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Money for nothing is always appealing and many cash-strapped consumers are prepared to go to extreme lengths to get their hands on some extra pounds.]]></article>
    
    
    
    
    
    
    
    <article productid="10011" date="18 August 2010" link="/newsandcommunity/news/kiss-flights-collapse-your-questions-answered_0010011.aspx" title="Kiss Flights collapse: Your questions answered" author="Bob Atkinson" category="Travel" subcategory="Other" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="72" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[Yet another travel firm has collapsed, throwing the holiday plans of thousands more British travellers into disarray.]]></article>
    
    
    
    
    
    
    
    <article productid="10013" date="18 August 2010" link="/newsandcommunity/news/how-to-get-the-best-mobile-tariff_0010013.aspx" title="How to get the best mobile tariff" author="Kate Murphy" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[We are all looking for ways to cut down on our monthly outgoings and&nbsp;our mobile phone bills are one of the easiest places to start.]]></article>
    
    
    
    
    
    
    
    <article productid="10012" date="18 August 2010" link="/newsandcommunity/news/how-to-inflation-proof-your-savings_0010012.aspx" title="How to inflation-proof your savings" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Inflation fell slightly last month, but this will provide little relief for savers still struggling to earn decent returns. Here, we explain the best inflation-beating savings options.]]></article>
    
    
    
    
    
    
    
    <article productid="10006" date="17 August 2010" link="/newsandcommunity/news/why-is-my-rbs--or-natwest-account-being-sold-to-santander_0010006.aspx" title="Why is my RBS or NatWest account being sold to Santander?" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[RBS is selling its English and Welsh branches, plus its Scottish NatWest branches to Santander, but how does this affect you? We answer your questions...		]]></article>
    
    
    
    
    
    
    
    <article productid="9964" date="16 August 2010" link="/newsandcommunity/news/dont-score-an-own-goal-with-football-accounts-and-credit-cards_0009964.aspx" title="Don't score an own goal with football accounts and credit cards" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Love it or loathe it, football fever is back following the kick off of the 2010 Premiership at the weekend.]]></article>
    
    
    
    
    
    
    
    <article productid="9808" date="13 August 2010" link="/newsandcommunity/news/goldtrail-collapse-your-questions-answered_0009808.aspx" title="Sun 4 U collapse - your questions answered" author="Bob Atkinson" category="Travel" subcategory="Holidays" channellink="http://www.travelsupermarket.com/c/holidays/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[The collapse of Sun 4 U, hard on the heels of Goldtrail Travel's insolvency last month, means more worry for a troubled holiday industry. If you're affected, here's what you need to know...]]></article>
    
    
    
    
    
    
    
    <article productid="9956" date="13 August 2010" link="/newsandcommunity/news/review-of-the-wee-scottish-power-platinum-fixed-energy_0009956.aspx" title="Review of the week:  Scottish Power Platinum Fixed Energy" author="Kate Murphy" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[As providers start to pull their cheapest energy deals, now could well be the time to consider fixing your bills. But is the new Scottish Power fixed tariff right for you?]]></article>
    
    
    
    
    
    
    
    <article productid="9959" date="13 August 2010" link="/newsandcommunity/news/baa-strikes-your-questions-answered_0009959.aspx" title="BAA strikes: Your questions answered" author="Bob Atkinson" category="Travel" subcategory="Other" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[UPDATE August 17, 2010: The strike action has now been called off.]]></article>
    
    
    
    
    
    
    
    <article productid="9954" date="12 August 2010" link="/newsandcommunity/news/earn-4-point-25-tax-free-on-your-savings-now_0009954.aspx" title="Earn 4.25% tax-free on your savings now" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you haven't yet taken advantage of this year's ISA allowance then you're missing out on several months of tax-free returns on your savings.]]></article>
    
    
    
    
    
    
    
    <article productid="9953" date="12 August 2010" link="/newsandcommunity/news/loans-save-500-pounds-by-borrowing-more_0009953.aspx" title="Loans: Save 500 by borrowing more" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The cost of a small personal loan has hit a 10-year high while rates on bigger loans have started to fall, so you could end up paying more for borrowing less. We explain how to make loan rates work to your advantage...		]]></article>
    
    
    
    
    
    
    
    <article productid="9949" date="11 August 2010" link="/newsandcommunity/news/cut-food-waste-and-save-on-bills_0009949.aspx" title="Cut food waste and save on bills" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[A staggering 7.6million tonnes of food and drink is thrown away in the UK every year, but a bit of careful planning could help you reduce both waste and your grocery bills.]]></article>
    
    
    
    
    
    
    
    <article productid="9941" date="10 August 2010" link="/newsandcommunity/news/could-you-cut-motor-premiums-with-pick-and-mix-policy_0009941.aspx" title="Could you cut motor premiums with a pick and mix policy?" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[There's a new car insurance policy on the market that allows you to buy basic cover and then add options like breakdown cover or legal assistance if you want them. But could this kind of pick and mix policy save you cash?]]></article>
    
    
    
    
    
    
    
    <article productid="9924" date="10 August 2010" link="/newsandcommunity/news/why-its-time-to-fix-your-energy-bills_0009924.aspx" title="Why it's time to fix your energy bills" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The cheapest fixed rate gas and electricity tariff on the market has just been pulled and energy experts are predicting more deals will be withdrawn in the next few weeks.]]></article>
    
    
    
    
    
    
    
    <article productid="9923" date="09 August 2010" link="/newsandcommunity/news/what-long-term-low-interest-rates-mean-for-your-mortgage_0009923.aspx" title="What long-term low interest rates mean for your mortgage" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Fears among the nation's borrowers that interest rates may soon be on the rise were tamed last week after experts predicted rates could stay at their current record low for the next four years.]]></article>
    
    
    
    
    
    
    
    <article productid="9920" date="09 August 2010" link="/newsandcommunity/news/student-accounts-where-to-begin_0009920.aspx" title="Student accounts: Where to begin?" author="Kate Murphy" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Thousands of students are anxiously awaiting their A level results next week, but those who do get the grades for university will need to swot up on the best bank accounts before they go.]]></article>
    
    
    
    
    
    
    
    <article productid="9888" date="06 August 2010" link="/newsandcommunity/news/do-you-live-in-a-top-20-home-theft-hotspot_0009888.aspx" title="Do you live in a top 20 home theft hotspot?" author="Kate Murphy" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Homeowners are being urged to be more vigilant when it comes to security, after the Association of British Insurers revealed 80,000 domestic burglary claims totalling &pound;84 million were made last summer alone.]]></article>
    
    
    
    
    
    
    
    <article productid="9882" date="05 August 2010" link="/newsandcommunity/news/base-rate-stays-at-point-five-percent_0009882.aspx" title="Base rate stays at 0.5%" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Monetary Policy Committee (MPC) has once again decided to leave base rate at 0.50%, meaning it has remained at its historic low for 17 months in a row.]]></article>
    
    
    
    
    
    
    
    <article productid="9885" date="05 August 2010" link="/newsandcommunity/news/top-tv-packages-for-this-football-season_0009885.aspx" title="Top TV packages for this football season" author="Laura Howard" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Football fans mourning the end of the World Cup have less than two weeks to wait until the Premiership season kicks off.]]></article>
    
    
    
    
    
    
    
    <article productid="9884" date="05 August 2010" link="/newsandcommunity/news/how-to-read-your-annual-energy-statement_0009884.aspx" title="How to read your annual energy statement" author="Felicity Hannah" category="Money" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Over the next few months, you'll be receiving your first annual energy statement - a simple piece of paper that will revolutionise how you think about your energy bills. Or will it?]]></article>
    
    
    
    
    
    
    
    <article productid="9878" date="04 August 2010" link="/newsandcommunity/news/take-advantage-of-longest-zero-percent-credit-card-deals_0009878.aspx" title="Take advantage of the longest 0% credit card deals" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Interest-free introductory offers on credit cards are longer than they've ever been before, making it an ideal time for anyone considering a card to take action.]]></article>
    
    
    
    
    
    
    
    <article productid="9879" date="04 August 2010" link="/newsandcommunity/news/childrens-savings-where-next-for-parents-when-child-trust-funds-disappear_0009879.aspx" title="Children's savings: Where next for parents when Child Trust Funds disappear?" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Parents with babies born after August 1 will only receive a &pound;50 rather than a &pound;250 Child Trust Fund voucher as the scheme is gradually phased out.]]></article>
    
    
    
    
    
    
    
    <article productid="9872" date="03 August 2010" link="/newsandcommunity/news/plan-your-gap-year-finances_0009872.aspx" title="Plan your gap year finances" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Tens of thousands of people are taking time out to travel the world before they start university, but make sure you plan your finances as carefully as your route.]]></article>
    
    
    
    
    
    
    
    <article productid="9877" date="03 August 2010" link="/newsandcommunity/news/makeover-louise-saves-over-1000-pounds-to-treat-the-kids_0009877.aspx" title="Louise saves over 1,000 to treat the kids" author="Kate Murphy" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Despite being in the enviable position of not having a mortgage or credit card debts to pay, Louise Broerse still finds that she has limited cash left over at the end of the month.]]></article>
    
    
    
    
    
    
    
    <article productid="9870" date="30 July 2010" link="/newsandcommunity/news/review-of-the-week-great-new-easy-access-savings-rate_0009870.aspx" title="Review of the week: Great new easy access savings rate" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The average easy access savings account held in the UK pays a pitiful 0.68% interest and far too many of us are letting our savings languish in rubbish accounts.]]></article>
    
    
    
    
    
    
    
    <article productid="9864" date="30 July 2010" link="/newsandcommunity/news/cut-the-cost-of-summer-ten-offers-and-tips_0009864.aspx" title="Cut the cost of summer - top offers and tips" author="Laura Howard" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Ready or not, the school summer holidays have officially arrived. But entertaining the kids for six weeks solid is not easy and it's certainly not cheap.]]></article>
    
    
    
    
    
    
    
    <article productid="9866" date="30 July 2010" link="/newsandcommunity/news/mobiles-dont-get-stung-with-big-summer-bills_0009866.aspx" title="Mobiles: don't get stung with big summer bills" author="Kate Murphy" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Summer is here and many of you will be heading overseas and relying on your mobile phones to keep in touch with everyone back home. But do you know exactly how much it costs to use your phone abroad?]]></article>
    
    
    
    
    
    
    
    <article productid="9862" date="29 July 2010" link="/newsandcommunity/news/could-you-help-someone-get-online_0009862.aspx" title="Could you help someone get online?" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[moneysupermarket.com is one of the official partners of Race Online 2012 and has run its first training session to help people in the local community, who don't know how to use the internet, to get online.]]></article>
    
    
    
    
    
    
    
    <article productid="9859" date="29 July 2010" link="/newsandcommunity/news/will-metro-bank-be-revolutionary_0009859.aspx" title="Will Metro Bank be revolutionary?" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[It's not often we see the launch of a new bank. In fact it's been more than 100 years since we saw a new name in banking hit the high street.]]></article>
    
    
    
    
    
    
    
    <article productid="9858" date="29 July 2010" link="/newsandcommunity/news/metro-bank-new-bank-on-the-high-street_0009858.aspx" title="Metro Bank: new bank on the high street" author="Melanie Wright" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[We've finally seen the long-awaited launch of Metro Bank, the first new high street UK bank to open its doors for more than a century, but can it really deliver its promise to 'transform the face of British banking'?]]></article>
    
    
    
    
    
    
    
    <article productid="9853" date="28 July 2010" link="/newsandcommunity/news/ppi-your-questions-answered_0009853.aspx" title="PPI: Your questions answered" author="Jessica Bown" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/credit-cards/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Lloyds Banking Group was this week applauded for scrapping sales of much-criticised payment protection insurance (PPI) to customers who borrow money through its mortgages, loans or credit cards.]]></article>
    
    
    
    
    
    
    
    <article productid="9850" date="27 July 2010" link="/newsandcommunity/news/how-to-speed-up-your-broadband_0009850.aspx" title="How to speed up your broadband" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Broadband speeds to UK homes are growing ever faster but many people are still not getting the broadband speeds they've signed up for.]]></article>
    
    
    
    
    
    
    
    <article productid="9846" date="26 July 2010" link="/newsandcommunity/news/is-a-payday-loan-ever-the-right-choice_0009846.aspx" title="Is a payday loan ever the right choice?" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/payday-loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With APRs as high as 1,120%, it's easy to see why payday loans get a bad press. But can they be the right way to borrow in some situations?]]></article>
    
    
    
    
    
    
    
    <article productid="9844" date="26 July 2010" link="/newsandcommunity/news/review-of-the-week-tesco-clubcard-credit-card_0009844.aspx" title="Review of the week:  Tesco Clubcard Credit Card" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Long interest-free deals on credit cards are back with a vengeance with Tesco re-launching its Clubcard Credit Card.]]></article>
    
    
    
    
    
    
    
    <article productid="9837" date="23 July 2010" link="/newsandcommunity/news/time-to-fix-your-savings_0009837.aspx" title="Time to fix your savings?" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Easy access savings rates are falling but there have been some new higher paying fixed rate accounts launched in recent weeks, so now could be the time to lock into one of these deals and bag yourself hundreds of pounds in extra interest.]]></article>
    
    
    
    
    
    
    
    <article productid="9834" date="23 July 2010" link="/newsandcommunity/news/warning-dont-use-one-card-for-everything_0009834.aspx" title="WARNING: Don't use one card for everything!" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Credit cards are a brilliant invention. You can buy something and not pay for it immediately; you can reduce the cost of an existing credit card debt by transferring it onto a cheaper deal; you can take cash out of an ATM; and you can even be collect reward points or earn cashback just for spending! But use one card for all of these things and you'll get stung.]]></article>
    
    
    
    
    
    
    
    <article productid="9826" date="22 July 2010" link="/newsandcommunity/news/Dont-miss-the-tax-credit-deadline_0009826.aspx" title="Don't miss the tax credit deadline" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[If you haven't yet registered for next year's tax credits then time is running out - you only have until July 31 to submit your claim.]]></article>
    
    
    
    
    
    
    
    <article productid="9827" date="22 July 2010" link="/newsandcommunity/news/is-it-time-to-fix-your-energy-deal_0009827.aspx" title="Is it time to fix your energy deal?" author="Kate Murphy" category="Money" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[If you want to protect your budget from rising energy bills then you may want to consider a fixed price energy tariff. But how do you find the cheapest energy deal?]]></article>
    
    
    
    
    
    
    
    <article productid="9802" date="19 July 2010" link="/newsandcommunity/news/review-new-three-year-market-leading-fixed-savings-account_0009802.aspx" title="Review of the week: NEW 3-year market-leading fixed savings account" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[It's been a tough few months for savers...]]></article>
    
    
    
    
    
    
    
    <article productid="9799" date="16 July 2010" link="/newsandcommunity/news/what-is-a-prepaid-card_0009799.aspx" title="What is a prepaid card?" author="Felicity Hannah" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're going abroad on holiday this year, it's well worth considering a prepaid card. You may wonder why if you've never used one before and don't really know what they are. Well wonder no more, we'll explain all.]]></article>
    
    
    
    
    
    
    
    <article productid="9801" date="16 July 2010" link="/newsandcommunity/news/savers-lose-one-point-six-billion-pounds_0009801.aspx" title="Savers lose 1.6billion" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The value of the money held in cash ISAs alone has depreciated by &pound;1.6billion this year and to make matters worse average savings rates have fallen over recent months as the Bank of England base rate remains at its historic low of 0.5%.]]></article>
    
    
    
    
    
    
    
    <article productid="9784" date="15 July 2010" link="/newsandcommunity/news/switching-mobiles-gets-easier_0009784.aspx" title="Switching mobiles gets easier" author="Liz Phillips" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Liz_Phillips_75x85.png" ><![CDATA[Switching your mobile provider is set to get easier. This is great news as it should make it even simpler for people to take advantage of the great deals available.]]></article>
    
    
    
    
    
    
    
    <article productid="4547" date="15 July 2010" link="/newsandcommunity/news/how-to-improve-your-credit-score_0004547.aspx" title="How to improve your credit score" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[With banks and building societies having clamped down on who they'll lend to, a good credit score is more important than ever.]]></article>
    
    
    
    
    
    
    
    <article productid="9778" date="14 July 2010" link="/newsandcommunity/news/instant-access-to-your-credit-report_0009778.aspx" title="Instant access to your credit report" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[With credit card, loan and mortgage providers becoming more choosy about who they'll lend to it's more important than ever to know what information is held on your credit file. The good news is it's getting easier to access that information.]]></article>
    
    
    
    
    
    
    
    <article productid="9770" date="13 July 2010" link="/newsandcommunity/news/where-to-find-the-best-graduate-account_0009770.aspx" title="Where to find the best graduate account" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you've just graduated and are turning your thoughts to how you are going to repay your student debts, the good news is that the preferable terms and conditions you enjoyed on your student current account won't suddenly come to an end.]]></article>
    
    
    
    
    
    
    
    <article productid="9777" date="13 July 2010" link="/newsandcommunity/news/tighter-mortgage-rules-what-now-for-borrowers_0009777.aspx" title="Tighter mortgage rules - what now for borrowers?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The Financial Services Authority has announced a further clampdown on mortgages which will make it harder for many people to get a loan. We take a look at what's been announced and what it will mean.]]></article>
    
    
    
    
    
    
    
    <article productid="9763" date="12 July 2010" link="/newsandcommunity/news/webchat-live-q-and-a-with-martha-lane-fox_0009763.aspx" title="Live Q&amp;A with Martha Lane Fox" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Join Martha Lane Fox at 3.30pm today for a live webchat. She'll be answering your questions on Race Online 2012, the launch of the 'Manifesto for a networked nation' and explaining how you can get involved. It's a rallying cry to help&nbsp;millions more people get online by the end of 2012. Find out how you can help...]]></article>
    
    
    
    
    
    
    
    <article productid="9764" date="12 July 2010" link="/newsandcommunity/news/why-martha-lane-fox-wants-you-to-get-the-nation-online_0009764.aspx" title="Why Martha Lane Fox wants you to get the nation online" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Martha Lane Fox, the UK's official digital champion, has launched a major drive to get everyone in the country online and will today&nbsp;present her manifesto to Downing Street.]]></article>
    
    
    
    
    
    
    
    <article productid="9760" date="09 July 2010" link="/newsandcommunity/news/new-market-leading-credit-card-for-foreign-spending_0009760.aspx" title="Review of the week: NEW market-leading credit card for foreign spending" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[A third of all adults use a credit card when they're abroad, but most people end up being charged for the privilege. However, foreign usage fees are avoidable - you just need the right card.]]></article>
    
    
    
    
    
    
    
    <article productid="9758" date="09 July 2010" link="/newsandcommunity/news/Dont-be-loyal-to-your-home-insurer_0009758.aspx" title="Don't be loyal to your home insurer" author="Melanie Wright" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Millions of people are missing out on potential savings of well over a hundred pounds a year by automatically accepting the home insurance renewal quote offered by their insurer.]]></article>
    
    
    
    
    
    
    
    <article productid="9756" date="08 July 2010" link="/newsandcommunity/news/is-now-the-right-time-to-buy-a-house_0009756.aspx" title="Is now the right time to buy a house?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[If you are considering buying your first home, or even taking the next step up the housing ladder, and have been trying to assess the right time to jump - expect to be confused.]]></article>
    
    
    
    
    
    
    
    <article productid="9755" date="08 July 2010" link="/newsandcommunity/news/mpc-freezes-bank-of-england-base-rate_0009755.aspx" title="MPC freezes Bank of England base rate" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Another Monetary Policy Committee decision, another freeze of the Bank of England's base rate. This is sixteenth consecutive month that the rate has been held at 0.5%. ]]></article>
    
    
    
    
    
    
    
    <article productid="8798" date="08 July 2010" link="/newsandcommunity/news/review-of-the-week-sainsburys-personal-loan_0008798.aspx" title="Review of the week:  Sainsbury's Personal Loan - double Nectar points offer" author="Kate Murphy" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Activity in the personal loan market remains subdued, with many people struggling to find a good rate. However, there are a couple of lenders competing in this arena, one of them being Sainsbury's Finance.]]></article>
    
    
    
    
    
    
    
    <article productid="9757" date="08 July 2010" link="/newsandcommunity/news/how-much-does-it-really-cost-to-go-overdrawn_0009757.aspx" title="How much does it really cost to go overdrawn?" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[We all know that it is better to stay in the black on our current accounts if possible due to the fees and often punitive interest rates charged when we go overdrawn.]]></article>
    
    
    
    
    
    
    
    <article productid="9752" date="07 July 2010" link="/newsandcommunity/news/where-to-find-the-best-personal-loans_0009752.aspx" title="Where to find the best personal loans" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you have a big purchase to make this summer, you might be considering a loan in order to spread the cost, but where are the best deals?]]></article>
    
    
    
    
    
    
    
    <article productid="9740" date="07 July 2010" link="/newsandcommunity/news/how-to-save-380-pounds-on-your-travel-extras_0009740.aspx" title="How to save 380 on your travel extras" author="Bob Atkinson" category="Travel" subcategory="Travel Money" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[So, you've scoured the internet to book your summer break and you're happy that you've bagged a bargain. But it isn't time to relax just yet - you could still save money on your holiday extras.]]></article>
    
    
    
    
    
    
    
    <article productid="9712" date="05 July 2010" link="/newsandcommunity/news/beat-the-rise-in-insurance-premium-tax_0009712.aspx" title="Beat the rise in Insurance Premium Tax" author="Liz Phillips" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Liz_Phillips_75x85.png" ><![CDATA[Tucked away in all the changes to taxes and benefits in the Emergency&nbsp;Budget was a little known tax on insurance.]]></article>
    
    
    
    
    
    
    
    <article productid="9708" date="05 July 2010" link="/newsandcommunity/news/where-to-invest-a-savings-lump-sum_0009708.aspx" title="Where to invest a savings lump sum" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Almost 600,000 savers with money held in fixed rate bonds will face a rate shock when their accounts mature this month, making it more important than ever to take action and seek out the best available returns.]]></article>
    
    
    
    
    
    
    
    <article productid="9704" date="02 July 2010" link="/newsandcommunity/news/review-of-the-week-leading-3-year-fixed-rate-mortgage_0009704.aspx" title="Review of the week: NEW leading 3-year fixed rate mortgage" author="Kate Murphy" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Fixed rate mortgages are proving popular at the moment as borrowers seek to take advantage of the low interest rate environment and lock into a competitive rate before they start rising again.]]></article>
    
    
    
    
    
    
    
    <article productid="9697" date="01 July 2010" link="/newsandcommunity/news/new-rules-reduce-mobile-charges_0009697.aspx" title="New rules reduce mobile charges" author="Felicity Hannah" category="Money" subcategory="Travel" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[New mobile pricing rules have taken effect which will mean lower bills for many of&nbsp;us who use&nbsp;our mobiles abroad.]]></article>
    
    
    
    
    
    
    
    <article productid="9700" date="01 July 2010" link="/newsandcommunity/news/what-is-an-annual-energy-statement_0009700.aspx" title="What is an annual energy statement?" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[This month, a new rule comes into force that means you'll soon receive an annual energy statement from your gas and electricity provider. But what information will it include and how will it help?]]></article>
    
    
    
    
    
    
    
    <article productid="9695" date="01 July 2010" link="/newsandcommunity/news/ten-top-tips-to-get-the-best-deal-on-your-holiday-money_0009695.aspx" title="10 top tips to get the best deal on your holiday money" author="Laura Howard" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[With Britain's finances having been chastised by the government's Emergency Budget, the pound has hit its highest point against the euro for 19 months - great news if you are about to head off on your summer break.]]></article>
    
    
    
    
    
    
    
    <article productid="9690" date="30 June 2010" link="/newsandcommunity/news/why-more-car-insurance-can-cost-less_0009690.aspx" title="Car insurance: Why third party cover isn't the cheapest option" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The more comprehensive and inclusive your motor insurance, the more it will cost, right? Actually that's wrong, new research from moneysupermarket.com has shown.]]></article>
    
    
    
    
    
    
    
    <article productid="9687" date="29 June 2010" link="/newsandcommunity/news/savers-promised-a-better-deal-on-isas_0009687.aspx" title="Savers promised a better deal on ISAs" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Good news for savers this week as, after years of complaints from exasperated consumers, the Office of Fair Trading (OFT) has agreed a new set of standards with the country's banks and building societies.]]></article>
    
    
    
    
    
    
    
    <article productid="3912" date="28 June 2010" link="/newsandcommunity/news/how-to-choose-a-savings-account_0003912.aspx" title="How to choose the right savings account" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[With interest rates at an all-time low life's tough for savers. But rather than being despondent and taking the attitude that there is little point in saving at the moment, it's time to take action and ensure you are earning the best return possible on your hard earned cash.]]></article>
    
    
    
    
    
    
    
    <article productid="9677" date="25 June 2010" link="/newsandcommunity/news/every-penny-counts_0009677.aspx" title="Every penny counts" author="Melanie Wright" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[It's pretty much a case of belt tightening all round following the Emergency Budget and it's more important than ever to make sure you are earning the best rates possible on your savings.]]></article>
    
    
    
    
    
    
    
    <article productid="9678" date="25 June 2010" link="/newsandcommunity/news/review-of-the-week-zero-per-cent-for-fifteen-months-on-balance-transfers_0009678.aspx" title="Credit card review: New 15-month balance transfer offer" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Nationwide has extended its interest-free period for balance transfers, making it one of the leading deals. But is it the right plastic for you?]]></article>
    
    
    
    
    
    
    
    <article productid="9675" date="24 June 2010" link="/newsandcommunity/news/Why-your-energy-bill-is-about-to-soar_0009675.aspx" title="Why your energy bill is about to soar" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's hard to start thinking about heating bills when the sun is out and the football's on, but if you're enjoying a lazy summer then you could be sleepwalking into a massive hike in your energy bills.]]></article>
    
    
    
    
    
    
    
    <article productid="9676" date="24 June 2010" link="/newsandcommunity/news/budget-announcements-explained_0009676.aspx" title="Budget announcements explained" author="Jessica Bown" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[We know that most families will be worse off due to the changes announced in the government's emergency deficit-busting Budget.]]></article>
    
    
    
    
    
    
    
    <article productid="9665" date="22 June 2010" link="/newsandcommunity/news/how-to-beat-the-budget-cuts_0009665.aspx" title="How to beat the budget cuts" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With the swingeing cuts outlined by the Chancellor George Osborne today, there has simply never been a better time to make efficiencies to your own household budget.]]></article>
    
    
    
    
    
    
    
    <article productid="9664" date="22 June 2010" link="/newsandcommunity/news/webchat-live-emergency-budget-webchat_0009664.aspx" title="Emergency Budget webchat live with ITV News" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[This webchat has now ended. Many thanks for taking part.

<p>Join&nbsp;ITV News at 12.15 today for a live Budget webchat with moneysupermarket.com's Clare Francis, Tom Stevenson, Investment Director at Fidelity International, ITV News's political editor, Tom Bradby, economics editor Daisy McAndrew and Social Media correspondent,&nbsp;Phil Reay-Smith. They'll&nbsp;be picking out the key features of the Emergency Budget and explaining what it means for you and your wallet.</p>]]></article>
    
    
    
    
    
    
    
    <article productid="8879" date="22 June 2010" link="/newsandcommunity/news/tax-allowances-for-2010-2011_0008879.aspx" title="Tax allowances for 2010/2011" author="Felicity Hannah" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're wondering what your tax allowances will be for the next tax year, we've compiled some easy-to-read tables for you. These should provide all the information you need.]]></article>
    
    
    
    
    
    
    
    <article productid="9668" date="22 June 2010" link="/newsandcommunity/news/emergency-budget-at-a-glance_0009668.aspx" title="Emergency Budget at a glance" author="Felicity Hannah" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[George Osborne has delivered his first Budget, but what's in it that affects you?]]></article>
    
    
    
    
    
    
    
    <article productid="9636" date="18 June 2010" link="/newsandcommunity/news/couple-saves-six-thousand-pounds-on-credit-card-debt_0009636.aspx" title="Couple saves 6,000 on credit card debt" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Like many of us, Ian&nbsp;Lindley and his girlfriend Lorraine Jones are concerned that they shell out more than they need to on bills, and especially on credit card debt.]]></article>
    
    
    
    
    
    
    
    <article productid="9635" date="18 June 2010" link="/newsandcommunity/news/ten-reasons-you-ve-been-rejected-for-a-credit-card_0009635.aspx" title="10 reasons you've been rejected for a credit card" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you've spent time browsing the best buy tables to find the perfect credit card for you, it can be extraordinarily frustrating to have your application rejected.]]></article>
    
    
    
    
    
    
    
    <article productid="9628" date="17 June 2010" link="/newsandcommunity/news/are-you-really-ready-for-summer_0009628.aspx" title="Are you really ready for summer?" author="Laura Howard" category="Travel" subcategory="Holidays" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Summer holidays are just around the corner - but are your finances as prepared as you are?]]></article>
    
    
    
    
    
    
    
    <article productid="9631" date="17 June 2010" link="/newsandcommunity/news/fsa-scrapped-in-major-shake-up_0009631.aspx" title="FSA scrapped in major shake-up" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The chancellor George Osborne has unveiled plans that could completely transform the way the UK's financial sector is regulated, so exactly what is changing?]]></article>
    
    
    
    
    
    
    
    <article productid="9554" date="16 June 2010" link="/newsandcommunity/news/review-of-the-week-icici-bank-hisave-five-year-fixed-rate-account_0009554.aspx" title="Review of the week: ICICI Bank HiSAVE 5 Year Fixed Rate Account" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[As savers scrabble to find accounts paying a real return on their money, we take a closer look at a five-year fixed rate bond that's paying 5.00%.]]></article>
    
    
    
    
    
    
    
    <article productid="9553" date="16 June 2010" link="/newsandcommunity/news/is-it-worth-paying-for-a-current-account_0009553.aspx" title="Is it worth paying for a current account?" author="Melanie Wright" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Would you pay for a current account? The benefits of packaged accounts are getting better, so we decided to take a look at some of the leading deals and the fee-free alternatives.]]></article>
    
    
    
    
    
    
    
    <article productid="9537" date="11 June 2010" link="/newsandcommunity/news/what-should-savers-and-borrowers-do_0009537.aspx" title="What should savers and borrowers do? " author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[We know interest rates will start rising, we just don't know when. With base rate having been held at 0.5% for the 15th month in a row, many savers and borrowers feel as though they're in limbo at the moment. However, a flat base rate environment doesn't mean you should sit back and do nothing.]]></article>
    
    
    
    
    
    
    
    <article productid="9536" date="10 June 2010" link="/newsandcommunity/news/how-to-be-the-master-of-your-credit-card_0009536.aspx" title="How to be the master of your credit card" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Credit card providers are falling over each other to attract new customers with some great offers. But if you're not careful, you won't actually benefit. Instead, your card could end up controlling you.]]></article>
    
    
    
    
    
    
    
    <article productid="9535" date="10 June 2010" link="/newsandcommunity/news/be-a-world-cup-winner_0009535.aspx" title="Be a World Cup winner..." author="Melanie Wright" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Even people who hate football can be World Cup winners this summer, with shops bending over backwards to entice consumers with bargains.]]></article>
    
    
    
    
    
    
    
    <article productid="9532" date="10 June 2010" link="/newsandcommunity/news/review-of-the-week-the-co-operative-bank-five-yr-fixed-rate-mortgage_0009532.aspx" title="Review of the week:  The Co-operative Bank 5-yr fixed rate mortgage 3.99%" author="Kate Murphy" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[For many people, the decision of whether to fix their mortgage or take a bit of a gamble and go for a variable rate is a tough one to make.]]></article>
    
    
    
    
    
    
    
    <article productid="9531" date="10 June 2010" link="/newsandcommunity/news/so-when-will-base-rate-rise_0009531.aspx" title="So when will base rate rise?" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Bank of England's Monetary Policy Committee (MPC) has once again held base rate at 0.5%. This is now the 15th month in a row where it's been kept at this historic low.]]></article>
    
    
    
    
    
    
    
    <article productid="9439" date="07 June 2010" link="/newsandcommunity/news/review-of-the-week-halifax-reward-account_0009439.aspx" title="Halifax Reward Account with exclusive 50 cashback" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[We're getting better at shopping around for things like car insurance and credit cards but most people have never switched their current account. But there are some great deals available so it's well worth doing.]]></article>
    
    
    
    
    
    
    
    <article productid="9438" date="04 June 2010" link="/newsandcommunity/news/finally-some-good-news-for-savers_0009438.aspx" title="Finally some good news for savers" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Savers continue to battle low interest rates and rising inflation, but at last there's a glimmer of hope as some savings rates begin to creep up.]]></article>
    
    
    
    
    
    
    
    <article productid="9433" date="03 June 2010" link="/newsandcommunity/news/ten-ways-to-beat-a-rip-off-summer_0009433.aspx" title="Ten ways to beat a rip-off summer" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Summer can be expensive enough, without falling foul of cheats or needlessly high charges, so what can you do to avoid rip-offs and scams?]]></article>
    
    
    
    
    
    
    
    <article productid="9431" date="03 June 2010" link="/newsandcommunity/news/build-your-own-financial-dream-team_0009431.aspx" title="Build your own financial dream team" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[The teams have been announced, the players are making their way to South Africa and the excitement is building. Many of us will be submitting our dream teams in preparation for the tournament and moneysupermarket.com is no different.]]></article>
    
    
    
    
    
    
    
    <article productid="9429" date="03 June 2010" link="/newsandcommunity/news/ten-steps-to-keep-your-garden-safe_0009429.aspx" title="Ten steps to keep your garden safe" author="Felicity Hannah" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Here in the UK, we may not get much sun but when it does start to shine, we start to splurge. Many of us have gardens crammed full of expensive ornaments, tools, plants and recreational gear like barbeques and outdoor furniture.]]></article>
    
    
    
    
    
    
    
    <article productid="9419" date="28 May 2010" link="/newsandcommunity/news/is-your-credit-card-costing-you-too-much_0009419.aspx" title="Is your credit card costing you too much?" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Almost 5million UK adults admit regularly using their credit card to pay household bills, new research from moneysupermarket.com has found, while a further 2.5million withdraw money using their cards.]]></article>
    
    
    
    
    
    
    
    <article productid="9418" date="28 May 2010" link="/newsandcommunity/news/top-tips-for-bagging-a-holiday-bargain_0009418.aspx" title="Top tips for bagging a holiday bargain" author="Bob Atkinson" category="Travel" subcategory="Holidays" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[People in the UK really value their summer break and it's often one of the last luxuries to be given up when money starts to get tight.]]></article>
    
    
    
    
    
    
    
    <article productid="9414" date="27 May 2010" link="/newsandcommunity/news/review-of-the-week-ing-direct-savings-account_0009414.aspx" title="Review of the week: ING Direct Savings Account 2.75%" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[With many people only now realising the impact last year's interest rate falls have had on their savings returns, ING's savings account, which guarantees to pay 2.75% for the next 12 months, is proving a hit.]]></article>
    
    
    
    
    
    
    
    <article productid="9413" date="27 May 2010" link="/newsandcommunity/news/how-to-beat-soaring-car-insurance-costs_0009413.aspx" title="How to beat soaring car insurance costs" author="Kate Murphy" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Motorists are getting a shock when their car insurance comes up for renewal because prices are rocketing. Premiums have risen by around 20% over the past year according, to The AA. But don't despair, there are still ways to beat these rises.]]></article>
    
    
    
    
    
    
    
    <article productid="4019" date="26 May 2010" link="/newsandcommunity/news/how-to-choose-a-mortgage_0004019.aspx" title="How to choose a mortgage" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[If you are totally confused by mortgages and unsure how to work out which deal is the most suitable don't worry, you're not alone.]]></article>
    
    
    
    
    
    
    
    <article productid="9393" date="24 May 2010" link="/newsandcommunity/news/child-trust-funds-scrapped-your-questions-answered_0009393.aspx" title="Child Trust Funds scrapped - your questions answered" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Child Trust Funds (CTFs) have been an early casualty of the government's spending cuts, with the announcement that they are to be entirely scrapped.]]></article>
    
    
    
    
    
    
    
    <article productid="9384" date="21 May 2010" link="/newsandcommunity/news/top-tips-for-savers-as-inflation-bites_0009384.aspx" title="Top tips for savers as inflation bites" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Inflation is eating into&nbsp;the value of your savings, meaning now's the time to find better returns. But where?]]></article>
    
    
    
    
    
    
    
    <article productid="9362" date="21 May 2010" link="/newsandcommunity/news/mobile-deals-which-one-to-choose_0009362.aspx" title="Mobile deals - which one to choose?" author="Kate Murphy" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Mobile phone tariffs have come a long way in the past few years as more handsets come onto the market which can do so much more than the standard call and text function - who wants a phone to just do that with anyway?]]></article>
    
    
    
    
    
    
    
    <article productid="9371" date="21 May 2010" link="/newsandcommunity/news/review-of-the-week-review-of-the-week-tesco-clubcard-credit-card_0009371.aspx" title="Review of the week: Tesco Clubcard Credit Card" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're looking for an interest-free credit card, the Tesco Clubcard Credit Card has a 12-month 0% period on purchases. What's more, you earn Clubcard points each time you spend.]]></article>
    
    
    
    
    
    
    
    <article productid="9385" date="21 May 2010" link="/newsandcommunity/news/how-to-find-the-right-mortgage_0009385.aspx" title="How to find the right mortgage" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[There's good news for those looking for a mortgage. We've seen a number of lenders reduce their rates in recent weeks and there are more deals available for those with small deposits.]]></article>
    
    
    
    
    
    
    
    <article productid="9284" date="19 May 2010" link="/newsandcommunity/news/is-your-fixed-energy-tariff-about-to-end_0009284.aspx" title="Is your fixed energy tariff about to end?" author="Kate Murphy" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Many households are about to face the harsh reality that if they don't shop around now for a better energy deal they will&nbsp;have a nasty bill shock once their fixed tariff deal ends.]]></article>
    
    
    
    
    
    
    
    <article productid="9260" date="18 May 2010" link="/newsandcommunity/news/qanda-one-hundred-percent-northern-rock-guarantee-ends_0009260.aspx" title="Q&amp;A: 100% Northern Rock guarantee ends" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[From May 24, the government will withdraw its unlimited guarantee of Northern Rock savings. If you're a saver with the bank, what does it mean for you?]]></article>
    
    
    
    
    
    
    
    <article productid="9054" date="17 May 2010" link="/newsandcommunity/news/grounded-by-the-volcano-what-are-your-rights_0009054.aspx" title="Volcanic ash: Your travel questions answered" author="Felicity Hannah" category="Travel" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Are you high and dry at Heathrow? Marooned in Malta? Stranded in Spain? The volcano has struck again and&nbsp;many travellers face problems and delays. If you're one of them, what are your rights and will anyone reimburse you?]]></article>
    
    
    
    
    
    
    
    <article productid="9240" date="14 May 2010" link="/newsandcommunity/news/your-questions-answered-on-new-ba-strikes_0009240.aspx" title="Your questions answered on new BA strikes" author="Bob Atkinson" category="Travel" subcategory="Flight" channellink="http://www.travelsupermarket.com/c/cheap-flights/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[There could be&nbsp;fresh disruption this summer as the British Airways cabin crew threaten to&nbsp;take part in new strike action.]]></article>
    
    
    
    
    
    
    
    <article productid="9218" date="14 May 2010" link="/newsandcommunity/news/coalition-government-what-now-for-your-money_0009218.aspx" title="Coalition government: What now for your finances?" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[So, after several days of negotiation and behind-closed-doors wheeler-dealing, we finally have&nbsp;a new government. But despite&nbsp;all&nbsp;the analysis that surrounds the Conservative-Lib Dem pact, on a practical level, what&nbsp;is it actually going to mean for you and your money?]]></article>
    
    
    
    
    
    
    
    <article productid="9212" date="14 May 2010" link="/newsandcommunity/news/home-insurance-hotspots-revealed_0009212.aspx" title="Home insurance hotspots revealed" author="Clare Francis" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Here it is - a map of the cheapest and most expensive places to buy home insurance in the UK.]]></article>
    
    
    
    
    
    
    
    <article productid="9215" date="14 May 2010" link="/newsandcommunity/news/10-reasons-to-use-a-credit-card_0009215.aspx" title="10 reasons to use a credit card" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The perks of spending with a credit card go far beyond simply spreading the cost. Here are our top 10 reasons to put it on plastic.]]></article>
    
    
    
    
    
    
    
    <article productid="9216" date="14 May 2010" link="/newsandcommunity/news/review-of-the-week-post-office-2-year-fixed-rate-mortgage_0009216.aspx" title="Review of the week: Post Office 2-year fixed rate mortgage 5.45%" author="Kate Murphy" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Are you a first-time buyer looking for a mortgage or an existing homeowner who's struggling to move or remortgage because you don't have much equity in your property? If you are, the good news is that the outlook is improving.]]></article>
    
    
    
    
    
    
    
    <article productid="9201" date="13 May 2010" link="/newsandcommunity/news/coalition-government-what-will-it-mean-for-your-finances_0009201.aspx" title="Coalition government - what will it mean for your finances?" author="Melanie Wright" category="Money" subcategory="Pensions" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[After lengthy negotiations, the Liberal Democrats and Conservatives this week finally agreed to form a coalition government, with David Cameron taking the helm as our new Prime Minister. But how will it affect you?]]></article>
    
    
    
    
    
    
    
    <article productid="9203" date="13 May 2010" link="/newsandcommunity/news/is-yours-the-most-expensive-area-for-home-insurance_0009203.aspx" title="Is yours the most expensive area for home insurance?" author="Kate Murphy" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Home insurance premiums vary hugely and it's not just down to the size of the property you live in and value of your belongings. Your postcode is also a contributing factor - so is where you live one of the cheapest or more expensive areas of the country?]]></article>
    
    
    
    
    
    
    
    <article productid="9200" date="12 May 2010" link="/newsandcommunity/news/how-to-beat-the-looming-tax-hikes_0009200.aspx" title="How to beat the looming tax hikes" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Days of discussions are over and now the country is entering relatively unknown waters and the challenges of a coalition government. But one thing seems certain - cuts are coming and tax hikes are on the cards, so how can you beat them?]]></article>
    
    
    
    
    
    
    
    <article productid="9192" date="10 May 2010" link="/newsandcommunity/news/base-rate-held-but-is-a-rise-on-the-horizon_0009192.aspx" title="Base rate held but is a rise on the horizon?" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/money/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Amid the chaos and uncertainty of a hung parliament, perhaps we can take comfort in the fact that one thing remains unchanged - the Bank of England base rate.]]></article>
    
    
    
    
    
    
    
    <article productid="9191" date="10 May 2010" link="/newsandcommunity/news/what-is-happening-to-the-stock-markets_0009191.aspx" title="What's happening to the stock markets?" author="Melanie Wright" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Melanie_Wright_75x85.png" ><![CDATA[Stockmarkets went into freefall following Friday's election results, as the uncertainty of a hung parliament sent shockwaves through the City. They've started the new week up but further falls can't be ruled out - expect the roller coaster to continue.]]></article>
    
    
    
    
    
    
    
    <article productid="9183" date="07 May 2010" link="/newsandcommunity/news/how-to-avoid-identity-theft_0009183.aspx" title="How to avoid identity theft" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[A few years ago identity theft was the stuff of spy novels, but now it's a real and growing problem for millions of people - so how can you keep yourself safe?]]></article>
    
    
    
    
    
    
    
    <article productid="9184" date="07 May 2010" link="/newsandcommunity/news/review-of-the-week-halifax-web-saver-extra_0009184.aspx" title="Review of the week:  Halifax Web Saver Extra" author="Kate Murphy" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Where can you get the best return on your savings?]]></article>
    
    
    
    
    
    
    
    <article productid="9182" date="07 May 2010" link="/newsandcommunity/news/is-your-0-percent-credit-card-deal-about-to-end_0009182.aspx" title="Is your 0% credit card deal about to end?" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's always great to take advantage of a 0% interest period on a new credit card but it can be painful when it ends. Are you one of the thousands about to be hit by rate shock?]]></article>
    
    
    
    
    
    
    
    <article productid="9181" date="07 May 2010" link="/newsandcommunity/news/what-now-for-household-energy-bills_009181.aspx" title="What now for household energy bills?" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Is your household one of many about to be hit with steep hikes in energy bills as your fixed price deal comes to an end? How can you beat the bills?]]></article>
    
    
    
    
    
    
    
    <article productid="9178" date="06 May 2010" link="/newsandcommunity/news/playing-the-savings-game_0009178.aspx" title="Playing the savings game" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Finding the best return on your money is an uphill struggle in the current savings climate. That's why a fixed rate bond - where you lock up your cash for a given time period in return for the best rates - is seemingly the obvious first choice.]]></article>
    
    
    
    
    
    
    
    <article productid="9160" date="04 May 2010" link="/newsandcommunity/news/how-to-keep-your-kids-safe-online_0009160.aspx" title="How to keep your kids safe online" author="Felicity Hannah" category="Broadband" subcategory="Activities" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Every parent will worry about internet safety for children, especially when they use social networks. So how can you let your youngsters use the internet while protecting them from the dangers?]]></article>
    
    
    
    
    
    
    
    <article productid="9136" date="30 April 2010" link="/newsandcommunity/news/review-of-the-week-alliance-leicester-personal-loan_0009136.aspx" title="Review of the week: Alliance &amp; Leicester Personal Loan" author="Kate Murphy" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[A price war, albeit a small one, has broken out in the personal loan market. ]]></article>
    
    
    
    
    
    
    
    <article productid="9133" date="29 April 2010" link="/newsandcommunity/news/is-travel-insurance-worth-buying_0009133.aspx" title="Is travel insurance worth buying?" author="Felicity Hannah" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Thousands of travellers who were affected by the volcanic ash cloud have been left out of pocket because they aren't covered by their travel insurance.]]></article>
    
    
    
    
    
    
    
    <article productid="9132" date="29 April 2010" link="/newsandcommunity/news/the-best-credit-cards-for-summer-2010_0009132.aspx" title="The best credit cards for summer 2010" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Summertime and the spending is easy...		 The summer months can be expensive but, from spreading the cost of a holiday to safely shopping overseas, a credit card can be a great help. But how can you use a card to smooth the way and where are the market-leading cards?]]></article>
    
    
    
    
    
    
    
    <article productid="9127" date="28 April 2010" link="/newsandcommunity/news/bikers-bring-down-your-premiums_0009127.aspx" title="Bikers! Bring down your premiums" author="Felicity Hannah" category="Insurance" subcategory="Bike" channellink="http://www.moneysupermarket.com/motorbike-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The sun is coming out, the rain is holding off and across the country, men and women are climbing into their leathers and onto their bikes - but how can they pay less for cover?]]></article>
    
    
    
    
    
    
    
    <article productid="9101" date="27 April 2010" link="/newsandcommunity/news/mortgages-fixed-vs-variable-rate_0009101.aspx" title="Mortgages: fixed vs variable rate" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Can't decide whether to go for a fixed or variable rate mortgage? You could go for both...		]]></article>
    
    
    
    
    
    
    
    <article productid="9093" date="23 April 2010" link="/newsandcommunity/news/get-a-mortgage-without-damaging-your-credit-rating_0009093.aspx" title="Get a mortgage without damaging your credit rating" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Making sure you bag the best mortgage deal can save thousands of pounds in interest payments. But even the very cheapest deals are not worth applying for if the process is going to jeopardise your credit rating...		]]></article>
    
    
    
    
    
    
    
    <article productid="9096" date="23 April 2010" link="/newsandcommunity/news/review-of-the-week-virgin-charity-credit-card_0009096.aspx" title="Review of the week: Virgin Charity Credit Card" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[If the sight of thousands of people pounding the streets in the London Marathon inspires you to do more for charity, one option is to opt for a charity credit card.]]></article>
    
    
    
    
    
    
    
    <article productid="9089" date="22 April 2010" link="/newsandcommunity/news/are-your-digital-downloads-insured_9089.aspx" title="Are your digital downloads insured?" author="Felicity Hannah" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Would your digital music collection be covered if you were forced to make a claim on your home insurance? The average UK adult has almost &pound;1,200-worth of music, films and software but just three in 10 of the most popular contents policies cover it...		]]></article>
    
    
    
    
    
    
    
    <article productid="9090" date="22 April 2010" link="/newsandcommunity/news/the-best-cash-isas-for-transfers_0009090.aspx" title="The best cash ISAs for transfers" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Savers are looking to use their ISA allowance early this year as they seek to beat low interest rates and rising inflation. But don't overlook the money you invested in previous tax years...]]></article>
    
    
    
    
    
    
    
    <article productid="9088" date="22 April 2010" link="/newsandcommunity/news/how-to-reclaim-your-volcano-travel-costs_0009088.aspx" title="How to reclaim volcano travel costs" author="Felicity Hannah" category="Money" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you've been stranded overseas by the ash cloud then you're probably hundreds, if not thousands, of pounds out of pocket. EU rules say you can reclaim that money - but how?]]></article>
    
    
    
    
    
    
    
    <article productid="9071" date="15 April 2010" link="/newsandcommunity/news/top-tip-use-a-credit-card-instead-of-a-loan_0009071.aspx" title="Top tip: Use a credit card instead of a loan" author="Clare Francis" category="Money" subcategory="BGT editors choice" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[If you think you need a loan, think again: a credit card could be a better option.]]></article>
    
    
    
    
    
    
    
    <article productid="9057" date="15 April 2010" link="/newsandcommunity/news/sarah-beenys-top-tips-for-homebuyers-and-sellers.aspx" title="Sarah Beeny's top tips for homebuyers and sellers" author="Sarah Beeny" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Sarah_Beeny_75x85.png" ><![CDATA[A flying start to 2010: predicted double dips, stamp duty cuts, the election and more mean the property market is even more uncertain than ever. ]]></article>
    
    
    
    
    
    
    
    <article productid="9055" date="15 April 2010" link="/newsandcommunity/news/leading-current-accounts-unpicked_0009055.aspx" title="Leading current accounts unpicked" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[You can get a lot out of a current account, if you choose the right one for you. From switching incentives to high interest rates and linked savings accounts, there's a lot to consider.]]></article>
    
    
    
    
    
    
    
    <article productid="9056" date="15 April 2010" link="/newsandcommunity/news/iphone-vs-blackBerry-which-one-to-choose_0009056.aspx" title="iPhone vs BlackBerry - which one to choose?" author="Kate Murphy" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[The debate rages on in the smartphone world as to which is better: iPhone or BlackBerry?]]></article>
    
    
    
    
    
    
    
    <article productid="9047" date="13 April 2010" link="/newsandcommunity/news/internet-or-high-street-where-would-you-go-to-find-your-next-home_0009047.aspx" title="Internet or High Street - where would you go to find your next home?" author="Sarah Beeny" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Sarah_Beeny_75x85.png" ><![CDATA[Twenty years ago if you wanted to buy a house, you would visit the local estate agents. Now it seems most of us look online.]]></article>
    
    
    
    
    
    
    
    <article productid="9007" date="09 April 2010" link="/newsandcommunity/news/how-to-beat-record-petrol-prices_0009007.aspx" title="How to beat record petrol prices" author="Felicity Hannah" category="Money" subcategory="Car" channellink="http://www.moneysupermarket.com/motoring/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Petrol prices are at a record high, but we've compiled a list of top tips that should help you offset the rising cost of driving.]]></article>
    
    
    
    
    
    
    
    <article productid="8999" date="09 April 2010" link="/newsandcommunity/news/mortgage-rates-fall_0008999.aspx" title="Mortgage rates fall" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The birds are singing and the evenings are lighter - both of which have got to mean that the start of the 2010 house-hunting season is underway...]]></article>
    
    
    
    
    
    
    
    <article productid="9000" date="09 April 2010" link="/newsandcommunity/news/beat-the-national-savings-crisis_0009000.aspx" title="Beat the national savings crisis" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The amount UK savers are earning in interest has halved since 2008, new figures show, so where are the top rates and how can you secure them?]]></article>
    
    
    
    
    
    
    
    <article productid="8998" date="09 April 2010" link="/newsandcommunity/news/your-personal-finance-manifesto_0008998.aspx" title="Your personal finance manifesto" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[We all face difficult and challenging personal finance decisions, whether we're savers searching for the best returns, or borrowers trying to bring down the cost of our debt.]]></article>
    
    
    
    
    
    
    
    <article productid="8997" date="09 April 2010" link="/newsandcommunity/news/review-of-the-week-sainsburys-credit-card-0-percent-for-twelve-months_0008997.aspx" title="Review of the week: Sainsbury's Credit Card 0% for 12 months" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[The credit card arena continues to be a hive of activity with Sainsbury's Finance the latest provider to enhance its offerings.]]></article>
    
    
    
    
    
    
    
    <article productid="8991" date="08 April 2010" link="/newsandcommunity/news/base-rate-held-but-economy-perks-up_0008991.aspx" title="Base rate held but economy perks up" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Once again, the Bank of England's Monetary Policy Committee has left base rate unchanged at 0.5%, despite inflation staying above the target 2%. So what's going on?]]></article>
    
    
    
    
    
    
    
    <article productid="8977" date="06 April 2010" link="/newsandcommunity/news/review-of-the-week-hsbc-two-year-fixed-rate-mortgage_0008977.aspx" title="Review of the week:  HSBC Two-Year Fixed Rate mortgage 2.99%" author="Kate Murphy" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[First-time buyers received a boost in last month's Budget when the Chancellor announced they would be exempt from stamp duty on properties worth&nbsp;up to &pound;250,000 for the next two years.]]></article>
    
    
    
    
    
    
    
    <article productid="8974" date="06 April 2010" link="/newsandcommunity/news/the-best-credit-cards_0008974.aspx" title="The best credit cards" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With so many different credit cards available, it can be hard to choose the right one for you. The best deal all depends on how you use it.]]></article>
    
    
    
    
    
    
    
    <article productid="8975" date="06 April 2010" link="/newsandcommunity/news/avoid-the-latest-mobile-phone-sting_0008975.aspx" title="Avoid the latest mobile phone sting" author="Felicity Hannah" category="Mobile Phones" subcategory="Holidays" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you use your mobile overseas, do you have any idea how much it's costing? We've taken a look at what you pay and how to cut it.]]></article>
    
    
    
    
    
    
    
    <article productid="8976" date="06 April 2010" link="/newsandcommunity/news/new-tax-year-time-to-open-an-isa_0008976.aspx" title="New tax year: time to open an ISA" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Another week, another tax year and do you know what that means? Time to start thinking about your ISA.]]></article>
    
    
    
    
    
    
    
    <article productid="8958" date="01 April 2010" link="/newsandcommunity/news/why-mobile-phone-bills-will-fall_0008958.aspx" title="Why mobile phone bills will fall" author="Felicity Hannah" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Success! After a lengthy campaign, supported by moneysupermarket.com, Ofcom has ruled that the cost of calling mobile phones must fall.]]></article>
    
    
    
    
    
    
    
    <article productid="8944" date="30 March 2010" link="/newsandcommunity/news/q-and-a-quinn-insurance-group-administration_0008944.aspx" title="Q&amp;A Quinn Insurance Group in administration" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Quinn Insurance Group has gone into administration, meaning Quinn Insurance UK has been ordered to stop writing new policies. But what does it mean if you're already insured by the company?]]></article>
    
    
    
    
    
    
    
    <article productid="8939" date="30 March 2010" link="/newsandcommunity/news/speeding-map-of-the-uk_0008939.aspx" title="Speeding map of the UK" author="Clare Francis" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The map (below) is based on almost 2million car insurance quotes run over the past few months on moneysupermarket.com. It shows the location of people (not where the offence took place) who have got 'SP30'driving convictions&nbsp;- that's speeding in a 30 mile an hour zone.]]></article>
    
    
    
    
    
    
    
    <article productid="8920" date="29 March 2010" link="/newsandcommunity/news/your-finances-how-the-political-parties-compare_0008920.aspx" title="Your finances: How the political parties compare" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The outcome of the General Election may be a difficult thing to call but one thing's for sure: the party that forms the next government will have to make some tough choices as it seeks to reduce the country's huge budget deficit. But what will these decisions mean for you and me?]]></article>
    
    
    
    
    
    
    
    <article productid="8934" date="29 March 2010" link="/newsandcommunity/news/would-you-bank-with-the-post-office_0008934.aspx" title="Would you bank with the Post Office?" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Post Office could soon be offering a much wider range of financial products under plans unveiled by the government today.]]></article>
    
    
    
    
    
    
    
    <article productid="8922" date="29 March 2010" link="/newsandcommunity/news/last-minute-isa-options_0008922.aspx" title="Last-minute ISA options" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The tax year may not officially end until midnight on 5 April but, because of Easter, the reality is that your options are limited if you haven't yet used your ISA allowance.]]></article>
    
    
    
    
    
    
    
    <article productid="8906" date="26 March 2010" link="/newsandcommunity/news/review-of-the-week-barclaycard-platinum-with-barclaycard-freedom_0008906.aspx" title="Review of the week:  Barclaycard Platinum with Barclaycard Freedom" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[The decision by Virgin to reduce the length of the interest-free period on its credit card means the Barclaycard Platinum now tops the balance transfer best buy table.]]></article>
    
    
    
    
    
    
    
    <article productid="8910" date="26 March 2010" link="/newsandcommunity/news/budget-in-depth-are-there-any-winners_0008910.aspx" title="Budget in depth: Are there any winners?" author="Felicity Hannah" category="Money" subcategory="Pensions" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Alistair Darling has given the final Budget of this parliament, but what difference will it make? We list the winners and the losers.]]></article>
    
    
    
    
    
    
    
    <article productid="8908" date="26 March 2010" link="/newsandcommunity/news/when-did-you-last-change-your-home-insurer_0008908.aspx" title="When did you last change your home insurer?" author="Kate Murphy" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Given our love of getting a good deal, we are letting ourselves down when it comes to home insurance.]]></article>
    
    
    
    
    
    
    
    <article productid="8912" date="26 March 2010" link="/newsandcommunity/news/last-chance-for-isas_0008912.aspx" title="Last chance for ISAs" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The Budget may have dominated the financial headlines over the last few days but the end of the tax year is near, so it's time to refocus as there's not long left if you haven't used your ISA allowance yet.]]></article>
    
    
    
    
    
    
    
    <article productid="8900" date="24 March 2010" link="/newsandcommunity/news/budget-2010-at-a-glance_0008900.aspx" title="Budget 2010 at a glance" author="Felicity Hannah" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Chancellor Alistair Darling has given what could be his last Budget announcement, pledging to secure the economic recovery, tackle borrowing and invest in the country's future.]]></article>
    
    
    
    
    
    
    
    <article productid="8603" date="23 March 2010" link="/newsandcommunity/news/fresh-ba-strikes-your-questions-answered_0008603.aspx" title="BA strike  - your questions answered" author="Bob Atkinson" category="Travel" subcategory="Flight" channellink="http://www.travelsupermarket.com/c/cheap-flights/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[Once again, British Airways (BA) cabin crew are set to strike. So will your travel plans be disrupted?]]></article>
    
    
    
    
    
    
    
    <article productid="8897" date="23 March 2010" link="/newsandcommunity/news/whats-changing-in-the-new-tax-year_0008897.aspx" title="What's changing in the new tax year?" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[On April 6, a new tax year begins and a raft of new tax allowances and measures will come into effect. So what's changing and will it affect you?]]></article>
    
    
    
    
    
    
    
    <article productid="8890" date="22 March 2010" link="/newsandcommunity/news/the-budget-2010-rumours_0008890.aspx" title="The Budget 2010 rumours" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Coming just weeks ahead of a general election, the Budget 2010 would normally be full of giveaways as the government tries to woo voters - but this year is far from normal.]]></article>
    
    
    
    
    
    
    
    <article productid="8882" date="19 March 2010" link="/newsandcommunity/news/best-reward-and-cashback-cards_0008882.aspx" title="Best reward and cashback cards" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Credit cards that reward you for spending on them are proving increasingly popular and a new scheme from Barclaycard, Freedom, means consumers now have even more choice. But which are the best schemes? We take a look.]]></article>
    
    
    
    
    
    
    
    <article productid="8881" date="18 March 2010" link="/newsandcommunity/news/current-accounts-changes-afoot_0008881.aspx" title="Current accounts: changes afoot" author="Laura Howard" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The banks may have won their prolific battle in the Supreme Court - which eventually ruled that the Office of Fair Trading (OFT) did not have the power to decide whether or not bank charges are unfair - but they are by no means off the hook yet.]]></article>
    
    
    
    
    
    
    
    <article productid="8877" date="18 March 2010" link="/newsandcommunity/news/easter-holiday-travel-checklist_0008877.aspx" title="Easter holiday travel checklist" author="Felicity Hannah" category="Travel" subcategory="Travel Money" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're heading away on holiday over the Easter break but still have a lot to organise before you go, don't worry - help is at hand. We've compiled a useful checklist to ensure you don't forget anything...		]]></article>
    
    
    
    
    
    
    
    <article productid="8878" date="18 March 2010" link="/newsandcommunity/news/review-of-the-week-hsbc-two-year-discount-mortgage_0008878.aspx" title="Review of the week:  HSBC two-year Discount Mortgage 1.99%" author="Kate Murphy" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Latest figures from the Council of Mortgage lenders revealed that mortgage lending rose 6% in February. Although it is still low when compared to the historic average, there are signs that consumer confidence is picking up and mortgage availability is improving. In turn, this seems to be helping to boost activity.]]></article>
    
    
    
    
    
    
    
    <article productid="8862" date="17 March 2010" link="/newsandcommunity/news/millions-of-drivers-are-breaking-the-law_0008862.aspx" title="Millions of drivers are breaking the law" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With car insurance premiums rising, it's not surprising that drivers are looking for ways to bring down the cost of cover. However, worrying research from moneysupermarket.com reveals that one in 10 families could be inadvertently breaking the law.]]></article>
    
    
    
    
    
    
    
    <article productid="8809" date="15 March 2010" link="/newsandcommunity/news/new-rights-for-credit-cardholders_0008809.aspx" title="New rights for credit cardholders" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The cost of your credit card could be about to fall considerably, thanks to new consumer rights announced today.]]></article>
    
    
    
    
    
    
    
    <article productid="8799" date="12 March 2010" link="/newsandcommunity/news/should-you-use-your-savings-to-pay-down-debt_0008799.aspx" title="Should you use your savings to pay off your credit card?" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you have credit card debt, should you use your savings to repay the balance? What difference will that make to the interest you pay? We take a look...		]]></article>
    
    
    
    
    
    
    
    <article productid="8800" date="12 March 2010" link="/newsandcommunity/news/is-it-really-getting-easier-to-land-yourself-a-mortgage_0008800.aspx" title="Is it really getting easier to land yourself a mortgage?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[It's two and a half years since the credit crunch broke, yet only recently has there been whisperings of mortgage lenders beginning to relax criteria.]]></article>
    
    
    
    
    
    
    
    <article productid="8803" date="12 March 2010" link="/newsandcommunity/news/big-six-cut-bills-but-you-could-still-pay-less_0008803.aspx" title="Big Six cut bills but you could still pay less" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Big Six energy firms&nbsp;have now all cut the cost of gas for their standard customers, a welcome development after a cold winter and some chillingly high bills.]]></article>
    
    
    
    
    
    
    
    <article productid="8801" date="12 March 2010" link="/newsandcommunity/news/why-dont-we-switch-more-to-save-more_0008801.aspx" title="Why don't we switch more to save more?" author="Felicity Hannah" category="Money" subcategory="Car" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[When it comes to spending less on your household bills and financial products, moving to a market-leading, money-saving deal can save you thousands of pounds. Here's how.]]></article>
    
    
    
    
    
    
    
    <article productid="8790" date="10 March 2010" link="/newsandcommunity/news/teachers-keith-and-brenda-save-almost-one-thousand-five-hundred-pounds_0008790.aspx" title="Teachers Keith and Brenda save almost 1,500" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Keith&nbsp;and Brenda Harper&nbsp;came to us for a makeover because they always feel they are left short at the end of the month.]]></article>
    
    
    
    
    
    
    
    <article productid="8785" date="09 March 2010" link="/newsandcommunity/news/review-of-the-week-halifax-direct-reward-isa_0008785.aspx" title="Review of the week: Halifax Direct Reward ISA" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The countdown is well and truly on if you want to use your ISA allowance this year, as the tax year ends on 5 April. Halifax has launched a new cash ISA to try and capitalise on the last-minute dash as savers rush to shelter money from the taxman.]]></article>
    
    
    
    
    
    
    
    <article productid="8780" date="09 March 2010" link="/newsandcommunity/news/best-cash-isas-unpicked_0008780.aspx" title="Best cash ISAs unpicked" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're looking for the best cash ISA home for your money, where are the leading accounts and what are the catches?]]></article>
    
    
    
    
    
    
    
    <article productid="8787" date="09 March 2010" link="/newsandcommunity/news/gas-prices-another-big-provider-cuts_0008787.aspx" title="More gas cuts - but are they enough?" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[More energy bill cuts as npower lowers its standard gas prices, but does the spate of recent&nbsp;reductions go far enough?]]></article>
    
    
    
    
    
    
    
    <article productid="8778" date="09 March 2010" link="/newsandcommunity/news/ten-laws-for-first-time-investors_0008778.aspx" title="Ten laws for first time investors" author="Robert Cole" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Robert_Coles_75x85.png" ><![CDATA[If you want to invest in the stock market for the first time but have no idea where to start or how to decide what to invest in, don't worry, you are not alone.]]></article>
    
    
    
    
    
    
    
    <article productid="8770" date="05 March 2010" link="/newsandcommunity/news/why-you-re-paying-too-much-for-gas_0008770.aspx" title="Why you're paying too much for gas" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you think your gas bills could be lower - you're probably right. UK gas bills are at a 10-year high but the cost energy firms have to pay is falling fast.]]></article>
    
    
    
    
    
    
    
    <article productid="8768" date="05 March 2010" link="/newsandcommunity/news/is-your-life-insurance-enough-for-your-family_0008768.aspx" title="Do you have enough life insurance?" author="Felicity Hannah" category="Insurance" subcategory="Life" channellink="http://www.moneysupermarket.com/LifeInsurance/uk-life-insurance.aspx" forum="49" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Could your dependents cope if you became ill and unable to work, or even died? It's not a pleasant thought, but it's something everyone with a family needs to think about.]]></article>
    
    
    
    
    
    
    
    <article productid="8751" date="04 March 2010" link="/newsandcommunity/news/review-of-the-week-virgin-credit-card-exclusive_0008751.aspx" title="Review of the week: Virgin 12/12 Credit Card" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[There's been more good news in the credit card arena with the launch of a new market-leading deal for purchases and balance transfers. The Virgin 12/12 Credit Card, which is available only&nbsp;through moneysupermarket.com until March 18, charges no interest on purchases or balance transfers for 12 months.]]></article>
    
    
    
    
    
    
    
    <article productid="8756" date="04 March 2010" link="/newsandcommunity/news/what-has-a-year-of-low-interest-rates-done-to-your-finances_0008756.aspx" title="What has a year of low interest rates done to your finances?" author="Clare Francis" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The Bank of England's Monetary Policy Committee has kept base rate on hold again this month. This means it has been at its historic low of 0.50% for a full 12 months.]]></article>
    
    
    
    
    
    
    
    <article productid="8748" date="03 March 2010" link="/newsandcommunity/news/how-to-beat-the-plummeting-pound_0008748.aspx" title="How to beat the plummeting pound" author="Felicity Hannah" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're heading overseas in the near future, the sinking value of sterling could mean you have less spending money than you'd hoped - so how can you make it go further?]]></article>
    
    
    
    
    
    
    
    <article productid="8723" date="02 March 2010" link="/newsandcommunity/news/pension-changes-what-they-mean-for-you_0008723.aspx" title="Pension changes: What do they mean for you?" author="Felicity Hannah" category="Money" subcategory="Pensions" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Changes to the state pension rules take effect next month, but what impact will they have on you?]]></article>
    
    
    
    
    
    
    
    <article productid="8708" date="26 February 2010" link="/newsandcommunity/news/top-ten-tips-if-you-re-looking-for-a-mortgage_0008708.aspx" title="Top 10 tips if you're looking for a mortgage" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Mortgage lending is down, so if you're in the market for a home loan, how can you be sure of finding the best deal?]]></article>
    
    
    
    
    
    
    
    <article productid="8707" date="26 February 2010" link="/newsandcommunity/news/review-of-the-week-santander-flexible-isa_0008707.aspx" title="Review of the week:  Santander Flexible ISA" author="Kate Murphy" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[The ISA season has started in earnest, as major player Santander launches its new market-leading account onto the market.]]></article>
    
    
    
    
    
    
    
    <article productid="8709" date="26 February 2010" link="/newsandcommunity/news/are-you-driving-without-cover-by-mistake_0008709.aspx" title="Are you driving without cover by mistake?" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[When you think of an uninsured driver, you probably picture a cash-strapped teenager deliberately going without cover to save money. But could you be accidentally invalidating your own policy?]]></article>
    
    
    
    
    
    
    
    <article productid="8705" date="26 February 2010" link="/newsandcommunity/news/where-s-best-to-stash-your-savings_0008705.aspx" title="Where's best to stash your savings?" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[There are so many savings accounts that finding the right one can be a challenge. So what's the best kind of account for you and where are the leading deals?]]></article>
    
    
    
    
    
    
    
    <article productid="8669" date="25 February 2010" link="/newsandcommunity/news/northern-rock-one-hundred-per-cent-guarantee-to-end_0008669.aspx" title="Northern Rock 100% guarantee to end" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Treasury has announced it will end its 100% guarantee on Northern Rock deposits in three months, so how can you make sure your money is safe?]]></article>
    
    
    
    
    
    
    
    <article productid="8660" date="24 February 2010" link="/newsandcommunity/news/could-you-pay-less-for-your-overdraft_0008660.aspx" title="Could you pay less for your overdraft?" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Millions of us live in our overdrafts&nbsp;but some people could save as much as &pound;240 a year by switching current accounts. Are you paying over the top fees for going overdrawn?]]></article>
    
    
    
    
    
    
    
    <article productid="8645" date="23 February 2010" link="/newsandcommunity/news/how-you-could-save-hundreds-on-your-energy-bills_0008645.aspx" title="How you could save hundreds on your energy bills" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[While the snow fell this winter, the profits made by the Big Six energy companies leapt, but you have the power to save hundreds of pounds on your bills.]]></article>
    
    
    
    
    
    
    
    <article productid="8599" date="22 February 2010" link="/newsandcommunity/news/what-you-need-to-know-about-stocks-and-shares-isas_0008599.aspx" title="What you need to know about stocks and shares ISAs" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Looking for a tax-free home for your savings? A stocks and share ISA could be for you.]]></article>
    
    
    
    
    
    
    
    <article productid="8592" date="19 February 2010" link="/newsandcommunity/news/are-you-ready-for-contactless-payments_0008592.aspx" title="Are you ready for contactless payments?" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The days of having to sign for a credit or debit card payment have gone; a Pin is all you need. But even that isn't necessarily a requirement - have you heard of contactless?]]></article>
    
    
    
    
    
    
    
    <article productid="8595" date="19 February 2010" link="/newsandcommunity/news/alliance-and-leicester-premier-direct-account_0008595.aspx" title="Review of the week: Alliance &amp; Leicester Premier Direct Account" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Most people have never switched their current account but with inflation on the up and base rate still at an all-time low could the prospect of earning 6.0% with Alliance &amp; Leicester's Premier Direct current account be enough to get you to change bank?]]></article>
    
    
    
    
    
    
    
    <article productid="8597" date="19 February 2010" link="/newsandcommunity/news/dont-lose-your-isa-allowance_0008597.aspx" title="Don't lose your ISA allowance" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[With latest figures showing inflation continuing to rise, savers need to do everything they can to seek out the best homes for their money. Yet millions are set to shun ISAs this tax year meaning they're effectively throwing money down the drain. This is a big mistake, particularly in these hard-pressed times.]]></article>
    
    
    
    
    
    
    
    <article productid="8593" date="19 February 2010" link="/newsandcommunity/news/should-you-take-outan-offset-mortgage_0008593.aspx" title="Should you take out an offset mortgage?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[In light of rising inflation and falling returns on savings, could an offset mortgage be a good idea?]]></article>
    
    
    
    
    
    
    
    <article productid="8567" date="17 February 2010" link="/newsandcommunity/news/new-cheapest-energy-tariff-only-with-moneysupermarket.aspx" title="New cheapest energy tariff only with moneysupermarket.com" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[For two days only and exclusively through moneysupermarket.com, there's a new cheapest dual fuel energy tariff available.]]></article>
    
    
    
    
    
    
    
    <article productid="8571" date="17 February 2010" link="/newsandcommunity/news/how-do-you-know-if-you-re-on-the-right-tax-code_0008571.aspx" title="How do you know if you're on the right tax code?" author="Felicity Hannah" category="Money" subcategory="Pensions" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[HM Revenue &amp; Customs has had to admit that thousands of taxpayers may have been sent the wrong tax codes for the new financial year.]]></article>
    
    
    
    
    
    
    
    <article productid="8542" date="16 February 2010" link="/newsandcommunity/news/More-misery-for-savers_0008542.aspx" title="More misery for savers" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Inflation rose again in January spelling more bad news for the country's savers.]]></article>
    
    
    
    
    
    
    
    <article productid="8534" date="16 February 2010" link="/newsandcommunity/news/is-your-town-plagued-by-uninsured-drivers_0008534.aspx" title="Is your town plagued by uninsured drivers?" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[A growing number of people are driving without insurance and moneysupermarket.com has compiled the top 10 UK hotspots for uninsured drivers - is your town one?]]></article>
    
    
    
    
    
    
    
    <article productid="8516" date="15 February 2010" link="/newsandcommunity/news/act-fast-to-benefit- from-boiler-scrappage-scheme_0008516.aspx" title="Act fast to benefit from boiler scrappage scheme" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Nearly half of the boiler scrappage scheme vouchers have already been grabbed, so it's time to act if you want to take part.]]></article>
    
    
    
    
    
    
    
    <article productid="8470" date="12 February 2010" link="/newsandcommunity/news/moving-house-get-organised_0008470.aspx" title="Moving house? Get organised...		" author="Laura Howard" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[It is said that moving home is up there with death and divorce in terms of the stresses that life can throw at you. But if you're organised and plan ahead the stress can be minimised and your move will hopefully be pretty straightforward.]]></article>
    
    
    
    
    
    
    
    <article productid="8475" date="12 February 2010" link="/newsandcommunity/news/car-financing-options_0008475.aspx" title="Car financing options" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Want to buy a new or second-hand car? How are you planning to pay for it?]]></article>
    
    
    
    
    
    
    
    <article productid="8478" date="12 February 2010" link="/newsandcommunity/news/make-money-from-your-purse_0008478.aspx" title="Make money from your purse" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[You probably feel like you only ever open your purse or wallet in order to spend money, but what if you could actually make cash from the contents?]]></article>
    
    
    
    
    
    
    
    <article productid="8435" date="11 February 2010" link="/newsandcommunity/news/review-of-the-week-the-aa-credit-card_0008435.aspx" title="Review of the week: The AA Credit Card" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The AA has launched a new credit card which rewards you for spending and offers an interest-free period on both purchases and balance transfers.]]></article>
    
    
    
    
    
    
    
    <article productid="8461" date="11 February 2010" link="/newsandcommunity/news/honda-and-toyota-recalls-your-questions-answered_0008461.aspx" title="Honda and Toyota recalls - your questions answered" author="Felicity Hannah" category="Motoring" subcategory="New Cars" channellink="http://www.moneysupermarket.com/car-insurance/" forum="11" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Millions of motorists face uncertainty this week, as two major car manufacturers started to recall certain models amid concerns over their safety.]]></article>
    
    
    
    
    
    
    
    <article productid="8425" date="09 February 2010" link="/newsandcommunity/news/does-your-travel-insurance-cover-your-ski-trip_0008425.aspx" title="Does your travel insurance cover your ski trip?" author="Felicity Hannah" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're off skiing this half term are you prepared for the worst on the piste? Would your travel insurance cover the full cost of a catastrophe or leave you out in the cold?]]></article>
    
    
    
    
    
    
    
    <article productid="8388" date="05 February 2010" link="/newsandcommunity/news/calling-all-savers-act-now_0008388.aspx" title="Calling all savers...		 act now" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Savings rates are starting to fall, so you should act now to grab the best rate possible for your money.]]></article>
    
    
    
    
    
    
    
    <article productid="8390" date="05 February 2010" link="/newsandcommunity/news/review-of-the-week-british-gas-websaver-six_0008390.aspx" title="Review of the week:  British Gas WebSaver 6" author="Kate Murphy" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Whilst we are gripped by the coldest winter in 30 years, the news that our winter energy bills will be 20% higher than last year doesn't exactly warm our hearts.]]></article>
    
    
    
    
    
    
    
    <article productid="8389" date="05 February 2010" link="/newsandcommunity/news/should-you-protect-your-no-claims-discount_0008389.aspx" title="Should you protect your no claims discount?" author="Kate Murphy" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Protecting your no claims discount can seem costly, however, you might regret not doing so if you ever have to make a claim.]]></article>
    
    
    
    
    
    
    
    <article productid="8391" date="05 February 2010" link="/newsandcommunity/news/remortgaging-explained_0008391.aspx" title="Remortgaging explained" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Recent changes in mortgage rates mean that millions of borrowers are paying more than they need on their home loan and would be better off switching to another deal. But for many, the mortgage market is just a maze of confusion, so how do you find your way through and work out what you should do?]]></article>
    
    
    
    
    
    
    
    <article productid="8372" date="04 February 2010" link="/newsandcommunity/news/base-rate-unchanged-so-where-are-the-best-deals_0008372.aspx" title="Base rate unchanged, so where are the best deals?" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Another month, another Monetary Policy Committee (MPC) decision. Once again, it's decided to keep the base rate at 0.50%, meaning we're now in the 11th consecutive month of this historically low rate.]]></article>
    
    
    
    
    
    
    
    <article productid="8376" date="04 February 2010" link="/newsandcommunity/news/price-war-hope-as-british-gas-cuts-bills_0008376.aspx" title="Price war hope as British Gas cuts bills" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[From today, British Gas customers will see a 7% drop in the price of gas, saving 8million homes an average of &pound;56 a year.]]></article>
    
    
    
    
    
    
    
    <article productid="8358" date="03 February 2010" link="/newsandcommunity/news/how-to-put-the-freeze-on-rising-energy-bills_0008358.aspx" title="How to put the freeze on energy bills" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's been a bleak winter for bill payers. Thanks to the coldest weather in 30 years, UK homes now face record high energy bills for the last quarter&nbsp;- up by as much as 20% on the previous year.]]></article>
    
    
    
    
    
    
    
    <article productid="8278" date="02 February 2010" link="/newsandcommunity/news/dont-get-caught-by-scammers_0008278.aspx" title="Don't get caught by scammers" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[&nbsp;Have you won the Spanish lottery or been chosen to inherit a lost fortune? Almost certainly not, but you may have been the subject of a scam attack.]]></article>
    
    
    
    
    
    
    
    <article productid="8276" date="02 February 2010" link="/newsandcommunity/news/esme-saves-an-amazing-four-thousand-eight-hundred-pounds_0008276.aspx" title="Esme is 4,800 better off thanks to moneysupermarket.com" author="Kate Murphy" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Esme Smith, 46 from Devon, asked moneysupermarket .com for a makeover after she&nbsp;came into&nbsp;a large sum of money which she currently has sitting in a low-rate current account.]]></article>
    
    
    
    
    
    
    
    <article productid="8268" date="01 February 2010" link="/newsandcommunity/news/could-you-save-hundreds-of-pounds-calling-mobiles_0008268.aspx" title="Could you save hundreds calling mobiles?" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Do you spend a small fortune each month calling mobiles from your landline? Well, a new deal from Virgin Media could change all that.]]></article>
    
    
    
    
    
    
    
    <article productid="8253" date="29 January 2010" link="/newsandcommunity/news/review-of-the-week-barclaycard-platinum_0008253.aspx" title="Review of the week:  Barclaycard Platinum" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[The credit card market is a hive of activity with new products being launched and existing deals changed.]]></article>
    
    
    
    
    
    
    
    <article productid="8250" date="29 January 2010" link="/newsandcommunity/news/is-it-time-to-fix-your-mortgage_8250.aspx" title="Is it time to fix your mortgage?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Homeowners kicking back and enjoying sustained low rates on their mortgage could be jolted into taking action sooner than they thought...		]]></article>
    
    
    
    
    
    
    
    <article productid="8254" date="29 January 2010" link="/newsandcommunity/news/how-to-be-a-savvy-saver_8254.aspx" title="How to be a savvy saver" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's easy to be swayed by the headline rate when you're picking a savings account, but the terms and conditions on many&nbsp;of them&nbsp;are becoming increasingly complex, so there are other things to consider too.]]></article>
    
    
    
    
    
    
    
    <article productid="8252" date="29 January 2010" link="/newsandcommunity/news/beat-rocketing-car-insurance-costs_0008252.aspx" title="Beat rocketing car insurance costs" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you've recently renewed your car insurance, you probably noticed that some of the quotes you received were far higher than last year.]]></article>
    
    
    
    
    
    
    
    <article productid="8231" date="27 January 2010" link="/newsandcommunity/news/what-can-you-do-if-you-re-drowning-in-debt_0008231.aspx" title="What can you do if you're drowning in debt?" author="Felicity Hannah" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're drowning in debt, you may feel as though there's no way out and nowhere to turn. However, that is not the case.]]></article>
    
    
    
    
    
    
    
    <article productid="8213" date="26 January 2010" link="/newsandcommunity/news/more-help-for-those-with-mortgage-problems_0008213.aspx" title="More help for those with mortgage problems" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[New mortgage rules bring good news for thousands of borrowers struggling to keep up with their monthly repayments.]]></article>
    
    
    
    
    
    
    
    <article productid="8216" date="26 January 2010" link="/newsandcommunity/news/uk-finally-claws-out-of-recession_0008216.aspx" title="UK finally claws out of recession" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The UK economy has officially come out of recession, with new figures showing it started to grow in the last three months of last year.]]></article>
    
    
    
    
    
    
    
    <article productid="8210" date="25 January 2010" link="/newsandcommunity/news/drivers-hit-by-biggest-ever-premium-hike_8210.aspx" title="Drivers hit by biggest ever premium hike" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The cost of the average car insurance premium has soared by almost a fifth over the last 12 months, new research has shown.]]></article>
    
    
    
    
    
    
    
    <article productid="8208" date="25 January 2010" link="/newsandcommunity/news/is-superfast-internet-coming-to-you_0008208.aspx" title="Is superfast internet coming to you?" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Coming soon to an information highway near you...		 BT has announced it's ready to start offering a superfast internet service, so should you brace yourself for super speeds?]]></article>
    
    
    
    
    
    
    
    <article productid="8200" date="22 January 2010" link="/newsandcommunity/news/how-to-book-your-holiday-with-confidence_0008200.aspx" title="How to book your holiday with confidence" author="Bob Atkinson" category="Travel" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[There's been a tonne of bad news for holidaymakers over the last 18 months, with air, road and rail all being disrupted.]]></article>
    
    
    
    
    
    
    
    <article productid="8198" date="22 January 2010" link="/newsandcommunity/news/inflation-blow-to-savers_0008198.aspx" title="Inflation blow to savers" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Savers received a kick in the teeth with the latest inflation figures, which revealed a sharper-than-expected rise in the cost of living.]]></article>
    
    
    
    
    
    
    
    <article productid="8197" date="22 January 2010" link="/newsandcommunity/news/is-it-a-good-time-to-buy-a-house_0008197.aspx" title="Is it a good time to buy a house?" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[2010 was earmarked by many experts as the year that would kick off the start of recovery in the moribund mortgage and housing markets. And, with just three weeks of the year under our belts, indicators are suggesting this could indeed be the case.]]></article>
    
    
    
    
    
    
    
    <article productid="8193" date="22 January 2010" link="/newsandcommunity/news/review-of-the-week-nationwide-building-society-personal-loan_0008193.aspx" title="Review of the week:  Nationwide Building Society Personal Loan" author="Kate Murphy" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Personal loans are still a popular choice for those looking to consolidate debts or make an all important purchase.]]></article>
    
    
    
    
    
    
    
    <article productid="8190" date="20 January 2010" link="/newsandcommunity/news/personal-loan-rates-finally-falling_0008190.aspx" title="Personal loan rates finally falling" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The average cost of the ten best personal loans has fallen to its lowest in almost a year, so where are the best deals?]]></article>
    
    
    
    
    
    
    
    <article productid="8189" date="20 January 2010" link="/newsandcommunity/news/know-your-credit-score_0008189.aspx" title="Know your credit score" author="Kate Murphy" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[It's more important than ever to know your credit score, but why is this the case and how do you find out what information is held about you on your credit file?]]></article>
    
    
    
    
    
    
    
    <article productid="8186" date="19 January 2010" link="/newsandcommunity/news/inflation-reaches-unexpected-heights_0008186.aspx" title="Inflation reaches unexpected heights" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Just when you thought it was safe to go back in the shops, December's Consumer Prices Index (CPI) figures came out, showing that inflation is far higher than had been expected.]]></article>
    
    
    
    
    
    
    
    <article productid="8150" date="18 January 2010" link="/newsandcommunity/news/new-rules-for-doorstep-energy-selling_0008150.aspx" title="New rules for doorstep energy selling" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's good news for consumers today as a new rule comes into play that gives them greater protection from doorstep energy sales staff.]]></article>
    
    
    
    
    
    
    
    <article productid="8111" date="15 January 2010" link="/newsandcommunity/news/how-to-get-on-top-of-your-debt_0008111.aspx" title="How to get on top of your debt" author="Felicity Hannah" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[We're all worried about how the government's going to tackle the country's national debt, but do we pay enough attention to our own borrowing?]]></article>
    
    
    
    
    
    
    
    <article productid="8116" date="15 January 2010" link="/newsandcommunity/news/what-has-the-big-freeze-done-to-your-home_0008116.aspx" title="What has the Big Freeze done to your home?" author="Laura Howard" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[After the Big Freeze comes the Big Thaw but how has your house coped with the heavy snow and sub-zero temperatures it's been subjected to recently?]]></article>
    
    
    
    
    
    
    
    <article productid="8117" date="15 January 2010" link="/newsandcommunity/news/why-a-zero-per-cent-credit-card-may-not-be-the-best-deal-for-you_0008117.aspx" title="Why a 0% credit card may not be the best deal for you" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[If you are looking to transfer an existing credit or store card debt onto a card charging a lower rate of interest, you'll probably focus on 0% deals. However, this may not actually be the best option for you.]]></article>
    
    
    
    
    
    
    
    <article productid="8121" date="15 January 2010" link="/newsandcommunity/news/review-of-the-week-santander-two-year-fixed-rate-bond_0008121.aspx" title="Review of the week: Santander Two-year Fixed Rate Bond" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Fixed rate bonds are a popular choice with savers at the moment. While they are less flexible than easy access accounts, they are paying higher rates of interest. And with the Bank of England base rate at a record low of 0.5%, maximising returns is more important than ever.]]></article>
    
    
    
    
    
    
    
    <article productid="8122" date="15 January 2010" link="/newsandcommunity/news/mortgage-rates-starting-to-fall_0008122.aspx" title="Mortgage rates starting to fall" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Could the freeze on British mortgage lending be starting to thaw? It's beginning to look that way, as a number of lenders have cut their rates over the last few weeks.]]></article>
    
    
    
    
    
    
    
    <article productid="8095" date="13 January 2010" link="/newsandcommunity/news/demand-for-four-by-fours-set-to-soar-after-the-big-freeze_0008095.aspx" title="Demand for 4x4s set to soar after the 'Big Freeze'" author="Clare Francis" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The 'Big Freeze' continues to cause chaos for thousands of motorists. Many have been forced to abandon their cars because of the snow and the treacherous weather conditions are also resulting in a huge increase in the number of road accidents.]]></article>
    
    
    
    
    
    
    
    <article productid="8077" date="12 January 2010" link="/newsandcommunity/news/free-laptops-for-some-are-you-one_0008077.aspx" title="Free laptops for some, are you one?" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The government is rolling out a new scheme aimed at helping those from low-income households to get online at home.]]></article>
    
    
    
    
    
    
    
    <article productid="8064" date="12 January 2010" link="/newsandcommunity/news/goodbye-abbey-and-bradfordand-and-bingley-hello-santander_0008064.aspx" title="Goodbye Abbey and Bradford &amp; Bingley; Hello Santander" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Customers of Abbey and Bradford &amp; Bingley (B&amp;B) will notice something different when they next visit their branch or log on to their online banking service: the brands are no more.]]></article>
    
    
    
    
    
    
    
    <article productid="8004" date="08 January 2010" link="/newsandcommunity/news/could-you-improve-your-credit-score_0008004.aspx" title="Could you improve your credit score?" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you decide to apply for a loan, you'll have a better chance of being accepted and getting a competitive rate if your credit rating is good.]]></article>
    
    
    
    
    
    
    
    <article productid="8012" date="08 January 2010" link="/newsandcommunity/news/get-more-from-your-current-account_0008012.aspx" title="Get more from your current account" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The Office of Fair Trading may have backed down in the battle over bank charges but that doesn't mean it is all bad news for consumers when it comes to current accounts.]]></article>
    
    
    
    
    
    
    
    <article productid="8002" date="08 January 2010" link="/newsandcommunity/news/why-it-s-becoming-harder-to-get-a-loan_0008002.aspx" title="Why it's becoming harder to get a loan" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[A new pricing strategy by the country's biggest personal loan provider could make it even harder for people to find the best deal.]]></article>
    
    
    
    
    
    
    
    <article productid="8003" date="08 January 2010" link="/newsandcommunity/news/review-of-the-week-icici-bank-hisave-three-year-fixed-rate-account_0008003.aspx" title="Review of the week: ICICI Bank HiSAVE 3 Year Fixed Rate Account" author="Kate Murphy" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[With the base rate held for the tenth consecutive month and no sign of it moving in the foreseeable future, times continue to be tough for savers. However, the good news is that the leading savings accounts are paying significantly more than the 0.5% base rate.]]></article>
    
    
    
    
    
    
    
    <article productid="8014" date="08 January 2010" link="/newsandcommunity/news/is-your-savings-rate-about-to-plummet_0008014.aspx" title="Is your savings rate about to plummet?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[If you were one of the millions of savers who opened an easy access account early last year it's time to check the rate and get ready to move your money. Many included 12 month bonuses which are about to end.]]></article>
    
    
    
    
    
    
    
    <article productid="7994" date="07 January 2010" link="/newsandcommunity/news/happy-new-year-no-new-base-rate_0007994.aspx" title="Happy New Year, no new base rate" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Well, once again, and to no one's surprise, the Bank of England's Monetary Policy Committee (MPC) has voted to keep the base rate at 0.50%, for the tenth month in a row.]]></article>
    
    
    
    
    
    
    
    <article productid="7991" date="06 January 2010" link="/newsandcommunity/news/how-to-guzzle-less-gas-at-home_0007991.aspx" title="Tips to beat the Big Freeze" author="Felicity Hannah" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The National Grid has announced that supplies of gas are low - only the second time it has issued such a warning.]]></article>
    
    
    
    
    
    
    
    <article productid="7980" date="05 January 2010" link="/newsandcommunity/news/will-you-benefit-from-the-boiler-scrappage-scheme_0007980.aspx" title="Will you benefit from the boiler scrappage scheme?" author="Felicity Hannah" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[One of the most talked-about pledges in the Pre-Budget Report - the boiler scrappage scheme - has finally been launched, offering some households the chance to save at least &pound;400 on the cost of a new boiler.]]></article>
    
    
    
    
    
    
    
    <article productid="7915" date="04 January 2010" link="/newsandcommunity/news/give-yourself-a-money-mot_0007915.aspx" title="Give yourself a money MOT" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Chances are you could probably save yourself hundreds, if not thousands of pounds by reviewing your finances and the New Year is the perfect time to tackle the task.]]></article>
    
    
    
    
    
    
    
    <article productid="7914" date="04 January 2010" link="/newsandcommunity/news/are-you-getting-the-best-deal-on-your-broadband_0007914.aspx" title="Are you getting the best deal on your broadband?" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Around one million Tiscali customers will have their broadband connection transferred to TalkTalk on January 7 following a takeover,&nbsp;but will this end up costing them more?]]></article>
    
    
    
    
    
    
    
    <article productid="7920" date="04 January 2010" link="/newsandcommunity/news/review-of-the-week-virgin-credit-card_0007920.aspx" title="Review of the week: Virgin Credit Card" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[With the festive period almost at an end, this is the time where many of us start to count the cost of our Christmas spending.]]></article>
    
    
    
    
    
    
    
    <article productid="7911" date="31 December 2009" link="/newsandcommunity/news/top-tips-to-clear-christmas-debts_0007911.aspx" title="Top tips to clear Christmas debts" author="Kate Murphy" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[While the festive period can cause us to be more generous than usual and encourage us to have a good time, the New Year is when reality sets in and we look at how much that bit of Christmas indulgence has cost us.]]></article>
    
    
    
    
    
    
    
    <article productid="7886" date="23 December 2009" link="/newsandcommunity/news/winter-chaos-will-your-travel-insurance-cover-you_0007886.aspx" title="Winter chaos - will your travel insurance cover you?" author="Felicity Hannah" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[There has been incredible disruption to people's travel plans this year, as threatened strikes, broken trains, collapsing airlines and extreme weather forced thousands of people to abandon their Christmas trips.]]></article>
    
    
    
    
    
    
    
    <article productid="7870" date="22 December 2009" link="/newsandcommunity/news/pressure-mounts-for-fairer-credit-applications_0007870.aspx" title="Pressure mounts for fairer credit applications" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It should be easier for customers to shop around for personal loans and credit cards without harming their credit rating, according to an important new report.]]></article>
    
    
    
    
    
    
    
    <article productid="7867" date="22 December 2009" link="/newsandcommunity/news/how-to-choose-the-best-iphone-tariff_0007867.aspx" title="How to choose the best iPhone tariff" author="Felicity Hannah" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're planning to treat yourself to an iPhone ready for 2010 then the good news is there's never been so much choice.]]></article>
    
    
    
    
    
    
    
    <article productid="7866" date="22 December 2009" link="/newsandcommunity/news/oft-drops-bank-charges-case_0007866.aspx" title="OFT drops bank charges case" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The Office of Fair Trading (OFT) has confirmed it will not take any further court action over the fairness of unauthorised overdraft fees. The announcement will be a bitter blow for the 1.1million people who had been hoping to have their bank charges refunded.]]></article>
    
    
    
    
    
    
    
    <article productid="7853" date="21 December 2009" link="/newsandcommunity/news/safely-driving-home-for-christmas_0007853.aspx" title="(Safely) driving home for Christmas" author="Felicity Hannah" category="Insurance" subcategory="Breakdown" channellink="http://www.moneysupermarket.com/roadsiderescue/" forum="14" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's beginning to feel a lot like Christmas, as snow settles across much of the UK, but how can you stay safe on icy roads?]]></article>
    
    
    
    
    
    
    
    <article productid="7843" date="21 December 2009" link="/newsandcommunity/news/another-travel-firm-goes-bust_0007843.aspx" title="Another travel firm goes bust...		" author="Bob Atkinson" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/c/cheap-flights/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[The winter of traveller discontent continues with the announcement that Albury Travel Group has now also gone under.]]></article>
    
    
    
    
    
    
    
    <article productid="7829" date="18 December 2009" link="/newsandcommunity/news/father-christmas-saves-one-thousand-four-hundred-pounds-with-moneysupermarketdotcom_0007829.aspx" title="Father Christmas saves 1,400 with moneysupermarket.com" author="Felicity Hannah" category="Money" subcategory="Home" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's not cheap being Santa, so when he asked moneysupermarket.com for a makeover, we could hardly refuse.]]></article>
    
    
    
    
    
    
    
    <article productid="7834" date="17 December 2009" link="/newsandcommunity/news/christmas-back-on-as-ba-strike-illegal_0007834.aspx" title="Christmas back on as BA strike 'illegal'" author="Bob Atkinson" category="Insurance" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[A High Court hearing has declared the planned BA strike action illegal, so can travellers now relax?]]></article>
    
    
    
    
    
    
    
    <article productid="7794" date="17 December 2009" link="/newsandcommunity/news/what-to-do-if-you-re-a-globespan-or-flyglobespan-customer_0007794.aspx" title="What to do if you're a Globespan or flyglobespan customer" author="Felicity Hannah" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's yet more bad news for Christmas travellers as news breaks that Scottish travel group Globespan has gone into administration.]]></article>
    
    
    
    
    
    
    
    <article productid="7755" date="15 December 2009" link="/newsandcommunity/news/how-to-clear-christmas-credit-card-debt_0007755.aspx" title="How to clear Christmas credit card debt" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Christmas is an expensive time and many people end up hitting their credit cards more than they meant to.]]></article>
    
    
    
    
    
    
    
    <article productid="7747" date="14 December 2009" link="/newsandcommunity/news/ba-strike-your-christmas-travel-questions-answered_0007747.aspx" title="BA strike - your Christmas travel questions answered" author="Bob Atkinson" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[The 12 days of Christmas have become 12 days of strikes, as British Airways (BA) cabin crew plan more than a week of action.]]></article>
    
    
    
    
    
    
    
    <article productid="7742" date="14 December 2009" link="/newsandcommunity/news/new-npower-tariff-comes-out-on-top_0007742.aspx" title="New npower tariff comes out on top" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The weather outside is frightful but a warm home at Christmas is delightful - and with a price war in full swing, that may cost less than you think.]]></article>
    
    
    
    
    
    
    
    <article productid="7736" date="11 December 2009" link="/newsandcommunity/news/review-of-the-week-sainsburys-finance-loan_0007736.aspx" title="Review of the week: Sainsbury's Finance Loan" author="Kate Murphy" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[If you've overindulged on the Christmas shopping already, you may be thinking about&nbsp;how you are going to pay off your festive spending once the New Year kicks in.]]></article>
    
    
    
    
    
    
    
    <article productid="7733" date="11 December 2009" link="/newsandcommunity/news/last-minute-holiday-bargains_0007733.aspx" title="Last-minute holiday bargains" author="Felicity Hannah" category="Travel" subcategory="Travel Money" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Well, the nation's children might be excitedly awaiting Christmas but the grown-ups just want to get away from it all.]]></article>
    
    
    
    
    
    
    
    <article productid="7732" date="11 December 2009" link="/newsandcommunity/news/how-will-the-two-thousand-and-nine-pre-budget-report-affect-you_007732.aspx" title="How will the 2009 Pre-Budget Report affect you?" author="Felicity Hannah" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Last Wednesday, Chancellor Alistair Darling made his Pre-Budget Report speech to the House of Commons, promising to slash the deficit, protect the poor and rein in spending.]]></article>
    
    
    
    
    
    
    
    <article productid="7735" date="11 December 2009" link="/newsandcommunity/news/make-your-holiday-money-go-further_0007735.aspx" title="Make your holiday money go further" author="Kate Murphy" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[With many looking to get away this festive season to either sunnier climes or to hit the slopes, it's important to think about getting the most of your foreign currency - particularly given the weakness of the pound.]]></article>
    
    
    
    
    
    
    
    <article productid="7729" date="10 December 2009" link="/newsandcommunity/news/mortgage-lenders-slash-rates-despite-base-rate-decision_0007729.aspx" title="Mortgage lenders slash rates despite base rate decision" author="Jessica Bown" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The Bank of England's Monetary Policy Committee has left interest rates on hold at 0.5% for the ninth consecutive month.]]></article>
    
    
    
    
    
    
    
    <article productid="7724" date="09 December 2009" link="/newsandcommunity/news/pre-budget-report-two-thousand-and-nine-at-a-glance_0007724.aspx" title="Pre-Budget Report 2009 at a glance" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Today the Chancellor of the Exchequer Alistair Darling delivered his Pre-Budget Report, but what was in it?]]></article>
    
    
    
    
    
    
    
    <article productid="7717" date="08 December 2009" link="/newsandcommunity/news/happy-tenth-birthday-moneysupermarket-dot-com_0007717.aspx" title="Happy 10th birthday moneysupermarket.com!" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Today marks moneysupermarket.com's tenth birthday.]]></article>
    
    
    
    
    
    
    
    <article productid="7664" date="07 December 2009" link="/newsandcommunity/news/british-gas-cuts-energy-prices_0007664.aspx" title="British Gas cuts energy prices" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Good news for UK households, as British Gas has finally responded to months of price cuts from competitors and launched a new tariff - making it the cheapest of the Big Six providers.]]></article>
    
    
    
    
    
    
    
    <article productid="7631" date="04 December 2009" link="/newsandcommunity/news/is-yours-one-of-the-most-expensive-car-insurance-postcodes_0007631.aspx" title="Is yours one of the most expensive car insurance postcodes?" author="Kate Murphy" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Scottish drivers pay the lowest car insurance premiums according to new research from moneysupermarket.com, while those in Birmingham and Manchester are hit with the highest insurance costs. ]]></article>
    
    
    
    
    
    
    
    <article productid="7637" date="04 December 2009" link="/newsandcommunity/news/it-worker-saves-hundreds-with-moneysupermarketdotcom_0007637.aspx" title="IT worker saves 729 with moneysupermarket.com" author="Kate Murphy" category="Money" subcategory="Car" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Jan Flanigan-Taylor contacted moneysupermarket.com for a makeover because, like many of us, she's worried about how she would manage if she ever came under threat of redundancy.]]></article>
    
    
    
    
    
    
    
    <article productid="7635" date="04 December 2009" link="/newsandcommunity/news/review-of-the-week-first-direct-lifetime-tracker_0007635.aspx" title="Review of the week: First Direct lifetime tracker" author="Kate Murphy" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Offset mortgages have never really taken off here in the UK. This is partly down to the fact that many people don't fully understand how they work and what the benefits can be, but price will also be a factor.]]></article>
    
    
    
    
    
    
    
    <article productid="7634" date="04 December 2009" link="/newsandcommunity/news/are-you-getting-the-most-from-your-credit-card_0007634.aspx" title="Are you getting the most from your credit card?" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[With less than three weeks until Christmas, it won't be just the bells that are ringing - tills up and down the country will be too. Shoppers are expected to spend &pound;10.5billion, according to new research from Airmiles.]]></article>
    
    
    
    
    
    
    
    <article productid="7629" date="04 December 2009" link="/newsandcommunity/news/be-smart-and-cut-your-energy-bills_0007629.aspx" title="Be smart and cut your energy bills" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The government has spoken and all energy suppliers are to be responsible for fitting smart meters into the nation's homes by 2020.]]></article>
    
    
    
    
    
    
    
    <article productid="7596" date="01 December 2009" link="/newsandcommunity/news/how-to-beat-ryanair-card-fees_0007596.aspx" title="How to beat Ryanair card fees" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/prepaidcards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're a frequent flier with budget airline Ryanair, you're probably aware that you can avoid card fees by paying with a Visa Electron card - but that's all about to change.]]></article>
    
    
    
    
    
    
    
    <article productid="7600" date="01 December 2009" link="/newsandcommunity/news/yorkshire-and-chelsea-to-merge_0007600.aspx" title="Yorkshire and Chelsea to merge?" author="Kate Murphy" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Yorkshire and Chelsea Building Societies have today announced that they are in an advanced stage of talks with regards to a possible merger.]]></article>
    
    
    
    
    
    
    
    <article productid="7556" date="27 November 2009" link="/newsandcommunity/news/who-s-using-your-wireless-broadband_0007556.aspx" title="Who's using your wireless broadband?" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're one of the millions of people using wireless broadband, are you doing all you can to protect yourself from hijackers?]]></article>
    
    
    
    
    
    
    
    <article productid="7557" date="27 November 2009" link="/newsandcommunity/news/review-of-the-week-barclaycard-initial_0007557.aspx" title="Review of the week: Barclaycard Initial" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[If you don't have a high enough credit score to bag a market-leading card, could the Barclaycard Initial be right for you?]]></article>
    
    
    
    
    
    
    
    <article productid="7558" date="27 November 2009" link="/newsandcommunity/news/get-ready-to-switch-your-current-account_0007558.aspx" title="Switch your current account" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If your overdraft costs are rocketing then don't panic, loads of providers have changed the way they price their current accounts and there's more choice than ever before. It's time to vote with your feet and find a better deal.]]></article>
    
    
    
    
    
    
    
    <article productid="7554" date="26 November 2009" link="/newsandcommunity/news/the-clock-is-ticking-on-fixed-rate-bonds_0007554.aspx" title="The clock is ticking on fixed rate bonds" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Getting a decent return on savings is tricky enough with interest rates at a paltry 0.5% - but this isn't the only hurdle for savers. ]]></article>
    
    
    
    
    
    
    
    <article productid="7544" date="25 November 2009" link="/newsandcommunity/news/what-now-for-bank-charges_0007544.aspx" title="What now for bank charges?" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Consumers have been dealt a huge blow today in the ongoing battle to reclaim bank charges.]]></article>
    
    
    
    
    
    
    
    <article productid="7548" date="25 November 2009" link="/newsandcommunity/news/bank-charges-how-we-got-here_0007548.aspx" title="Bank charges: how we got here" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Many people are feeling surprised and disappointed by today's decision from the Supreme Court, but how did the case unfold?]]></article>
    
    
    
    
    
    
    
    <article productid="7534" date="24 November 2009" link="/newsandcommunity/news/how-to-claim-home-insurance-after-a-flood_0007534.aspx" title="How to claim home insurance after a flood" author="Felicity Hannah" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you've been flooded out of your home then you're probably still reeling from the shock, but there are things you can do to progress your home insurance claim and get back under your own roof as early as possible.]]></article>
    
    
    
    
    
    
    
    <article productid="7511" date="20 November 2009" link="/newsandcommunity/news/floods-everything-you-need-to-know_0007511.aspx" title="Floods - everything you need to know" author="Felicity Hannah" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's a frightening thought that some parts of the country are under eight feet of water and the Cumbrian floods have been described as a once-in-a-thousand-years event. So if you're at risk, what do you need to know?]]></article>
    
    
    
    
    
    
    
    <article productid="7487" date="20 November 2009" link="/newsandcommunity/news/shop-for-less-this-christmas_0007487.aspx" title="Shop for less this Christmas" author="Felicity Hannah" category="Shopping" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[We've scoured the supermarkets and hounded the high street to bring you the best bargains for turkeys, party food and drink, presents and board games so far this year.]]></article>
    
    
    
    
    
    
    
    <article productid="7490" date="20 November 2009" link="/newsandcommunity/news/why-you-need-cover-before-hitting-the-slopes_0007490.aspx" title="Why you need cover before hitting the slopes" author="Liz Phillips" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Liz_Phillips_75x85.png" ><![CDATA[Despite the credit crunch, nearly three million holidaymakers will head for the ski slopes over the winter months.]]></article>
    
    
    
    
    
    
    
    <article productid="7453" date="20 November 2009" link="/newsandcommunity/news/stay-safe-online-this-christmastime_0007453.aspx" title="Stay safe online this Christmastime" author="Felicity Hannah" category="Shopping" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With more than three-quarters of the UK population shopping on the web this Christmas, it's never been more important to consider your online safety.]]></article>
    
    
    
    
    
    
    
    <article productid="7492" date="20 November 2009" link="/newsandcommunity/news/review-of-the-week-santander-zero-current-account_0007492.aspx" title="Review of the week:  Santander ZERO Current Account" author="Kate Murphy" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Another stage in the ongoing battle between the banks and the Office of Fair Trading over the fairness of overdraft charges will end on Wednesday. The Supreme Court will announce its decision on whether fairness rules apply to unauthorised borrowing charges. ]]></article>
    
    
    
    
    
    
    
    <article productid="7491" date="20 November 2009" link="/newsandcommunity/news/how-savers-can-beat-rising-inflation_0007491.aspx" title="How savers can beat rising inflation" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[It's not been a great week for savers. Inflation is on the up, which will eat into the returns on cash savings, and a number of leading deals have been pulled, meaning less choice for those trying to beat the low interest rate environment.]]></article>
    
    
    
    
    
    
    
    <article productid="7439" date="19 November 2009" link="/newsandcommunity/news/the-dream-dozen-toys-of-christmas_0007439.aspx" title="The 'dream dozen' toys of Christmas 2009" author="Felicity Hannah" category="Shopping" subcategory="Savings" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If your kids are begging for a Battle Strikers starter set or&nbsp;going&nbsp;gaga for a Go Go Hamster this Christmas, you'll need to move fast because they're flying off the shelves.]]></article>
    
    
    
    
    
    
    
    <article productid="7426" date="18 November 2009" link="/newsandcommunity/news/how-will-the-queens-speech-affect-you_0007426.aspx" title="How will the Queen's Speech affect you?" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With a massive budgetary deficit, a looming election and growing calls for action on risk-taking bankers; what's actually in this year's Queen's Speech and what will it mean for you?]]></article>
    
    
    
    
    
    
    
    <article productid="7413" date="17 November 2009" link="/newsandcommunity/news/the-seven-deadly-sins-of-debt_0007413.aspx" title="The seven deadly sins of debt" author="Felicity Hannah" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Are you concealing a debt from your loved ones? Research by AXA suggests that a staggering 12.2million people in the UK are hiding some sort of debt from their partner, family or friends.]]></article>
    
    
    
    
    
    
    
    <article productid="7391" date="16 November 2009" link="/newsandcommunity/news/how-to-protect-your-home-from-the-winter-weather_0007391.aspx" title="How to protect your home from the winter weather" author="Felicity Hannah" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[This weekend saw gale-force winds and storms rock much of the UK and we're not out of the woods yet.]]></article>
    
    
    
    
    
    
    
    <article productid="7353" date="13 November 2009" link="/newsandcommunity/news/how-to-give-to-charity_0007353.aspx" title="How to give to charity" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Even in these difficult economic times, it seems people in the UK are still willing to dig deep for charity - but what are the best ways to give and how can you make the your donations go even further?]]></article>
    
    
    
    
    
    
    
    <article productid="7354" date="13 November 2009" link="/newsandcommunity/news/review-of-the-week-sainsburys-credit-card_0007354.aspx" title="Review of the week: Sainsbury's Credit Card" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[A new report warned that credit cards are set to become more expensive and we already know that providers are clamping down on who they'll offer credit to. But it doesn't mean it's all bad news if you're looking for a new credit card.]]></article>
    
    
    
    
    
    
    
    <article productid="7362" date="13 November 2009" link="/newsandcommunity/news/have-you-got-the-best-credit-card_0007362.aspx" title="Have you got the best credit card?" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The number of people falling behind on credit card payments is set to rise according to a recent report from PricewaterhouseCoopers (PWC), the accountancy firm.]]></article>
    
    
    
    
    
    
    
    <article productid="7352" date="13 November 2009" link="/newsandcommunity/news/get-paid-to-cut-your-energy-bills_0007352.aspx" title="Get paid to cut your energy bills" author="Felicity Hannah" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're cranking up the thermostat more and more as the days become chillier, you may well be wondering how much it's going to cost - but a new moneysupermarket.com exclusive could pay you to cut your energy bills.]]></article>
    
    
    
    
    
    
    
    <article productid="7309" date="10 November 2009" link="/newsandcommunity/news/why-women-win-with-car-insurance_0007309.aspx" title="Why women win with car insurance" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[There is one battle that continues to divide the sexes - the argument about whether men or women are safest on the road.]]></article>
    
    
    
    
    
    
    
    <article productid="7212" date="06 November 2009" link="/newsandcommunity/news/new-banking-rules-help-consumers_0007212.aspx" title="New banking rules help consumers" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[As of November 1, the Financial Services Authority (FSA) took over regulation of the way banks and building societies do business with their customers. Previously the job was done by the Banking Code Standards Board.]]></article>
    
    
    
    
    
    
    
    <article productid="7213" date="06 November 2009" link="/newsandcommunity/news/blackhorse-personal-finance-secured-loan_0007213.aspx" title="Review of the week: Blackhorse Personal Finance Secured Loan" author="Kate Murphy" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Want to take advantage of the lowest loan rate available in the UK?]]></article>
    
    
    
    
    
    
    
    <article productid="7215" date="06 November 2009" link="/newsandcommunity/news/save-save-save_0007215.aspx" title="Save, save, save" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The Bank of England's decision to keep interest rates on hold for November came as very little surprise. In fact, base rate has now been down at its paltry 0.5 per cent for eight consecutive months.]]></article>
    
    
    
    
    
    
    
    <article productid="7214" date="06 November 2009" link="/newsandcommunity/news/heading-off-in-search-of-sun-check-you-are-covered-first_0007214.aspx" title="Heading off in search of sun? Check you're covered first" author="Liz Phillips" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Liz_Phillips_75x85.png" ><![CDATA[The nights are drawing in, the autumn leaves are carpeting the ground and the days are becoming chilly.]]></article>
    
    
    
    
    
    
    
    <article productid="7211" date="05 November 2009" link="/newsandcommunity/news/interest-rates-held-but_0007211.aspx" title="Interest rates held but..." author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Interest rates may have been kept on hold at 0.5% for the eighth consecutive month, but the Bank of England has announced that a further &pound;25billion will be pumped into the financial system through the quantitative easing programme, a move which provides a further indication that the Bank believes more is needed to bring the country out of recession.]]></article>
    
    
    
    
    
    
    
    <article productid="7179" date="03 November 2009" link="/newsandcommunity/news/what-will-the-bank-break-ups-mean-for-you_0007179.aspx" title="What will the bank break-ups mean for you?" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Further details about the break up of Royal Bank of Scotland (RBS) and Lloyds Banking Group have emerged today. ]]></article>
    
    
    
    
    
    
    
    <article productid="7133" date="02 November 2009" link="/newsandcommunity/news/what-will-the-break-up-of-the-high-street-banks-mean_0007133.aspx" title="What will the break up of the high street banks mean?" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The Chancellor, Alistair Darling, is expected to confirm this week that three UK banks, which are currently supported by the taxpayer, will be broken up and parts of their businesses sold on.]]></article>
    
    
    
    
    
    
    
    <article productid="7094" date="30 October 2009" link="/newsandcommunity/news/hidden-flight-charges-unravelled_0007094.aspx" title="Hidden flight charges unravelled" author="Bob Atkinson" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/c/cheap-flights/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/bob_atkinson_75x85.jpg" ><![CDATA[Have you ever bought a 'cheap' flight which turned out not to be quite such a bargain once all the extras had been factored in?]]></article>
    
    
    
    
    
    
    
    <article productid="7102" date="30 October 2009" link="/newsandcommunity/news/reward-your-christmas-spending_0007102.aspx" title="Reward your Christmas spending" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The Christmas shopping frenzy is about to start but households are set to spend &pound;7.2billion less this year than last according to research from moneysupermarket.com.]]></article>
    
    
    
    
    
    
    
    <article productid="7096" date="30 October 2009" link="/newsandcommunity/news/halifax-overdraft-costs-to-soar_0007096.aspx" title="Halifax overdraft costs to soar" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Halifax has contacted its current account customers to notify them that the way they are charged for going overdrawn will change from December 6. The new charging structure will be more expensive for some customers and many have reacted angrily to the news. So just what will the implications be and what can you do about it? ]]></article>
    
    
    
    
    
    
    
    <article productid="7097" date="30 October 2009" link="/newsandcommunity/news/coventry-building-society-poppy-bond-two_00070907.aspx" title="Review of the week: Coventry Building Society Poppy Bond 2" author="Kate Murphy" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Looking to earn a great rate on your savings and do your bit for charity? Coventry Building Society's new Poppy Bond 2 could be the answer.]]></article>
    
    
    
    
    
    
    
    <article productid="7029" date="28 October 2009" link="/newsandcommunity/news/super-saver-dee-makes-one-thousand-four-hundred-pounds-more-a-year_0007029.aspx" title="Super saver Dee makes 1,400 more a year" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[This week's makeover is Dee Buckingham, from Blackheath in London. She's in her 50s and works for Lewisham council, in an admin role. Dee lives on her own in a two-bedroom flat, where she's been for 35 years.]]></article>
    
    
    
    
    
    
    
    <article productid="7021" date="27 October 2009" link="/newsandcommunity/news/government-clampdown-on-credit-card-firms_0007021.aspx" title="Government clampdown on credit card firms" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The government has announced a new consultation into credit cards and store cards, proposing a raft of measures designed to 'clean up' the industry and bring an end to practices it deems to be unfair.]]></article>
    
    
    
    
    
    
    
    <article productid="7027" date="27 October 2009" link="/newsandcommunity/news/why-cant-you-shop-around-for-a-loan_0007027.aspx" title="Why can't you shop around for a loan?" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Moneysupermarket.com today called upon the Treasury Select Committee to improve transparency and fairness within the credit search industry in order to allow consumers to shop around for unsecured lending products without it impacting their credit score.]]></article>
    
    
    
    
    
    
    
    <article productid="6957" date="23 October 2009" link="/newsandcommunity/news/is-a-credit-card-better-than-a-loan_0006597.aspx" title="Is a credit card better than a loan?" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[With money tight in many households an increasing number of people are applying for personal loans, but depending on the amount you want to borrow, a credit card could be a better option.]]></article>
    
    
    
    
    
    
    
    <article productid="6958" date="23 October 2009" link="/newsandcommunity/news/could-you-save-found-hundred-pounds-in-the-energy-price-war_0006958.aspx" title="Could you save 400 in the energy price war?" author="Felicity Hannah" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[As another two providers cut the cost of gas and electricity, we ask: are you paying hundreds of pounds more than you need to?]]></article>
    
    
    
    
    
    
    
    <article productid="6961" date="23 October 2009" link="/newsandcommunity/news/review-of-the-week-alliance-and-leicester-premier-account_0006961.aspx" title="Review of the week: Alliance &amp; Leicester Premier Account" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The majority of people have never switched their current account - in fact we're more likely to get divorced than change bank. A number of providers are seeking to alter our behaviour and get us into the switching habit by offering incentives to new current account customers.]]></article>
    
    
    
    
    
    
    
    <article productid="6959" date="23 October 2009" link="/newsandcommunity/news/get-christmas-for-free_0006959.aspx" title="Get Christmas for free" author="Felicity Hannah" category="Shopping" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Food, travel, presents, drinks...		 Christmas can be an incredibly expensive time of year, so it's no wonder so many of you are worried about paying for it all.]]></article>
    
    
    
    
    
    
    
    <article productid="6931" date="22 October 2009" link="/newsandcommunity/news/record-rises-in-car-insurance-costs_0006931.aspx" title="Record rises in car insurance costs" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Car insurance premiums are now rising at the fastest rate in 15 years, according to The AA, so what's behind the rising cost?]]></article>
    
    
    
    
    
    
    
    <article productid="6934" date="22 October 2009" link="/newsandcommunity/news/how-to-keep-your-home-safe-this-winter_0006934.aspx" title="How to keep your home safe this winter" author="Felicity Hannah" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Latest statistics show that overall, crime has fallen 4% over the past year in England and Wales, but burglary is on the up having risen 3%. Home break-ins tend to peak in winter months as opportunistic thieves take advantage of the darker evenings.]]></article>
    
    
    
    
    
    
    
    <article productid="6918" date="22 October 2009" link="/newsandcommunity/news/dont-let-the-postal-strikes-disrupt-your-finances_0006918.aspx" title="Don't let the postal strikes disrupt your finances" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[For the next two days, the country is likely to see a wave of postal disruption as thousands of workers walk out over disputes with their bosses.]]></article>
    
    
    
    
    
    
    
    <article productid="6859" date="21 October 2009" link="/newsandcommunity/news/should-you-gamble-with-a-tracker-mortgage_0006859.aspx" title="Should you gamble with a tracker mortgage?" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Woolwich and The Post Office have launched new ranges of lower rate fixed mortgages, but with interest rates at a record low and expected to remain at the current level for the foreseeable future, is now the right time to fix or would you be better off with a tracker or discount mortgage?]]></article>
    
    
    
    
    
    
    
    <article productid="6831" date="20 October 2009" link="/newsandcommunity/news/ofgem-acts-to-give-customers-more-muscle_0006831.aspx" title="Ofgem acts to give customers 'more muscle'" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Following its probe into the energy markets, watchdog Ofgem has outlined a timetable for the new measures designed to make the system fairer for customers.]]></article>
    
    
    
    
    
    
    
    <article productid="6820" date="19 October 2009" link="/newsandcommunity/news/what-will-the-fsa-s-mortgage-review-mean-for-you_0006820.aspx" title="What will the FSA's mortgage review mean for you?" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Should self-certified mortgages be banned? Should far heavier credit checks be imposed on would-be home buyers? Should banks investigate applicants' spending habits before they lend? The Financial Services Authority (FSA) thinks so and wants to roll out new rules...		]]></article>
    
    
    
    
    
    
    
    <article productid="6763" date="16 October 2009" link="/newsandcommunity/news/how-to-beat-low-interest-rates_0006763.aspx" title="How to beat low interest rates" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The Centre for Economic Business Research (CEBR), an independent think tank, believes interest rates will remain at 0.5% until 2011 and with inflation having fallen to its lowest level for 5 years there are certainly no signs that base rate will change any time soon. ]]></article>
    
    
    
    
    
    
    
    <article productid="6759" date="16 October 2009" link="/newsandcommunity/news/ten-simple-steps-for-saving-energy_0006759.aspx" title="Ten simple steps for saving energy" author="Felicity Hannah" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Want to save money by cutting down on your energy use? Then read on for our ten top tips.]]></article>
    
    
    
    
    
    
    
    <article productid="6765" date="16 October 2009" link="/newsandcommunity/news/everything-you-need-to-know-about-payday-loans_0006765.aspx" title="Everything you need to know about payday loans" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Payday loans tend to get a bad press but can they ever be a legitimate form of borrowing? When should you consider using one and what are the options?]]></article>
    
    
    
    
    
    
    
    <article productid="6764" date="16 October 2009" link="/newsandcommunity/news/top-tips-to-ensure-your-cars-ready-for-winter_0006764.aspx" title="Top tips to ensure your car's ready for winter" author="Felicity Hannah" category="Motoring" subcategory="Breakdown" channellink="http://www.moneysupermarket.com/motoring/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The cold weather makes for challenging driving conditions for even the most experienced motorists. As the snow starts to fall, we ask: is your car ready?]]></article>
    
    
    
    
    
    
    
    <article productid="6760" date="16 October 2009" link="/newsandcommunity/news/review-of-the-week-capital-one-progress-card_0006760.aspx" title="Review of the week: Capital One Progress card" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[You may or may not have noticed, but the credit card market is changing. Gone are the days when one card fits all. Instead, providers are positioning their products at specific customer types.]]></article>
    
    
    
    
    
    
    
    <article productid="6738" date="15 October 2009" link="/newsandcommunity/news/the-twenty--top-car-theft-claim-hotspots_0006738.aspx" title="The 20 top car theft claim hotspots" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Do you live in one of the UK's car theft hotspots? We've analysed data from millions of motor insurance queries and identified the 20 hotspots where people are more likely to have been victims of car-related theft.]]></article>
    
    
    
    
    
    
    
    <article productid="6704" date="14 October 2009" link="/newsandcommunity/news/spread-the-cost-of-christmas-with-a-card_0006704.aspx" title="Spread the cost of Christmas with a card" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[There are less than two months to go until Christmas and many people are starting to plan their festive shopping.]]></article>
    
    
    
    
    
    
    
    <article productid="6664" date="09 October 2009" link="/newsandcommunity/news/more-good-news-for-mortgage-borrowers_6664.aspx" title="More good news for mortgage borrowers" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Mutterings of the economy returning to health have become increasingly audible as October gets underway. There are also further hints that the mortgage market may be on the road to recovery.]]></article>
    
    
    
    
    
    
    
    <article productid="6669" date="09 October 2009" link="/newsandcommunity/news/icelandic-bank-meltdown-one-year-on_0006669.aspx" title="Icelandic bank meltdown: one year on" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's now one year since the collapse of the Icelandic banks. For many careful savers, the crisis was the moment the global recession hit home - and it sent shockwaves of fear through the UK savings market.]]></article>
    
    
    
    
    
    
    
    <article productid="6665" date="09 October 2009" link="/newsandcommunity/news/does-loyalty-really-pay_0006665.aspx" title="Does loyalty really pay?" author="Jessica Bown" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Royal Bank of Scotland, which also owns NatWest, announced last week that it will only offer credit cards to current account customers.]]></article>
    
    
    
    
    
    
    
    <article productid="6663" date="09 October 2009" link="/newsandcommunity/news/do-not-put-up-with-poor-savings-rates_0006663.aspx" title="Don't put up with poor savings rates" author="Jessica Bown" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[The Bank of England may have kept base rate on hold again at 0.5%, but this doesn't mean banks and building societies are leaving savings rates unchanged. Despite the flat interest rate environment, savers are seeing some much-needed rate increases.]]></article>
    
    
    
    
    
    
    
    <article productid="6653" date="09 October 2009" link="/newsandcommunity/news/its-your-home-keep-it-that-way_0006653.aspx" title="It's your home, keep it that way" author="Felicity Hannah" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The human face of this recession has undoubtedly been the families whose homes have been repossessed and those desperately struggling with mortgage arrears.]]></article>
    
    
    
    
    
    
    
    <article productid="6634" date="08 October 2009" link="/newsandcommunity/news/base-rate-unchanged-for-seventh-month_0006634.aspx" title="Base rate unchanged for 7th month" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The base rate remains unchanged at 0.5% for the seventh month in a row, but today marks a year since the economic crisis spurred the Monetary Policy Committee (MPC) into fast action.]]></article>
    
    
    
    
    
    
    
    <article productid="6614" date="08 October 2009" link="/newsandcommunity/news/uk-banks-pledge-current-account-transparency_0006614.aspx" title="UK banks pledge current account transparency" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Banks have agreed to increase the transparency of their personal current accounts, following pressure from the Office of Fair Trading (OFT).]]></article>
    
    
    
    
    
    
    
    <article productid="6616" date="08 October 2009" link="/newsandcommunity/news/sixty-million-pounds-in-mppi-to-be-refunded_0006616.aspx" title="60m in MPPI to be refunded" author="Felicity Hannah" category="Insurance" subcategory="Mortgage" channellink="http://www.moneysupermarket.com/asu/MortgageProtectionDefault.asp" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Firms providing mortgage payment protection insurance (MPPI) have agreed to provide &pound;60million in refunds, after pressure from the Financial Services Authority (FSA).]]></article>
    
    
    
    
    
    
    
    <article productid="6594" date="05 October 2009" link="/newsandcommunity/news/where-to-invest-your-isa-allowance_0006594.aspx" title="Where to invest your ISA allowance" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Around&nbsp;21 million savers can now take advantage of a new higher ISA allowance. This rule change has brought about some unseasonal activity in the cash ISA market with many new competitive deals being launched.]]></article>
    
    
    
    
    
    
    
    <article productid="6585" date="05 October 2009" link="/newsandcommunity/news/accounts-for-the-over-fifities-are-they-any-good_0006585.aspx" title="Accounts for the over-50s - are they any good?" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Certain financial deals are only available to those aged 50 or over, but just because their availability is restricted, it doesn't mean you're getting the best deal...]]></article>
    
    
    
    
    
    
    
    <article productid="6589" date="05 October 2009" link="/newsandcommunity/news/insurance-more-choice-better-deals_0006589.aspx" title="Insurance - more choice, better deals?" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Your age will affect what you pay for insurance. For the over-50s it can mean lower premiums and a wider choice of providers. However, this isn't always the case.]]></article>
    
    
    
    
    
    
    
    <article productid="6578" date="02 October 2009" link="/newsandcommunity/news/cash-in-on-the-mini-isa-war_0006578.aspx" title="Cash in on the mini ISA war" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[You wouldn't normally expect to see competition in the ISA market at this time of year but the new rules which take effect on Tuesday (October 6) mean we've seen a spate of product launches as providers seek to take advantage of the fact the over-50s can invest an extra &pound;1,500 in cash ISAs. ]]></article>
    
    
    
    
    
    
    
    <article productid="6573" date="02 October 2009" link="/newsandcommunity/news/get-help-to-end-your-debt-worries_0006573.aspx" title="Get help to end your debt worries" author="Jessica Bown" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Debt advice is a murky, unregulated world, with horror stories about people already struggling with their debts ending up in an even worse position after approaching a debt adviser.]]></article>
    
    
    
    
    
    
    
    <article productid="6574" date="02 October 2009" link="/newsandcommunity/news/millions-missing-out-as-eon-joins-price-war_0006574.aspx" title="Three energy price cuts come at once" author="Felicity Hannah" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Hours after energy giant E.ON stormed into the energy price war with its new market-busting tariff, First Utility has followed suit and undercut it. So, while the energy price war is blazing, we ask: are you letting apathy cost you hundreds of pounds?]]></article>
    
    
    
    
    
    
    
    <article productid="6556" date="02 October 2009" link="/newsandcommunity/news/clearing-summer-credit-card-debt_0006556.aspx" title="Clearing summer credit card debt" author="Laura Howard" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The recent nip in the air is a&nbsp;sure sign for all of us that summer is over. But if you're still carrying credit card debt accrued from your two weeks in the sun, this fact will be even harder to swallow.]]></article>
    
    
    
    
    
    
    
    <article productid="6448" date="29 September 2009" link="/newsandcommunity/news/mini-how-to-switch-your-current-account_0006448.aspx" title="How to switch your current account" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Many people assume it's a nightmare to switch current accounts, but it really isn't. Most of the big banks now offer dedicated switching services and they do the hard work for you. ]]></article>
    
    
    
    
    
    
    
    <article productid="6450" date="29 September 2009" link="/newsandcommunity/news/o2-loses-iphone-exclusive_0006450.aspx" title="O2 loses iPhone exclusive" author="Felicity Hannah" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's finally happened. O2 has lost its exclusive with iPhone, sparking hopes of a price war that can only benefit gadget-mad consumers.]]></article>
    
    
    
    
    
    
    
    <article productid="6449" date="29 September 2009" link="/newsandcommunity/news/dont-fall-victim-to-phone-scammers_0006449.aspx" title="Don't fall victim to phone scammers" author="Felicity Hannah" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Did you know one in 40 UK households fall victim to telecoms mis-selling every year? Some even discover they've had their phone company changed without their knowledge or permission.
<p>So what can you do to keep clear of these scammers?</p>]]></article>
    
    
    
    
    
    
    
    <article productid="6439" date="28 September 2009" link="/newsandcommunity/news/retired-teacher-saves-1800-pounds_0006439.aspx" title="Retired teacher saves 1,800" author="Kate Murphy" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Hermione Sacks asked moneysupermarket.com for a makeover because she wanted to see if she could make better use of her savings.]]></article>
    
    
    
    
    
    
    
    <article productid="6434" date="28 September 2009" link="/newsandcommunity/news/last-chance-to-escape-stamp-duty_0006434.aspx" title="Last chance to escape stamp duty" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Time is running out if you want to take advantage of the government's stamp duty holiday, as it ends on 31 December. ]]></article>
    
    
    
    
    
    
    
    <article productid="6420" date="25 September 2009" link="/newsandcommunity/news/leading-savings-accounts-unravelled_0006420.aspx" title="Leading savings accounts unravelled" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Activity continues in the savings market. ICICI, Barclays, Bradford &amp; Bingley, Leeds Building Society and Northern Rock have all launched new products. Good news for savers as rates are continuing to climb rather than subside.]]></article>
    
    
    
    
    
    
    
    <article productid="6398" date="25 September 2009" link="/newsandcommunity/news/what-to-do-if-youre-in-debt_0006398.aspx" title="What to do if you're in debt" author="Jessica Bown" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Most people would agree that bankruptcy is best avoided at all costs - especially if you own your home or business, as these will be taken from you to pay your creditors.]]></article>
    
    
    
    
    
    
    
    <article productid="6416" date="25 September 2009" link="/newsandcommunity/news/a-new-energy-price-war-begins_0006416.aspx" title="A new energy price war begins" author="Felicity Hannah" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The energy price war has started. Scottish Power has appeared from nowhere and stormed ahead of the other 'Big Six' providers. This welcome development has come just when consumers need it most.]]></article>
    
    
    
    
    
    
    
    <article productid="6294" date="24 September 2009" link="/newsandcommunity/news/is-your-street-safe-from-uninsured-drivers_0006294.aspx" title="Is your street safe from uninsured drivers?" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Want a frightening statistic? In some parts of the UK, up to nearly half the vehicles registered don't have insurance, according to research conducted by the Motor Insurers' Bureau (MIB) to mark its Stay Insured campaign.]]></article>
    
    
    
    
    
    
    
    <article productid="6291" date="23 September 2009" link="/newsandcommunity/news/is-the-end-in-sight-for-loan-application-credit-checks_0006291.aspx" title="Is the end in sight for loan application credit checks?" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Would-be borrowers have to make a full application for a loan to find out if they qualify and what rate they will be offered. Now a parliamentary investigation means that could all change...		]]></article>
    
    
    
    
    
    
    
    <article productid="6288" date="22 September 2009" link="/newsandcommunity/news/act-now-if-youre-looking-for-a-loan_0006288.aspx" title="Act now if you're looking for a loan" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Despite the base rate remaining at the historic low of 0.5%, lenders are starting to up the rates on personal loans. We take a look at why this is and how to find and qualify for the best rate possible.]]></article>
    
    
    
    
    
    
    
    <article productid="6274" date="18 September 2009" link="/newsandcommunity/news/is-a-debt-relief-order-right-for-you_0006274.aspx" title="Is a Debt Relief Order right for you?" author="Jessica Bown" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Until very recently, bankruptcy was the only option available to people whose debts had become so out of control the only option was to wipe the slate clean and start again.]]></article>
    
    
    
    
    
    
    
    <article productid="6273" date="18 September 2009" link="/newsandcommunity/news/which-credit-cards-do-you-qualify-for_0006273.aspx" title="Which credit cards do you qualify for?" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[It's become much more difficult to get credit cards since the onset of the credit crunch. Providers are much more cautious about who they will offer credit cards to, and the onus is shifting to the consumer to identify which deals they're likely to qualify for before they apply. But how do you know?]]></article>
    
    
    
    
    
    
    
    <article productid="6279" date="18 September 2009" link="/newsandcommunity/news/savers-see-returns-plummet_0006279.aspx" title="Savers see returns plummet" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Millions of savers ploughed money into fixed rate bonds paying rates of more than 7.00% this time last year. Many of these were one-year accounts which are about to end, so you need to act and get ready to move your money again - otherwise it will probably be automatically transferred into a default account paying a much lower rate.]]></article>
    
    
    
    
    
    
    
    <article productid="6277" date="18 September 2009" link="/newsandcommunity/news/the-small-print-behind-the-leading-energy-deals_0006277.aspx" title="Leading energy deals - what are the catches?" author="Felicity Hannah" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[There's huge competition in the energy markets just now as providers try to undercut their rivals and offer the cheapest average bill. But just how good are the market-leading deals and are there any catches to watch out for?]]></article>
    
    
    
    
    
    
    
    <article productid="6249" date="16 September 2009" link="/newsandcommunity/news/lowest-ever-two-year-fix_0006249.aspx" title="Lowest ever two-year fix" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Halifax has launched the lowest ever two-year fixed rate mortgage deal at 2.99%. However, be warned: despite the low rate there are cheaper fixed rates available. Why? Because it comes with a huge 2.5% arrangement fee, which means it's not as competitive as it initially appears.]]></article>
    
    
    
    
    
    
    
    <article productid="6254" date="16 September 2009" link="/newsandcommunity/news/how-to-complain-if-youre-mis-sold-a-mobile-contract_0006254.aspx" title="How to complain if you're mis-sold a mobile contract" author="Felicity Hannah" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[After a voluntary code failed to cut the number of complaints, the communications watchdog Ofcom has brought in new rules to prevent mis-selling from mobile phone providers.]]></article>
    
    
    
    
    
    
    
    <article productid="6240" date="15 September 2009" link="/newsandcommunity/news/financial-crisis-one-year-on-whats-happened_0006240.aspx" title="Financial crisis one year on - what's happened?" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[It's a year since the US investment bank Lehman Brothers collapsed - an event which marked a turning point for economies around the world.]]></article>
    
    
    
    
    
    
    
    <article productid="6235" date="15 September 2009" link="/newsandcommunity/news/what-are-credit-debts_0006235.aspx" title="What are credit debts?" author="National Debtline" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/National_Debtline_75x85.png" ><![CDATA[In this article, National Debtline takes a look at credit debts, such as credit card balances and personal loans. Once you've paid your essential bills and priority debts, any remaining income should go on settling these debts.]]></article>
    
    
    
    
    
    
    
    <article productid="6218" date="11 September 2009" link="/newsandcommunity/news/the-real-impact-of-going-bankrupt_0006218.aspx" title="The real impact of going bankrupt" author="Jessica Bown" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[Bankruptcy is generally viewed as a last resort for people with serious debt problems. But the recession, and the job losses it has caused, has pushed more people towards this drastic measure.]]></article>
    
    
    
    
    
    
    
    <article productid="6213" date="11 September 2009" link="/newsandcommunity/news/finding-the-best-mobile-deal_0006213.aspx" title="Finding the best mobile deal" author="Felicity Hannah" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[So there could soon be a new giant in the UK mobiles market if T-Mobile and Orange manage to thrash out a merger deal.<br />]]></article>
    
    
    
    
    
    
    
    <article productid="6222" date="11 September 2009" link="/newsandcommunity/news/what-should-savers-do-now_0006222.aspx" title="What should savers do now?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Who'd have thought it - the Bank of England base rate has remained unchanged since March but savings rates are rising. A stark reminder of the highly unusual times we are living in and surely a call to all savers to make sure you don't miss out on the chance to earn more than six times base rate on your savings?]]></article>
    
    
    
    
    
    
    
    <article productid="6216" date="11 September 2009" link="/newsandcommunity/news/interest-rates-stick-mortgage-rates-twist_0006216.aspx" title="Interest rates stick; mortgage rates twist" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The Bank of England base rate may have remained unchanged at 0.5% since March, but borrowers will be pleased to learn that some banks have reduced their mortgage rates regardless.]]></article>
    
    
    
    
    
    
    
    <article productid="6206" date="10 September 2009" link="/newsandcommunity/news/interest-rates-remain-at-zero-point-five-per-cent_0006206.aspx" title="Interest rates remain at 0.5%" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[As was widely expected, the Bank of England's Monetary Policy Committee has voted to keep interest rates on hold again this month at 0.5%.]]></article>
    
    
    
    
    
    
    
    <article productid="6193" date="08 September 2009" link="/newsandcommunity/news/time-is-running-out-for-xl-customers-compensation_0006193.aspx" title="Time is running out for XL customers' compensation" author="Felicity Hannah" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Were you affected by the collapse of XL last year? If you haven't claimed your compensation then move fast, because time is rapidly running out and you need to apply before this Friday.]]></article>
    
    
    
    
    
    
    
    <article productid="6195" date="08 September 2009" link="/newsandcommunity/news/natwest-and-rbs-slash-bank-charges_0006195.aspx" title="Natwest and RBS slash bank charges" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[High street banking giant Royal Bank of Scotland (RBS), which owns NatWest, is slashing the amount it charges customers who exceed their overdraft rate or slip into the red without permission.]]></article>
    
    
    
    
    
    
    
    <article productid="6192" date="07 September 2009" link="/newsandcommunity/news/dealing-with-debt-after-divorce_0006192.aspx" title="Money makeover - dealing with debt after divorce" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Susan Davies-Roper, from Bolton in Lancashire, has found herself facing financial difficulties following a divorce and asked moneysupermarket.com for some help.]]></article>
    
    
    
    
    
    
    
    <article productid="6175" date="04 September 2009" link="/newsandcommunity/news/ten-car-insurance-myths-busted_0006175.aspx" title="Ten car insurance myths busted" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're renewing your car insurance, you probably know that third-party cover is the cheapest and that sticking with your current provider means you get the best deal, right? Wrong. We blow&nbsp;ten car insurance myths out of the water.]]></article>
    
    
    
    
    
    
    
    <article productid="6180" date="04 September 2009" link="/newsandcommunity/news/savings-rates-rise-again_0006180.aspx" title="Savings rates rise again" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[The savings market has been a hive of activity for most of the year, although the past few weeks have been somewhat quieter. But the holidays are now over, the kids are back at school and things are picking up again - all good news for savers.]]></article>
    
    
    
    
    
    
    
    <article productid="6176" date="04 September 2009" link="/newsandcommunity/news/move-your-current-account-and-net-one-hundred-pounds_0006176.aspx" title="It's back! Move your current account and net 100" author="Jessica Bown" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Jess_Bown_75x85.png" ><![CDATA[It's time to switch your current account.&nbsp;Alliance &amp; Leicester (A&amp;L)&nbsp;is offering a &pound;100 windfall to anyone who signs up for its Premier account - not only will you receive a cash reward; this is also one of the leading deals on the market. ]]></article>
    
    
    
    
    
    
    
    <article productid="6181" date="04 September 2009" link="/newsandcommunity/news/exclusive-market-leading-credit-card_0006181.aspx" title="Exclusive market-leading credit card" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[MBNA is offering a new credit card which has a 12-month interest-free period on purchases. It's a market-leading deal and it's only available through moneysupermarket.com.]]></article>
    
    
    
    
    
    
    
    <article productid="6164" date="03 September 2009" link="/newsandcommunity/news/thousands-demand-an-end-to-unfair-phone-costs_0006164.aspx" title="100,000 demand an end to unfair phone costs" author="Felicity Hannah" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The petition to ditch unfair Mobile Termination Rates has exploded past the 100,000 signatures mark.]]></article>
    
    
    
    
    
    
    
    <article productid="6147" date="02 September 2009" link="/newsandcommunity/news/protecting-your-holiday-from-a-cancellation-catastrophe_0006147.aspx" title="Protecting your holiday from a cancellation catastrophe" author="Felicity Hannah" category="Money" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Looking forward to a holiday? How can you protect yourself if your travel operator goes bust? ]]></article>
    
    
    
    
    
    
    
    <article productid="6145" date="02 September 2009" link="/newsandcommunity/news/lets-have-the-savings_0006145.aspx" title="Let's have the savings!" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If saving money is good, spending the money you've saved is great. That's why moneysupermarket.com is challenging you to use the tools on the site to save cash, spend it doing something outrageous, film it&nbsp;and then send us the footage.<br />]]></article>
    
    
    
    
    
    
    
    <article productid="6150" date="02 September 2009" link="/newsandcommunity/news/mortgage-rates-fall-below-two-per-cent_0006150.aspx" title="Mortgage rates fall below 2.0%" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Mortgage lenders have been criticised for not reflecting the ultra-low interest rate environment in the rates they're offering to customers. However, HSBC has launched some new deals, including a 1.99% two-year discount - the lowest rate on the market. But is it as good as it sounds?]]></article>
    
    
    
    
    
    
    
    <article productid="6149" date="02 September 2009" link="/newsandcommunity/news/skyeurope-collapse-your-questions-answered_0006149.aspx" title="SkyEurope collapse - your questions answered" author="Felicity Hannah" category="Money" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Another airline has descended into bankruptcy, leaving thousands of passengers stranded far from home and many more fearing they will be unable to regain the cash they spent on their planned holiday.]]></article>
    
    
    
    
    
    
    
    <article productid="6131" date="01 September 2009" link="/newsandcommunity/news/is-the-housing-market-on-the-road-to-recovery_0006131.aspx" title="Is the housing market on the road to recovery?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[We've had further signs that the property market may be picking up. Nationwide Building Society's latest house price index revealed prices have risen for the fourth consecutive month. And new figures, released last week from the Land Registry showed the strongest monthly increase for five years.]]></article>
    
    
    
    
    
    
    
    <article productid="6133" date="01 September 2009" link="/newsandcommunity/news/drivers-wasting-hundreds-of-millions-by-failing-to-shop-around_0006133.aspx" title="Drivers wasting hundreds of millions by failing to shop around" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[More than six million motorists don't bother comparing policies when they renew, meaning they are collectively losing an incredible &pound;940million.]]></article>
    
    
    
    
    
    
    
    <article productid="6107" date="27 August 2009" link="/newsandcommunity/news/beat-rising-fuel-prices_0006107.aspx" title="Beat rising fuel prices" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Drivers brace yourselves, because at the start of September the cost of filling your tank is going to rise.]]></article>
    
    
    
    
    
    
    
    <article productid="6125" date="27 August 2009" link="/newsandcommunity/news/last-chance-to-earn-6-0-percent-on-your-savings_0006125.aspx" title="Last chance to earn 6.0% on your savings" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[With the Bank of England base rate at an all-time low of 0.50%, Alliance &amp; Leicester (A&amp;L) and Abbey's 6.00% savings accounts have unsurprisingly been hugely popular.]]></article>
    
    
    
    
    
    
    
    <article productid="6119" date="27 August 2009" link="/newsandcommunity/news/slash-your-energy-bills_0006119.aspx" title="Slash your energy bills" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[We're fast approaching that half of the year when our energy use soars. Come autumn, millions of people will be heating and lighting their homes much more, as well as spending more time inside.]]></article>
    
    
    
    
    
    
    
    <article productid="6126" date="27 August 2009" link="/newsandcommunity/news/looking-for-a-student-account_0006126.aspx" title="Looking for a student account?" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare-Francis_75x85_C.jpg" ><![CDATA[Heading off to uni? Not signed up for a student account yet and unsure about which deal to go for? The table below highlights the main features and benefits of the accounts available from the major banks...		]]></article>
    
    
    
    
    
    
    
    <article productid="6124" date="27 August 2009" link="/newsandcommunity/news/fix-your-savings-now_0006124.aspx" title="Fix your savings now" author="Laura Howard" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Competition in the fixed rate savings market has been hot this year as banks and building societies fight to attract our cash.]]></article>
    
    
    
    
    
    
    
    <article productid="6115" date="26 August 2009" link="/newsandcommunity/news/one-in-five-young-drivers-have-no-car-insurance_0006115.aspx" title="One in five young drivers have no car insurance" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Worryingly, a staggering 20% of drivers aged between 17 and 20 are on the roads without insurance, according to new statistics from the Motor Insurers' Bureau (MIB).]]></article>
    
    
    
    
    
    
    
    <article productid="6062" date="25 August 2009" link="/newsandcommunity/news/bagging-the-best-loan-in-tough-financial-times_0006062.aspx" title="Bagging the best loan in tough financial times" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Times are tough for those who need to borrow money. Interest rates may stand at a historic low of just 0.5% - but banks are charging a premium on loans and mortgages.]]></article>
    
    
    
    
    
    
    
    <article productid="5931" date="24 August 2009" link="/newsandcommunity/news/national-debtline-pro-rata-template-letter_0005931.aspx" title="How to offer a reduced rate to creditors if you're struggling" author="National Debtline" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/National_Debtline_75x85.png" ><![CDATA[You can write out this example letter and send it to your creditors with a copy of your personal budget if you are making pro-rata offers.We have used [square brackets] to suggest different points you may want to make. Choose the ones that fit your circumstances, and make any other changes you need to explain your situation to your creditors.]]></article>
    
    
    
    
    
    
    
    <article productid="6057" date="24 August 2009" link="/newsandcommunity/news/newly-married-couple-save-800-pounds_0006057.aspx" title="Newly-married couple save 800" author="Felicity Hannah" category="Utilities" subcategory="Home" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Lucy Bunting and her husband Neil got married in April this year, but although newly-married life might be dreamy, their finances are floundering.]]></article>
    
    
    
    
    
    
    
    <article productid="6044" date="21 August 2009" link="/newsandcommunity/news/simple-steps-that-could-save-you-ten-thousand-pounds_0006044.aspx" title="25 simple steps that could save you 10,000" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Saving money is easy if you know how. We've come up with 25 money-saving tips which could literally make you thousands of pounds a year better off...		]]></article>
    
    
    
    
    
    
    
    <article productid="6039" date="21 August 2009" link="/newsandcommunity/news/existing-customers-only-but-are-the-deals-any-good_0006039.aspx" title="'Existing customers only' - but are the deals any good?" author="Laura Howard" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[In these days of post credit crunch caution, consumers know that banks are more selective than ever about who they lend to. But the trepidation doesn't stop there.]]></article>
    
    
    
    
    
    
    
    <article productid="6038" date="21 August 2009" link="/newsandcommunity/news/dont-fall-into-the-reinsurance-trap_0006038.aspx" title="Beware the traps when you re-insure" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With the new car registration launched in September, it's one of the busiest times of year for insurance renewals. We look at tricks to watch out for and offer tips on how to keep your insurance costs down...]]></article>
    
    
    
    
    
    
    
    <article productid="6043" date="21 August 2009" link="/newsandcommunity/news/whats-the-best-credit-card_0006043.aspx" title="What's the best credit card?" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[There's more to choosing a credit card than the headline rate.]]></article>
    
    
    
    
    
    
    
    <article productid="6023" date="20 August 2009" link="/newsandcommunity/news/student-loans-oneohone_0006023.aspx" title="All you need to know about Student Loans" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're heading off to university this year, the chances are you'll be using a student loan to fund some of your living costs and meet your tuition fees.]]></article>
    
    
    
    
    
    
    
    <article productid="6021" date="20 August 2009" link="/newsandcommunity/news/credit-cards-for-students_0006021.aspx" title="Credit cards for students" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Is a student credit card right for you and if it is, how can you find the best deal? We take an in-depth look at the cards on offer to students this year.]]></article>
    
    
    
    
    
    
    
    <article productid="6019" date="20 August 2009" link="/newsandcommunity/news/choosing-the-right-insurance-for-student-digs_0006019.aspx" title="Choosing the right insurance for student digs" author="Felicity Hannah" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[People might picture student flats looking like something from the Young Ones, but that's now far from the modern reality. ]]></article>
    
    
    
    
    
    
    
    <article productid="5906" date="14 August 2009" link="/newsandcommunity/news/make-money-from-the-savings-war_0005906.aspx" title="Make money from the savings war" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[It's been a tough year for savers - the financial crisis and collapse of the Icelandic banks last autumn unsurprisingly caused a huge amount of nervousness among many. Coupled with that, plummeting interest rates have hammered returns on savings accounts.]]></article>
    
    
    
    
    
    
    
    <article productid="5909" date="14 August 2009" link="/newsandcommunity/news/what-you-should-know-if-youre-a-landlord_0005909.aspx" title="What you should know if you're a landlord" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[Today's deflated housing market has brought with it raft of consequences that the country's homeowners would not have even thought possible back in the property hey day. ]]></article>
    
    
    
    
    
    
    
    <article productid="5903" date="14 August 2009" link="/newsandcommunity/news/mobile-broadband-TV-cutting-the-cost-of-the-new-essentials_0005903.aspx" title="Mobile, broadband &amp; TV: cutting the cost of the new essentials" author="Felicity Hannah" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Would you rather save money by skipping holidays or cutting back on services like broadband, TV and your mobile phone subscription? ]]></article>
    
    
    
    
    
    
    
    <article productid="5901" date="14 August 2009" link="/newsandcommunity/news/do-you-live-in-one-of-the-20-riskiest-postcodes_0005901.aspx" title="Do you live in one of the 20 riskiest postcodes?" author="Felicity Hannah" category="Insurance" subcategory="Other" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[As recession bites, crime levels rise. In fact, during the first three months of 2009 &pound;100million worth of&nbsp;insurance claims were made because of burglary, making it the most expensive quarter for five years.]]></article>
    
    
    
    
    
    
    
    <article productid="5899" date="13 August 2009" link="/newsandcommunity/news/we-save-young-family-1300-a-year_0005899.aspx" title="We save young family 1,300 a year" author="Felicity Hannah" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[With a two-year old daughter and a son on the way, Geraint Davies can be forgiven for feeling financially stretched. He contacted moneysupermarket.com to see if we could help rein in his credit card costs and free up some cash. And help him we did.]]></article>
    
    
    
    
    
    
    
    <article productid="5889" date="12 August 2009" link="/newsandcommunity/news/how-to-prioritise-your-debts_0005889.aspx" title="How to prioritise your debts" author="National Debtline" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/National_Debtline_75x85.png" ><![CDATA[Certain debts need to be treated as priorities when you're struggling, according to National Debtline. In this article, the charity takes a look at which debts are critical and offers advice and guidance.]]></article>
    
    
    
    
    
    
    
    <article productid="5888" date="12 August 2009" link="/newsandcommunity/news/why-some-debts-are-more-important-than-others_0005888.aspx" title="Why some debts are more important than others" author="National Debtline" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/National_Debtline_75x85.png" ><![CDATA[If you are struggling to repay what you owe, National Debtline recommends working out which debts are priorities and meeting them first. In this article, the charity outlines which bills are the most important.]]></article>
    
    
    
    
    
    
    
    <article productid="5890" date="12 August 2009" link="/newsandcommunity/news/mortgage-lending-continues-to-rise-but_0005890.aspx" title="Mortgage lending continues to rise, but...		" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Mortgage lending to house purchases rose again last month, providing further evidence of an improving situation in the mortgage market.]]></article>
    
    
    
    
    
    
    
    <article productid="5886" date="12 August 2009" link="/newsandcommunity/news/tips-if-you-can-t-pay-your-energy-bills_0005886.aspx" title="Tips if you can't pay your energy bills" author="National Debtline" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/National_Debtline_75x85.png" ><![CDATA[National Debtline urges troubled households to repay certain debts ahead of other credit agreements. It considers gas and electricity arrears to be a priority debt, so what should you do if you're finding it hard to pay?]]></article>
    
    
    
    
    
    
    
    <article productid="5887" date="12 August 2009" link="/newsandcommunity/news/Tips-if-you-re-struggling-with-council-tax_0005887.aspx" title="Tips if you're struggling with Council Tax" author="National Debtline" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/National_Debtline_75x85.png" ><![CDATA[If you're finding it difficult to repay your debts, National Debtline recommends prioritising some arrears and bills ahead of others. Council Tax is one of these debts and in this article it outlines your rights if you're struggling.]]></article>
    
    
    
    
    
    
    
    <article productid="5897" date="12 August 2009" link="/newsandcommunity/news/interest-rates-set-to-remain-low_0005897.aspx" title="Interest rates set to remain low" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The Bank of England warned against being overly optimistic that the recession will be over quickly. The central message from its Quarterly Inflation Report, which was published today, was that the economy remains extremely fragile and the recovery will be a slow process.]]></article>
    
    
    
    
    
    
    
    <article productid="5861" date="07 August 2009" link="/newsandcommunity/news/top-tips-if-youre-staycationing-this-summer_0005861.aspx" title="Top tips if you're 'staycationing' this summer" author="Clare Francis" category="Travel" subcategory="UK Breaks" channellink="http://www.travelsupermarket.com/c/uk-breaks/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Millions of families are holidaying in the UK and with the August Bank Holiday weekend around the corner, many more will be heading off for a short break. We give a checklist of things to make sure you're covered for before you hit the roads and also offer tips on how to find a good last minute bargain...]]></article>
    
    
    
    
    
    
    
    <article productid="5856" date="07 August 2009" link="/newsandcommunity/news/exclusive-market-leading-credit-card_0005856.aspx" title="Exclusive market-leading credit card" author="Peter Harrison" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[If you're looking for a interest-free credit card to transfer an existing debt on to, then Virgin's new card, which is only available via moneysupermarket.com, could be just the deal for you.]]></article>
    
    
    
    
    
    
    
    <article productid="5865" date="07 August 2009" link="/newsandcommunity/news/what-another-base-rate-hold-means-for-you_0005865.aspx" title="What another base rate hold means for you" author="Laura Howard" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Laura_Howard_75x85.png" ><![CDATA[The Bank of England confirmed widespread expectations when it opted to freeze interest rates at 0.5% in August - for the fifth consecutive month. ]]></article>
    
    
    
    
    
    
    
    <article productid="5859" date="07 August 2009" link="/newsandcommunity/news/the-best-student-accounts_0005859.aspx" title="The best student accounts" author="Felicity Hannah" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you are one of the thousands of people about to start university, the chances are that money is on your mind. Rising costs, student loans, tuition fees - being an undergrad can be costly.]]></article>
    
    
    
    
    
    
    
    <article productid="5853" date="06 August 2009" link="/newsandcommunity/news/base-rate-freeze-continues_0005853.aspx" title="Base rate freeze continues" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Once again the Bank of England's Monetary Policy Committee has voted to keep the base rate unchanged at 0.5% for another month. ]]></article>
    
    
    
    
    
    
    
    <article productid="5843" date="05 August 2009" link="/newsandcommunity/news/new-eon-tariff-leaves-british-gas-in-third-place_0005843.aspx" title="New E.ON tariff leaves British Gas in third place" author="Felicity Hannah" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[E.ON has pushed British Gas into third place with the launch of its new Save Online tariff.]]></article>
    
    
    
    
    
    
    
    <article productid="5805" date="31 July 2009" link="/newsandcommunity/news/how-to-join-the-debt-busters_0005805.aspx" title="How to join the debt busters" author="Felicity Hannah" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you're one of the 54% of people in Britain with non-mortgage debt, you probably want to get out of the red as quickly as possible.]]></article>
    
    
    
    
    
    
    
    <article productid="5810" date="31 July 2009" link="/newsandcommunity/news/earn-six-percent-on-your-savings_0005810.aspx" title="Earn 6% on your savings" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Alliance &amp; Leicester (A&amp;L) and Abbey, which are both owned by Santander, have launched market-leading regular savings accounts paying 6.0%, but there is a catch: you must switch to one of their current accounts in order to benefit.]]></article>
    
    
    
    
    
    
    
    <article productid="5808" date="31 July 2009" link="/newsandcommunity/news/beware-the-broadband-traps_0005808.aspx" title="Beware the broadband traps" author="James Parker " category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[Most of us aren't getting the broadband speeds we're paying for, according to a new report from Ofcom, while many risk being stung by exorbitant charges for exceeding monthly download limits. We look at how to avoid these broadband traps...		]]></article>
    
    
    
    
    
    
    
    <article productid="5807" date="31 July 2009" link="/newsandcommunity/news/the-mortgage-conundrum-fix-or-tracker_0005807.aspx" title="The mortgage conundrum - fix or tracker?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/ClareF_64x64.jpg" ><![CDATA[There have been a few more positive signs emerge concerning the housing and mortgage markets: Nationwide Building Society's latest house price index revealed that prices rose for the third month in a row in June, while mortgage approvals have risen in five consecutive months according to Bank of England figures.]]></article>
    
    
    
    
    
    
    
    <article productid="5797" date="30 July 2009" link="/newsandcommunity/news/how-to-beat-rising-car-insurance-costs_0005797.aspx" title="How to beat rising car insurance costs" author="Felicity Hannah" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The price of insuring a car is rising, so we look at how drivers can find the cover they need at the lowest possible cost.]]></article>
    
    
    
    
    
    
    
    <article productid="5798" date="30 July 2009" link="/newsandcommunity/news/bride-to-be-Kirsty-could-be-2150-a-year-better-off_0005798.aspx" title="Bride-to-be Kirsty could be 2,150 a year better off" author="Felicity King-Evans" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_64x64.png" ><![CDATA[Kirsty de Silva's life is on hold just now. She wants to get married but can't afford to because of her debts. She owes more than &pound;8,000 and has taken on a second job to help her stay on top of the repayments.]]></article>
    
    
    
    
    
    
    
    <article productid="5757" date="28 July 2009" link="/newsandcommunity/news/working-out-a-personal-budget_0005757.aspx" title="Working out a personal budget" author="National Debtline" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/National_Debtline_75x85.png" ><![CDATA[In this article, National Debtline offers help working out a personal budget, to allow people to&nbsp;keep track of what money is coming in and going out,&nbsp;meaning they can&nbsp;show&nbsp;creditors exactly&nbsp;what they can afford to repay.]]></article>
    
    
    
    
    
    
    
    <article productid="5737" date="24 July 2009" link="/newsandcommunity/news/earn-500-pounds-a-year-more-on-your-savings_0005737.aspx" title="Earn 500 a year more on your savings" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[We've seen renewed activity in the fixed rate bond market, including the launch of deals from a new provider and a concerted effort by the Barnsley Building Society to attract our cash.]]></article>
    
    
    
    
    
    
    
    <article productid="5741" date="24 July 2009" link="/newsandcommunity/news/the-best-prepaid-cards-for-your-holiday-money_0005741.aspx" title="The best prepaid cards for your holiday money" author="Peter Harrison" category="Travel" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/prepaidcards/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[If you're jetting off overseas in the weeks to come and haven't already got yourself one of the leading overseas credit or debit cards then it's probably too late to apply and get your card on time. So with cash providing little security and traveller's cheques proving increasingly difficult to exchange, could it be time to pick up a new form of plastic?]]></article>
    
    
    
    
    
    
    
    <article productid="5739" date="24 July 2009" link="/newsandcommunity/news/frugal-fun-for-kids-this-summer_0005739.aspx" title="Frugal fun for kids this summer" author="Felicity Hannah" category="Shopping" subcategory="Holidays" channellink="http://www.moneysupermarket.com/shopping/" forum="19" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[The lengthy summer holidays may be great fun for children, but for most parents they spell extra expense.]]></article>
    
    
    
    
    
    
    
    <article productid="5736" date="24 July 2009" link="/newsandcommunity/news/take-advantage-of-the-energy-price-war_0005736.aspx" title="Take advantage of the energy price war" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Having offered the cheapest energy tariff for a number of months, British Gas has been toppled off the top spot following a spate of price cuts in recent days.]]></article>
    
    
    
    
    
    
    
    <article productid="5738" date="24 July 2009" link="/newsandcommunity/news/could-you-increase-your-income_0005738.aspx" title="Could you increase your income?" author="National Debtline" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/National_Debtline_75x85.png" ><![CDATA[National Debtline helps people to budget in order to repay their debt more easily, but if you aren't receiving all the money you should be, then managing your finances becomes much harder. In this article, the charity suggests ways to check if you could increase your income.]]></article>
    
    
    
    
    
    
    
    <article productid="5641" date="22 July 2009" link="/newsandcommunity/news/golden-rules-for-dealing-with-debt_0005641.aspx" title="Golden rules for dealing with debt" author="National Debtline" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/National_Debtline_75x85.png" ><![CDATA[National Debtline provides anyone with debt difficulties in England, Wales and Scotland with free, confidential and independent advice. In this first article in a series from the charity, it outlines some golden rules for coping with debt.]]></article>
    
    
    
    
    
    
    
    <article productid="5606" date="17 July 2009" link="/newsandcommunity/news/is-a-cashback-credit-card-right-for-you_0005606.aspx" title="Is a cashback credit card right for you?" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Egg's new Money World card rewards customers with 1% cashback every time they spend on it. But is this card worth signing up for?]]></article>
    
    
    
    
    
    
    
    <article productid="5609" date="17 July 2009" link="/newsandcommunity/news/savings-rates-continue-their-upward-climb_0005609.aspx" title="Savings rates continue their upward climb" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Not wanting to tempt fate, but it seems that things are getting better for savers on a weekly basis at the moment...]]></article>
    
    
    
    
    
    
    
    <article productid="5608" date="17 July 2009" link="/newsandcommunity/news/when-is-an-unsecured-loan-not-an-unsecured-loan_0005608.aspx" title="When is an unsecured loan not an unsecured loan?" author="Felicity Hannah" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[If you need a large sum of money but don't have a savings pot to draw from, chances are you'll be considering whether you could borrow the cash.]]></article>
    
    
    
    
    
    
    
    <article productid="5607" date="17 July 2009" link="/newsandcommunity/news/top-tips-for-first-time-buyers_0005607.aspx" title="Top tips for first-time buyers" author="Louise Cuming" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Louise_Cuming_Large.png" ><![CDATA['Green shoots' is a controversial subject at the moment - especially in the housing market. House prices have finally tumbled to a level that many first-time buyers had been waiting for. The price of the average home now stands at &pound;158,000, according to Halifax, compared to more than &pound;200,000 at the peak of the housing boom.]]></article>
    
    
    
    
    
    
    
    <article productid="5596" date="16 July 2009" link="/newsandcommunity/news/swine-flu-and-summer-your-questions-answered_0005596.aspx" title="Swine flu - does your travel insurance protect you?" author="Felicity Hannah" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[As you look forward to your family's summer trip this year, you're probably wondering whether swine flu, or H1N1, could throw a spanner in the works.]]></article>
    
    
    
    
    
    
    
    <article productid="5564" date="13 July 2009" link="/newsandcommunity/news/the-125-per-cent-mortgage-is-back-but-it-is-a-good-thing_0005564.aspx" title="The 125% mortgage is back - but it's a good thing" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Nationwide Building Society's decision to offer a 125% mortgage has been met on some fronts by derision and condemnation - accusations of the return of irresponsible lending have been bandied around. However, such reactions risk misrepresenting Nationwide's move. ]]></article>
    
    
    
    
    
    
    
    <article productid="5565" date="13 July 2009" link="/newsandcommunity/news/the-milazzo-family-save-1258_0005565.aspx" title="The Milazzo family save 1,258" author="Kate Murphy" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Faye Milazzo and her husband Ivan from Romford, Essex, contacted moneysupermarket.com for a makeover as they want to save some extra cash for life's little luxuries.]]></article>
    
    
    
    
    
    
    
    <article productid="5566" date="13 July 2009" link="/newsandcommunity/news/cutting-costs-and-carbon-ahead-of-green-price-hikes_0005566.aspx" title="Cutting costs and carbon ahead of green price hikes" author="Felicity Hannah" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[Would a rise in energy bills cause you to struggle financially? If so, you may want to start making contingency plans, as a new government strategy for tackling climate change could cause costs to rocket.]]></article>
    
    
    
    
    
    
    
    <article productid="5558" date="10 July 2009" link="/newsandcommunity/news/simplifying-the-savings-challenge_0005558.aspx" title="Simplifying the savings challenge" author="Felicity Hannah" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[How many of you have answered our call to action and contacted your banks this week?]]></article>
    
    
    
    
    
    
    
    <article productid="5552" date="10 July 2009" link="/newsandcommunity/news/how-the-nations-savers-could-net-over-seven-billion-pounds_0005552.aspx" title="How the nation's savers could net 7.7billion" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The Bank of England base rate may not have changed since March, but savings rates have been anything but static.]]></article>
    
    
    
    
    
    
    
    <article productid="5546" date="09 July 2009" link="/newsandcommunity/news/what-to-do-if-your-fixed-energy-deal-is-about-to-end_0005546.aspx" title="What to do if your fixed energy deal is about to end" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Last summer's soaring energy costs hit British households hard, prompting many people to sign up to fixed-rate tariffs in order to stabilise their spending.]]></article>
    
    
    
    
    
    
    
    <article productid="5548" date="09 July 2009" link="/newsandcommunity/news/base-rate-remains-unchanged_0005548.aspx" title="Base rate remains unchanged" author="Felicity Hannah" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Felicity_KE_75x85.png" ><![CDATA[As was expected, the Bank of England's Monetary Policy Committee (MPC) has voted to keep interest rates on hold at 0.5%.]]></article>
    
    
    
    
    
    
    
    <article productid="5547" date="09 July 2009" link="/newsandcommunity/news/tips-if-you-are-struggling-to-get-a-mortgage_0005547.aspx" title="Tips if you're struggling to get a mortgage" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Nothing is ever like you planned it. And, in spite of rock bottom interest rates and plummeting house prices, this includes getting a mortgage. ]]></article>
    
    
    
    
    
    
    
    <article productid="5485" date="08 July 2009" link="/newsandcommunity/news/do-not-forget-travel-insurance_0005485.aspx" title="Don't forget travel insurance" author="Maxine Baker" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Maxine_Baker_75x85.png" ><![CDATA[The summer holiday period is in full swing but about 25% of holidaymakers will go away without travel insurance according to research from American Express. This could prove a costly mistake.]]></article>
    
    
    
    
    
    
    
    <article productid="5465" date="06 July 2009" link="/newsandcommunity/news/eon-announces-surprise-gas-cut_0005465.aspx" title="E.ON announces surprise gas cut" author="Clare Francis" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[E.ON has reduced its standard gas prices by 3.3% which will save customers an average of &pound;25 a year.]]></article>
    
    
    
    
    
    
    
    <article productid="5450" date="03 July 2009" link="/newsandcommunity/news/why-male-drivers-pay-more_0005450.aspx" title="Why male drivers pay more" author="Steve Sweeney" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Steve-Sweeney_85x75.jpg" ><![CDATA[Women may be the butt of many jokes about drivers but when it comes to the cost of car insurance, it appears the joke is definitely at the man's expense.]]></article>
    
    
    
    
    
    
    
    <article productid="5447" date="03 July 2009" link="/newsandcommunity/news/ten-golden-credit-card-rules_0005447.aspx" title="10 golden credit card rules" author="Peter Harrison" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[The Government has unveiled plans to give a 'better deal to consumers'. These include banning credit card providers from sending issuing cheques unless the customer has asked for them; or increasing a customer's credit limit unless it has been requested. ]]></article>
    
    
    
    
    
    
    
    <article productid="5451" date="03 July 2009" link="/newsandcommunity/news/leading-savings-deals-unpicked_0005451.aspx" title="Leading savings deals unpicked" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The savings market is a hive of activity, which is great news for savers in these times of low interest rates.]]></article>
    
    
    
    
    
    
    
    <article productid="5448" date="03 July 2009" link="/newsandcommunity/news/sarah-beenys-top-tips-for-buying-or-selling-a-home_0005448.aspx" title="Sarah Beeny's top tips for buying or selling a home" author="Sarah Beeny" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Sarah_Beeny_75x85.png" ><![CDATA[After a decade long property boom it's been a tough couple of years for the housing market.]]></article>
    
    
    
    
    
    
    
    <article productid="5426" date="01 July 2009" link="/newsandcommunity/news/tips-for-clearing-graduate-debts_0005426.aspx" title="Tips for clearing graduate debts" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[More than 200,000 students will graduate this summer, many thousands of pounds in debt. This is when the journey of repaying that money begins.]]></article>
    
    
    
    
    
    
    
    <article productid="5371" date="26 June 2009" link="/newsandcommunity/news/more-good-news-for-savers_0005371.aspx" title="More good news for savers" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/kevin_mountford_64x64.jpg" ><![CDATA[Banks and building societies are still desperate for our money, but recently the battle for our cash has focused on the fixed rate market. However, there are signs this is now moving to the easy access arena as well...]]></article>
    
    
    
    
    
    
    
    <article productid="5370" date="26 June 2009" link="/newsandcommunity/news/is-it-worth-paying-for-a-current-account_005370.aspx" title="Is it worth paying for a current account?" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[Abbey has launched a new packaged account offering 6.0% interest, travel insurance and breakdown cover - but it costs &pound;10 a month. Are the added benefits on accounts like this worth paying for? We take a look...		]]></article>
    
    
    
    
    
    
    
    <article productid="5366" date="25 June 2009" link="/newsandcommunity/news/how-to-get-fast-broadband_0005366.aspx" title="How to get faster broadband" author="James Parker " category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[Every house in the country should receive 2MB broadband by 2012. In the meantime what can you do to speed up your internet connection?]]></article>
    
    
    
    
    
    
    
    <article productid="5367" date="25 June 2009" link="/newsandcommunity/news/10-tips-to-cut-motoring-costs_0005367.aspx" title="10 tips to cut motoring costs" author="Clare Francis" category="Motoring" subcategory="Other" channellink="http://www.moneysupermarket.com/motoring/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[With the cost of petrol back above &pound;1 a litre, many drivers are feeling the strain of mounting motoring costs. We've come up with 10 tips to help ease the pain...		]]></article>
    
    
    
    
    
    
    
    <article productid="5325" date="24 June 2009" link="/newsandcommunity/news/top-tips-for-gap-year-travellers_0005325.aspx" title="Top tips for gap year travellers" author="Clare Francis" category="Money" subcategory="Travel Money" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Travelling is the perfect way to get over the stress of A-levels and university finals and more and more young people are choosing to see the world before starting work.]]></article>
    
    
    
    
    
    
    
    <article productid="5288" date="19 June 2009" link="/newsandcommunity/news/are-you-playing-your-cards-right-abroad_0005288.aspx" title="Are you playing your cards right abroad?" author="Peter Harrison" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[Traditionalists may have lamented the loss of another major high street brand this week, but travellers should have no such regrets about the rebranding of Abbey credit cards.]]></article>
    
    
    
    
    
    
    
    <article productid="5289" date="19 June 2009" link="/newsandcommunity/news/is-the-new-iphone-3gs-worth-the-hassle_0005289.aspx" title="Is the new iPhone 3GS worth the hassle?" author="James Parker " category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[It promises to be faster than ever and boasts exciting new features such as voice commands. But the prospect of switching to the new iPhone 3GS has left existing iPhone customers in the UK disgruntled, frustrated and in some cases downright furious.]]></article>
    
    
    
    
    
    
    
    <article productid="5293" date="19 June 2009" link="/newsandcommunity/news/win-free-energy-for-a-year_0005293.aspx" title="Win free energy for a year - offer ends June 26th 2009" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[To&nbsp;help you&nbsp;find the best energy deal possible, moneysupermarket.com is offering the chance to win FREE energy for a whole year - just by changing to a cheaper energy tariff...		]]></article>
    
    
    
    
    
    
    
    <article productid="5291" date="19 June 2009" link="/newsandcommunity/news/fixed-rates-soar-as-trackers-become-more-attractive_0005291.aspx" title="Trackers more attractive as fixed rates soar" author="Louise Cuming" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Louise_Cuming_Large.png" ><![CDATA[Savvy mortgage borrowers have been snapping up fixed-rate deals in a bid to take advantage of the current low interest-rate environment.]]></article>
    
    
    
    
    
    
    
    <article productid="5232" date="12 June 2009" link="/newsandcommunity/news/earn-up-to-6-per-cent-on-your-current-account_0005232.aspx" title="Earn up to 6% on your current account" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[We may not have seen any movement in the Bank of England base rate since March but the current account market is red hot - so much so that you can get a 0% overdraft for a year and now as much as 6.0% interest if you're in credit.]]></article>
    
    
    
    
    
    
    
    <article productid="5233" date="12 June 2009" link="/newsandcommunity/news/savers-risk-losing-hundreds-of-pounds-in-interest_0005233.aspx" title="Savers risk losing hundreds of pounds in interest" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Millions of savers have been protected from the recent interest rate cuts because their money has been locked into a fixed rate savings account.]]></article>
    
    
    
    
    
    
    
    <article productid="5235" date="12 June 2009" link="/newsandcommunity/news/advice-if-youre-starting-your-own-business_0005235.aspx" title="Advice if you're starting your own business" author="Clare Francis" category="Money" subcategory="Business Finance" channellink="http://www.moneysupermarket.com/businessfinance/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Britain's unemployment rate is soaring; with figures showing that 3,178 people were made redundant every day in the three months to the end of March.]]></article>
    
    
    
    
    
    
    
    <article productid="5215" date="11 June 2009" link="/newsandcommunity/news/single-mum-emma-saves-580 -pounds-a-year_0005215.aspx" title="Single mum, Emma, saves 580 a year" author="Kate Murphy" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[Emma Thorne contacted moneysupermarket because she was becoming increasingly frustrated about going into the red every month and wanted to know if there was any way she could make savings which would help her current account in credit.]]></article>
    
    
    
    
    
    
    
    <article productid="5224" date="11 June 2009" link="/newsandcommunity/news/ten-tips-to-get-the-best-deal-on-holiday-money_0005224.aspx" title="Ten tips to get the best deal on holiday money" author="Peter Harrison" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[It's easy to lose track of exactly how much you're spending when you're on holiday and while thinking about the rate of exchange isn't top of most people's priority list while they're away, there are some simple things you can do to make your holiday money go further.]]></article>
    
    
    
    
    
    
    
    <article productid="5193" date="09 June 2009" link="/newsandcommunity/news/major-restructure-at-lloyds-what-does-it-all-mean-for-you_0005193.aspx" title="Major restructure at Lloyds - what does it all mean for you?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[When Lloyds TSB merged with HBOS earlier this year to form Lloyds Banking Group, major changes within the new super bank were inevitable and we are starting to learn a little more about how the company is looking to position itself going forward. But what will it all mean for customers?]]></article>
    
    
    
    
    
    
    
    <article productid="5191" date="09 June 2009" link="/newsandcommunity/news/hsbc-launches-rate-matcher-mortgage-but-is-it-any-good_0005191.aspx" title="HSBC launches Rate Matcher mortgage - but is it any good?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[HSBC has re-launched its 'Rate Matcher' mortgage offer. This is the second year, the offer has been available and the bank says it will allow borrowers to fix their mortgage at a rate that is the same, or better, than the standard variable rate (SVR) being offered by their existing lender. But is this offer as good as it sounds, or is it more of a marketing gimmick?]]></article>
    
    
    
    
    
    
    
    <article productid="5183" date="08 June 2009" link="/newsandcommunity/news/earn-more-on-your-current-account_0005183.aspx" title="Earn more on your current account" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[The Bank of England may have left base rate unchanged since March but that doesn't mean activity in the savings and current account markets has stalled. Abbey and Alliance &amp; Leicester, both owned by Spanish banking group Santander, are offering consumers the chance to earn 6.0% on the money they keep in their current account.]]></article>
    
    
    
    
    
    
    
    <article productid="5169" date="05 June 2009" link="/newsandcommunity/news/how-safe-is-your-garden_0005169.aspx" title="How safe is your garden?" author="Steve Sweeney" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Steve-Sweeney_85x75.jpg" ><![CDATA[The good weather doesn't come around too often in the UK so it's no wonder we do everything we can to make the most of it when it's here - even if we have to splash the cash to do so.]]></article>
    
    
    
    
    
    
    
    <article productid="5172" date="05 June 2009" link="/newsandcommunity/news/what-now-for-borrowers-and-savers_0005172.aspx" title="What now for borrowers and savers?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/savings/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Savers and borrowers shouldn't get complacent just because the Bank of England's Monetary Policy Committee chose to hold the base rate at 0.5% again this month.]]></article>
    
    
    
    
    
    
    
    <article productid="5170" date="05 June 2009" link="/newsandcommunity/news/how-to-choose-the-best-mobile-deal_0005170.aspx" title="How to choose the best mobile deal" author="James Parker " category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[We may not want to admit it, but most of us would be lost without our mobile phones - in fact, 86% of UK adults now own at least one. However, while we may love our phones few of us love our phone bills which are often much more costly than they need to be.]]></article>
    
    
    
    
    
    
    
    <article productid="5168" date="05 June 2009" link="/newsandcommunity/news/credit-card-competition-heats-up_0005168.aspx" title="Credit card competition heats up" author="Peter Harrison" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[If you're on the look out for a new credit card, there are a number of deals that have been launched recently which could be worth considering.]]></article>
    
    
    
    
    
    
    
    <article productid="5143" date="04 June 2009" link="/newsandcommunity/news/interest-rates-kept-at-zero-point-five-per-cent_0005143.aspx" title="Interest rates kept at 0.5%" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[As expected, the Bank of England's Monetary Policy Committee voted to keep base rate on hold at 0.5% again this month. ]]></article>
    
    
    
    
    
    
    
    <article productid="5142" date="04 June 2009" link="/newsandcommunity/news/should-savers-hold-off-from-opening-a-cash-isa_0005142.aspx" title="Should savers hold off from opening a cash ISA?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[If you've not yet used your cash ISA allowance this tax-year, now may not be the best time to invest it.]]></article>
    
    
    
    
    
    
    
    <article productid="5076" date="01 June 2009" link="/newsandcommunity/news/glasgow-couple-save-550-pounds-a-year_0005076.aspx" title="Glasgow couple save 550 a year" author="Kate Murphy" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[David Pirie, a 33-year old IT worker, and his wife Karien, live in Lennoxtown near Glasgow. The couple recently used their savings to clear his credit card debts. They are now trying to rebuild their savings pot in order to convert their garage into an extra room.]]></article>
    
    
    
    
    
    
    
    <article productid="5068" date="29 May 2009" link="/newsandcommunity/news/should-over-fifties-bank-on-specialists_0005068.aspx" title="Should over-50s bank on specialists?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[An increasing number of providers are offering banking and insurance products to the over-50s. However, just because it's a specialist deal, doesn't mean that it's the best option for you. What it does mean though, is that the over-50s have a greater choice and that in some circumstances, their age may result in them getting a better deal than someone younger.]]></article>
    
    
    
    
    
    
    
    <article productid="5067" date="29 May 2009" link="/newsandcommunity/news/where-can-you-turn-for-debt-help_0005067.aspx" title="Where can you turn for debt help?" author="Tim Moss" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Barely a day seems to pass without another message on the answer phone from an unnamed 'debt help' company offering it services. Indeed the cold calling has got so out of hand for so many, that 10 firms were told to stop by the Office of Fair Trading (OFT).]]></article>
    
    
    
    
    
    
    
    <article productid="5055" date="29 May 2009" link="/newsandcommunity/news/how-young-drivers-can-put-brakes-on-insurance-costs_0005055.aspx" title="How young drivers can put brakes on insurance costs" author="Steve Sweeney" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Steve-Sweeney_85x75.jpg" ><![CDATA[It may be good to be young, but it's not so good to be a young driver. Despite the fact that youngsters (those aged 17-21) make up just 7% of all drivers they collectively pay more than &pound;3billion a year on car insurance - that's 32% of the national bill.]]></article>
    
    
    
    
    
    
    
    <article productid="5069" date="29 May 2009" link="/newsandcommunity/news/ten-financial-traps-to-watch-out-for_0005069.aspx" title="10 financial traps to watch out for" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[The world of personal finance can be full of rewards. There are some great rates and deals to take advantage of, but often, the market-leading products have a number of strings attached. And if you fall foul of the terms and conditions, you could find that the great deal you signed up for could becomes nothing more than a standard product.]]></article>
    
    
    
    
    
    
    
    <article productid="5005" date="21 May 2009" link="/newsandcommunity/news/lloyds-tsb-helps-first-time-buyers_0005005.aspx" title="Lloyds TSB helps first time buyers" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Lloyds TSB has launched a new mortgage which could signify that we are past the worst in the mortgage impasse that has been strangling the housing market.]]></article>
    
    
    
    
    
    
    
    <article productid="5007" date="21 May 2009" link="/newsandcommunity/news/how-to-cut-the-cost-of-home-insurance_0005007.aspx" title="How to cut the cost of home insurance " author="Steve Sweeney" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Steve-Sweeney_85x75.jpg" ><![CDATA[Many insurers are seeking to attract new customers and capitalise on the fact that home insurance premiums are rising. Incentives such as a 50% discount off the annual premium are rife at the moment. ]]></article>
    
    
    
    
    
    
    
    <article productid="5009" date="21 May 2009" link="/newsandcommunity/news/we-help-you-save-rationing-is-back_0005009.aspx" title="We help you save - rationing is back " author="Sian Harrison" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Sian_75x85.jpg" ><![CDATA[Remember when it was almost a social faux-pas to haggle over a price, ask for your change or hand over a discount voucher? Well those days are long gone because now to be thrifty is to be fashionable.]]></article>
    
    
    
    
    
    
    
    <article productid="5015" date="21 May 2009" link="/newsandcommunity/news/last-chance-to-get-one-hundred-pounds-from-alliance-and-leicester_0005015.aspx" title="Last chance to get &amp;#163;100 from A&amp;amp;L" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[Time is running out if you want to earn &pound;100 for switching your current account.]]></article>
    
    
    
    
    
    
    
    <article productid="5006" date="21 May 2009" link="/newsandcommunity/news/move-your-savings-and-earn-hundreds-of-pounds_0005006.aspx" title="Move your savings and earn hundreds" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[We're seeing something of a rate war in the savings market with rates climbing even though the Bank of England kept base rate on hold again this month.]]></article>
    
    
    
    
    
    
    
    <article productid="4992" date="20 May 2009" link="/newsandcommunity/news/take-a-stand-against-high-call-costs_0004992.aspx" title="Take a stand against high call costs" author="James Parker " category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[Consumers have been paying too much for mobile phone calls for too long. Now is the time to take a stand and put pressure on providers to slash the amount they charge us.]]></article>
    
    
    
    
    
    
    
    <article productid="4989" date="19 May 2009" link="/newsandcommunity/news/money-makeover-is-richard-the-countrys-best-money-saver_0004989.aspx" title="Is Richard the country's best money saver?" author="Kate Murphy" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kate_Murphy_75x85.png" ><![CDATA[If you know you should be doing more with your finances but never get round to it because there's always something else to do, then Richard Keeble should inspire you to take action now.]]></article>
    
    
    
    
    
    
    
    <article productid="4956" date="15 May 2009" link="/newsandcommunity/news/dont-be-stung-by-mobile-charges-this-summer_0004956.aspx" title="Don't be stung by mobile charges this summer" author="James Parker " category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[The cost of using your mobile abroad will be slashed when a new European ruling takes effect in July and we could be on the brink of a price war between network providers. However, you still need to be careful about using your mobile when you're on holiday otherwise you might be in for a nasty shock when the bill arrives.]]></article>
    
    
    
    
    
    
    
    <article productid="4954" date="15 May 2009" link="/newsandcommunity/news/enjoy-half-term-without-it-breaking-the-bank_0004954.aspx" title="Enjoy half-term without it breaking the bank" author="Clare Francis" category="Travel" subcategory="UK Breaks" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Keeping the kids entertained during the half-term break can prove a serious strain on family finances.]]></article>
    
    
    
    
    
    
    
    <article productid="4953" date="15 May 2009" link="/newsandcommunity/news/is-your-car-insured-abroad_0004953.aspx" title="Is your car insured abroad?" author="Steve Sweeney" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Steve-Sweeney_85x75.jpg" ><![CDATA[Motorists planning a trip to continental Europe this Bank Holiday could be hit with a double whammy if they are involved in an accident.]]></article>
    
    
    
    
    
    
    
    <article productid="4955" date="15 May 2009" link="/newsandcommunity/news/ten-things-you-need-to-know-before-applying-for-a-loan_0004955.aspx" title="10 things you need to know before applying for a loan" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[With redundancy levels rising, thousands of households are having to borrow for the first time.]]></article>
    
    
    
    
    
    
    
    <article productid="4877" date="14 May 2009" link="/newsandcommunity/news/find-a-credit-union-in-the-west-and-south-west_0004877.aspx" title="Find a credit union in the West and South West of England" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Need to find a credit union in the West and South West of England? Here is a list of credit unions in your area...]]></article>
    
    
    
    
    
    
    
    <article productid="4902" date="14 May 2009" link="/newsandcommunity/news/find-a-credit-union-in-the-north-east_0004902.aspx" title="Find a credit union in the North East of England" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Need to find a credit union in the North East of England? Here is a list of credit unions in your area...]]></article>
    
    
    
    
    
    
    
    <article productid="4906" date="14 May 2009" link="/newsandcommunity/news/find-a-credit-union-in-wales_0004906.aspx" title="Find a credit union in Wales" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Need to find a credit union in Wales? Here is a list of credit unions in your area...]]></article>
    
    
    
    
    
    
    
    <article productid="4897" date="14 May 2009" link="/newsandcommunity/news/find-a-credit-union-in-east-anglia-and-lincolnshire_0004897.aspx" title="Find a credit union in East Anglia and Lincolnshire" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Need to find a credit union in East Anglia and Lincolnshire? Here is a list of credit unions in your area...]]></article>
    
    
    
    
    
    
    
    <article productid="4905" date="14 May 2009" link="/newsandcommunity/news/find-a-credit-union-in-scotland_0004905.aspx" title="Find a credit union in Scotland" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Need to find a credit union in Scotland? Here is a list of credit unions in your area...]]></article>
    
    
    
    
    
    
    
    <article productid="4904" date="14 May 2009" link="/newsandcommunity/news/find-a-credit-union-in-yorkshire_0004904.aspx" title="Find a credit union in Yorkshire" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Need to find a credit union in Yorkshire? Here is a list of credit unions in your area...]]></article>
    
    
    
    
    
    
    
    <article productid="4895" date="14 May 2009" link="/newsandcommunity/news/find-a-credit-union-in-the-midlands_0004895.aspx" title="Find a credit union in the Midlands" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Need to find a credit union in the Midlands? Here is a list of credit unions in your area...]]></article>
    
    
    
    
    
    
    
    <article productid="4898" date="14 May 2009" link="/newsandcommunity/news/find-a-credit-union-in-the-north-west_0004898.aspx" title="Find a credit union in the North West of England" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Need to find a credit union in the North West of England? Here is a list of credit unions in your area...]]></article>
    
    
    
    
    
    
    
    <article productid="4863" date="14 May 2009" link="/newsandcommunity/news/find-a-credit-union-in-the-south-and-south-east_0004863.aspx" title="Find a credit union in the South and South East of England" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Need to find a credit union in the South and South East of England ? Here is a list of credit unions in your area...]]></article>
    
    
    
    
    
    
    
    <article productid="4862" date="14 May 2009" link="/newsandcommunity/news/find-a-credit-union-in-london_0004862.aspx" title="Find a credit union in London" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Need to find a credit union in London? Here is a list of credit unions in your area...]]></article>
    
    
    
    
    
    
    
    <article productid="4920" date="13 May 2009" link="/newsandcommunity/news/get-a-new-credit-card-before-you-jet-abroad_0004920.aspx" title="Get a new credit card before you jet abroad" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[With the holiday season just around the corner, Abbey's decision to relaunch its Zero credit card is great news for those heading abroad this summer. ]]></article>
    
    
    
    
    
    
    
    <article productid="4883" date="08 May 2009" link="/newsandcommunity/news/top-tips-for-diy-enthusiasts_0004883.aspx" title="Top tips for DIY enthusiasts" author="Simon James" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Simon_James75x85.png" ><![CDATA[DIY is booming and this is due to a number of factors: because of the downturn in the housing market a growing number of people are opting to stay put and do up their existing home, rather than sell in a difficult market. Some are making home improvements in a bid to boost the value of their property, and others are doing jobs themselves rather than paying someone else to do them in a bid to save money.]]></article>
    
    
    
    
    
    
    
    <article productid="4881" date="08 May 2009" link="/newsandcommunity/news/savings-rates-rise_0004881.aspx" title="Boost your savings returns by 400 a year" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[With interest rates at historic lows, many people will be questioning whether there is any point in saving at the moment. But this is not the time to be sitting back and doing nothing if you are a saver.]]></article>
    
    
    
    
    
    
    
    <article productid="4880" date="08 May 2009" link="/newsandcommunity/news/pick-up-sky-plus-for-free_0004880.aspx" title="Pick up Sky+ for free" author="James Parker " category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[From our national obsession with mobile phones to our addiction to high-speed internet, every now and then a new form of technology comes along that makes such an impact we can't imagine life without it.]]></article>
    
    
    
    
    
    
    
    <article productid="4879" date="08 May 2009" link="/newsandcommunity/news/good-news-in-the-mortgage-market_0004879.aspx" title="Good news in the mortgage market" author="Louise Cuming" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Louise_Cuming_Large.png" ><![CDATA[The Bank of England may have kept base rate on hold for a second consecutive month, but that hasn't meant mortgage rates are remaining static. There have been a few rumblings within the troubled mortgage market - and this time they are for the better.]]></article>
    
    
    
    
    
    
    
    <article productid="4868" date="07 May 2009" link="/newsandcommunity/news/british-gas-cuts-electricity-prices_0004868.aspx" title="British Gas cuts electricity prices" author="Clare Francis" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Energy giant British Gas has dropped its electricity prices by 10%, a move that will save 4.5 million customers on standard tariffs an average of &pound;46 a year.]]></article>
    
    
    
    
    
    
    
    <article productid="4866" date="07 May 2009" link="/newsandcommunity/news/no-change-in-interest-rates_0004866.aspx" title="No change in interest rates" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[As expected, the Bank of England's Monetary Policy Committee voted to keep interest rates on hold at 0.5% again this month. The base rate looks set to remain at this level, probably for the rest of this year, but as far as consumers are concerned this does not mean it's a time to sit back and do nothing.]]></article>
    
    
    
    
    
    
    
    <article productid="4857" date="06 May 2009" link="/newsandcommunity/news/money-makeover-symons-family-now-1500-pounds-a-year-better-off_0004857.aspx" title="Money makeover: the Symons family is now &amp;#163;1,500 a year better off" author="Collette Walsh" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[Jo Symons is like a lot of working mums right now - struggling to balance her busy part-time job with the demands of being mum to three-year-old Rosie. Jo, 38, and husband Ray, 46, a full time civil servant, live in a three-bedroomed semi-detached house in Kingston-upon-Thames in Surrey.]]></article>
    
    
    
    
    
    
    
    <article productid="4789" date="01 May 2009" link="/newsandcommunity/news/why-travel-insurance-is-a-must_0004789.aspx" title="Why travel insurance is a must" author="Maxine Baker" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Maxine_Baker_75x85.png" ><![CDATA[If you ever thought that travel insurance was a waste of money then the events of the last few weeks will have reminded you just how important it can be.]]></article>
    
    
    
    
    
    
    
    <article productid="4794" date="01 May 2009" link="/newsandcommunity/news/fancy-pocketing-100-pounds_0004794.aspx" title="Fancy pocketing 100?" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[In the current financial climate the chance to pocket an extra &pound;100 could seem too good to be true. But that's exactly what Alliance &amp; Leicester (A&amp;L) is offering new customers.]]></article>
    
    
    
    
    
    
    
    <article productid="4785" date="01 May 2009" link="/newsandcommunity/news/dont-be-forced-to-give-up-your-pet_0004785.aspx" title="Don't be forced to give up your pet" author="Clare Francis" category="Insurance" subcategory="Pet" channellink="http://www.moneysupermarket.com/pet-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[The number of people abandoning their pets is soaring and in many cases it's because of financial reasons.]]></article>
    
    
    
    
    
    
    
    <article productid="4790" date="01 May 2009" link="/newsandcommunity/news/ten-ways-to-boost-your-salary_0004790.aspx" title="Ten ways to boost your salary" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[With the recession showing no real sign of abating, it's not the time to be banking on a pay rise.]]></article>
    
    
    
    
    
    
    
    <article productid="4714" date="29 April 2009" link="/newsandcommunity/news/money-makeover-we-save-financial-planner-dean-over-800-pounds-a-year_0004714.aspx" title="Money makeover: we save financial planner Dean over 800 a year" author="Collette Walsh" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[As a financial planner for a training organisation, Londoner Dean Cove, 38, knows all about budgeting. But when it comes to his own finances, he struggles to be as savvy a saver as he would like.]]></article>
    
    
    
    
    
    
    
    <article productid="4708" date="28 April 2009" link="/newsandcommunity/news/swine-flu-your-questions-answered_0004708.aspx" title="Swine flu - your questions answered" author="Clare Francis" category="Travel" subcategory="Other" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Given the concerns about swine flu, the Foreign &amp; Commonwealth Office (FCO) is now advising holidaymakers not to travel to Mexico unless their trip is absolutely essential.]]></article>
    
    
    
    
    
    
    
    <article productid="4691" date="27 April 2009" link="/newsandcommunity/news/tell-me-about-credit-unions_0004691.aspx" title="Tell me about...Credit Unions" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Credit unions have enjoyed greater popularity over the last year or so as consumers disappointed by the banks' failure to manage their interests have sought alternative homes for their cash.]]></article>
    
    
    
    
    
    
    
    <article productid="4679" date="24 April 2009" link="/newsandcommunity/news/money-makeover-we-save-the-bell-family-2000-pounds_0004679.aspx" title="Money makeover: we save the Bell family 2,000" author="Collette Walsh" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[Father-of-two Paul Bell is like countless other parents right now - playing constant catch-up with his monthly finances.]]></article>
    
    
    
    
    
    
    
    <article productid="4684" date="24 April 2009" link="/newsandcommunity/news/how-savers-can-maximise-returns_0004684.aspx" title="How savers can maximise returns" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[Savers were left disappointed by the Budget. Although the Chancellor announced a &pound;3,000 increase in the annual ISA allowance, it doesn't take effect until October for the over 50s. And those under the age of 50 will have to wait until April 6 next year.]]></article>
    
    
    
    
    
    
    
    <article productid="4685" date="24 April 2009" link="/newsandcommunity/news/what-does-the-budget-really-mean-for-you_0004685.aspx" title="What does the Budget really mean for you?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[With the economy in dire straits, many people were expecting to be hit hard by the Budget, but initially it appeared as though most individuals had got off fairly lightly.]]></article>
    
    
    
    
    
    
    
    <article productid="4677" date="24 April 2009" link="/newsandcommunity/news/watch-out-for-billing-errors_0004677.aspx" title="Watch out for billing errors" author="Clare Francis" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[With finances tight and many of us struggling to keep on top of our monthly bills, the last thing we need is to be paying over the odds for a mistake someone else has made.]]></article>
    
    
    
    
    
    
    
    <article productid="4670" date="22 April 2009" link="/newsandcommunity/news/savers-receive-budget-boost_0004670.aspx" title="Savers receive Budget boost" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The Chancellor, Alistair Darling, was under huge pressure to do something for the country's 20 million-or-so savers in the Budget, but did he deliver?]]></article>
    
    
    
    
    
    
    
    <article productid="4668" date="22 April 2009" link="/newsandcommunity/news/2009-budget-at-a-glance_0004668.aspx" title="2009 Budget at a glance" author="Collette Walsh" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[This year's budget came one month later than usual due to the ongoing financial crisis, so what did Alistair Darling deliver?]]></article>
    
    
    
    
    
    
    
    <article productid="4607" date="20 April 2009" link="/newsandcommunity/news/money-makeover-we-save-angela-over-1000_0004607.aspx" title="Money makeover: we save Angela over 1,000" author="Collette Walsh" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[This week's money makeover volunteer is Angela Hanvey who works as an administration manager for a dental practice in Perthshire, Scotland.]]></article>
    
    
    
    
    
    
    
    <article productid="4586" date="17 April 2009" link="/newsandcommunity/news/credit-cards-five-dos-and-donts_0004586.aspx" title="Credit cards - five dos and don'ts" author="Peter Harrison" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[Credit cards may be our 'flexible friends' but if we don't use them correctly that friendship can soon turn sour.]]></article>
    
    
    
    
    
    
    
    <article productid="4599" date="17 April 2009" link="/newsandcommunity/news/top-tips-for-first-time-buyers_0004599.aspx" title="Top tips for first time buyers" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[The scale of the downturn in the housing market has taken most analysts by surprise. But it's been a relief to some - not least aspiring first-time buyers who were despairing at the rate house prices had been surging up until about 18-months ago.]]></article>
    
    
    
    
    
    
    
    <article productid="4603" date="17 April 2009" link="/newsandcommunity/news/how-to-choose-the-right-insurance-cover_0004603.aspx" title="How to choose the right insurance cover" author="Collette Walsh" category="Money" subcategory="Income" channellink="http://www.moneysupermarket.com/payment-protection/" forum="49" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[With unemployment levels continuing to rise and as the grip of recession shows no sign of loosening, the need to safeguard your financial security with insurance protection is more important than ever.]]></article>
    
    
    
    
    
    
    
    <article productid="4580" date="17 April 2009" link="/newsandcommunity/news/whats-the-best-current-account_0004580.aspx" title="What's the best current account?" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[Current accounts are the stalwart&nbsp;of banking products and you may think they're all pretty much the same. But you'd be wrong. The market has changed significantly in recent years and it is still evolving.]]></article>
    
    
    
    
    
    
    
    <article productid="4545" date="09 April 2009" link="/newsandcommunity/news/slash-pounds-off-your-car-insurance_0004545.aspx" title="Slash pounds off your car insurance" author="Andy Leadbetter" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[Do you shop around for car insurance when your policy is up for renewal or do you just renew with your existing provider? If it's the latter, you're not alone but it's time to change your habit.]]></article>
    
    
    
    
    
    
    
    <article productid="4560" date="09 April 2009" link="/newsandcommunity/news/are-there-green-shoots-in-the-mortgage-market_0004560.aspx" title="Are there green shoots in the mortgage market?" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[The decision by the Bank of England's Monetary Policy Committee (MPC) to keep interest rates on hold at 0.5% this month was widely expected. In fact most economists believe rates are now as low as they'll go and that they'll remain at this level for the foreseeable future.]]></article>
    
    
    
    
    
    
    
    <article productid="4549" date="09 April 2009" link="/newsandcommunity/news/new-loan-rates-available-from-moneysupermarket_0004549.aspx" title="New loan rates available from moneysupermarket" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Since the onset of the credit crunch it's become increasingly difficult to borrow money cheaply.]]></article>
    
    
    
    
    
    
    
    <article productid="4516" date="03 April 2009" link="/newsandcommunity/news/tax-allowances-for-2009-2010_0004516.aspx" title="Tax allowances for 2009/2010" author="Collette Walsh" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[In case you're wondering what your tax allowances will be for the next tax year, we have compiled some easy-to-read tables for you. These should provide all the information you need.]]></article>
    
    
    
    
    
    
    
    <article productid="4509" date="03 April 2009" link="/newsandcommunity/news/the-best-energy-deal-for-your-region_0004509.aspx" title="The best energy deal for your region" author="Collette Walsh" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[Most UK households should see their gas and electricity bills come down in the coming months - not only is our consumption likely to fall as we head into summer but the recent price cuts announced by the six major energy providers have also now taken effect.]]></article>
    
    
    
    
    
    
    
    <article productid="4504" date="03 April 2009" link="/newsandcommunity/news/money-makeover-we-saved-sue-900-a-year_0004504.aspx" title="Money makeover: we save Sue 900 a year" author="Collette Walsh" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[Sue Hall, 35, a married, mother-of-two lives in a three-bedroom house in Bristol with husband Andy. She works part-time running an independent publishing company while Andy works in social services.]]></article>
    
    
    
    
    
    
    
    <article productid="4512" date="03 April 2009" link="/newsandcommunity/news/invest-at-the-start-of-the-tax-year_0004512.aspx" title="Invest at the start of the tax year" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[When it comes to saving it is the early bird that catches the worm and the new tax year - which begins on April 6 - marks the ideal time to open a cash ISA.]]></article>
    
    
    
    
    
    
    
    <article productid="4503" date="02 April 2009" link="/newsandcommunity/news/easter-travel-money_0004503.aspx" title="Easter travel money" author="Peter Harrison" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[We may be willing to cut back on our coffees before work, our nights out and our takeaways but even with the credit crunch in full swing our holidays are the last thing we want to give up.]]></article>
    
    
    
    
    
    
    
    <article productid="4499" date="01 April 2009" link="/newsandcommunity/news/bank-charges-more-twists-and-turns_0004499.aspx" title="Bank charges - more twists and turns" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Consumers hoping that there would soon be an end to the long-running battle between the banks and Office of Fair Trading about the fairness of overdraft charges look set to be disappointed.]]></article>
    
    
    
    
    
    
    
    <article productid="4489" date="31 March 2009" link="/newsandcommunity/news/havent-opened-an-isa-yet-dont-wait-until-sunday_0004489.aspx" title="Haven't opened an ISA yet? The countdown is on" author="Collette Walsh" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[The tax year ends at midnight on April 5 and in theory you have until that time to use this year's ISA allowance. However, with April 5 falling on a Sunday this year, in practice the deadline for your ISA application&nbsp;may be earlier.]]></article>
    
    
    
    
    
    
    
    <article productid="4467" date="30 March 2009" link="/newsandcommunity/news/nationwide-takes-over-dunfermline-building-society_0004467.aspx" title="Nationwide takes over Dunfermline Building Society" author="Collette Walsh" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[Dunfermline, Scotland's largest building society, has been rescued in a state backed sale to Nationwide.]]></article>
    
    
    
    
    
    
    
    <article productid="4456" date="27 March 2009" link="/newsandcommunity/news/where-should-i-put-my-savings_0004456.aspx" title="Where should I put my savings?" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[The nation has become increasingly cash-strapped as the recession deepens. More than a third of consumers have less in savings now than they did two years ago according to an independent survey carried out for moneysupermarket.com.]]></article>
    
    
    
    
    
    
    
    <article productid="4461" date="27 March 2009" link="/newsandcommunity/news/ten-top-tips-for-savers_0004461.aspx" title="Ten top tips for savers" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Are you the world's worst saver? Or perhaps you're struggling to make the most of your money in the current low interest rate environment? Our 10 tips for savers should help:]]></article>
    
    
    
    
    
    
    
    <article productid="4450" date="26 March 2009" link="/newsandcommunity/news/are-my-savings-safe_0004450.aspx" title="Are my savings safe?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Dunfermline Building Society is the latest victim of the credit crunch. The ongoing instability of many of Britain's financial institutions has, not surprisingly, unnerved many savers.]]></article>
    
    
    
    
    
    
    
    <article productid="4426" date="24 March 2009" link="/newsandcommunity/news/get-your-isa-now-its-your-last-chance_0004426.aspx" title="Get your ISA now - it's your last chance" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The tax year ends at midnight on April 5. If you've not made use of this year's ISA allowance by then you'll lose it, so there's no time to waste.]]></article>
    
    
    
    
    
    
    
    <article productid="4366" date="20 March 2009" link="/newsandcommunity/news/last-chance-to-earn-100-pounds-by-switching-current-account_0004366.aspx" title="Last chance to earn 100 by switching current account" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The chance to earn 'free money' is always something that will grab people's attention. However, time is running out to pocket 100 pounds just for switching your current account.]]></article>
    
    
    
    
    
    
    
    <article productid="4367" date="20 March 2009" link="/newsandcommunity/news/is-it-time-to-fix-your-savings_0004367.aspx" title="Is it time to fix your savings?" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Even though the Bank of England cut interest rates again this month, a number of banks and building societies have gone against the tide and increased the rates on some savings accounts. This is good news for savers who are struggling to earn a decent return with the base rate at a record low.]]></article>
    
    
    
    
    
    
    
    <article productid="4362" date="20 March 2009" link="/newsandcommunity/news/beat-the-recession-and-bag-a-bargain_0004362.aspx" title="Beat the recession and bag a bargain" author="Collette Walsh" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[Whether it's a new car, laptop, handbag or pair of designer sunglasses negotiating a discount on the price is hugely satisfying. And with retailers, car dealers and restaurateurs desperate for our business at the moment, there are bargains galore to be had.]]></article>
    
    
    
    
    
    
    
    <article productid="4364" date="20 March 2009" link="/newsandcommunity/news/how-to-get-faster-broadband_0004364.aspx" title="How to get faster broadband" author="James Parker " category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[Industry regulator Ofcom has opened the door for companies to invest in super-fast broadband connections that can deliver speeds up to 10 times the level of today's services.]]></article>
    
    
    
    
    
    
    
    <article productid="4343" date="17 March 2009" link="/newsandcommunity/news/moneysupermarket-now-compares-more-insurers_0004343.aspx" title="Moneysupermarket now compares more insurers" author="Clare Francis" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Moneysupermarket.com has enhanced its motor and home insurance propositions by adding Churchill, Privilege and Virgin Money to its panel of insurers.]]></article>
    
    
    
    
    
    
    
    <article productid="4329" date="16 March 2009" link="/newsandcommunity/news/npower-finally-announces-price-reductions_0004329.aspx" title="Npower finally announces price reductions" author="Clare Francis" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Npower has said it will reduce electricity prices at the end of March. The announcement means that all six major energy firms have now laid their cards on the table and confirmed that bills are set to fall. ]]></article>
    
    
    
    
    
    
    
    <article productid="4322" date="13 March 2009" link="/newsandcommunity/news/rate-now-the-priority-for-savers_0004322.aspx" title="Rate now the priority for savers" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[With the base rate at just 0.5% and latest Bank of England figures revealing the average instant access account was paying 0.17% at the end of February, savers are taking action.]]></article>
    
    
    
    
    
    
    
    <article productid="4309" date="13 March 2009" link="/newsandcommunity/news/switch-energy-provider-and-save-why-online-tariffs-are-best_0004309.aspx" title="Switch energy provider and save" author="Scott Byrom" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[With the weather getting warmer, the days getting longer and gas and electricity prices on the way down, switching your energy provider may not be a priority - but it should be. Most consumers have been paying too much for their energy for too long so it's time to make sure you are no longer one of them.]]></article>
    
    
    
    
    
    
    
    <article productid="4310" date="13 March 2009" link="/newsandcommunity/news/unbeatable-credit-crunching-holiday-tips_0004310.aspx" title="Credit crunching holiday tips" author="Collette Walsh" category="Travel" subcategory="Travel" channellink="http://www.travelsupermarket.com/link.asp?section=home" forum="66" active="True" imageurl="/newsandcommunity/img/authors/Collette_64x64.png" ><![CDATA[It's official - taking a holiday is not only good for the soul, it could be the boost to see us through the gloom and doom of the recession.]]></article>
    
    
    
    
    
    
    
    <article productid="4312" date="13 March 2009" link="/newsandcommunity/news/how-to-choose-a-debt-management-company_0004312.aspx" title="How to choose a debt management company" author="Paul Wilson" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Paul_Wilson_Large.png" ><![CDATA[Industry watchdog, the Office of Fair Trading (OFT), has taken action against 13 companies which set up repayment plans for people struggling with debt. It stated that the businesses were deliberately misleading customers by using website addresses similar to those of non-profit organisations when they are in fact commercial enterprises. A total of 27 websites have been shut down.]]></article>
    
    
    
    
    
    
    
    <article productid="4253" date="06 March 2009" link="/newsandcommunity/news/tips-for-landlords_0004253.aspx" title="Tips for landlords" author="Collette Walsh" category="Insurance" subcategory="Landlord" channellink="http://www.moneysupermarket.com/landlord-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[Thousands of homeowners are turning to the rental market as they struggle to sell their property during the recession. As a result, Britain now has a growing nation of 'accidental landlords' - homeowners who are weathering the storm of a falling housing market by renting out their properties.]]></article>
    
    
    
    
    
    
    
    <article productid="4265" date="06 March 2009" link="/newsandcommunity/news/abbey-launches-new-marketing-leading-credit-card_0004265.aspx" title="Abbey launches new market-leading credit card" author="Peter Harrison" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[The Bank of England base rate may be at its lowest level in history, but as many credit card holders know to their cost this doesn't necessarily translate into lower borrowing charges.]]></article>
    
    
    
    
    
    
    
    <article productid="4270" date="06 March 2009" link="/newsandcommunity/news/rate-cut-savers-lose-and-borrowers-dont-win_0004270.aspx" title="Rate cut: Savers lose and borrowers don't win" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[The decision by the Bank of England to reduce the base rate to 0.5% was a bitter blow for savers who have already seen the returns on their money plummet since rates started falling. But the signs aren't good for borrowers either.]]></article>
    
    
    
    
    
    
    
    <article productid="4260" date="06 March 2009" link="/newsandcommunity/news/how-to-choose-a-cash-isa_0004260.aspx" title="How to choose a cash Isa" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[With interest rates at record lows it's more important than ever to maximise the returns on your savings. Cash Isas are therefore well worth taking advantage of because interest is paid tax-free. Yet research from Birmingham Midshires suggests that two thirds of savers will fail to make use of their Isa allowance.]]></article>
    
    
    
    
    
    
    
    <article productid="4252" date="05 March 2009" link="/newsandcommunity/news/another-unpopular-rate-reduction_0004252.aspx" title="Another unpopular rate reduction" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[The Bank of England's Monetary Policy Committee has voted to cut interest rates again, taking the base rate to 0.5% - another all time low. We're still not quite at zero, but even so today's announcement won't be widely welcomed.]]></article>
    
    
    
    
    
    
    
    <article productid="4144" date="27 February 2009" link="/newsandcommunity/news/good-news-for-savers-at-last_0004144.aspx" title="Good news for savers at last?" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[With interest rates having been cut every month since October, there's been little in the way of good news for savers as they've seen their returns plummet. ]]></article>
    
    
    
    
    
    
    
    <article productid="4139" date="27 February 2009" link="/newsandcommunity/news/credit-crunch-crimewave-protect-your-home_0004139.aspx" title="Credit crunch crimewave - protect your home" author="Collette Walsh" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="68" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[Cases of burglary tend to rise during times of economic hardship, yet millions of households are leaving themselves exposed because they have no insurance.]]></article>
    
    
    
    
    
    
    
    <article productid="4143" date="27 February 2009" link="/newsandcommunity/news/how-to-choose-a-loan_0004143.aspx" title="How to choose a loan" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[While most of the headlines during the global economic crisis have centred on the difficulties borrowers have in obtaining mortgages, what has often been overlooked is how hard it has become to obtain smaller loans.]]></article>
    
    
    
    
    
    
    
    <article productid="4148" date="27 February 2009" link="/newsandcommunity/news/scottish-power-to-cut-energy-prices_0004148.aspx" title="Scottish Power to cut energy prices" author="Clare Francis" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Scottish Power is to reduce its gas and electricity prices at the end of March.]]></article>
    
    
    
    
    
    
    
    <article productid="4142" date="27 February 2009" link="/newsandcommunity/news/money-makeover-we-save-single-mum-750-pounds-a-year_0004142.aspx" title="Money makeover: we save single mum 750 a year " author="Clare Francis" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Linda Dawson, 49, was one of many hundreds of moneysupermarket.com customers to get in touch when we asked for monthly money makeover volunteers. Linda, a project manager, lives in a three-bedroom house in Crawley in Sussex and her present mortgage deal is about to end.]]></article>
    
    
    
    
    
    
    
    <article productid="4136" date="26 February 2009" link="/newsandcommunity/news/are-bank-charge-refunds-finally-on-the-way_0004136.aspx" title="Are bank charge refunds finally on the way?" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Consumers are another step closer to having bank charges refunded after the High Court threw out an appeal by the banks.]]></article>
    
    
    
    
    
    
    
    <article productid="4116" date="23 February 2009" link="/newsandcommunity/news/northern-rock-to-start-lending-again_0004116.aspx" title="Northern Rock to start lending again" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[Having been effectively closed to mortgage business since its nationalisation last year, the Government has announced that Northern Rock will start lending again. But will this be enough to end the mortgage drought that is currently strangling the housing market?]]></article>
    
    
    
    
    
    
    
    <article productid="4100" date="20 February 2009" link="/newsandcommunity/news/car-insurance-dont-pay-more-than-you-need_0004100.aspx" title="Car insurance - don't pay more than you need" author="Collette Walsh" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[We're coming up to one of the busiest times of the year for buying car insurance. However, most drivers will fail to shop around for cover and as a result, will end up paying over the odds. Motorists can make an average saving of &pound;152 a year by taking the time to shop around and compare premiums.]]></article>
    
    
    
    
    
    
    
    <article productid="4102" date="20 February 2009" link="/newsandcommunity/news/savers-how-to-flight-low-interest-rates_0004102.aspx" title="Savers: how to fight low interest rates" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Pressure is mounting for the Government to do something to help the plight of savers. Our editor, Clare Francis, attended a BBC Money Matters roadshow in Manchester last week and was one of a number of experts offering help to members of the public.]]></article>
    
    
    
    
    
    
    
    <article productid="4101" date="20 February 2009" link="/newsandcommunity/news/looking-for-a-loan-read-this-first_0004101.aspx" title="Looking for a loan? Read this first" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[With the Office of National Statistics reporting that the number of people claiming Jobseeker's Allowance leapt from 77,900 to 1.16million in December, and jobless rates hitting their highest levels since 1999, more and more people are struggling to make ends meet. &nbsp;However, many of those who thought a personal loan might bridge the gap until they get a new job are being forced to think again.]]></article>
    
    
    
    
    
    
    
    <article productid="4088" date="18 February 2009" link="/newsandcommunity/news/its-time-to-switch-your-energy-provider_0004088.aspx" title="It's time to switch your energy provider" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Ever since British Gas became the first energy supplier to announce it was reducing gas prices this year,&nbsp;the message to customers has been: 'wait before you switch'.]]></article>
    
    
    
    
    
    
    
    <article productid="4056" date="17 February 2009" link="/newsandcommunity/news/northern-rock-one-year-on_0004056.aspx" title="Northern Rock one year on..." author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[The headlines over the past few days have been dominated by the possibility of Lloyds Banking Group being nationalised. But what's happened to Northern Rock, the first bank that was taken under the Government's control?]]></article>
    
    
    
    
    
    
    
    <article productid="4047" date="13 February 2009" link="/newsandcommunity/news/how-to-choose-a-current-account_0004047.aspx" title="How to choose a current account" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large2.png" ><![CDATA[There's a common misconception that all current accounts are pretty much the same so it doesn't really matter who you bank with. As a result most of us have never changed provider and have an account with one of the big four banks - Barclays, HSBC, Lloyds (which is the newly formed banking group following the merger of Lloyds TSB and Halifax Bank of Scotland) and Royal Bank of Scotland (which owns Natwest).]]></article>
    
    
    
    
    
    
    
    <article productid="4038" date="13 February 2009" link="/newsandcommunity/news/virgin-launches-new-market-leading-mobile_0004038.aspx" title="Virgin launches new market-leading mobile" author="James Parker " category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[Could mobile phones be more important than holding on to our homes? According to a survey by O2, some customers consider keeping up with their mobile bills more important than their mortgage commitments in this difficult financial climate.]]></article>
    
    
    
    
    
    
    
    <article productid="4043" date="13 February 2009" link="/newsandcommunity/news/top-tips-when-buying-a-new-car_0004043.aspx" title="Top tips when buying a new car" author="Collette Walsh" category="Motoring" subcategory="New Cars" channellink="http://www.moneysupermarket.com/motoring/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[The recession is taking its toll on the car market. Latest figures revealed the number of new cars registered in January was 31% lower than in January last year and Nissan has announced 20,000 job cuts worldwide with its chief executive having described the global auto industry as being 'in turmoil'.]]></article>
    
    
    
    
    
    
    
    <article productid="4046" date="13 February 2009" link="/newsandcommunity/news/why-it-is-still-worth-saving_0004046.aspx" title="Why it's still worth saving" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Latest figures from the Bank of England revealed that savings rates are at a record low and while expressing sympathy for savers, the Governor of the Bank suggested that further rate cuts were inevitable in the battle to bring the country out of recession.]]></article>
    
    
    
    
    
    
    
    <article productid="4042" date="13 February 2009" link="/newsandcommunity/news/more-energy-price-cuts_0004042.aspx" title="More energy price cuts" author="Collette Walsh" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[E.ON and EDF Energy are the latest gas and electricity providers to announce price reductions. With four out of the six major providers now having confirmed lower prices it will soon be time for households to switch their tariffs and maximise the savings on their energy bills.]]></article>
    
    
    
    
    
    
    
    <article productid="3782" date="12 February 2009" link="/newsandcommunity/news/how-has-your-lender-responded-to-the-recent-rate-cuts_0003782.aspx" title="How has your lender responded to the rate cuts?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England has slashed interest rates by&nbsp;4.5 percentage points since October, taking the Bank rate from 5% to 0.5%. But despite the Government urging mortgage providers to pass on the rate cuts in full, many haven't.]]></article>
    
    
    
    
    
    
    
    <article productid="4031" date="11 February 2009" link="/newsandcommunity/news/kaupthing-savers-given-two-options_0004031.aspx" title="Kaupthing savers given two options" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Around 160,000 former Kaupthing Edge customers whose savings accounts are now run by ING Direct have been given two options as to what will happen to their accounts going forward. We evaluate the choice to help you decide which road to take.]]></article>
    
    
    
    
    
    
    
    <article productid="4018" date="06 February 2009" link="/newsandcommunity/news/what-now-for-savers_0004018.aspx" title="What now for savers?" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[With interest rates getting ever closer to zero, the plight of savers worsens. The decision by the Bank of England to cut interest rates again was the last thing savers wanted - or needed.]]></article>
    
    
    
    
    
    
    
    <article productid="4017" date="06 February 2009" link="/newsandcommunity/news/time-to-play-your-cards-right_0004017.aspx" title="Time to play your cards right" author="Peter Harrison" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[If January is the month that many of us resolve to clear our credit card debts then perhaps February should be the month that we finally put those plans into action.]]></article>
    
    
    
    
    
    
    
    <article productid="4023" date="06 February 2009" link="/newsandcommunity/news/scottish-and-southern-cuts-energy-prices_0004023.aspx" title="Scottish &amp; Southern cuts energy prices" author="Collette Walsh" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[In the midst of the big freeze, Scottish &amp; Southern Energy has brought some warming news to cash-strapped Brits by announcing fuel price cuts for both gas and electricity customers.]]></article>
    
    
    
    
    
    
    
    <article productid="4013" date="05 February 2009" link="/newsandcommunity/news/will-anyone-benefit-from-this-months-rate-cut_0004013.aspx" title="Will anyone benefit from this month's rate cut?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England's Monetary Policy Committee has voted to cut interest rates again, taking the base rate to 1.0% - its lowest level ever.]]></article>
    
    
    
    
    
    
    
    <article productid="4008" date="02 February 2009" link="/newsandcommunity/news/advice-for-motorists-as-the-big-freeze-bites_0004008.aspx" title="Advice for motorists as the big freeze bites" author="Collette Walsh" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[Insurance companies are bracing themselves for a huge surge in the number of motor insurance claims as Britain is hit by the heaviest snow fall in 20 years. ]]></article>
    
    
    
    
    
    
    
    <article productid="4000" date="30 January 2009" link="/newsandcommunity/news/get-ready-to-switch-your-energy-provider_0004000.aspx" title="Get ready to switch your energy provider" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Expect to see a flurry of activity in the utilities market over the coming weeks. With British Gas having announced a 10% reduction in its gas prices, the other five major energy providers are likely to announce price cuts imminently. Once they have all put their cards on the table, it will be time for the nation to get switching. ]]></article>
    
    
    
    
    
    
    
    <article productid="3999" date="30 January 2009" link="/newsandcommunity/news/been-made-redundant-here's-what-to-do_0003999.aspx" title="Been made redundant? Here's what to do" author="Collette Walsh" category="Money" subcategory="Income" channellink="http://www.moneysupermarket.com/money/" forum="49" active="True" imageurl="/newsandcommunity/img/authors/Collette_75x85.png" ><![CDATA[If you are one of the many thousands of workers up and down the country to be told you're out of a job, help is at hand. With money tight, making sure you are getting everything you are entitled to is paramount.]]></article>
    
    
    
    
    
    
    
    <article productid="3998" date="30 January 2009" link="/newsandcommunity/news/how-to-choose-a-credit-card_0003998.aspx" title="How to choose a credit card" author="Peter Harrison" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[If there's one question that no financial expert can answer it's: 'what's the best credit card?' There isn't a single&nbsp;credit card that is perfect for every customer - instead the question they should ask is: 'which credit card is right for me?'.]]></article>
    
    
    
    
    
    
    
    <article productid="4001" date="30 January 2009" link="/newsandcommunity/news/monthly-makeover---we-save-natalie-and-alex-1150-pounds-a-year_0004001.aspx" title="Monthly makeover - we save Natalie and Alex 1,150 a year" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Natalie McGurk, 27, was one of the hundreds of people who contacted moneysupermarket.com requesting a financial makeover. She and her boyfriend, Alex Simpson, 19, know only too well how redundancy can wreak havoc on your finances.]]></article>
    
    
    
    
    
    
    
    <article productid="3909" date="23 January 2009" link="/newsandcommunity/news/switch-broadband-and-save-money_0003909.aspx" title="Switch broadband and save money" author="James Parker " category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[Many of us commit to performing a financial makeover in the New Year as we move to new insurance deals, find better rates on our credit cards and loans and even consider remortgaging our homes. However, incredibly, more than four out of five of us are overlooking one of the easiest ways to save - switching broadband provider.]]></article>
    
    
    
    
    
    
    
    <article productid="3911" date="23 January 2009" link="/newsandcommunity/news/why-pet-insurance-is-a-must-have_0003911.aspx" title="Why pet insurance is a must-have" author="Clare Francis" category="Insurance" subcategory="Pet" channellink="http://www.moneysupermarket.com/pet-insurance/" forum="68" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Pet insurance is one of those products that many people - often non-pet owners or those who are new to the pet-owning fraternity - scoff at as a non-essential waste of money. But if you've ever had to take your pet to the vet's for more than just the flea and worming treatment or the annual vaccinations you'll know insurance can be worth its weight in gold.]]></article>
    
    
    
    
    
    
    
    <article productid="3915" date="23 January 2009" link="/newsandcommunity/news/will-the-latest-bailout-end-the-mortgage-crisis_0003915.aspx" title="Will the latest bailout end the mortgage crisis?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[There was hope that the latest rescue package put forward by the Government to shore up the banking industry would instil some confidence in the market and get institutions lending again. But will it work and help bring an end to the mortgage shortage that is crippling the housing market?]]></article>
    
    
    
    
    
    
    
    <article productid="3902" date="22 January 2009" link="/newsandcommunity/news/how-to-save-energy-and-slash-fuel-bills_0003902.aspx" title="How to save energy and slash fuel bills" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[The announcement by British Gas that its gas prices will be cut by 10% next month is great news, and there should be more good news to come as the other major energy firms follow suit. ]]></article>
    
    
    
    
    
    
    
    <article productid="3901" date="22 January 2009" link="/newsandcommunity/news/british-gas-to-cut-gas-prices-by-10-per-cent_0003901.aspx" title="British Gas to cut gas prices by 10%" author="Clare Francis" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[At last some good news for the millions of homeowners struggling to pay their energy bills. British Gas, the country's largest residential supplier, has announced that it will be cutting its standard gas prices by 10% from February 19.]]></article>
    
    
    
    
    
    
    
    <article productid="3885" date="21 January 2009" link="/newsandcommunity/news/britannia-and-co-operative-to-merge_0003885.aspx" title="Britannia and Co-operative to merge" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[First it was the creation of Britain's first super-bank with the merger of Lloyds TSB and HBOS, now Britannia Building Society and Co-operative Financial Services (CFS) have confirmed that they plan to merge to create a 'super-mutual'.]]></article>
    
    
    
    
    
    
    
    <article productid="3876" date="19 January 2009" link="/newsandcommunity/news/what-does-the-latest-bank-bailout-mean_0003876.aspx" title="What does the latest bank bailout mean?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Government has announced a further rescue package for British banks as it desperately seeks to stop the system collapsing and tries to get them lending again. If successful it could prove a pivotal moment in the financial crisis, but with hundreds of billions of pounds of taxpayers' money at risk the stakes are high.]]></article>
    
    
    
    
    
    
    
    <article productid="3871" date="16 January 2009" link="/newsandcommunity/news/anglo-irish-bank-nationalised---what-does-this-mean_0003871.aspx" title="Anglo-Irish Bank nationalised - what does this mean?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[In case we needed reminding, developments over the last 24 hours indicate that the financial crisis is far from over: the UK Government is reported to be considering the creation of a 'bad bank' which will take on many of the risky loans that are being blamed for the ongoing credit crisis; the Bank of America is to receive a further $20billion bail out; another American banking giant, Citigroup, has announced it is to split the company into two having suffered $8.29billion last year; and the Irish Government has nationalised Anglo Irish Bank.]]></article>
    
    
    
    
    
    
    
    <article productid="3870" date="16 January 2009" link="/newsandcommunity/news/top-tips-to-clear-your-christmas-debts_0003870.aspx" title="Top tips to clear your Christmas debts" author="Tim Moss" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Christmas bills will now be dropping through the letter box, but for many people the prospect of how they're going to cover the cost of their spending will be filling them with dread.]]></article>
    
    
    
    
    
    
    
    <article productid="3869" date="16 January 2009" link="/newsandcommunity/news/act-now-if-you-want-a-balance-transfer-card_0003869.aspx" title="Act now if you want a balance transfer card" author="Peter Harrison" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[We may be midway through January but many of us are still nursing a Christmas hangover after overdoing it with our credit and store cards over the festive season.]]></article>
    
    
    
    
    
    
    
    <article productid="3868" date="16 January 2009" link="/newsandcommunity/news/earn-pounds-for-your-old-mobile_0003868.aspx" title="Earn pounds for your old mobile" author="James Parker " category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[If you got up to a new mobile phone in your Christmas stocking you might be wondering what to do with the old one. Throw it away, perhaps? Or push it to the back of a drawer 'just in case' you need it someday?]]></article>
    
    
    
    
    
    
    
    <article productid="3867" date="16 January 2009" link="/newsandcommunity/news/how-to-protect-your-home-and-car-from-winter-perils_0003867.aspx" title="How to protect your home and car from winter perils" author="Andy Leadbetter" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[We may have thawed out after the recent big freeze but further cold snaps can't be ruled out. Home and motor insurance claims soar following bouts of extreme weather so how can you protect yourself in case the country is plunged into ice-cold temperatures again?]]></article>
    
    
    
    
    
    
    
    <article productid="3856" date="09 January 2009" link="/newsandcommunity/news/consumers-say-'no'-to-more-rate-cuts_0003856.aspx" title="Consumers say 'no' to more rate cuts" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Interest rates are at an all time low and some economists think they'll have to go lower in the months to come as the Government and the Bank of England try desperately to get the economy out of recession.]]></article>
    
    
    
    
    
    
    
    <article productid="3855" date="09 January 2009" link="/newsandcommunity/news/change-your-daily-spending-habits-and-save-100-of-pounds_00003855.aspx" title="Change your daily spending habits and save &amp;#163;100s" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Do you know exactly where your money goes every month? With many of us paying for things by direct debit or standing order and using a debit card instead of cash, even for small purchases, it's easy to lose track of your spending. ]]></article>
    
    
    
    
    
    
    
    <article productid="3854" date="09 January 2009" link="/newsandcommunity/news/ten-top-tips-to-cut-insurance-costs_0003854.aspx" title="Ten top tips to cut insurance costs" author="Andy Leadbetter" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[If you're in the money saving mood this January then don't ignore your insurance. Whether it's motor, home, travel, life or income protection insurance there are simple ways of minimising the amount you pay without sacrificing the level of cover you receive.]]></article>
    
    
    
    
    
    
    
    <article productid="3853" date="09 January 2009" link="/newsandcommunity/news/keep-warm-granny's-way_0003853.aspx" title="Keep warm Granny's way" author="Scott Byrom" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[With the country having been plunged into sub-zero temperatures over the last week, it's no surprise that the energy providers seem to be in no hurry to reduce gas and electricity prices. ]]></article>
    
    
    
    
    
    
    
    <article productid="3848" date="08 January 2009" link="/newsandcommunity/news/bad-news-for-savers-as-interest-rates-fall-again_0003848.aspx" title="Bad news for savers as interest rates fall again" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Savers were dealt another blow today when the Bank of England's Monetary Policy Committee voted to cut interest rates for the fourth consecutive month. ]]></article>
    
    
    
    
    
    
    
    <article productid="3835" date="02 January 2009" link="/newsandcommunity/news/give-yourself-a-financial-healthcheck_0003835.aspx" title="Give yourself a financial healthcheck" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Sorting out your finances is one of those things that you know you should do, but, if you're like millions of others, you never quite get round to it, because there's always an excuse as to why it can be left until another day. Well, make 2009 the year when those excuses stop.]]></article>
    
    
    
    
    
    
    
    <article productid="3834" date="02 January 2009" link="/newsandcommunity/news/switch-current-account-and-pocket-100-pounds_0003834.aspx" title="Switch current account and pocket &amp;#163;100" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[It's a new year and we're seeing a new battle in the current account market with Alliance &amp; Leicester (A&amp;L) aiming to attract new customers by offering them money if they transfer their account over to the bank.]]></article>
    
    
    
    
    
    
    
    <article productid="3833" date="02 January 2009" link="/newsandcommunity/news/watch-out-for-broadband's-hidden-rip-offs_0003833.aspx" title="Watch out for broadband's hidden rip-offs" author="James Parker " category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[So it's the new-year and you've set yourself a resolution to get your finances in check. Finding a cheap broadband deal seems like a great place to start - as long as you have a rough idea about the speed you need and whether or not you can put up with a download cap then comparing products is easy. Simply pick the cheapest for your needs and you're on your way.]]></article>
    
    
    
    
    
    
    
    <article productid="3832" date="02 January 2009" link="/newsandcommunity/news/how-to-slash-your-energy-bills_0003832.aspx" title="How to slash your energy bills" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Energy firms are facing mounting pressure to cut their prices but consumers are being warned that they may have to wait months to see their gas and electricity bills come down.]]></article>
    
    
    
    
    
    
    
    <article productid="3823" date="23 December 2008" link="/newsandcommunity/news/check-your-cover-before-you-hit-the-slopes_0003823.aspx" title="Check your cover before you hit the slopes" author="Clare Francis" category="Insurance" subcategory="Ski Holidays" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/ClareF_50x50.jpg" ><![CDATA[With the winter chill having hit early there are already some great skiing conditions in many of Europe's main resorts. And despite the fact the falling pound will add to the cost of hitting the slopes this winter, it appears as though millions of us are still planning take to the pistes.]]></article>
    
    
    
    
    
    
    
    <article productid="3816" date="19 December 2008" link="/newsandcommunity/news/moneysupermarket-twelve-days-of-christmas_0003816.aspx" title="Moneysupermarket.com's 12 days of Christmas" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/money/" forum="67" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[We hope you've enjoyed our articles and videos this year and have found them useful. To round the year off, here's our take on the 12 days of Christmas...]]></article>
    
    
    
    
    
    
    
    <article productid="3815" date="18 December 2008" link="/newsandcommunity/news/which-car-insurance-comparison-site-is-the-best_0003815.aspx" title="Which car insurance comparison site is the best?" author="" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Comparison sites are a great way of getting a better deal on all your finances. Independent consumer champion and and freelance journalist, Mike Naylor, reviews six of the biggest car insurance comparison websites and shares his opinion...		]]></article>
    
    
    
    
    
    
    
    <article productid="3809" date="17 December 2008" link="/newsandcommunity/news/moneysupermarket-announces-new-chief-executive_0003809.aspx" title="Moneysupermarket.com announces new chief executive" author="Clare Francis" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/ClareF_50x50.jpg" ><![CDATA[moneysupermarket.com has today announced the appointment of a new chief executive (CEO) after Simon Nixon, the current CEO and founder of the comparison site, confirmed he will be taking on a new role as executive deputy chairman.]]></article>
    
    
    
    
    
    
    
    <article productid="3799" date="12 December 2008" link="/newsandcommunity/news/savings-set-to-surge_0003799.aspx" title="Savings set to surge" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Interest rates are plummeting - the Bank of England has slashed rates from 5% to 2% since October and further cuts seem likely with some economists believing interest rates could fall to zero. You might think this may put people off saving, but our latest poll suggests otherwise.]]></article>
    
    
    
    
    
    
    
    <article productid="3798" date="12 December 2008" link="/newsandcommunity/news/loan-rates-reach-record-highs_0003798.aspx" title="Borrowers beware - Loan rates reach record highs" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="3" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[If you thought that you could buy now and pay later by heaping the cost of Christmas on to store cards, credit cards and even dipping into your overdraft then it may be time to think again.]]></article>
    
    
    
    
    
    
    
    <article productid="3797" date="12 December 2008" link="/newsandcommunity/news/how-to-get-more-for-your-calls_0003797.aspx" title="How to get more for your calls" author="James Parker " category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[High street retailers may be experiencing a festive freeze this Christmas but there is no sign of consumers leaving the mobile phone industry on hold.]]></article>
    
    
    
    
    
    
    
    <article productid="3796" date="12 December 2008" link="/newsandcommunity/news/bag-your-last-minute-christmas-bargains_0003796.aspx" title="Bag your last minute Christmas bargains" author="Rob Barnes" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Where did the time go? Just weeks ago many of us were looking around the high street and contemplating starting our Christmas shopping only to shrug our shoulders with a dismissive, 'nah, it's not even December yet'.]]></article>
    
    
    
    
    
    
    
    <article productid="3776" date="05 December 2008" link="/newsandcommunity/news/interest-rates-could-fall-to-zero_0003776.aspx" title="Interest rates could fall to zero" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/money/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[With a deepening recession gripping the country, the Government and Bank of England are doing all they can to prevent it turning into a prolonged depression.]]></article>
    
    
    
    
    
    
    
    <article productid="3775" date="05 December 2008" link="/newsandcommunity/news/ten-tips-for-avoiding-arrears_0003775.aspx" title="10 tips for avoiding arrears" author="Louise Cuming" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Louise_Cuming_Large.png" ><![CDATA[Figures from the Council of Mortgage Lenders (CML) show that 11,300 homes were repossessed in the third quarter of the year - 12% higher than during the previous quarter - prompting a series of warnings to heavy-handed lenders.]]></article>
    
    
    
    
    
    
    
    <article productid="3774" date="05 December 2008" link="/newsandcommunity/news/hey-big-spender-switch-that-card_0003774.aspx" title="Hey big spender, switch that card" author="Peter Harrison" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Peter_Harrison_75x85.jpg" ><![CDATA[We may be in the midst of a global economic crisis, but try telling that to frenzied shoppers dashing around the high street to grab the ultimate Christmas gift.]]></article>
    
    
    
    
    
    
    
    <article productid="3773" date="05 December 2008" link="/newsandcommunity/news/cover-up-at-home_0003773.aspx" title="Cover up at home" author="Andy Leadbetter" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[Christmas may be the time of year to open your doors to friends and family, but leave that door open for too long and you never know who might sneak inside.]]></article>
    
    
    
    
    
    
    
    <article productid="3770" date="04 December 2008" link="/newsandcommunity/news/interest-rates-fall-to-2-per-cent_0003770.aspx" title="Interest rates fall to 2%" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England's Monetary Policy Committee has again responded to calls from industry by voting to cut interest rates by one per cent, taking the Bank rate to 2%.]]></article>
    
    
    
    
    
    
    
    <article productid="3768" date="03 December 2008" link="/newsandcommunity/news/what-does-the-queen's-speech-mean-for-you_0003768.aspx" title="What does the Queen's Speech mean for you?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Government plans for the financial services sector were outlined in The Queen's Speech today.]]></article>
    
    
    
    
    
    
    
    <article productid="3764" date="03 December 2008" link="/newsandcommunity/news/new-star-fading-out_0003764.aspx" title="New Star fading out?" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/businessfinance/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[There has been a lot of media coverage recently about the problems at high profile investment management company New Star Asset management - so it's little wonder that investors are worried.]]></article>
    
    
    
    
    
    
    
    <article productid="3748" date="28 November 2008" link="/newsandcommunity/news/desperately-seeking-secure-savings_0003748.aspx" title="Desperately seeking secure savings" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Unless you've been living under a rock for the last six months you have probably become more knowledgeable about the security of your savings. So it came as no surprise when 96% of respondents in our exclusive survey stated that they were more aware of savings security now than six months ago. However, what was surprising was just how many people now rank security above interest rate.]]></article>
    
    
    
    
    
    
    
    <article productid="3747" date="28 November 2008" link="/newsandcommunity/news/current-account-rates-slashed_0003747.aspx" title="Current account rates slashed" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="7" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[With the media focus firmly on mortgage and savings rates since the November 1.5% interest rate cut, banks and building societies have been quietly adjusting their current account rates in what could be considered a revenue-boosting move.]]></article>
    
    
    
    
    
    
    
    <article productid="3746" date="28 November 2008" link="/newsandcommunity/news/shop-smart-and-safe-online_0003746.aspx" title="Shop smart and safe online" author="Rob Barnes" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[It saves you time and it saves you money - you can bet if they have computers on the North Pole, even Santa Claus would do it.]]></article>
    
    
    
    
    
    
    
    <article productid="3745" date="28 November 2008" link="/newsandcommunity/news/car-insurance---cover-not-cost_0003745.aspx" title="Car insurance - cover not cost" author="Andy Leadbetter" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[The average car insurance premium is now a whopping &pound;724.28, according to the AA British Insurance Premium Index. But don't be tempted to cut corners on your cover, as you can get the right policy at the right price - as long as you know how.]]></article>
    
    
    
    
    
    
    
    <article productid="3736" date="25 November 2008" link="/newsandcommunity/news/pre-budget-report---what-it-means-for-you_0003736.aspx" title="Pre-Budget Report - what it means for you" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[This year more than ever, all eyes were on the Chancellor for the Pre-Budget Report - and it offered the usual carrots and sticks. Immediate VAT cuts, followed by future tax hikes were widely anticipated, as was the fact that high earners would be hardest hit.]]></article>
    
    
    
    
    
    
    
    <article productid="3732" date="24 November 2008" link="/newsandcommunity/news/pre-budget-report-2008---at-a-glance_0003732.aspx" title="Pre-Budget Report 2008 - at a glance" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Chancellor, Alistair Darling, has delivered a Pre-Budget Report designed to help us all cope with the looming recession. Good, bad or irrelevant? Here's our at-a-glance guide...]]></article>
    
    
    
    
    
    
    
    <article productid="3726" date="21 November 2008" link="/newsandcommunity/news/top-ten-winter-holiday-tips_0003726.aspx" title="Top 10 winter holiday tips" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/travel-money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Millions of us will be heading off on holiday over the coming weeks and months. Whether the plan is to top up your tan, hit the ski slopes or head off for a city break, your spending money won't stretch as far as it would have done a few months ago.]]></article>
    
    
    
    
    
    
    
    <article productid="3725" date="21 November 2008" link="/newsandcommunity/news/credit-card-pitfalls_0003725.aspx" title="Credit card pitfalls" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[How clued up are you on the small print of your credit card agreement? You might think credit cards are easy to use and easy to understand but there are numerous ways the unwary consumers could be caught out.]]></article>
    
    
    
    
    
    
    
    <article productid="3724" date="21 November 2008" link="/newsandcommunity/news/what-to-do-with-your-mortgage-savings_0003724.aspx" title="What to do with your mortgage savings" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[At last, some good news for the millions of householders who've been finding it tough to make ends meet. Inflation is edging back down and further interest rate cuts are on the horizon. For many, financial pressures are finally easing.]]></article>
    
    
    
    
    
    
    
    <article productid="3723" date="21 November 2008" link="/newsandcommunity/news/don't-delay-switch-energy-provider-today_0003723.aspx" title="Don't delay: Switch energy provider today" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Are you on your energy provider's standard tariff and do you still pay when the quarterly bill arrives? If the answer is yes to one or both of those questions then it's time to switch supplier because you are paying over the odds for your gas and electricity.]]></article>
    
    
    
    
    
    
    
    <article productid="3710" date="14 November 2008" link="/newsandcommunity/news/borrowers-stung-by-high-mortgage-rates_0003710.aspx" title="Borrowers stung by high mortgage rates" author="Louise Cuming" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/Louise_Cuming_Large.png" ><![CDATA[In the fallout of this month's interest rate cut, attention has focused on whether lenders are passing on the full 1.5 percentage point reduction to existing borrowers. But what about those looking for a new mortgage?]]></article>
    
    
    
    
    
    
    
    <article productid="3709" date="14 November 2008" link="/newsandcommunity/news/how-to-survive-the-credit-crunch-christmas_0003709.aspx" title="How to survive the credit crunch Christmas" author="Clare Francis" category="Shopping" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Many households will be dreading Christmas this year, worrying about how they'll cover the costs. However, with a bit of planning and perhaps a little ingenuity, there is no reason why, just because money is tight, this festive season should be any less enjoyable than previous years.]]></article>
    
    
    
    
    
    
    
    <article productid="3708" date="14 November 2008" link="/newsandcommunity/news/where-to-invest-your-icesave-cash_0003708.aspx" title="Where to invest your Icesave cash" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[Over the next few weeks the 200,000 savers who deposited money in around 300,000 Icesave accounts, should have their funds returned to them via the Financial Services Compensation Scheme (FSCS).]]></article>
    
    
    
    
    
    
    
    <article productid="3707" date="14 November 2008" link="/newsandcommunity/news/20-tips-to-cut-the-cost-of-car-insurance_0003707.aspx" title="20 tips to cut the cost of car insurance" author="Andy Leadbetter" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[With petrol prices falling, there is at last some good news for motorists but unfortunately cheaper fuel doesn't answer all the prayers of car drivers. The cost of driving and running a car continues to rise with recent research from Sainsbury's Bank having revealed that drivers have seen annual motoring costs rise to an average of &pound;2,543.85.]]></article>
    
    
    
    
    
    
    
    <article productid="3702" date="13 November 2008" link="/newsandcommunity/news/how-we-saved-MP-10,000-pounds_0003702.aspx" title="How we saved MP &amp;#163;10,000" author="Clare Francis" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/money/" forum="13" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The experts at moneysupermarket.com are never people to turn down a challenge and following a meeting with the Liberal Democrat MP, Mark Oaten, a few weeks ago we pledged to save him a few thousand pounds by evaluating his finances and identifying how to reduce his outgoings.]]></article>
    
    
    
    
    
    
    
    <article productid="3697" date="12 November 2008" link="/newsandcommunity/news/interest-rates-'to-fall-further'_0003697.aspx" title="Interest rates 'to fall further'" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The Bank of England has signalled that homeowners and borrowers could see interest rates at record lows next year as policymakers battle to lift the UK out of recession.]]></article>
    
    
    
    
    
    
    
    <article productid="3693" date="12 November 2008" link="/newsandcommunity/news/firm-planning-energy-price-cuts_0003693.aspx" title="Firm planning energy price cuts" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Household energy bills could be cut early next year if plans by the UK's second biggest energy supplier go ahead.]]></article>
    
    
    
    
    
    
    
    <article productid="3692" date="12 November 2008" link="/newsandcommunity/news/lloyds-increases-tracker-margins_0003692.aspx" title="Lloyds increases tracker margins" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[New mortgage customers with Lloyds TSB are bearing the brunt of higher margins on the bank's tracker mortgages following last week's interest rate cut.]]></article>
    
    
    
    
    
    
    
    <article productid="3404" date="11 November 2008" link="/newsandcommunity/news/Abbey-to-pass-on-interest-rate-cut_0003404.aspx" title="Abbey to pass on interest-rate cut" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Most of last week's 1.5% cut in the interest rate is to be passed on by Abbey after it relaunches its variable tracker mortgages.]]></article>
    
    
    
    
    
    
    
    <article productid="3403" date="07 November 2008" link="/newsandcommunity/news/tips-for-savers-and-borrowers-as-interest-rates-fall_0003403.aspx" title="Tips for savers and borrowers as interest rates fall" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England's Monetary Policy Committee (MPC) isn't known for maverick behaviour. In fact it's been regarded as a fairly predictable beast - increasing or decreasing interest rates on an incremental basis, by a quarter-point here and a quarter-point there. But it's shown a different side to itself recently.]]></article>
    
    
    
    
    
    
    
    <article productid="3402" date="06 November 2008" link="/newsandcommunity/news/save-a-bundle-in-the-mobile-and-broadband-jungle_0003402.aspx" title="Save a bundle in the mobile and broadband jungle" author="Rob Barnes" category="Broadband" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/broadband/" forum="77" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[We are a nation of technology addicts with more than 80 million mobile phones in use among a population of just over 60 million, and more than half of UK homes are now hooked up to broadband, according to industry regulator Ofcom. However, it seems our dedication to technology is not matched by fervour to find the best deals with millions wasting cash with packages that don't reflect their needs.]]></article>
    
    
    
    
    
    
    
    <article productid="3401" date="06 November 2008" link="/newsandcommunity/news/are-the-days-of-0-per-cent-credit-cards-numbered_003401.aspx" title="Are the days of 0% credit cards numbered?" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[While mortgage and personal loan deals have taken the brunt of the global financial crisis with the availability of competitive deals decreasing, the credit card market has remained comparatively steady. However, when a major provider such as Capital One announces it is withdrawing its 0% balance transfer deals from the market, consumers become understandably nervous.]]></article>
    
    
    
    
    
    
    
    <article productid="3400" date="06 November 2008" link="/newsandcommunity/news/supermarket-bills-are-coming-down_0003400.aspx" title="Supermarket bills are coming down" author="Clare Francis" category="Shopping" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/shopping/" forum="99" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[At last there's some good news for shoppers. Having been hit from all sides by soaring bills, food prices at last seem to be edging down, which couldn't come at a better time, given that Christmas is only weeks away.]]></article>
    
    
    
    
    
    
    
    <article productid="3399" date="06 November 2008" link="/newsandcommunity/news/what-the-rate-cut-means-for-you_0003399.aspx" title="What the rate cut means for you" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Well, economists had been calling for the Bank of England to take drastic action in the battle against recession and cut interest rates significantly, but few expected the Monetary Policy Committee (MPC) to reduce Bank rate by the amount it has.]]></article>
    
    
    
    
    
    
    
    <article productid="3398" date="06 November 2008" link="/newsandcommunity/news/interest-rates-fall-to-3-per-cent_0003398.aspx" title="Interest rates fall to 3%" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Economists had been calling for the Bank of England to take drastic action in its battle against recession and it has done just that. The Monetary Policy Committee surprised the City when it voted to cut interest rates by 1.5 percentage points today.]]></article>
    
    
    
    
    
    
    
    <article productid="3397" date="05 November 2008" link="/newsandcommunity/news/rate-cut-`might-not-be-passed-on`_0003397.aspx" title="Rate cut `might not be passed on`" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The 0.5% to 1% interest-rate cut expected from the Bank of England on Thursday is unlikely to be passed on in full to borrowers.]]></article>
    
    
    
    
    
    
    
    <article productid="3396" date="05 November 2008" link="/newsandcommunity/news/uk-energy-users-'being-clobbered'_0003396.aspx" title="UK energy users 'being clobbered'" author="" category="Utilities" subcategory="Heating" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[UK energy users are 'being clobbered faster and harder than those in Europe', according to Ed Mayo, chief executive of Government watchdog Consumer Focus.]]></article>
    
    
    
    
    
    
    
    <article productid="3395" date="04 November 2008" link="/newsandcommunity/news/savings-confusion---questions-and-answers_0003395.aspx" title="Savings confusion - Q&amp;amp;A" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[With many Icesave customers struggling to get through to advisers at the collapsed bank or the Financial Services Compensation Scheme (FSCS), confusion and concern exists about how and when they'll be able to access their money. The crisis in Iceland has also focused the attention on the security of savings for those with money in other institutions. We aim to clear up some of the confusion by answering the key questions. 
<p></p>]]></article>
    
    
    
    
    
    
    
    <article productid="3394" date="04 November 2008" link="/newsandcommunity/news/good-news-for-icesave-customers_0003394.aspx" title="Good news for Icesave customers" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The 300,000 account holders with Icesave are a step closer to having their money returned.]]></article>
    
    
    
    
    
    
    
    <article productid="3392" date="04 November 2008" link="/newsandcommunity/news/Banks-urged-to-pass-on-rate-cuts_0003392.aspx" title="Banks urged to pass on rate cuts" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Business Secretary Peter Mandelson has warned that a failure by banks to pass on any cut in interest rates to their customers would leave the public 'surprised and disappointed'.]]></article>
    
    
    
    
    
    
    
    <article productid="3391" date="04 November 2008" link="/newsandcommunity/news/Building-societies-in-16bn-merger_0003391.aspx" title="Building societies in &amp;#163;16bn merger" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The merger of Skipton Building Society with troubled Scarborough Building Society will create a top-five institution with 860,000 members and &pound;16 billion of assets.]]></article>
    
    
    
    
    
    
    
    <article productid="3390" date="03 November 2008" link="/newsandcommunity/news/Lloyds-HBOS-bank-'the-UK's-biggest'_0003390.aspx" title="Lloyds-HBOS bank 'the UK's biggest'" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Britain's biggest bank will be known as Lloyds Banking Group if the Halifax Bank of Scotland (HBOS) and Lloyds TSB merger goes ahead.]]></article>
    
    
    
    
    
    
    
    <article productid="3389" date="03 November 2008" link="/newsandcommunity/news/Energy firms 'neglecting customers'_0003389.aspx" title="Energy firms 'neglecting customers'" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Rising energy bills and poor communication from suppliers have sent customer satisfaction levels plunging, research has found.]]></article>
    
    
    
    
    
    
    
    <article productid="3388" date="31 October 2008" link="/newsandcommunity/news/Why-savers-need-to-be-vigilant_0003388.aspx" title="Why savers need to be vigilant" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[We saw the Bank of England reduce interest rates by half a point in October and another cut is expected on Thursday. Many economists are warning that Bank rate will have to fall significantly if the UK is to avoid a prolonged recession.]]></article>
    
    
    
    
    
    
    
    <article productid="3387" date="30 October 2008" link="/newsandcommunity/news/recycle-your-old-phone-and-ring-in-the-pounds_0003387.aspx" title="Recycle your old phone and ring in the pounds" author="James Parker " category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[With the credit crunch biting, even the most fashion conscious consumers are considering cutting back on the latest trends in an effort to save. However, when it comes to mobile phones you needn't sacrifice the hottest new looks to save some money, because getting rid of your old phone could actually make you some cash.]]></article>
    
    
    
    
    
    
    
    <article productid="3385" date="30 October 2008" link="/newsandcommunity/news/how-safe-is-your-home_0003385.aspx" title="How safe is your home?" author="Peter Gerrard" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="17" active="True" imageurl="/newsandcommunity/img/authors/Peter_Gerrard_Large.png" ><![CDATA[If you thought that Halloween was the only time to be on guard against things that go bump in the night, then think again. Research shows that home burglaries typically leap by 20% during the winter months - and some of us should be more worried about that than others.]]></article>
    
    
    
    
    
    
    
    <article productid="3384" date="30 October 2008" link="/newsandcommunity/news/top-tips-if-you're-struggling-with-debt_0003384.aspx" title="Top tips if you're struggling with debt" author="Tim Moss" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="129" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Debt problems are becoming a stark reality for an increasing number of people. The Consumer Credit Counselling Service (CCCS) has told moneysupermarket.com that they've seen a 30% increase in the number of people seeking advice in the last six months, and with recession looming the situation is likely to get even worse.]]></article>
    
    
    
    
    
    
    
    <article productid="3382" date="30 October 2008" link="/newsandcommunity/news/record-house-price-falls_0003382.aspx" title="Record house price falls" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[House prices have plunged 14.6% during the year to the end of October, according to the Nationwide Building Society.]]></article>
    
    
    
    
    
    
    
    <article productid="3381" date="29 October 2008" link="/newsandcommunity/news/new-smart-meters-for-every-home_0003381.aspx" title="New smart meters for every home" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="70" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The Government has unveiled ambitious new plans to install gas and electricity 'smart meters' in every home across the UK by 2020.]]></article>
    
    
    
    
    
    
    
    <article productid="3380" date="29 October 2008" link="/newsandcommunity/news/text-message-use-continues-to-soar_0003380.aspx" title="Text message use continues to soar" author="" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="69" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Despite most industries feeling the pinch of the credit crunch, new figures have shown the number of text and picture messages sent by UK mobile phone users continues to soar.]]></article>
    
    
    
    
    
    
    
    <article productid="3379" date="28 October 2008" link="/newsandcommunity/news/millions-could-face-negative-equity_0003379.aspx" title="Millions could face negative equity" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The number of people having their homes repossessed because they are unable to meet their mortgage payments has soared. New figures from the Financial Services Authority, the city watchdog, revealed a 71% increase in the three months from April and June.]]></article>
    
    
    
    
    
    
    
    <article productid="3378" date="28 October 2008" link="/newsandcommunity/news/number-of-home-repossessions-soars_0003378.aspx" title="Number of home repossessions soars" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="5" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[New figures show the number of homes being repossessed as the credit crunch bites has rocketed by 71%.]]></article>
    
    
    
    
    
    
    
    <article productid="3377" date="28 October 2008" link="/newsandcommunity/news/630245120956441B998987E3A5D2E814.aspx" title="Banks face global-crisis rethink" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The global financial crisis means that UK banks may face stringent new checks and balances in a 'fundamental rethink'of risk, the Bank of England (BoE)has said.]]></article>
    
    
    
    
    
    
    
    <article productid="3374" date="28 October 2008" link="/newsandcommunity/news/bank-customers-turn-to-safe-abbey_0003374.aspx" title="Bank customers turn to 'safe' Abbey" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[High-street bank Abbey has seen new deposits increase by 70% this year as customers shop around to find a safe haven for their cash.<br />]]></article>
    
    
    
    
    
    
    
    <article productid="3373" date="27 October 2008" link="/newsandcommunity/news/'Use-credit-cards-to-protect-cash'_0003373.aspx" title="'Use credit cards to protect cash'" author="" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="4" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Consumers are being advised to use their credit cards in order to protect themselves and their purchases in the event of firms going bust.]]></article>
    
    
    
    
    
    
    
    <article productid="3051" date="24 October 2008" link="/newsandcommunity/news/figures-point-to-likely-recession_0003051.aspx" title="Figures point to likely recession" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Official figures have revealed that the UK's economy shrunk by 0.5% between July and September, meaning that a prospective recession is now looming large.]]></article>
    
    
    
    
    
    
    
    <article productid="3050" date="24 October 2008" link="/newsandcommunity/news/mortgage-approvals-rise-by-10-per-cent_0003050.aspx" title="Mortgage approvals rise by 10 per cent" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A 10% rise in home-loan deals and an increase in net mortgage lending during September has been reported by the British Bankers' Association.]]></article>
    
    
    
    
    
    
    
    <article productid="3049" date="23 October 2008" link="/newsandcommunity/news/ten-tips-to-cut-energy-bills_0003049.aspx" title="Ten tips to cut energy bills" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Pressure is mounting on energy companies to reduce their prices as Gordon Brown called for a reduction in charges in line with a fall in oil and wholesale gas prices.]]></article>
    
    
    
    
    
    
    
    <article productid="3048" date="23 October 2008" link="/newsandcommunity/news/it's-time-to-be-savvy-with-credit-cards_0003048.aspx" title="It's time to be savvy with credit cards" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[Consumers may be struggling to make ends meet as the credit crunch continues to bite, but don't expect any sympathy from the credit card providers.]]></article>
    
    
    
    
    
    
    
    <article productid="3047" date="23 October 2008" link="/newsandcommunity/news/what-to-do-if-you're-struggling-to-pay-your-mortgage_0003047.aspx" title="What to do if you're struggling to pay your mortgage" author="Louise Cuming" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Louise_Cuming_Large.png" ><![CDATA[Latest figures revealed the economy shrank for the first time in 16 years between July and September. If we have another quarter of negative growth, we will officially be in recession. Economists have been warning for sometime that we are on the brink of what could be a prolonged downturn, and this has also now been recognised by the Prime Minister and the Governor of the Bank of England.]]></article>
    
    
    
    
    
    
    
    <article productid="3046" date="23 October 2008" link="/newsandcommunity/news/20-ways-to-save-when-inflation-rises-and-interest-rates-fall_0003046.aspx" title="20 ways to save when inflation rises and interest rates fall" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[With inflation running at a 16-year high of 5.2%, the value of our money is being eaten in to. Coupled with that, interest rates were slashed by half a point earlier this month and further reductions are on the horizon meaning it's getting harder to find inflation-busting savings accounts.]]></article>
    
    
    
    
    
    
    
    <article productid="3088" date="23 October 2008" link="/newsandcommunity/news/accidents-up-as-clocks-go-back_0003088.aspx" title="Accidents up as clocks go back" author="" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Motorists are more likely to have an accident driving home from work in the dark in the week after the clocks go back, according to car insurer Direct Line.]]></article>
    
    
    
    
    
    
    
    <article productid="3045" date="23 October 2008" link="/newsandcommunity/news/increase-in-new-mortgage-approvals_0003045.aspx" title="Increase in new mortgage approvals" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[New figures show that, while the number of mortgages approved for people buying a new home remains lower than a year ago, it did rise during September.]]></article>
    
    
    
    
    
    
    
    <article productid="3044" date="23 October 2008" link="/newsandcommunity/news/iceland-to-hold-cash-freeze-talks_0003044.aspx" title="Iceland to hold cash-freeze talks" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Compensation for UK savers who lost money in collapsed Icelandic banks is being pursued by officials from the Treasury and the Bank of England.]]></article>
    
    
    
    
    
    
    
    <article productid="2991" date="22 October 2008" link="/newsandcommunity/news/l+g-cuts-final-payouts-for-savers_0002991.aspx" title="L+G cuts final payouts for savers" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Long-term savers with insurer Legal &amp; General are to have their final payouts slashed by up to 9%.]]></article>
    
    
    
    
    
    
    
    <article productid="3160" date="22 October 2008" link="/newsandcommunity/news/building-societies-announce-merger_0003160.aspx" title="Building societies announce merger" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Exposure to losses from the collapse of the Icelandic banks has prompted an announcement by the Barnsley Building Society that it is to merge with its larger rival, the Yorkshire Building Society.]]></article>
    
    
    
    
    
    
    
    <article productid="3083" date="22 October 2008" link="/newsandcommunity/news/norwich-union-savers-face-penalty_0003083.aspx" title="Norwich Union savers face penalty" author="" category="Insurance" subcategory="Life" channellink="http://www.moneysupermarket.com/LifeInsurance/uk-life-insurance.aspx" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Insurer Norwich Union has announced that more than one million of its savers will have to forfeit up to 22% of their policy's value if they want to cash in their investment early.]]></article>
    
    
    
    
    
    
    
    <article productid="3138" date="21 October 2008" link="/newsandcommunity/news/airports-hit-by-the-credit-crunch_0003138.aspx" title="Airports hit by the credit crunch" author="" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Passenger numbers at UK airports have been hit by the perfect storm tearing through global financial markets.]]></article>
    
    
    
    
    
    
    
    <article productid="3131" date="21 October 2008" link="/newsandcommunity/news/interbank-lending-rate-falls-back_0003131.aspx" title="Interbank lending rate falls back" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The British Bankers' Association has given a further sign that the money market crisis may be easing with the news that lending rates between banks have fallen again.]]></article>
    
    
    
    
    
    
    
    <article productid="3124" date="20 October 2008" link="/newsandcommunity/news/208bn-now-invested-in-isas_0003124.aspx" title="208bn now invested in Isas" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A third of UK households now have a total of &pound;207.8 billion invested in Isas, up from the &pound;28.6 billion saved in the year they were first introduced.]]></article>
    
    
    
    
    
    
    
    <article productid="3105" date="20 October 2008" link="/newsandcommunity/news/slump-in-mortgage-lending-figures_0003105.aspx" title="Slump in mortgage lending figures" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Stifled demand due to the stagnant housing market saw mortgage lending slump to its lowest level for more than three-and-a-half years during September.]]></article>
    
    
    
    
    
    
    
    <article productid="3116" date="20 October 2008" link="/newsandcommunity/news/slash-fuel-bills-demands-brown_0003116.aspx" title="Slash fuel bills, demands Brown" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Falling gas and oil prices have prompted Prime Minister Gordon Brown to demand that energy companies slash fuel bills.]]></article>
    
    
    
    
    
    
    
    <article productid="2971" date="17 October 2008" link="/newsandcommunity/news/ing-and-icesave-update_0002971.aspx" title="ING and Icesave update" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[The announcement that the Dutch Government has injected &euro;10billion into banking giant ING, may have caused concern among UK savers, particularly those with Kaupthing Edge and Heritable Bank accounts whose money has just been transferred over to ING Direct following the collapse of the Icelandic banks.]]></article>
    
    
    
    
    
    
    
    <article productid="3076" date="17 October 2008" link="/newsandcommunity/news/mortgage-impasse---what-now-for-borrowers_0003076.aspx" title="Mortgage impasse - what now for borrowers?" author="Louise Cuming" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Louise_Cuming_Large.png" ><![CDATA[The problems continue for the UK's mortgage market. Latest figures from the Council of Mortgage Lenders revealed that just 42,000 home loans were granted for house purchases in August&nbsp;- 59% lower than in August last year. With lenders still struggling to raise funds for home loans and concerns about further house price falls persisting life remains tough for anyone needing a mortgage at the moment.]]></article>
    
    
    
    
    
    
    
    <article productid="3121" date="16 October 2008" link="/newsandcommunity/news/boom-time-continues-for-savers_0003121.aspx" title="Boom time continues for savers" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[When the Bank of England cut interest rates by half a point earlier this month it should have spelled good news for borrowers but bad news for savers. However, these are no ordinary times and savers continue to benefit from great rates, while life remains tough for those needing a mortgage.<br />]]></article>
    
    
    
    
    
    
    
    <article productid="3112" date="16 October 2008" link="/newsandcommunity/news/moneysupermarket-shopping_0003112.aspx" title="Moneysupermarket shopping" author="Rob Barnes" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[After a year of financial strife, where the cost of everything from energy to mortgages to fuel have risen at exasperating rates, Christmas will be tough for many people.]]></article>
    
    
    
    
    
    
    
    <article productid="2945" date="16 October 2008" link="/newsandcommunity/news/are-you-ready-for-the-digital-switch_0002945.aspx" title="Are you ready for the digital switch?" author="James Parker " category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/James_Parker_Large.png" ><![CDATA[A year ago this month, the process of switching from analogue to digital television began in earnest when the town of Whitehaven in Cumbria became the first to make the switch. However, it appears that many of us are still oblivious to what the transition means and when it is taking place.]]></article>
    
    
    
    
    
    
    
    <article productid="3127" date="16 October 2008" link="/newsandcommunity/news/banks-raise-tracker-mortgage-rates_0003127.aspx" title="Banks raise tracker mortgage rates" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Lloyds TSB has raised the cost of its mainstream trackers by between 0.3% and 0.5%, while Barclays' lending arm the Woolwich is increasing its lifetime and offset tracker rates by 0.2%.]]></article>
    
    
    
    
    
    
    
    <article productid="3141" date="15 October 2008" link="/newsandcommunity/news/should-savers-be-worried_0003141.aspx" title="Should savers be worried?" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[The Icelandic banking scandal has left many savers questioning the security of overseas banks and there are indications that an increasing number of savers are moving their money to British banks because they believe them to be safer. But is this the case?]]></article>
    
    
    
    
    
    
    
    <article productid="2930" date="15 October 2008" link="/newsandcommunity/news/inter-bank-lending-rate-inches-down_0002930.aspx" title="Inter-bank lending rate inches down" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A gradual thaw in frozen money markets as global bailouts take effect has seen lending rates between nervous banks inch lower.]]></article>
    
    
    
    
    
    
    
    <article productid="3157" date="15 October 2008" link="/newsandcommunity/news/m+s-launch-energy-joint-venture_0003157.aspx" title="M+S launch energy joint venture" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Shoppers in the UK will soon have an even wider choice of gas and electricity suppliers after high street giant Marks &amp; Spencer announced it was entering the market.]]></article>
    
    
    
    
    
    
    
    <article productid="3109" date="15 October 2008" link="/newsandcommunity/news/first-time-buyers-at-record-low_0003109.aspx" title="First-time buyers at record low" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A record low in the number of first-time buyers getting on to the property ladder during August saw house prices dive by 2.7% compared with the previous month.]]></article>
    
    
    
    
    
    
    
    <article productid="3158" date="14 October 2008" link="/newsandcommunity/news/inflation-jumps-to-a-record-5.2-per-cent_0003158.aspx" title="Inflation jumps to a record 5.2 per cent" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The latest Government figures show that inflation soared to a new record high in September, prompted by a big increase in the price of gas and electricity.]]></article>
    
    
    
    
    
    
    
    <article productid="2948" date="14 October 2008" link="/newsandcommunity/news/flood-risk-threatens-thousands_0002948.aspx" title="Flood risk 'threatens thousands'" author="" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Northern Ireland's agriculture minister has revealed that about 63,000 properties in the province are at risk from flooding as overflowing rivers and rising sea levels threaten homes and businesses.]]></article>
    
    
    
    
    
    
    
    <article productid="3100" date="14 October 2008" link="/newsandcommunity/news/mortgage-lender-hikes-tracker-rate_0003100.aspx" title="Mortgage lender hikes tracker rate" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Tracker rates for new borrowers are being increased by Britain's biggest building society - in spite of last week's interest rate cut.]]></article>
    
    
    
    
    
    
    
    <article productid="3099" date="13 October 2008" link="/newsandcommunity/news/what-the-bank-rescue-means-for-you_0003099.aspx" title="What the bank rescue means for you" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Politicians, senior bankers and economic advisers around the world spent the weekend locked in crisis talks as they sought to prevent the implosion of the global financial system.]]></article>
    
    
    
    
    
    
    
    <article productid="3149" date="13 October 2008" link="/newsandcommunity/news/co-op-cagey-about-britannia-deal_0003149.aspx" title="Co-op cagey about Britannia deal" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A merger of the Co-op's financial services and the Britannia building society would create a business with six million customers and &pound;70 billion of assets.]]></article>
    
    
    
    
    
    
    
    <article productid="3144" date="13 October 2008" link="/newsandcommunity/news/uk-freezes-4bn-of-icelands-assets_0003144.aspx" title="UK freezes &amp;#163;4bn of Iceland's assets" author="" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Icelandic assets worth &pound;4 billion are being held hostage by the Government as it negotiates the return of &pound;3 billion of British cash.]]></article>
    
    
    
    
    
    
    
    <article productid="3085" date="13 October 2008" link="/newsandcommunity/news/banks-support-for-homeowners_0003085.aspx" title="Banks' support for homeowners" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[UK banks have been ordered to increase lending to homeowners and small businesses as the most comprehensive state bail-out ever of the country's banking sector gets under way.]]></article>
    
    
    
    
    
    
    
    <article productid="3153" date="09 October 2008" link="/newsandcommunity/news/wheres-safe-for-your-savings_0003153.aspx" title="Where's safe for your savings?" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[The banking system has been rocked to its core and hundreds of thousands of UK savers with Icesave, Heritable Bank and Kaupthing Edge have been directly affected by the seemingly deepening global financial crisis. The collapse of the Icelandic banks Landsbanki and Kaupthing has provided a sharp wake-up call for consumers as it has hit home that their savings may not be as secure as they thought they were.]]></article>
    
    
    
    
    
    
    
    <article productid="3087" date="09 October 2008" link="/newsandcommunity/news/rate-cut---relief-for-borrowers_0003087.aspx" title="Rate cut - relief for borrowers?" author="Louise Cuming" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Louise_Cuming_Large.png" ><![CDATA[When the Bank of England announced a shock rate cut of 0.5% in line with five other central banks, millions of homeowners rejoiced at the prospect of making substantial monthly savings.]]></article>
    
    
    
    
    
    
    
    <article productid="3117" date="09 October 2008" link="/newsandcommunity/news/energy-customers-treated-unfairly_0003117.aspx" title="Energy customers treated unfairly" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Britain's energy regulator Ofgem has hit out at the UK's gas and electricity providers warning them to improve competitiveness to all customers or face being referred to the Competition Commission.]]></article>
    
    
    
    
    
    
    
    <article productid="3134" date="09 October 2008" link="/newsandcommunity/news/broadband-still-not-up-to-speed_0003134.aspx" title="Broadband still not up to speed" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[In Britain, we're keen followers of the latest technology - just last year, industry regulator Ofcom's annual report outlined how we were abandoning older media such as TVs, radio and even DVDs in favour of the internet, mobile phones and MP3 players. However, new research suggests we may not be well placed to capitalise on the next generation of web services and applications.]]></article>
    
    
    
    
    
    
    
    <article productid="3073" date="09 October 2008" link="/newsandcommunity/news/savers-losing-confidence-in-banks_0003073.aspx" title="Savers losing confidence in banks" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Research has shown that one in five savers has lost confidence in banks following recent financial turmoil and does not think their money is safe.]]></article>
    
    
    
    
    
    
    
    <article productid="3140" date="08 October 2008" link="/newsandcommunity/news/what-the-banking-rescue-plan-means-for-you_0003140.aspx" title="What the banking rescue plan means for you" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Less than a week after the unprecedented $700 billion bailout package was approved in the US, Chancellor Alistair Darling has announced a &pound;50 billion investment plan to inject cash into the UK's leading financial institutions in an effort to boost confidence and restore stability in the financial system. ]]></article>
    
    
    
    
    
    
    
    <article productid="3101" date="08 October 2008" link="/newsandcommunity/news/ing-direct-from-hero-to-zero-and-back-again_0003101.aspx" title="ING Direct, from hero to zero and back again" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[Savers who have accounts with Heritable Bank and Kaupthing Edge will be breathing a sigh of relief, following the announcement that ING direct, the UK savings arm of Dutch banking giant ING, has secured their savings by buying their accounts from their Icelandic parent company.]]></article>
    
    
    
    
    
    
    
    <article productid="3123" date="08 October 2008" link="/newsandcommunity/news/shock-rate-cut_0003123.aspx" title="Shock rate cut" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England has announced a 0.5 percentage point cut in interest rates. The decision came a day earlier than expected and follows similar moves by the US Federal Reserve and European Central Bank&nbsp;signifying the gravity of the worsening financial crisis.]]></article>
    
    
    
    
    
    
    
    <article productid="2939" date="08 October 2008" link="/newsandcommunity/news/banks-get-50bn-cash-bail-out_0002939.aspx" title="Banks get 50bn cash bail-out" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A &pound;50 billion crisis bail-out for stricken UK banks has been announced by Chancellor Alistair Darling.]]></article>
    
    
    
    
    
    
    
    <article productid="2918" date="08 October 2008" link="/newsandcommunity/news/savers-will-not-lose-money_0002918.aspx" title="Savers will not lose money" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[After a tumultuous day yesterday, savers can breathe a sigh of relief. The Chancellor has confirmed that the 300,000 savers who have accounts with Icesave will not lose any money as a result of the Icelandic banking meltdown and the 160,000 customers of Kaupthing Edge and 22,000 who have accounts with Heritable Bank, have been saved by ING Direct, the Dutch provider.]]></article>
    
    
    
    
    
    
    
    <article productid="3080" date="08 October 2008" link="/newsandcommunity/news/icesave-melts_0003080.aspx" title="Icesave melts" author="Stuart Glendinning" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Stuart_Glendinning_Large.png" ><![CDATA[I joked two weeks ago about it being best to put your money under the mattress. By the day it looks less like a joke and more like an option!]]></article>
    
    
    
    
    
    
    
    <article productid="3128" date="07 October 2008" link="/newsandcommunity/news/wheres-the-fscs-when-needed_0003128.aspx" title="Where's the FSCS when needed?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[For many years now working for the Financial Services Compensation Scheme (FSCS) has been a dull job.&nbsp; Dull, but important.&nbsp; As an offshoot of the Financial Services Authority (FSA) it has been a sleepy place, diligently following the rules to pay consumers compensation, for example, when they have been miss-sold an endowment and their financial adviser has gone bust.]]></article>
    
    
    
    
    
    
    
    <article productid="2919" date="07 October 2008" link="/newsandcommunity/news/business-group-in-jobs-warning_0002919.aspx" title="Business group in jobs warning" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The British Chambers of Commerce (BCC) has warned Britain is already in a recession - with company sales, profits and confidence at record lows.]]></article>
    
    
    
    
    
    
    
    <article productid="3113" date="07 October 2008" link="/newsandcommunity/news/banking-chaos---advice-for-savers_0003113.aspx" title="Banking chaos - advice for savers" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large1.png" ><![CDATA[Fear is spreading among savers as customers of Heritable Bank, which is owned by Icelandic bank Landsbanki, became the first UK victims of a savings provider going into administration.<br />]]></article>
    
    
    
    
    
    
    
    <article productid="3096" date="06 October 2008" link="/newsandcommunity/news/market-meltdown-what-now-for-savers_0003096.aspx" title="Market meltdown, what now for savers?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[UK share prices have plunged 7.9% today - the biggest one day fall&nbsp;since 1987 - taking the FTSE 100 to its lowest&nbsp;level since October 2004. The slump was a result of&nbsp;mounting&nbsp;concerns over the security of European banks. After a fraught weekend where the German and Icelandic governments battled to save domestic banks, savers are becoming increasingly nervous about the safety of their money.]]></article>
    
    
    
    
    
    
    
    <article productid="3136" date="06 October 2008" link="/newsandcommunity/news/analysts-predict-interest-rate-cut_0003136.aspx" title="Analysts predict interest rate cut" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The threat of economic recession is expected to result in the Bank of England cutting interest rates this week.]]></article>
    
    
    
    
    
    
    
    <article productid="3137" date="02 October 2008" link="/newsandcommunity/news/tips-to-survive-a-prolonged-downturn_0003137.aspx" title="Tips to survive a prolonged downturn" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[In recent days the global financial crisis appears to have taken on new momentum and the dark days seem far from over.]]></article>
    
    
    
    
    
    
    
    <article productid="3156" date="02 October 2008" link="/newsandcommunity/news/get-your-christmas-credit-card_0003156.aspx" title="Get your Christmas credit card" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[It's likely to be a tough Christmas for many this year. With many households struggling to cope with the impact of higher living costs, money is tight. And with borrowing costs rising, this is not the time to fund Christmas by getting into debt. That said, there are some great 0% credit card deals available which could help you spread the cost of Christmas if you don't have enough saved to cover everything.]]></article>
    
    
    
    
    
    
    
    <article productid="3102" date="02 October 2008" link="/newsandcommunity/news/new-current-account-deals_0003102.aspx" title="New current account deals" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Amidst all the turmoil in the banking sector, the battle to attract new customers continues.]]></article>
    
    
    
    
    
    
    
    <article productid="3110" date="02 October 2008" link="/newsandcommunity/news/cheapest-fuel-bills-rise-by-200_0003110.aspx" title="Cheapest fuel bills rise by 200" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Having left the cost of its market-leading online energy tariff unchanged when it hiked its standard prices in July, analysts warned that it was only a matter of time before British Gas increased its online charges too. That time has now come.]]></article>
    
    
    
    
    
    
    
    <article productid="3092" date="02 October 2008" link="/newsandcommunity/news/northern-rock-pulls-deals_0003092.aspx" title="Northern Rock pulls deals" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Northern Rock has withdrawn many of its savings accounts as retail savers seek safety.]]></article>
    
    
    
    
    
    
    
    <article productid="3130" date="01 October 2008" link="/newsandcommunity/news/new-rules-boost-home-improvements_0003130.aspx" title="New rules boost home improvements" author="" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[As the housing crash encourages more homeowners to extend their properties rather than move, new rules have come into force making it easier to do just that.]]></article>
    
    
    
    
    
    
    
    <article productid="2983" date="01 October 2008" link="/newsandcommunity/news/brown-welcomes-crisis-co-operation_0002983.aspx" title="Brown welcomes crisis co-operation" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Cross-party co-operation during the financial crisis has been welcomed by Prime Minister Gordon Brown as he rejected calls to guarantee all savings accounts in banks at risk of collapse.]]></article>
    
    
    
    
    
    
    
    <article productid="3115" date="01 October 2008" link="/newsandcommunity/news/finance-chaos-delays-key-report_0003115.aspx" title="Finance chaos delays key report" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Recent financial turmoil, including the nationalisation of Bradford &amp; Bingley and the collapse of the banking sector in the US, has delayed a report into the UK's mortgage market by at least two weeks, it has emerged.]]></article>
    
    
    
    
    
    
    
    <article productid="3145" date="30 September 2008" link="/newsandcommunity/news/call-for-eu-wide-banks-protection_0003145.aspx" title="Call for EU-wide banks protection" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The Irish Government has unveiled a two-year plan to guarantee all deposits in the country's six main banks over the period, and has called for the EU to follow suit.]]></article>
    
    
    
    
    
    
    
    <article productid="3078" date="30 September 2008" link="/newsandcommunity/news/shares-fall-after-package-rejected_0003078.aspx" title="Shares fall after package rejected" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Shares on Wall Street have plunged to a record low after political leaders in the US failed to agree on a proposed $700 billion (&pound;385 billion) rescue package for the finance sector.]]></article>
    
    
    
    
    
    
    
    <article productid="2943" date="30 September 2008" link="/newsandcommunity/news/mortgage-lending-sees-slump_0002943.aspx" title="Mortgage lending sees slump" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Mortgage lending plummeted in August to its lowest level ever recorded as lenders continue to struggle to raise finances because of the ongoing credit crisis.]]></article>
    
    
    
    
    
    
    
    <article productid="3122" date="30 September 2008" link="/newsandcommunity/news/savers-to-get-extra-protection_0003122.aspx" title="Savers to get extra protection" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Government has announced an increase to the level of protection savers will receive if a bank or building society collapses. The limit is set to rise from &pound;35,000 to &pound;50,000 as politicians and the banking industry seek to reassure worried savers and restore stability to the sector.]]></article>
    
    
    
    
    
    
    
    <article productid="3142" date="29 September 2008" link="/newsandcommunity/news/downturn-sees-lloyds-raise-rates_0003142.aspx" title="Downturn sees Lloyds raise rates" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Lloyds TSB has joined a host of other lenders in announcing a hike in the cost of its mortgage rates.]]></article>
    
    
    
    
    
    
    
    <article productid="2980" date="29 September 2008" link="/newsandcommunity/news/debt-plans-missing-from-data_0002980.aspx" title="Debt plans missing from data" author="" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[As many as 600,000 people in unmanageable debt are not included on official insolvency figures, according to a trade body.]]></article>
    
    
    
    
    
    
    
    <article productid="2989" date="29 September 2008" link="/newsandcommunity/news/savings-bond-helps-spread-the-risk_0002989.aspx" title="Savings bond helps spread the risk" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A nine-month bond for savers worried about investing more than &pound;35,000 with one single institution has been launched by Principality, Wales's largest building society.]]></article>
    
    
    
    
    
    
    
    <article productid="3139" date="29 September 2008" link="/newsandcommunity/news/lenders-announce-mortgage-hikes_0003139.aspx" title="Lenders announce mortgage hikes" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Mortgage rate hikes have been introduced by three lenders, bringing the trend of falls in the cost of home loans to an end.]]></article>
    
    
    
    
    
    
    
    <article productid="2987" date="29 September 2008" link="/newsandcommunity/news/launch-of-tailor-made-accounts_0002987.aspx" title="Launch of tailor-made accounts" author="" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Consumers will be able to choose from a selection of benefits thanks to a new 'pick n mix' style packaged account launched by the Co-operative Bank.]]></article>
    
    
    
    
    
    
    
    <article productid="3086" date="29 September 2008" link="/newsandcommunity/news/nationalisation-for-b+b_0003086.aspx" title="Nationalisation for B+B" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Buy-to-let mortgage specialist Bradford &amp; Bingley will be nationalised, the Government has confirmed.]]></article>
    
    
    
    
    
    
    
    <article productid="3108" date="29 September 2008" link="/newsandcommunity/news/another-nationalised-bank---what-it-means-for-you_0003108.aspx" title="Another nationalised bank - what it means for you" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Bradford&nbsp;and Bingley has become the second UK bank to be nationalised this year as the credit crunch continues to tighten its grip on the financial sector. ]]></article>
    
    
    
    
    
    
    
    <article productid="3074" date="26 September 2008" link="/newsandcommunity/news/save-on-your-weekly-shopping-bill_0003074.aspx" title="Save on your weekly shopping bill" author="Clare Francis" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Latest figures from the Office for National Statistics revealed that the cost of many basic food items has surged by nearly 10 times the official rate of inflation. The price of a loaf of white bread has risen by more than 40% over the past year, as has that of butter.]]></article>
    
    
    
    
    
    
    
    <article productid="3120" date="25 September 2008" link="/newsandcommunity/news/beat-the-credit-crunch_0003120.aspx" title="Beat the credit crunch" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[There seems to be no let up in the bad news for consumers: energy prices have gone up again just in time for winter; food costs are still rising and mortgage lenders look set to hike rates again following the renewed turmoil in the financial markets over recent weeks.]]></article>
    
    
    
    
    
    
    
    <article productid="3129" date="25 September 2008" link="/newsandcommunity/news/act-fast-to-secure-a-cheap-fix_0003129.aspx" title="Act fast to secure a cheap fix" author="Louise Cuming" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Louise_Cuming_Large.png" ><![CDATA[Two weeks ago, as the price of an average two-year fixed rate mortgage fell to its lowest level since the credit crunch accelerated last year, it appeared that conditions were easing and with Prime Minister Gordon Brown announcing a &pound;1 billion package of measures to breathe life into the housing market, there was even room for optimism.]]></article>
    
    
    
    
    
    
    
    <article productid="3135" date="25 September 2008" link="/newsandcommunity/news/where-to-invest-your-savings_0003135.aspx" title="Where to invest your savings" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The security of our savings is back at the forefront of many consumers' minds following the renewed turmoil in the banking sector and concerns about the stability of institutions such as Halifax Bank of Scotland and Bradford &amp; Bingley. So where can you put your hard-earned money and ensure that it is totally protected?]]></article>
    
    
    
    
    
    
    
    <article productid="2927" date="25 September 2008" link="/newsandcommunity/news/lender-kicks-off-rate-hikes-run_0002927.aspx" title="Lender kicks off rate hikes run" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A jump in wholesale funding costs has led HSBC to announce a hike in its mortgage rates.]]></article>
    
    
    
    
    
    
    
    <article productid="3093" date="25 September 2008" link="/newsandcommunity/news/savings-account-pays-monthly-income_0003093.aspx" title="Savings account pays monthly income" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[An internet-only savings account paying 6.6% gross AER (6.41% gross monthly) has been launched by Alliance &amp; Leicester.]]></article>
    
    
    
    
    
    
    
    <article productid="3077" date="25 September 2008" link="/newsandcommunity/news/little-chance-of-rate-cut---bank_0003077.aspx" title="Little chance of rate cut - Bank" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Economists at the Bank of England have played down the chances of combating last week's financial market turmoil through interest-rate cuts.]]></article>
    
    
    
    
    
    
    
    <article productid="3075" date="24 September 2008" link="/newsandcommunity/news/house-price-forecasts-are-futile_0003075.aspx" title="House price forecasts 'are futile'" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The trade body for mortgage lenders has said that uncertainty in the housing market means it is abandoning attempts to predict house price falls for this year.]]></article>
    
    
    
    
    
    
    
    <article productid="3159" date="24 September 2008" link="/newsandcommunity/news/diy-buffs-spend-billions-on-cards_0003159.aspx" title="DIY buffs spend billions on cards" author="" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[More than &pound;11 billion was spent on debit and credit cards in DIY shops over the past year, according to latest figures.]]></article>
    
    
    
    
    
    
    
    <article productid="3079" date="24 September 2008" link="/newsandcommunity/news/lloyds-launches-banking-by-mobile_0003079.aspx" title="Lloyds launches banking by mobile" author="" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Bank accounts that can be managed via mobile phone have been announced by Lloyds TSB, the first service of its kind in the UK.]]></article>
    
    
    
    
    
    
    
    <article productid="3090" date="23 September 2008" link="/newsandcommunity/news/eu-gets-tough-on-high-text-charges_0003090.aspx" title="EU gets tough on high text charges" author="" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A crackdown on high mobile phone texting charges has been launched by the European Commission after voluntary reductions were found not to have worked.]]></article>
    
    
    
    
    
    
    
    <article productid="3152" date="23 September 2008" link="/newsandcommunity/news/postcodes-determine-annuity-income_0003152.aspx" title="Postcodes determine annuity income" author="" category="Insurance" subcategory="Life" channellink="http://www.moneysupermarket.com/LifeInsurance/uk-life-insurance.aspx" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A new system is being launched that will see consumers' retirement income vary according to where they live.]]></article>
    
    
    
    
    
    
    
    <article productid="3132" date="23 September 2008" link="/newsandcommunity/news/how-to-keep-your-savings-safe_0003132.aspx" title="How to keep your savings safe" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[It is now more than a year since savers were queuing down the street desperate to pull their money out of Northern Rock amid fears that the bank was on the verge of collapse.]]></article>
    
    
    
    
    
    
    
    <article productid="3082" date="23 September 2008" link="/newsandcommunity/news/first-time-buyers-need-20000_0003082.aspx" title="First-time buyers need 20,000" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[First-time buyers think they need to save nearly &pound;20,000 before they are able to get on to the property ladder, a survey has revealed.]]></article>
    
    
    
    
    
    
    
    <article productid="2957" date="22 September 2008" link="/newsandcommunity/news/mps-condemn-axing-of-energywatch_0002957.aspx" title="MPs condemn axing of Energywatch" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The decision to scrap Energywatch will make the pain worse for thousands of households facing soaring fuel bills, MPs have warned.]]></article>
    
    
    
    
    
    
    
    <article productid="3098" date="22 September 2008" link="/newsandcommunity/news/fuel-costs-prompt-car-share-surge_0003098.aspx" title="Fuel costs prompt car share surge" author="" category="Motoring" subcategory="Other" channellink="http://www.moneysupermarket.com/motoring/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Car sharing is being considered by more than half of Britons because of the high cost of fuel, according to a survey.]]></article>
    
    
    
    
    
    
    
    <article productid="3119" date="22 September 2008" link="/newsandcommunity/news/house-prices-continue-to-slide_0003119.aspx" title="House prices continue to slide" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The property market continued to fall during September as the Government's stamp duty initiative failed to have a significant impact on the market, figures have revealed.]]></article>
    
    
    
    
    
    
    
    <article productid="3125" date="19 September 2008" link="/newsandcommunity/news/british-banking-changes-forever_0003125.aspx" title="British banking changes forever" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Global banking changed forever this week as a number of huge high street names fell victim to the ongoing effects of the credit crunch.]]></article>
    
    
    
    
    
    
    
    <article productid="3097" date="18 September 2008" link="/newsandcommunity/news/twenty-somethings-rely-on-the-bank-of-mum-and-dad_0003097.aspx" title="Twenty-somethings rely on the bank of Mum and Dad" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Young people are often viewed to be having the time of their lives. However, when it comes to finances, younger people are particularly vulnerable and may find it more difficult than ever to get the help they need in the current economic climate.]]></article>
    
    
    
    
    
    
    
    <article productid="3154" date="18 September 2008" link="/newsandcommunity/news/lessons-to-learn-from-xl_0003154.aspx" title="Lessons to learn from XL" author="Peter Gerrard" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Peter_Gerrard_Large.png" ><![CDATA[The travel industry is facing its biggest test since the 9/11 attacks, as the soaring cost of fuel has left major airlines staring at huge losses and several others unable to take the heat.]]></article>
    
    
    
    
    
    
    
    <article productid="3147" date="18 September 2008" link="/newsandcommunity/news/libor-jump-threat-to-mortgage-rates_0003147.aspx" title="Libor jump threat to mortgage rates" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The three month Libor, a key inter-bank lending rate, has jumped to 5.98% from 5.7% as global financial turmoil continues to take its toll.]]></article>
    
    
    
    
    
    
    
    <article productid="2972" date="18 September 2008" link="/newsandcommunity/news/beat-the-energy-price-rises_0002972.aspx" title="Beat the energy price rises" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Rising energy bills are hitting the UK economy hard with inflation reaching a 16-year high at 4.7% due partly to electricity and gas companies hiking their prices.]]></article>
    
    
    
    
    
    
    
    <article productid="3091" date="18 September 2008" link="/newsandcommunity/news/national-bank-cutting-saving-rates_0003091.aspx" title="National bank cutting saving rates" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The state-owned National Savings and Investments (NS&amp;I) is to cut rates on some of its fixed-interest investments by up to 0.75%.]]></article>
    
    
    
    
    
    
    
    <article productid="3107" date="18 September 2008" link="/newsandcommunity/news/hbos-shock-for-22-million-customers_0003107.aspx" title="HBOS shock for 22 million customers" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[How the &pound;12 billion takeover of Halifax Bank of Scotland (HBOS) by Lloyds TSB will affect its 22 million consumer and business customers remains to be seen.]]></article>
    
    
    
    
    
    
    
    <article productid="3126" date="18 September 2008" link="/newsandcommunity/news/high-street-meltdown_0003126.aspx" title="High Street meltdown" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The merger of two of Britain's biggest banks would normally be carefully scrutinised by competition authorities, but this is no ordinary week for the financial services industry.]]></article>
    
    
    
    
    
    
    
    <article productid="3104" date="18 September 2008" link="/newsandcommunity/news/hbos-becomes-part-of-lloyds_0003104.aspx" title="HBoS becomes part of Lloyds" author="Stuart Glendinning" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Stuart_Glendinning_Large.png" ><![CDATA[It's happened.&nbsp;It has today been confirmed that HBoS which includes Halifax and Bank of Scotland is to be taken over by Lloyds.&nbsp;It's hard to view this as good news except for the fact that a 'run' on the Halifax would have been disastrous and word has it that customers were starting to withdraw their money.]]></article>
    
    
    
    
    
    
    
    <article productid="2959" date="17 September 2008" link="/newsandcommunity/news/lloyds-and-halifax-to-merge_0002959.aspx" title="Lloyds and Halifax to merge?" author="Stuart Glendinning" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Stuart_Glendinning_Large.png" ><![CDATA[Today's speculation is that Lloyds and HBoS are to 'tie the knot' and merge. This follows days of pressure on HBoS where their share price has fallen heavily.]]></article>
    
    
    
    
    
    
    
    <article productid="3133" date="17 September 2008" link="/newsandcommunity/news/city-awash-with-hbos-merger-rumours_0003133.aspx" title="City awash with HBOS merger rumours" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Whisperings of a possible merger between troubled mortgage giant HBOS and rival Lloyds TSB have circulated around the City.]]></article>
    
    
    
    
    
    
    
    <article productid="3084" date="17 September 2008" link="/newsandcommunity/news/what-happens-if-my-insurance-firm-goes-bust_0003084.aspx" title="What happens if my insurance firm goes bust?" author="Andy Leadbetter" category="Insurance" subcategory="Other" channellink="http://www.moneysupermarket.com/insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[British homeowners, holidaymakers and drivers were left in limbo last night as they waited to find out how they would be affected by the potential demise of American International Group (AIG), one of the world's largest insurers.]]></article>
    
    
    
    
    
    
    
    <article productid="3146" date="16 September 2008" link="/newsandcommunity/news/big-banks-go-bust-market-crashes---what-do-i-do_0003146.aspx" title="Big banks go bust, market crashes - what do I do?" author="Stuart Glendinning" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Stuart_Glendinning_Large.png" ><![CDATA[Lehman Brothers bite the dust, share prices collapse and speculation on the future of other banks. What are we supposed to do in such circumstances and where do you put your savings?]]></article>
    
    
    
    
    
    
    
    <article productid="3143" date="16 September 2008" link="/newsandcommunity/news/one-in-four-to-switch-credit-cards_0003143.aspx" title="One in four to switch credit cards" author="" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A new survey has revealed that almost one in four people are planning to transfer debt between credit cards over the next 12 months to take advantage of a 0% interest deal.]]></article>
    
    
    
    
    
    
    
    <article productid="3081" date="16 September 2008" link="/newsandcommunity/news/high-energy-bills-fuel-inflation_0003081.aspx" title="High energy bills fuel inflation" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[New figures show that inflation reached 4.7% last month, thanks in the main to soaring utility bills which saw double-digit rises.]]></article>
    
    
    
    
    
    
    
    <article productid="3106" date="16 September 2008" link="/newsandcommunity/news/protect-savers-chancellor-urged_0003106.aspx" title="Protect savers, Chancellor urged" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The Government has been urged to increase the protection offered to savers in the wake of the collapse of the Lehman Brothers bank in the US.]]></article>
    
    
    
    
    
    
    
    <article productid="3114" date="15 September 2008" link="/newsandcommunity/news/pensioners-use-savings-to-pay-debt_0003114.aspx" title="Pensioners use savings to pay debt" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A new survey has shown that 24% of retired people are using part of their pension lump sum to repay debt, while a further 17% use it to pay off their mortgage.]]></article>
    
    
    
    
    
    
    
    <article productid="2926" date="15 September 2008" link="/newsandcommunity/news/uk-lenders-hit-by-banks-collapse_0002926.aspx" title="UK lenders hit by bank's collapse" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Stockmarkets worldwide are in turmoil after the credit crunch claimed its biggest corporate casualty with the collapse of US investment bank Lehman Brothers.]]></article>
    
    
    
    
    
    
    
    <article productid="3103" date="15 September 2008" link="/newsandcommunity/news/savings-first-to-go-during-crunch_0003103.aspx" title="Savings first to go during crunch" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[New research reveals that almost half of adults in the UK are planning to cut back on saving money, while one in four will default on debts in a bid to make ends meet.]]></article>
    
    
    
    
    
    
    
    <article productid="3094" date="12 September 2008" link="/newsandcommunity/news/britons-hit-with-travel-nightmare_0003094.aspx" title="Britons hit with travel nightmare" author="" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The fire in the Channel Tunnel has compounded the travel chaos faced by holidaymakers racing to find alternative routes following the collapse of the UK's third largest tour operator.]]></article>
    
    
    
    
    
    
    
    <article productid="3161" date="12 September 2008" link="/newsandcommunity/news/is-this-the-right-time-to-be-fixing-your-mortgage_0003161.aspx" title="Is this the right time to be fixing your mortgage?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[First Direct is the latest lender to cut its mortgage rates. Its two-year fix will be slashed from 5.98% to 4.99% at 3pm on Friday, September 12, making it one of the lowest rates on the market.]]></article>
    
    
    
    
    
    
    
    <article productid="3095" date="11 September 2008" link="/newsandcommunity/news/one-year-on-from-northern-rock_0003095.aspx" title="One year on from Northern Rock" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Up until July last year all seemed well in the financial world. Banks were lending so readily that some critics even accused them of being over zealous, while savers wouldn't have thought twice about the safety of their cash in a major high street bank.]]></article>
    
    
    
    
    
    
    
    <article productid="3150" date="11 September 2008" link="/newsandcommunity/news/new-exclusive-leading-loan_0003150.aspx" title="New exclusive leading loan" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Central Capital has launched the Platinum Loan, which is available exclusively through moneysupermarket.com at the market-leading annual rate of 7.5%. This could be great news for those struggling to keep on top of their debts.]]></article>
    
    
    
    
    
    
    
    <article productid="3151" date="11 September 2008" link="/newsandcommunity/news/floods-highlight-need-for-cover_0003151.aspx" title="Floods highlight need for cover" author="Andy Leadbetter" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[When it rains, it pours&nbsp;- and for thousands of homeowners who were left devastated by the latest bout of storms to hit the UK the costs are quickly adding up.]]></article>
    
    
    
    
    
    
    
    <article productid="3111" date="11 September 2008" link="/newsandcommunity/news/call-for-action-on-ppi-complaints_0003111.aspx" title="Call for action on PPI complaints" author="" category="Insurance" subcategory="Other" channellink="http://www.moneysupermarket.com/insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The City watchdog has been urged to take action over the way payment protection insurance (PPI) is sold after a 10-fold rise in complaints.]]></article>
    
    
    
    
    
    
    
    <article productid="3148" date="11 September 2008" link="/newsandcommunity/news/most-people-are-not-saving-enough_0003148.aspx" title="Most people are not saving enough" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A survey has shown that two thirds of people do not believe they are saving enough, according to Nationwide Building Society.]]></article>
    
    
    
    
    
    
    
    <article productid="3089" date="11 September 2008" link="/newsandcommunity/news/millions-left-in-unused-accounts_0003089.aspx" title="Millions left in unused accounts" author="" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Bank customers are being encouraged to claim millions of pounds left in unused current and savings accounts.]]></article>
    
    
    
    
    
    
    
    <article productid="3155" date="10 September 2008" link="/newsandcommunity/news/more-lenders-cut-mortgage-rates_0003155.aspx" title="More lenders cut mortgage rates" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Three more lenders - Nationwide, the Co-op Bank and Yorkshire Building Society - have cut the cost of home loans after a fall in wholesale funding costs.]]></article>
    
    
    
    
    
    
    
    <article productid="2982" date="10 September 2008" link="/newsandcommunity/news/homes-to-be-made-energy-efficient_0002982.aspx" title="Homes to be made energy efficient" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Millions of householders are to be offered an amended fuel poverty package from the Government after having the hope of a windfall tax on energy company profits snatched away.]]></article>
    
    
    
    
    
    
    
    <article productid="2998" date="10 September 2008" link="/newsandcommunity/news/house-price-premium-for-good-school_0002998.aspx" title="House price premium for good school" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A quarter of parents have said they would be prepared to spend a &pound;50,000 premium on a house near a good school, according to investment managers Fidelity International.]]></article>
    
    
    
    
    
    
    
    <article productid="3174" date="09 September 2008" link="/newsandcommunity/news/agents-sell-one-property-a-week_0003174.aspx" title="Agents 'sell one property a week'" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The squeeze on the property market has forced sales to a new low as estate agents sell just one home a week, figures have revealed.]]></article>
    
    
    
    
    
    
    
    <article productid="3209" date="09 September 2008" link="/newsandcommunity/news/consumers-lie-on-insurance-policies_0003209.aspx" title="Consumers 'lie on insurance policies'" author="" category="Insurance" subcategory="Life" channellink="http://www.moneysupermarket.com/LifeInsurance/uk-life-insurance.aspx" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[About 7% people are so concerned with the price of their insurance policies that they have admitted lying while setting up their policy, a survey has shown.]]></article>
    
    
    
    
    
    
    
    <article productid="3229" date="09 September 2008" link="/newsandcommunity/news/further-house-price-falls-predicted_0003229.aspx" title="Further house price falls predicted" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The price of an average home could plunge by as much as 25% from its peak before the housing market starts to improve, the boss of the UK's biggest building society has said.]]></article>
    
    
    
    
    
    
    
    <article productid="2944" date="08 September 2008" link="/newsandcommunity/news/nationwide-swallows-up-two-rivals_0002944.aspx" title="Nationwide swallows up two rivals" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[One of the country's main mortgage lenders has announced it is to merge with two smaller mutual societies which have been hit by the ongoing financial turmoil.]]></article>
    
    
    
    
    
    
    
    <article productid="3187" date="08 September 2008" link="/newsandcommunity/news/us-mortgage-bail-out-welcomed_0003187.aspx" title="US mortgage bail-out welcomed" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The US government takeover of mortgage giants Fannie Mae and Freddie Mac has been welcomed by British experts, who believe the move will inject some confidence into the UK housing market.]]></article>
    
    
    
    
    
    
    
    <article productid="3219" date="05 September 2008" link="/newsandcommunity/news/downpours-adding-to-flooding-risk_0003219.aspx" title="Downpours adding to flooding risk" author="" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Severe Atlantic storms will see up to two weeks of rain fall in 24 hours on already saturated ground, increasing the risk of localised flooding across the country, forecasters have warned.]]></article>
    
    
    
    
    
    
    
    <article productid="3175" date="05 September 2008" link="/newsandcommunity/news/relief-for-the-housing-market_0003175.aspx" title="Relief for the housing market?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[On the same day that the Organisation for Economic Co-operation and Development declared that the UK is the worst placed among the world's major economies to withstand the impact of a global slowdown, placing the blame for the sharp downturn on the property market, the Government announced a series of measures aimed at reviving the flagging housing sector.]]></article>
    
    
    
    
    
    
    
    <article productid="3204" date="04 September 2008" link="/newsandcommunity/news/is-your-family-protected_0003204.aspx" title="Is your family protected?" author="Rob Barnes" category="Insurance" subcategory="Life" channellink="http://www.moneysupermarket.com/LifeInsurance/uk-life-insurance.aspx" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[With Sterling falling to a two and a half year low against the dollar and the Organisation for Economic Co-operation and Development downgrading the UK to the bottom of the G7 group of leading economies, fears are mounting that we could be plunged into recession before the end of the year.]]></article>
    
    
    
    
    
    
    
    <article productid="3190" date="04 September 2008" link="/newsandcommunity/news/savings-rates-rise_0003190.aspx" title="Savings rates rise" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Despite calls for a reduction in Bank rate with house prices falling sharply and the economy teetering closer to recession, the Monetary Policy Committee (MPC) once again resisted the urge to cut rates, choosing to freeze interest rates at 5% for another month.]]></article>
    
    
    
    
    
    
    
    <article productid="3208" date="04 September 2008" link="/newsandcommunity/news/interest-free-credit-until-the-next-decade_0003208.aspx" title="Interest-free credit until the next decade" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[Competition in the credit card market is fierce at the moment with Barclaycard and Egg having launched new 0% balance transfer offers. This is great news for anyone trying to clear credit or store card debts.]]></article>
    
    
    
    
    
    
    
    <article productid="2988" date="04 September 2008" link="/newsandcommunity/news/abbey-announces-mortgage-rate-cuts_0002988.aspx" title="Abbey announces mortgage rate cuts" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The increasing competition in the mortgage market has been further highlighted with Abbey becoming the latest lender to slash its interest rates.]]></article>
    
    
    
    
    
    
    
    <article productid="3194" date="04 September 2008" link="/newsandcommunity/news/interest-rates-unchanged-at-5-per-cent_0003194.aspx" title="Interest rates unchanged at 5 per cent" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England's Monetary Policy Committee has voted to keep interest rates on hold at 5%.]]></article>
    
    
    
    
    
    
    
    <article productid="2974" date="04 September 2008" link="/newsandcommunity/news/high-gas-bills-set-to-continue_0002974.aspx" title="High gas bills 'set to continue'" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Gas bills are not expected to fall any time soon, despite the recent slide in oil prices, householders have been warned.]]></article>
    
    
    
    
    
    
    
    <article productid="3201" date="03 September 2008" link="/newsandcommunity/news/childhood-savers-learn-good-habits_0003201.aspx" title="Childhood savers learn good habits" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A person's saving habits as an adult are greatly improved if they begin squirreling money away during childhood, new research suggests.]]></article>
    
    
    
    
    
    
    
    <article productid="2933" date="03 September 2008" link="/newsandcommunity/news/money-worries-end-honeymoon_0002933.aspx" title="Money worries 'end honeymoon'" author="" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Newlywed couples are finding the costs of setting up home an uphill struggle, despite the fact that 87% of them say they paid off the cost of their wedding immediately, a survey has revealed.]]></article>
    
    
    
    
    
    
    
    <article productid="3193" date="03 September 2008" link="/newsandcommunity/news/mortgage-rates-settle-after-crunch_0003193.aspx" title="Mortgage rates settle after crunch" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The race by lenders to win back customers has seen the cost of two-year fixed-rate mortgages return to pre-credit crunch levels.]]></article>
    
    
    
    
    
    
    
    <article productid="3188" date="02 September 2008" link="/newsandcommunity/news/savings-battle-resumes_0003188.aspx" title="Savings battle resumes" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The banks want our money and they are fighting hard to get it. Alliance &amp; Leicester (A&amp;L) has become the second provider in less than a week to increase the rate on its main savings account.]]></article>
    
    
    
    
    
    
    
    <article productid="3224" date="02 September 2008" link="/newsandcommunity/news/insurance-shock-for-errant-drivers_0003224.aspx" title="Insurance shock for errant drivers" author="" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Most drivers do not realise that traffic convictions may affect their car insurance, according to a survey by online insurance company swiftcover.com.]]></article>
    
    
    
    
    
    
    
    <article productid="2950" date="02 September 2008" link="/newsandcommunity/news/duty-freeze-to-boost-house-sales_0002950.aspx" title="Duty freeze to boost house sales" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[An immediate 12-month stamp duty freeze on homes costing &pound;175,000 or less has been announced by the Chancellor in a bid to kick-start the comatose housing market and boost the number of mortgages sold.]]></article>
    
    
    
    
    
    
    
    <article productid="2990" date="02 September 2008" link="/newsandcommunity/news/three-year-fixeds-most-popular_0002990.aspx" title="Three year fixeds most popular" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A fifth of homeowners are choosing three-year, fixed-rate mortgages compared with 9% for two-year deals and 8% for five-year deals, according to a study in August by Abbey Mortgages.]]></article>
    
    
    
    
    
    
    
    <article productid="3200" date="01 September 2008" link="/newsandcommunity/news/a-bleak-august-for-housing-market_0003200.aspx" title="A bleak August for housing market" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[House prices fell again during August making it the 11th month in a row in which the value of the average home has decreased, according to housing information group Hometrack.]]></article>
    
    
    
    
    
    
    
    <article productid="3001" date="01 September 2008" link="/newsandcommunity/news/energy-firms-join-price-hike-rivals_0003001.aspx" title="Energy firms join price hike rivals" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[More than 11 million home energy consumers have had the weekend to digest the news that their suppliers are introducing steep hikes in gas and electricity prices.]]></article>
    
    
    
    
    
    
    
    <article productid="3216" date="28 August 2008" link="/newsandcommunity/news/house-prices-fall-10.5-per-cent-in-a-year_0003216.aspx" title="House prices fall 10.5 per cent in a year" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Potential home buyers frightened by the uncertain economic situation have fuelled the fastest fall in house prices for nearly 18 years, figures show.]]></article>
    
    
    
    
    
    
    
    <article productid="3173" date="28 August 2008" link="/newsandcommunity/news/current-account-battle-heats-up_0003173.aspx" title="Current account battle heats up" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The Olympics may be over but the race is on in the current account sector as banks compete for the prize they crave the most&nbsp;- your custom.]]></article>
    
    
    
    
    
    
    
    <article productid="2954" date="28 August 2008" link="/newsandcommunity/news/broadband-security-threat_0002954.aspx" title="Broadband security threat" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Internet access at home is now mainstream with the latest figures from the Office for National Statistics showing that more than two-thirds of British households are now online. An increasing number have wireless connections, but the majority of these are not secure, leaving consumers vulnerable to fraud.]]></article>
    
    
    
    
    
    
    
    <article productid="3189" date="28 August 2008" link="/newsandcommunity/news/the-best-accounts-for-kids_0003189.aspx" title="The best accounts for kids" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[With the new school year about to begin, Halifax has published its annual Pocket Money Survey, which revealed children are receiving an average of &pound;6.13 a week.]]></article>
    
    
    
    
    
    
    
    <article productid="3207" date="28 August 2008" link="/newsandcommunity/news/borrow-with-your-eyes-open_0003207.aspx" title="Borrow with your eyes open" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[The credit crunch and economic downturn has prompted a resurgence in the 3,000 year-old business of pawn broking with many brokers at the top end of the market reporting that business has risen by as much as 25% in the last two months.]]></article>
    
    
    
    
    
    
    
    <article productid="2960" date="28 August 2008" link="/newsandcommunity/news/savings-account-penalty-warning_0002960.aspx" title="Savings account penalty warning" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Savers are being warned that by putting their money into instant and easy access accounts they may not be able to get their hands on their cash as easily as they thought.]]></article>
    
    
    
    
    
    
    
    <article productid="3226" date="28 August 2008" link="/newsandcommunity/news/parties-rack-up-16.8m-of-damage_0003226.aspx" title="Parties rack up 16.8m of damage" author="" category="Insurance" subcategory="Home" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Unruly or unfortunate children cause a total of &pound;16.8 million worth of damage to their parents' homes every year by having parties that get out of hand, research has found.]]></article>
    
    
    
    
    
    
    
    <article productid="3165" date="27 August 2008" link="/newsandcommunity/news/another-lender-cuts-mortgage-rates_0003165.aspx" title="Another lender cuts mortgage rates" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The Alliance &amp; Leicester (A&amp;L) has announced it is to lower its mortgage rates as competition returns to the beleaguered market.]]></article>
    
    
    
    
    
    
    
    <article productid="3196" date="27 August 2008" link="/newsandcommunity/news/missed-repayments-at-record-level_0003196.aspx" title="Missed repayments at record level" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The credit crunch has seen record numbers of people failing to keep up with repayments on sub-prime mortgages during the second quarter of this year, figures have shown.]]></article>
    
    
    
    
    
    
    
    <article productid="3164" date="27 August 2008" link="/newsandcommunity/news/students-hit-with-credit-card-debt_0003164.aspx" title="Students hit with credit card debt" author="" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[More than one in three students have a credit card on which they owe an average of nearly &pound;220, a survey has shown.]]></article>
    
    
    
    
    
    
    
    <article productid="3185" date="26 August 2008" link="/newsandcommunity/news/tiered-interest-on-new-current-account_0003185.aspx" title="Tiered interest on new current account" author="" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Lloyds TSB has launched a new current account aimed at those with large balances.&nbsp;]]></article>
    
    
    
    
    
    
    
    <article productid="3184" date="26 August 2008" link="/newsandcommunity/news/debt-threatens-more-insolvencies_0003184.aspx" title="Debt threatens more insolvencies" author="" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[People now owe more than the income generated by the country as a whole for the second year running, which is threatening a marked increase in bankruptcies.]]></article>
    
    
    
    
    
    
    
    <article productid="3197" date="22 August 2008" link="/newsandcommunity/news/more-households-hit-by-energy-price-hikes_0003197.aspx" title="More households hit by energy price hikes" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[More than five million households may now be living in fuel poverty after the latest round of price hikes were announced by two of Britain's leading energy providers.]]></article>
    
    
    
    
    
    
    
    <article productid="3166" date="22 August 2008" link="/newsandcommunity/news/coventry-reports-marketshare-rise_0003166.aspx" title="Coventry reports marketshare rise" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The UK's fourth-largest building society, Coventry, has reported mortgage lending at three times normal market share as borrowers opt to stay with the society rather than move to other lenders.]]></article>
    
    
    
    
    
    
    
    <article productid="3221" date="22 August 2008" link="/newsandcommunity/news/forgetful-students-risk-insurance_0003221.aspx" title="Forgetful students risk insurance" author="" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Almost a fifth of students are putting their home insurance at risk by leaving the house without locking the door, a survey has found.]]></article>
    
    
    
    
    
    
    
    <article productid="3162" date="22 August 2008" link="/newsandcommunity/news/credit-crunch-lending-terms-tighten_0003162.aspx" title="Credit crunch lending terms tighten" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Lenders tightening credit-crunch loans criteria has led to one in 20 people having a credit application turned down during the past 18 months.]]></article>
    
    
    
    
    
    
    
    <article productid="2956" date="21 August 2008" link="/newsandcommunity/news/sse-follows-rivals-price-hikes_0002956.aspx" title="SSE follows rival's price hikes" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Scottish &amp; Southern Energy (SSE) has become the second energy company in a matter of hours to announce major price increases.]]></article>
    
    
    
    
    
    
    
    <article productid="3170" date="21 August 2008" link="/newsandcommunity/news/the-mortgage-war_0003170.aspx" title="The mortgage war" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[We've seen another week of lenders battling to get their mortgages into the best buy tables - a far cry from the scene a few months ago when deals were being pulled left, right and centre as many mortgage providers seemed to be doing everything they could to stay out of the best buys in order to restrict new business inflows.]]></article>
    
    
    
    
    
    
    
    <article productid="2924" date="21 August 2008" link="/newsandcommunity/news/dont-get-caught-out-by-your-insurer_0002924.aspx" title="Don't get caught out by your insurer" author="Peter Gerrard" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Peter_Gerrard_Large.png" ><![CDATA[An increasing number of insurers are renewing motor insurance policies automatically unless the customer specifically asks for the cover to be cancelled. The result is that millions of drivers could be paying more for their insurance than they need.]]></article>
    
    
    
    
    
    
    
    <article productid="3210" date="21 August 2008" link="/newsandcommunity/news/the-debt-map-of-great-britain_0003210.aspx" title="The debt map of Great Britain" author="Tim Moss" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Forget Britain's famous three peaks in England, Scotland and Wales&nbsp;- there are debt mountains cropping up throughout the British Isles.]]></article>
    
    
    
    
    
    
    
    <article productid="3179" date="21 August 2008" link="/newsandcommunity/news/mobile-charges-on-the-up_0003179.aspx" title="Mobile charges on the up" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[There are few reprieves for the financially hard-pressed at the moment as they are hit by price increases from almost every angle. Even with mortgage rates and petrol prices falling slightly from their peak, consumers are still bearing the brunt of rising energy prices and loan rates - and now, even the mobile phone providers are getting in on the act.]]></article>
    
    
    
    
    
    
    
    <article productid="3202" date="21 August 2008" link="/newsandcommunity/news/eon-joins-energy-price-hike-club_0003202.aspx" title="Eon joins energy price hike club" author="" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Consumers who buy their energy from E.ON have become the latest to be hit by sharp increases in gas and electricity prices.]]></article>
    
    
    
    
    
    
    
    <article productid="3168" date="21 August 2008" link="/newsandcommunity/news/asda-unveils-cut-price-mobile-calls_0003168.aspx" title="ASDA unveils cut price mobile calls" author="" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[ASDA has slashed the price its Pay As You Go (PAYG) mobile calls to 8p a minute and cut text message charges to just 4p.]]></article>
    
    
    
    
    
    
    
    <article productid="3223" date="20 August 2008" link="/newsandcommunity/news/interest-rate-hike-fears-revealed_0003223.aspx" title="Interest rate hike fears revealed" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Risks that an interest rate increase might make the economic downturn 'unnecessarily deep' prompted the Bank of England's to keep rates on hold this month, it has been revealed.]]></article>
    
    
    
    
    
    
    
    <article productid="3163" date="20 August 2008" link="/newsandcommunity/news/halifax-launches-credit-card-bonus_0003163.aspx" title="Halifax launches credit card bonus" author="" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[An exclusive credit card bonus has been launched for new and existing banking customers at the Halifax.]]></article>
    
    
    
    
    
    
    
    <article productid="3205" date="20 August 2008" link="/newsandcommunity/news/property-downturn-levelling-out_0003205.aspx" title="Property downturn levelling out" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The property downturn may be levelling out despite a record slump in the numbers of people seeking mortgages, the National Association of Estate Agents claims.]]></article>
    
    
    
    
    
    
    
    <article productid="3198" date="19 August 2008" link="/newsandcommunity/news/new-transatlantic-service-revealed_0003198.aspx" title="New transatlantic service revealed" author="" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Travel on British Airways' all-business-class central London to New York service is expected to start in autumn next year, it has been announced.]]></article>
    
    
    
    
    
    
    
    <article productid="3183" date="19 August 2008" link="/newsandcommunity/news/weird-and-wonderful-insurance-claims_0003183.aspx" title="Weird and wonderful insurance claims" author="" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Car insurance claims have been put down to such diverse reasons as a kicking camel, a naked pedestrian and a nut-throwing squirrel, it has been has revealed.]]></article>
    
    
    
    
    
    
    
    <article productid="3213" date="18 August 2008" link="/newsandcommunity/news/students-face-high-cost-of-living_0003213.aspx" title="Students face high cost of living" author="" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[New research into the costs faced by university students show that undergraduates are preparing for the most expensive academic year to date, with an inflation rate 50% higher than average.]]></article>
    
    
    
    
    
    
    
    <article productid="3181" date="18 August 2008" link="/newsandcommunity/news/save-up-to-50-per-cent-on-your-motor-insurance-with-moneysupermarket_0003181.aspx" title="Save up to 50 per cent on your motor insurance with moneysupermarket" author="Clare Francis" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Motorists could slash their car insurance costs in half by using moneysupermarket.com according to independent research group, Consumer Intelligence.]]></article>
    
    
    
    
    
    
    
    <article productid="3192" date="18 August 2008" link="/newsandcommunity/news/london-house-prices-fall_0003192.aspx" title="London house prices fall" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[House prices in London have been slashed by homeowners keen not to miss out on a potential sale, new figures have revealed.]]></article>
    
    
    
    
    
    
    
    <article productid="3171" date="18 August 2008" link="/newsandcommunity/news/thousands-of-homes-flooded-in-northern-ireland_0003171.aspx" title="Thousands of homes flooded in Northern Ireland" author="" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Emergency services in Northern Ireland are braced for more heavy rain after battling to contain flooding across the province at the weekend.]]></article>
    
    
    
    
    
    
    
    <article productid="3191" date="15 August 2008" link="/newsandcommunity/news/britons-casting-holiday-net-wider_0003191.aspx" title="Britons casting holiday net wider" author="" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The destinations to which British holidaymakers are travelling is changing radically, according to new research.]]></article>
    
    
    
    
    
    
    
    <article productid="3203" date="15 August 2008" link="/newsandcommunity/news/people-happy-to-wait-for-new-home_0003203.aspx" title="People happy to wait for new home" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[New research has shown that the shortage of available mortgages is not putting people off buying new homes as much as the fact that they expect house prices to fall further.]]></article>
    
    
    
    
    
    
    
    <article productid="3182" date="15 August 2008" link="/newsandcommunity/news/saving-becoming-the-new-spending_0003182.aspx" title="Saving becoming the new spending" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Stereotypes of British consumers being a collection of thrill-seekers hooked on instant gratification appear to be outdated, with a survey showing we are becoming more enamoured with saving than spending.]]></article>
    
    
    
    
    
    
    
    <article productid="3178" date="14 August 2008" link="/newsandcommunity/news/help-for-homeowners_0003178.aspx" title="Help for homeowners" author="Louise Cuming" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Louise_Cuming_Large.png" ><![CDATA[Latest figures reveal the extent to which many families are being hit by the slump in the housing market and the downward spiral of the economy. The number of homes being repossessed soared by 48% in the first six months of the year taking repossessions to their highest level for 12 years.]]></article>
    
    
    
    
    
    
    
    <article productid="2941" date="14 August 2008" link="/newsandcommunity/news/last-chance-to-secure-leading-loan-rate_0002941.aspx" title="Last chance to secure leading loan rate" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[There's been nothing but bad news for borrowers searching for a loan in recent weeks as a host of providers have hiked rates and even withdrawn products altogether, as the cost of borrowing rises due to the credit crunch. So it's a relief to be able to offer some good news at last&nbsp;- albeit this good news won't last long.]]></article>
    
    
    
    
    
    
    
    <article productid="3172" date="14 August 2008" link="/newsandcommunity/news/energy-saving-tips_0003172.aspx" title="Energy saving tips" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Two weeks on from British Gas's record-breaking price increase that saw its gas prices sky rocket by 35%, industry analysts are widely predicting more movement in the market.]]></article>
    
    
    
    
    
    
    
    <article productid="2964" date="14 August 2008" link="/newsandcommunity/news/nations-gadget-use-on-the-rise_0002964.aspx" title="Nation's gadget use on the rise" author="" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A new report has revealed that people in the UK are spending more time using televisions, computers and mobile phones than ever before -&nbsp;but paying less for them.]]></article>
    
    
    
    
    
    
    
    <article productid="3199" date="14 August 2008" link="/newsandcommunity/news/bikers-offered-insurance-discounts_0003199.aspx" title="Bikers offered insurance discounts" author="" category="Insurance" subcategory="Bike" channellink="http://www.moneysupermarket.com/motorbike-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Motorcyclists are being offered the chance to take advantage of significant discounts on their insurance by completing a Government-backed training scheme.]]></article>
    
    
    
    
    
    
    
    <article productid="3169" date="14 August 2008" link="/newsandcommunity/news/who-can-students-bank-on_0003169.aspx" title="Who can students bank on?" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The battle has commenced among banks vying for the business of the 380,000 plus young people heading off to university next month. HSBC is offering bursaries worth &pound;30,000 to four lucky students who open one of its student accounts, while Abbey is giving &pound;50 to new student account customers and Natwest's student account&nbsp;holders will receive&nbsp;a free railcard.]]></article>
    
    
    
    
    
    
    
    <article productid="3206" date="14 August 2008" link="/newsandcommunity/news/credit-crunch-easing-says-bank_0003206.aspx" title="Credit crunch easing says Bank" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[A glimmer of hope amid the financial gloom has emerged after the Bank of England said the credit crunch was finally showing signs of easing.]]></article>
    
    
    
    
    
    
    
    <article productid="2965" date="13 August 2008" link="/newsandcommunity/news/heavy-flooding-damages-properties_0002965.aspx" title="Heavy flooding damages properties" author="" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Homeowners and insurance firms have been left counting the cost after heavy flooding through the night in parts of the country caused major damage to some homes.]]></article>
    
    
    
    
    
    
    
    <article productid="3214" date="13 August 2008" link="/newsandcommunity/news/costs-see-flight-numbers-nosedive_0003214.aspx" title="Costs see flight numbers nosedive" author="" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The number of flights through UK airspace has fallen for the first time since the post-September 11 downturn as airlines are forced to make cutbacks due to rising fuel prices.]]></article>
    
    
    
    
    
    
    
    <article productid="3227" date="13 August 2008" link="/newsandcommunity/news/claims-rise-blamed-on-wet-weather_0003227.aspx" title="Claims rise blamed on wet weather" author="" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The impact of bad weather on UK roads has led to an 18% rise in motor insurance claims, according to a British insurance firm.]]></article>
    
    
    
    
    
    
    
    <article productid="3177" date="12 August 2008" link="/newsandcommunity/news/fco-issues-travel-insurance-warning_0003177.aspx" title="FCO issues travel insurance warning" author="" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Poorly behaved Brits abroad are causing more havoc than ever before according to new data from the Foreign and Commonwealth Office (FCO).]]></article>
    
    
    
    
    
    
    
    <article productid="3222" date="12 August 2008" link="/newsandcommunity/news/study-reveals-decrease-in-saving_0003222.aspx" title="Study reveals decrease in saving" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[New research has suggested that the ongoing credit crunch is eating into people's motivation to save part of their income.]]></article>
    
    
    
    
    
    
    
    <article productid="3167" date="12 August 2008" link="/newsandcommunity/news/lenders-offer-lower-interest-rates_0003167.aspx" title="Lenders offer lower interest rates" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The price of fixed-rate mortgages offered to some borrowers dropped last month for the first time since February, according to figures from the Bank of England.]]></article>
    
    
    
    
    
    
    
    <article productid="3180" date="11 August 2008" link="/newsandcommunity/news/credit-crunch-sparking-cutbacks_0003180.aspx" title="Credit crunch sparking cutbacks" author="" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The continuing ravages of the credit crunch are causing people to take active steps in all aspects of their lives to cut back on their spending and save their hard-earned money, research has shown.]]></article>
    
    
    
    
    
    
    
    <article productid="3220" date="07 August 2008" link="/newsandcommunity/news/interest-rates-frozen---so-what-now_0003220.aspx" title="Interest rates frozen - so what now?" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[What a difference a year makes. August 9 is the anniversary of the start of the credit crunch and over the last 12 months we have seen the financial crisis hit the health of economies around the world and central banks are grappling with rising inflation and slowing growth.]]></article>
    
    
    
    
    
    
    
    <article productid="3212" date="07 August 2008" link="/newsandcommunity/news/motor-costs-soar-for-young-drivers_0003212.aspx" title="Motor costs soar for young drivers" author="Andy Leadbetter" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[It's good to be young&nbsp;- unless you're a motorist. All of that burgeoning enthusiasm for driving when you hit the age of 17 quickly hits the brakes when you're presented with your first car insurance premium, which could well cost more than the first vehicle you drive.]]></article>
    
    
    
    
    
    
    
    <article productid="3228" date="07 August 2008" link="/newsandcommunity/news/steep-rise-in-fresh-food-inflation_0003228.aspx" title="Steep rise in fresh food inflation" author="" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Increasing oil and commodity costs have sent fresh food inflation soaring into double figures, according to a new survey.]]></article>
    
    
    
    
    
    
    
    <article productid="2977" date="07 August 2008" link="/newsandcommunity/news/why-you-should-pay-with-a-credit-card_0002977.aspx" title="Why you should pay with a credit card" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[When online gift service Wrapit went into administration earlier this week it left newlyweds to contact an estimated 100,000 guests and ask them to try and reclaim their money. Though there could yet be some salvation for Wrapit, with Debenhams and Liberty reported to be considering a rescue plan, around 20,000 guests are likely to be left out of pocket - and all because they used the wrong card.]]></article>
    
    
    
    
    
    
    
    <article productid="3225" date="07 August 2008" link="/newsandcommunity/news/higher-education-costs-highlighted_0003225.aspx" title="Higher education costs highlighted" author="" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Research into the attitudes of teenagers towards finances has shown that many youngsters start saving towards higher education from the age of 11.]]></article>
    
    
    
    
    
    
    
    <article productid="3211" date="07 August 2008" link="/newsandcommunity/news/price-rise-fear-follows-seat-cuts_0003211.aspx" title="Price rise fear follows seat cuts" author="" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Huge cuts in the number of seats available on flights this winter are going to force up the cost of flying, it has been reported.]]></article>
    
    
    
    
    
    
    
    <article productid="3217" date="07 August 2008" link="/newsandcommunity/news/broadband-users-rush-to-sky_0003217.aspx" title="Broadband users rush to Sky" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[In the broadband market it seems the Sky is the limit. While several providers struggle to meet their projections for new customers, Sky has stolen a march on the competition with the fastest-growing broadband service in the UK.]]></article>
    
    
    
    
    
    
    
    <article productid="3186" date="07 August 2008" link="/newsandcommunity/news/interest-rates-left-unchanged-at-5-per-cent_0003186.aspx" title="Interest rates left unchanged at 5 per cent" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England's Monetary Policy Committee (MPC) has left interest rates on hold at 5% this week, which will be a relief to millions of households with variable rate mortgages.]]></article>
    
    
    
    
    
    
    
    <article productid="3195" date="01 August 2008" link="/newsandcommunity/news/what-now-for-energy-bills_0003195.aspx" title="What now for energy bills?" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[We had been warned that energy bills were likely to rise and when EDF Energy increased its gas prices by 22% and electricity by 17% last Friday, it was clear that it wouldn't be long before others followed suit. However, what wasn't expected was the record 35% increase in gas prices that British Gas announced on Wednesday. Analysts and consumers were taken aback by the scale of the price hike so, what should families, many of whom are already struggling to cope with rising bills, do now? ]]></article>
    
    
    
    
    
    
    
    <article productid="3218" date="31 July 2008" link="/newsandcommunity/news/loan-rates-set-to-rise_0003218.aspx" title="Loan rates set to rise" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[When mortgage rates began to fall a couple of weeks ago, optimists may have hoped that the storm of the credit crunch had finally blown over. However, in its latest global financial stability report, the International Monetary Fund warned that there is more bad weather to come.]]></article>
    
    
    
    
    
    
    
    <article productid="3215" date="31 July 2008" link="/newsandcommunity/news/is-your-account-a-class-act_0003215.aspx" title="Is your account a class act?" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[More than 230,000 students graduated this summer and the coming months will be some of the most important of their lives as they begin their careers and start to build for the future. It's also a time when the reality of carefree student days hit home as the realisation dawns that the debts racked up over the past few years have to be repaid.]]></article>
    
    
    
    
    
    
    
    <article productid="3176" date="31 July 2008" link="/newsandcommunity/news/capital-one-extends-interest-free-offer_0003176.aspx" title="Capital One extends interest-free offer" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[Loan rates may be rising but at least there's one form of borrowing where the terms for consumers just keep getting better&nbsp;- credit cards.]]></article>
    
    
    
    
    
    
    
    <article productid="2966" date="30 July 2008" link="/newsandcommunity/news/british-gas---shock-price-increase_0002966.aspx" title="British Gas - shock price increase" author="Clare Francis" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[British Gas has announced that it is hiking gas prices by a whopping 35 per cent&nbsp;with immediate effect, while electricity prices have been increased by 9 per cent. This means customers on its standard tariff are now paying 56 per cent&nbsp;more for gas than they were at the beginning of the year.]]></article>
    
    
    
    
    
    
    
    <article productid="3293" date="29 July 2008" link="/newsandcommunity/news/savings-rates-start-to-rise-again_0003293.aspx" title="Savings rates start to rise again" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[ICICI, the Indian bank, has reignited the savings war with the launch of a one-year fixed rate bond paying 7.2 per cent.]]></article>
    
    
    
    
    
    
    
    <article productid="2963" date="28 July 2008" link="/newsandcommunity/news/energy-price-hikes-spell-misery-for-millions_0002963.aspx" title="Energy price hikes spell misery for millions" author="Clare Francis" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Households should brace themselves for significant increases in gas and electricity prices, a report by the Business and Enterprise Select Committee of MPs has warned. This news deals another blow to consumers who already face the prospect of energy bills rising imminently.]]></article>
    
    
    
    
    
    
    
    <article productid="2968" date="24 July 2008" link="/newsandcommunity/news/top-tips-to-beat-inflation_0002968.aspx" title="Top tips to beat inflation" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[With talk that the UK is on the brink of a recession, the emphasis is on savers to find a good home for their money to maintain their spending power going forward. However, even though savings rates are still highly competitive this may not be as easy as you'd think.]]></article>
    
    
    
    
    
    
    
    <article productid="2921" date="24 July 2008" link="/newsandcommunity/news/motor-premiums-continue-to-soar_0002921.aspx" title="Motor premiums continue to soar" author="Andy Leadbetter" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[Petrol and diesel prices have started to drop back, but the relief for motorists could be short-lived as those needing to reinsure their car are likely to find they will have to pay more for cover than they did last year. ]]></article>
    
    
    
    
    
    
    
    <article productid="3272" date="24 July 2008" link="/newsandcommunity/news/bank-charges-update_0003272.aspx" title="Bank charges update" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[There was more frustration for Britain's current account customers earlier this week as the Financial Services Authority (FSA), the City regulator, announced that it is extending the waiver allowing banks not to investigate complaints about unauthorised borrowing charges until January.]]></article>
    
    
    
    
    
    
    
    <article productid="3281" date="17 July 2008" link="/newsandcommunity/news/is-the-house-of-credit-cards-about-to-come-crashing-down_0003281.aspx" title="Is the house of credit cards about to come crashing down?" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[As fuel, food and energy prices soar, so too are&nbsp;credit card debts. According to the UK payments association Apacs, collectively we now owe &pound;54.6billion on credit cards suggesting we're leaning more heavily on plastic to prop up an increasingly steep mountain of debt and there are worrying signs that the strain is getting too great for many to bear.]]></article>
    
    
    
    
    
    
    
    <article productid="3290" date="17 July 2008" link="/newsandcommunity/news/last-minute-holiday-checklist_0003290.aspx" title="Last minute holiday checklist" author="Peter Gerrard" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Peter_Gerrard_Large.png" ><![CDATA[With many schools now having broken up, the mass holiday exodus is about to begin. From travel insurance to cancelling the milk, we provide that all important checklist to ensure you don't forget anything or find that your holiday costs more than you bargained for.]]></article>
    
    
    
    
    
    
    
    <article productid="3291" date="17 July 2008" link="/newsandcommunity/news/savers---act-fast-as-rates-could-fall_0003291.aspx" title="Savers - act fast as rates could fall" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The credit crunch may have created a miserable environment for borrowers but savers have been laughing all the way to the bank as providers compete to attract our money into retail deposit accounts to lower their reliance on wholesale markets.]]></article>
    
    
    
    
    
    
    
    <article productid="3235" date="16 July 2008" link="/newsandcommunity/news/pocket-100-by-switching-your-current-account_0003235.aspx" title="Pocket 100 by switching your current account" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Alliance &amp; Leicester (A&amp;L), which is the subject of a &pound;1.26billion takeover bid from Santander, the Spanish bank that owns Abbey, is renewing its effort to increase its share of the current account market, by offering anyone who signs up to its Premier account, &pound;100. But will this be enough to get you switching?]]></article>
    
    
    
    
    
    
    
    <article productid="3286" date="15 July 2008" link="/newsandcommunity/news/first-sharia-credit-card-launched_0003286.aspx" title="First sharia credit card launched" author="" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The country's first sharia-compliant prepaid MasterCard has been launched in London.]]></article>
    
    
    
    
    
    
    
    <article productid="3244" date="15 July 2008" link="/newsandcommunity/news/persimmon-offers-to-double-savings_0003244.aspx" title="Persimmon offers to double savings" author="" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[First-time buyers are being helped on to the property ladder by a joint venture between Persimmon Homes and mortgage lender Halifax.]]></article>
    
    
    
    
    
    
    
    <article productid="2973" date="10 July 2008" link="/newsandcommunity/news/holiday-spending-tips_0002973.aspx" title="Holiday spending tips" author="Steve Willey" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[It seems there's no escape from rising costs as even holidaymakers are being hit with HSBC increasing its charges for withdrawing cash overseas.]]></article>
    
    
    
    
    
    
    
    <article productid="3278" date="10 July 2008" link="/newsandcommunity/news/isa-nightmare_0003278.aspx" title="Isa nightmare" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Investing in an individual savings account (Isa) makes perfect sense&nbsp;- you can invest up to &pound;3,600 a year in a cash Isa and the interest is not taxed. And the rules state that you can transfer money from one cash Isa to another without losing the tax-break, which is great as rates on many accounts lose their competitive edge over time. But for many savers, making an Isa transfer is easier said than done.]]></article>
    
    
    
    
    
    
    
    <article productid="3000" date="10 July 2008" link="/newsandcommunity/news/should-you-buy-the-latest-iphone_0003000.aspx" title="Should you buy the latest iPhone?" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Pre-orders mean there's already a waiting list for the new iPhone 3G, but is it worth adding your name to, or are there better alternatives available that you can take advantage of now without the delay?]]></article>
    
    
    
    
    
    
    
    <article productid="3263" date="10 July 2008" link="/newsandcommunity/news/need-a-loan-heres-an-alternative_0003263.aspx" title="Need a loan? Here's an alternative" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[Huge news broke in the loans market earlier this week when Barclays, the UK's fourth largest bank, withdrew from the secured loans market.]]></article>
    
    
    
    
    
    
    
    <article productid="3273" date="10 July 2008" link="/newsandcommunity/news/interest-rates-kept-at-5-per-cent_0003273.aspx" title="Interest rates kept at 5 per cent" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Millions of borrowers will be breathing a sigh of relief following the decision by the Bank of England's Monetary Policy Committee (MPC) to keep interest rates on hold at 5%.]]></article>
    
    
    
    
    
    
    
    <article productid="3239" date="08 July 2008" link="/newsandcommunity/news/act-now-to-secure-leading-loan-rate_0003239.aspx" title="Act now to secure leading loan rate" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[First Plus, the UK's largest secured loan provider, has announced that it will pull out of the loans market on August 9. This could have a huge impact on the debt consolidation market as First Plus, which is part of Barclays, has been the leading player for some time and its competitiveness has helped keep the rates offered by other providers down.]]></article>
    
    
    
    
    
    
    
    <article productid="3248" date="03 July 2008" link="/newsandcommunity/news/when-a-market-leading-rate-isnt-a-market-leading-deal_0003248.aspx" title="When a market-leading rate isn't a market-leading deal" author="John Myers" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[As the phrase goes, don't judge a book by its cover&nbsp;- or in this case, don't judge a mortgage product by its headline rate.]]></article>
    
    
    
    
    
    
    
    <article productid="2958" date="03 July 2008" link="/newsandcommunity/news/are-we-heading-for-a-great-depression_0002958.aspx" title="Are we heading for a Great Depression?" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[It was a tumultuous week on the global stock markets. The FTSE 100 closed down 117 points at 5,413 on Friday, while share prices in the United States, Asia and Europe also suffered significant falls.]]></article>
    
    
    
    
    
    
    
    <article productid="3262" date="03 July 2008" link="/newsandcommunity/news/cut-your-energy-bills-and-go-green_0003262.aspx" title="Cut your energy bills and go green" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[Oil has hit a new high of $146 a barrel, spelling more bad news for consumers. Not only will petrol and diesel costs rise further but it also means that we are likely to see energy bills rise again, sooner rather than later.]]></article>
    
    
    
    
    
    
    
    <article productid="2995" date="03 July 2008" link="/newsandcommunity/news/is-your-car-fully-insured_0002995.aspx" title="Is your car fully insured?" author="Andy Leadbetter" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[Over the next few months thousands of motorists will take their cars over to the Continent, yet many won't realise they don't have the same level of insurance cover they enjoy in this country. And it's not only when they're abroad that motorists are being caught out.]]></article>
    
    
    
    
    
    
    
    <article productid="3255" date="26 June 2008" link="/newsandcommunity/news/gap-year-travel-tips_0003255.aspx" title="Gap year travel tips" author="Peter Gerrard" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Peter_Gerrard_Large.png" ><![CDATA[With A-levels and university finals over, thousands of students who have faced weeks of exams and at least 10 years of studying will be excited and eager to set off on what is probably their first real adventure.]]></article>
    
    
    
    
    
    
    
    <article productid="3261" date="26 June 2008" link="/newsandcommunity/news/avoid-mortgage-misery_0003261.aspx" title="Avoid mortgage misery" author="John Myers" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[The problems in the mortgage market persist. Rates and fees are still on the up, which is not good news for anyone looking for a home loan.]]></article>
    
    
    
    
    
    
    
    <article productid="2952" date="26 June 2008" link="/newsandcommunity/news/broadband-speeds-revealed_0002952.aspx" title="Broadband speeds revealed" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[With an increasing number of people downloading music and games and watching television and films via the internet, download speed is becoming ever more important. Yet millions of people are paying for a fast internet connection and not getting it.]]></article>
    
    
    
    
    
    
    
    <article productid="3250" date="26 June 2008" link="/newsandcommunity/news/steer-clear-of-costly-store-cards_0003250.aspx" title="Steer clear of costly store cards" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[With money tight, it may be tempting to save 10% off a shopping bill and delay paying for your purchases for a while by signing up for a store card. But this often proves to be a costly mistake and can make financial worries worse rather than better.]]></article>
    
    
    
    
    
    
    
    <article productid="3280" date="19 June 2008" link="/newsandcommunity/news/avoid-a-lifetime-of-debt_0003280.aspx" title="Avoid a lifetime of debt" author="Tim Moss" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[As a nation we've developed a laissez-faire attitude to debt in recent years and for many people the flippancy with which they happily bought things on credit, is now coming back to haunt them.]]></article>
    
    
    
    
    
    
    
    <article productid="3256" date="19 June 2008" link="/newsandcommunity/news/how-savers-can-beat-inflation_0003256.aspx" title="How savers can beat inflation" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Inflation has already risen sharply this year and there are no signs that it will fall back in the near future as food, fuel and energy prices continue to climb.]]></article>
    
    
    
    
    
    
    
    <article productid="3258" date="19 June 2008" link="/newsandcommunity/news/one-year-on-from-the-floods_0003258.aspx" title="One year on from the floods" author="Andy Leadbetter" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[The floods of summer 2007 were the most severe weather-related event the UK has experienced in decades. In total, around &pound;3bn of the loss was covered by insurance, with providers receiving about 165,000 claims.]]></article>
    
    
    
    
    
    
    
    <article productid="3232" date="18 June 2008" link="/newsandcommunity/news/prepare-for-higher-energy-prices_0003232.aspx" title="Prepare for higher energy prices" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[It's not only the oil price that continues to rise. Wholesale gas prices have also hit record highs recently, with the cost having breached &pound;1 per therm for the first time ever. As analysts predict that gas and electricity bills may rise by almost 40% this winter, households need to brace themselves for further increases over the coming months.]]></article>
    
    
    
    
    
    
    
    <article productid="3268" date="12 June 2008" link="/newsandcommunity/news/cheaper-calls-when-youre-abroad_0003268.aspx" title="Cheaper calls when you're abroad" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[If you're about to head abroad to work for the summer, or have a child who is going on a gap year in a few months, it's time to think about mobiles.]]></article>
    
    
    
    
    
    
    
    <article productid="3233" date="12 June 2008" link="/newsandcommunity/news/save-pounds-on-fuel-costs_0003233.aspx" title="Save pounds on fuel costs" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[The pain looks set to get even worse for motorists. With oil trading slightly below its recent $139 a barrel peak, the chief executive of the world's largest energy company, the Russian firm Gazprom, has warned that the price could surge to $250 a barrel which would take petrol costs to more than &pound;2 a litre here in Britain.]]></article>
    
    
    
    
    
    
    
    <article productid="2976" date="12 June 2008" link="/newsandcommunity/news/current-account-market-heats-up_0002976.aspx" title="Current account market heats up" author="Kevin Mountford" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[We've seen a spate of activity in the current account market in recent weeks, with Barclays and Lloyds announcing changes to their accounts. So how do their offerings stack up against the rest of the market?]]></article>
    
    
    
    
    
    
    
    <article productid="3269" date="12 June 2008" link="/newsandcommunity/news/top-tips-for-landlords_0003269.aspx" title="Tips for landlords" author="Andy Leadbetter" category="Insurance" subcategory="Landlord" channellink="http://www.moneysupermarket.com/landlord-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[With house prices falling, and demand remaining weak, many homeowners are struggling to sell their home. This is resulting in an increasing number of people choosing to rent their properties instead.]]></article>
    
    
    
    
    
    
    
    <article productid="3253" date="05 June 2008" link="/newsandcommunity/news/best-credit-card-deal-ever_0003253.aspx" title="Best credit card deal ever" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[The credit card market has made interesting viewing since the credit crunch. Though there has been concern about a growing number of applications being rejected and providers increasing rates on both purchases and cash, the very top end of the market has become furiously competitive.]]></article>
    
    
    
    
    
    
    
    <article productid="3276" date="05 June 2008" link="/newsandcommunity/news/savers-fail-to-make-the-most-of-fantastic-rates_0003276.aspx" title="Savers fail to make the most of fantastic rates" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[With mortgage rates, energy, food and fuel prices all rising you'd think that the great British public would take any opportunity they can to boost their finances. However, new research suggests there's an area we've overlooked&nbsp;- our savings.]]></article>
    
    
    
    
    
    
    
    <article productid="2923" date="05 June 2008" link="/newsandcommunity/news/exclusive-broadband-deal_0002923.aspx" title="Exclusive broadband deal" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Talktalk, the home phone and broadband provider owned by Carphone Warehouse, has revamped its broadband deals and is offering Moneysupermarket users the opportunity to save &pound;53.49 on its new Talk Global Evening &amp; Weekend package.]]></article>
    
    
    
    
    
    
    
    <article productid="3297" date="05 June 2008" link="/newsandcommunity/news/should-you-fix-your-mortgage_0003297.aspx" title="Should you fix your mortgage?" author="John Myers" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[The Bank of England's Monetary Policy Committee has voted to keep interest rates on hold at 5 per cent&nbsp;this month as it continues to battle rising inflation and a slowing economy.]]></article>
    
    
    
    
    
    
    
    <article productid="2929" date="05 June 2008" link="/newsandcommunity/news/consumer-inertia-is-costing-us-dear_0002929.aspx" title="Consumer inertia is costing us dear" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Millions of British households are struggling to make ends meet because of the rising cost of living and higher borrowing costs brought on by the credit crunch. Yet what the majority don't realise is they could help improve their financial situation quite easily by looking around to see if they could save money, or earn more interest by swapping their financial products and services.]]></article>
    
    
    
    
    
    
    
    <article productid="3292" date="29 May 2008" link="/newsandcommunity/news/barclays-slashes-overdraft-fees_0003292.aspx" title="Barclays slashes overdraft fees" author="Clare Francis" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Barclays has announced a radical shake-up to its current account charges which will place the other major banks under pressure to reduce their overdraft fees.]]></article>
    
    
    
    
    
    
    
    <article productid="2981" date="29 May 2008" link="/newsandcommunity/news/what-to-do-in-a-slow-moving-housing-market_0002981.aspx" title="What to do in a slow moving housing market" author="John Myers" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[The housing boom is well and truly over and talk over the dinner table has switched, from how far property prices will rise over the next year, to whether we're heading for a full scale crash.]]></article>
    
    
    
    
    
    
    
    <article productid="3257" date="29 May 2008" link="/newsandcommunity/news/act-fast-and-fix-your-savings_0003257.aspx" title="Act fast and fix your savings" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The boom time continues for Britain's savers. Kaupthing Edge, the Icelandic Bank, has announced that is it increasing the rate on its one-year fixed rate bond from 6.86 per cent&nbsp;to 7.01 per cent on June 4. This will make it the fourth institution to be offering a savings rate of 7.0 per cent&nbsp;or more. Given that Bank rate is only 5 per cent, this is a fantastic time to be a saver.]]></article>
    
    
    
    
    
    
    
    <article productid="3277" date="29 May 2008" link="/newsandcommunity/news/quick-fix-comes-at-a-high-price_0003277.aspx" title="Quick fix comes at a high price" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[There's always someone who reaps the rewards of the most challenging times - and while a huge rise in the cost of living is bad news for most Brits, the payday loan industry is enjoying a massive upswing.]]></article>
    
    
    
    
    
    
    
    <article productid="3236" date="28 May 2008" link="/newsandcommunity/news/ten-ways-to-cut-motoring-costs_0003236.aspx" title="Ten ways to cut motoring costs" author="Andy Leadbetter" category="Motoring" subcategory="Other" channellink="http://www.moneysupermarket.com/motoring/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[The consumer backlash against rising fuel prices is growing. In a recent poll on moneysupermarket.com, 67 per cent&nbsp;of respondents said they are really concerned about the cost of petrol and diesel and that they don't think they'll be able to cope if prices rise much further.]]></article>
    
    
    
    
    
    
    
    <article productid="3260" date="22 May 2008" link="/newsandcommunity/news/lenders-clamp-down-on-interest-only-mortgages_0003260.aspx" title="Lenders clamp down on interest-only mortgages" author="John Myers" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[Despite a succession of Bank rate reductions&nbsp;- now down to 5 per cent&nbsp;- life hasn't got much easier for the typical homeowner and an increasing number of borrowers are turning to interest-only mortgages to ease the pressure on their monthly outgoings. ]]></article>
    
    
    
    
    
    
    
    <article productid="3284" date="22 May 2008" link="/newsandcommunity/news/middle-class-debt-crisis_0003284.aspx" title="Middle class debt crisis" author="Tim Moss" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[There's a high price for high living&nbsp;and in recent months, many of those living the middle class fantasy have seen their world tumble around them.]]></article>
    
    
    
    
    
    
    
    <article productid="3299" date="22 May 2008" link="/newsandcommunity/news/is-it-time-to-grab-a-fixed-energy-deal_0003299.aspx" title="Is it time to grab a fixed energy deal?" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[Energy firms have been accused of operating a 'comfortable oligopoly' and acting in 'tacit collusion' as consumers face the prospect of yet more gas and electricity price increases.]]></article>
    
    
    
    
    
    
    
    <article productid="3249" date="21 May 2008" link="/newsandcommunity/news/top-10-holiday-tips_0003249.aspx" title="Top 10 holiday tips" author="Steve Willey" category="Money" subcategory="Travel Money" channellink="http://www.moneysupermarket.com/travel-money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[With the holiday season just around the corner we've compiled a list of 10 tips to help you minimise the cost of your summer break: ]]></article>
    
    
    
    
    
    
    
    <article productid="2993" date="15 May 2008" link="/newsandcommunity/news/british-holidaymakers-to-shun-europe-this-summer_0002993.aspx" title="British holidaymakers to shun Europe this summer" author="Peter Gerrard" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Peter_Gerrard_Large.png" ><![CDATA[The strength of the euro has reached its highest mark against the pound since its introduction in 1999&nbsp;- smashing through the 80p barrier - and the weakness of sterling has made many people think twice about their holiday plans this year.]]></article>
    
    
    
    
    
    
    
    <article productid="2986" date="15 May 2008" link="/newsandcommunity/news/loans-costs-still-rising_0002986.aspx" title="Loans costs still rising" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Unfortunately it's not just mortgage rates that are on the rise&nbsp;- since the turn of the year more than half of the lenders offering personal loans have made changes to their rates.]]></article>
    
    
    
    
    
    
    
    <article productid="3275" date="15 May 2008" link="/newsandcommunity/news/current-account-charges-rising-ahead-of-oft-clampdown_0003275.aspx" title="Current account charges rising ahead of OFT clampdown" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="http://www.moneysupermarket.com/current-accounts/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Recent current account changes suggest that banks and building societies are preparing themselves in case they lose the court case against the Office of Fair Trading (OFT) over the fairness of overdraft charges.]]></article>
    
    
    
    
    
    
    
    <article productid="3243" date="15 May 2008" link="/newsandcommunity/news/dont-be-tempted-by-home-insurance-offers_0003243.aspx" title="Don't be tempted by home insurance offers" author="Andy Leadbetter" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[If you are looking for insurance, don't be swayed by attractive discounts&nbsp;- you may find you can still get a better deal from an insurer that doesn't have a special offer.]]></article>
    
    
    
    
    
    
    
    <article productid="3298" date="14 May 2008" link="/newsandcommunity/news/tell-me-b4-u-sell-me_0003298.aspx" title="Tell Me B4 U Sell Me" author="Stuart Glendinning" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Stuart_Glendinning_Large.png" ><![CDATA[Moneysupermarket's campaign for fairer credit quotations.... ]]></article>
    
    
    
    
    
    
    
    <article productid="3289" date="08 May 2008" link="/newsandcommunity/news/missed-opportunity-by-the-bank-of-england_0003289.aspx" title="Missed opportunity by the Bank of England?" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The decision by the Bank of England's Monetary Policy Committee (MPC) to keep Bank rate on hold at 5 per cent&nbsp;has been criticised by some economists who believe further rate reductions are inevitable and that the delay merely increases the risk of a full-blown economic slump.]]></article>
    
    
    
    
    
    
    
    <article productid="3274" date="08 May 2008" link="/newsandcommunity/news/save-a-bundle-on-your-broadband_0003274.aspx" title="Save a bundle on your broadband" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[You shouldn't put all your eggs into one basket&nbsp;- unless of course that basket saves you a lot of money.]]></article>
    
    
    
    
    
    
    
    <article productid="2969" date="08 May 2008" link="/newsandcommunity/news/credit-crunch-boost-for-credit-card-market_0002969.aspx" title="Credit crunch boost for credit card market" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[The credit crunch has been a borrower's nightmare as lenders squeeze mortgage and loan rates to secure their finances. However, every cloud has a silver lining.]]></article>
    
    
    
    
    
    
    
    <article productid="3252" date="08 May 2008" link="/newsandcommunity/news/interest-rates-held-at-5-per-cent_0003252.aspx" title="Interest rates held at 5 per cent" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England's Monetary Policy Committee (MPC) voted to keep interest rates on hold at 5 per cent&nbsp;today.]]></article>
    
    
    
    
    
    
    
    <article productid="3295" date="08 May 2008" link="/newsandcommunity/news/how-to-survive-the-oil-spike_0003295.aspx" title="How to survive the oil spike" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[As the price of oil surges to new highs, a new report revealed that UK households are facing their lowest level of disposable income for 17 years. The Prime Minister is also alleged to have been warned by fellow Cabinet members that family finances are at breaking point.]]></article>
    
    
    
    
    
    
    
    <article productid="3242" date="06 May 2008" link="/newsandcommunity/news/insurance-for-young-drivers_0003242.aspx" title="Insurance for young drivers" author="Andy Leadbetter" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[Legally, you might be able to learn to drive when you reach the age of 17, but for many teenagers it may be financially prohibitive. Not only is there the cost of lessons and at least one driving test to factor in, but the price of insurance for young drivers can be astronomical.]]></article>
    
    
    
    
    
    
    
    <article productid="3296" date="02 May 2008" link="/newsandcommunity/news/did-the-banks-play-fair-following-last-months-rate-cut_0003296.aspx" title="Did the banks play fair following last month's rate cut?" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Not all banks and building societies have yet responded to last month's quarter-point reduction in interest rates, but it's been a mixed bag among the institutions that have announced changes to their mortgage and savings rates.]]></article>
    
    
    
    
    
    
    
    <article productid="2955" date="01 May 2008" link="/newsandcommunity/news/make-the-most-of-your-travel-money_0002955.aspx" title="Make the most of your travel money" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[Perhaps we've simply been spoilt by favourable exchange rates for too long, but for UK holidaymakers the prospect of travelling to the Continent has lost some of its gloss this year as the pound has hit a record low against the euro. ]]></article>
    
    
    
    
    
    
    
    <article productid="2934" date="01 May 2008" link="/newsandcommunity/news/need-a-loan-read-this-first_0002934.aspx" title="Need a loan? Read this first" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Personal loans are harder to come by because of the credit crunch, yet an increasing number of people are needing to borrow to make ends meet each month. ]]></article>
    
    
    
    
    
    
    
    <article productid="3282" date="24 April 2008" link="/newsandcommunity/news/should-you-spend-your-money-on-the-iphone_0003282.aspx" title="Should you spend your money on the iPhone?" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Few technological gadgets have caused such fervour on their release as the vaunted Apple iPhone. Described as a 'revolutionary mobile phone' it appeared to take handsets into a new era. However, just six months after its UK launch its price has been slashed as rumours of a replacement emerge.]]></article>
    
    
    
    
    
    
    
    <article productid="3251" date="24 April 2008" link="/newsandcommunity/news/why-the-tooth-hurts-for-the-nhs_0003251.aspx" title="Why the tooth hurts for the NHS" author="" category="Insurance" subcategory="Dental" channellink="http://www.moneysupermarket.com/dental-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[The NHS may be approaching its 60th anniversary but there are few celebratory smiles among its dental patients as frustration grows over rising costs and longer waiting times, with many choosing to turn their backs on the service altogether.]]></article>
    
    
    
    
    
    
    
    <article productid="3283" date="24 April 2008" link="/newsandcommunity/news/savers-reap-the-rewards-of-the-credit-crunch_0003283.aspx" title="Savers reap the rewards of the credit crunch" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[When the Bank of England cuts interest rates borrowers rejoice and savers curse their luck&nbsp;- or at least that is what you expect to happen.]]></article>
    
    
    
    
    
    
    
    <article productid="3234" date="24 April 2008" link="/newsandcommunity/news/banks-lose-first-round-of-overdraft-charges-court-case_0003234.aspx" title="Banks lose first round of overdraft charges court case" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Consumers are one step closer to victory in the battle against bank charges. The High Court has ruled that the Office of Fair Trading (OFT) does have the power to decide whether or not the fees levied by banks and building societies when a customer exceeds their overdraft limit are fair.]]></article>
    
    
    
    
    
    
    
    <article productid="3254" date="24 April 2008" link="/newsandcommunity/news/beware-the-credit-card-crunch_0003254.aspx" title="Beware the credit card crunch" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[If you thought the mortgage market was the only area of borrowing being hit by the credit crunch, then think again. Credit cards and loans are also harder to come by and this is bad news for those struggling to make ends meet each month.]]></article>
    
    
    
    
    
    
    
    <article productid="2999" date="21 April 2008" link="/newsandcommunity/news/moneysupermarket-scoops-top-award_0002999.aspx" title="Moneysupermarket scoops top award" author="Clare Francis" category="Insurance" subcategory="Other" channellink="http://www.moneysupermarket.com/insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Moneysupermarket.com has received a leading industry award from Hitwise, an online monitoring service, for being the number one insurance website in 2007.]]></article>
    
    
    
    
    
    
    
    <article productid="3245" date="18 April 2008" link="/newsandcommunity/news/tips-to-survive-the-credit-crunch_0003245.aspx" title="Tips to survive the credit crunch" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[With the credit crunch and inflation continuing to bite, we show you 10 steps you can take to minimise the impact and relieve some of the pressure on your finances...]]></article>
    
    
    
    
    
    
    
    <article productid="3267" date="17 April 2008" link="/newsandcommunity/news/earn-12-per-cent-on-your-savings_0003267.aspx" title="Earn 12 per cent on your savings" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Alliance &amp; Leicester (A&amp;L) is launching a regular savings account paying 12% on Monday as it strives to encourage people to switch current account.]]></article>
    
    
    
    
    
    
    
    <article productid="3294" date="17 April 2008" link="/newsandcommunity/news/the-interest-free-credit-cards-that-may-charge-you-interest_0003294.aspx" title="The 'interest-free' credit cards that may charge you interest" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[Unwary customers are being caught out by interest-free credit card offers that could cost you dear if you don't use them correctly. We explain the catches...]]></article>
    
    
    
    
    
    
    
    <article productid="3247" date="17 April 2008" link="/newsandcommunity/news/how-do-motor-insurers-really-compare_0003247.aspx" title="How do motor insurers really compare?" author="Richard Mason" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Richard_Mason_Large.png" ><![CDATA[Millions of motorists stick with the same insurer year after year despite the fact they could save money by switching provider.]]></article>
    
    
    
    
    
    
    
    <article productid="3265" date="11 April 2008" link="/newsandcommunity/news/the-peculiar-rate-reduction_0003265.aspx" title="The peculiar rate reduction" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England's Monetary Policy Committee has cut Bank rate from 5.25% to 5%. This is the third quarter-point reduction since December and many economists believe there could be more falls to come before the end of the year.]]></article>
    
    
    
    
    
    
    
    <article productid="3270" date="10 April 2008" link="/newsandcommunity/news/are-you-starting-to-feel-the-crunch_0003270.aspx" title="Are you starting to feel the crunch?" author="Tim Moss" category="Money" subcategory="Loans" channellink="http://www.moneysupermarket.com/loans/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[With the number of mortgage deals available declining at a rapid rate, energy prices increasing and a general rise in the cost of living there are worrying signs that a growing number of people are having to borrow in order to make ends meet each month.]]></article>
    
    
    
    
    
    
    
    <article productid="2953" date="10 April 2008" link="/newsandcommunity/news/how-to-protect-yourself-from-energy-mis-selling_0002953.aspx" title="How to protect yourself from energy mis-selling" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[An undercover investigation by The Sunday Times raised concerns that some consumers have been given inaccurate information by sales people trying to get them to switch energy provider. We look at the issue of mis-selling and what you should do if you believe you have been victim to it...]]></article>
    
    
    
    
    
    
    
    <article productid="2949" date="10 April 2008" link="/newsandcommunity/news/keep-broadband-costs-in-check_0002949.aspx" title="Keep broadband costs in check" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[The popularity of broadband has grown massively in recent years&nbsp;- introduced only seven years ago, more than 50% of households in Britain now have a broadband connection. As providers fight for market share, prices have been driven down, but while upfront costs may be low, many consumers find they are paying far more than they expected because of the charges levied when something goes wrong.]]></article>
    
    
    
    
    
    
    
    <article productid="2931" date="10 April 2008" link="/newsandcommunity/news/interest-rates-fall-again_0002931.aspx" title="Interest rates fall again" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England's Monetary Policy Committee (MPC) has voted to cut interest rates by a quarter of one percent, taking Bank rate from 5.25% to 5%.]]></article>
    
    
    
    
    
    
    
    <article productid="2996" date="04 April 2008" link="/newsandcommunity/news/the-mortgage-crisis-deepens_0002996.aspx" title="The mortgage crisis deepens" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Consumers looking for a mortgage are facing less choice and higher rates. The Bank of England has warned that the situation is likely to get worse before it gets better and that the squeeze on mortgages is likely to continue for the next few months at least.]]></article>
    
    
    
    
    
    
    
    <article productid="3285" date="03 April 2008" link="/newsandcommunity/news/lessons-we-can-learn-from-terminal-five-foul-up_0003285.aspx" title="Lessons we can learn from Terminal Five foul-up" author="Peter Gerrard" category="Insurance" subcategory="Travel" channellink="http://www.moneysupermarket.com/travel-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Peter_Gerrard_Large.png" ><![CDATA[With outlets from Boots to Harrods and even a Gordon Ramsay restaurant, Heathrow's &pound;4.3bn Terminal Five was supposed to put the glamour back into air travel. Instead, a breakdown of the baggage handling system left thousands of customers to choose between flying with just hand luggage, getting an alternative flight or claiming a refund.]]></article>
    
    
    
    
    
    
    
    <article productid="2985" date="03 April 2008" link="/newsandcommunity/news/why-its-easier-than-ever-to-switch-your-mobile_0002985.aspx" title="Why it's easier than ever to switch your mobile" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Mobile phones have become an iconic symbol of the modern era&nbsp;- reflecting our busy lifestyles and our need to constantly be in touch with those around us.]]></article>
    
    
    
    
    
    
    
    <article productid="3266" date="03 April 2008" link="/newsandcommunity/news/a-new-tax-year---a-new-chance-to-save_0003266.aspx" title="A new tax year - a new chance to save" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Happy new tax-year. April 6 marks the beginning of a new financial year.]]></article>
    
    
    
    
    
    
    
    <article productid="2947" date="03 April 2008" link="/newsandcommunity/news/what-do-the-tax-changes-mean-for-you_0002947.aspx" title="What do the tax changes mean for you?" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The new tax year starts on Sunday, and with it comes a raft of changes that will affect individuals. Some will be beneficial but others could leave you worse off.]]></article>
    
    
    
    
    
    
    
    <article productid="3288" date="01 April 2008" link="/newsandcommunity/news/northern-rock-slashes-savings-rates_0003288.aspx" title="Northern Rock slashes savings rates" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Northern Rock has announced losses of &pound;167.6m last year, and the implications of what lies ahead for the customers of the recently-nationalised bank is becoming clearer. Savers and borrowers will both be affected by a radical overhaul.]]></article>
    
    
    
    
    
    
    
    <article productid="3287" date="28 March 2008" link="/newsandcommunity/news/is-it-time-to-think-long-term-with-your-mortgage_0003287.aspx" title="Is it time to think long-term with your mortgage?" author="John Myers" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[Two-year mortgage deals are most popular with borrowers because the rates tend to be lower than those on longer-term products. However, the credit crunch and rising arrangement fees are taking their toll so could it be worth looking longer-term?]]></article>
    
    
    
    
    
    
    
    <article productid="3246" date="28 March 2008" link="/newsandcommunity/news/prepare-your-finances-for-a-recession_0003246.aspx" title="Prepare your finances for a recession" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Confederation of British Industry (CBI) has said we are facing a financial crisis on a scale not experienced in recent times and a growing number of economists warn that a full-blown recession could be on the cards. Consumers therefore need to position their finances so that they can weather the storm...		]]></article>
    
    
    
    
    
    
    
    <article productid="3237" date="28 March 2008" link="/newsandcommunity/news/is-your-energy-provider-treating-you-fairly_0003237.aspx" title="Is your energy provider treating you fairly?" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[Scottish &amp; Southern Energy is the latest provider to hike its gas and electricity bills. With all of the big six now having announced price increases this year the picture is clear&nbsp;- it's loyal customers who are being hit the hardest...		]]></article>
    
    
    
    
    
    
    
    <article productid="3271" date="27 March 2008" link="/newsandcommunity/news/dont-miss-out-on-your-allowance_0003271.aspx" title="Don't miss out on your allowance" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The race is on to capitalise on this year's Isa allowance before the tax year ends on April 5 with some banks even extending their opening hours to deal with last minute applications. So why are Isas such a great way to save and how do the best deals compare?]]></article>
    
    
    
    
    
    
    
    <article productid="3279" date="20 March 2008" link="/newsandcommunity/news/cut-your-outgoings-by-more-than-1,000-a-year_0003279.aspx" title="Cut your outgoings by more than 1,000 a year" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Household finances are under increasing pressure but many people could offset rising food, fuel and energy bills and slash their monthly outgoings significantly by spending a few hours going through their financial products and switching to a better deal.]]></article>
    
    
    
    
    
    
    
    <article productid="2984" date="19 March 2008" link="/newsandcommunity/news/are-prepaid-cards-the-answer-to-our-foreign-spending-woes_0002984.aspx" title="Are prepaid cards the answer to our foreign spending woes?" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[Thousands of British holidaymakers have jetted off for an Easter break, and many will pour money down the drain on unnecessary foreign usage fees when they use their credit and debit cards abroad.]]></article>
    
    
    
    
    
    
    
    <article productid="3241" date="19 March 2008" link="/newsandcommunity/news/how-to-protect-your-savings_0003241.aspx" title="How to protect your savings" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The near collapse of Bear Stearns, an 85-year-old investment bank that survived the Wall Street Crash of 1929, caused a wave of panic among investors around the world. More than &pound;14billion was wiped off the value of Britain's main high street banks as share prices plunged last Monday amid fears that the financial crisis could claim further casualties.]]></article>
    
    
    
    
    
    
    
    <article productid="3240" date="18 March 2008" link="/newsandcommunity/news/what-would-happen-to-your-family-if-you-died_0003240.aspx" title="What would happen to your family if you died?" author="" category="Insurance" subcategory="Life" channellink="http://www.moneysupermarket.com/LifeInsurance/uk-life-insurance.aspx" forum="72" active="True" imageurl="/newsandcommunity/img/authors/blank.jpg" ><![CDATA[Death is not something people like to think about, but if you have dependants it is not something you can afford to ignore.]]></article>
    
    
    
    
    
    
    
    <article productid="3238" date="13 March 2008" link="/newsandcommunity/news/thank-you-darling---for-what_0003238.aspx" title="Thank you Darling - for what?" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Public reaction to Alistair Darling's first budget has been largely negative. We look at why consumers are feeling so let down...]]></article>
    
    
    
    
    
    
    
    <article productid="3259" date="13 March 2008" link="/newsandcommunity/news/market-leading-broadband-available-only-through-moneysupermarket_0003259.aspx" title="Market-leading broadband available only through moneysupermarket" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Moneysupermarket.com is offering internet users the opportunity to take advantage of an exclusive broadband deal...]]></article>
    
    
    
    
    
    
    
    <article productid="3264" date="13 March 2008" link="/newsandcommunity/news/tax-allowances-for-2008-2009_0003264.aspx" title="Tax allowances for 2008-2009" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="64" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[In case you are wondering what your tax allowances will be for the next tax year, we have compiled some easy-to-read tables for you. These should provide all the information you need.]]></article>
    
    
    
    
    
    
    
    <article productid="2961" date="13 March 2008" link="/newsandcommunity/news/majority-of-consumers-fear-for-their-finances_0002961.aspx" title="Majority of consumers fear for their finances" author="Tim Moss" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Money worries are no longer a taboo subject and the increasing strain of higher living and borrowing costs is taking its toll. But it is not just the heavily indebted who are concerned about making ends meet.]]></article>
    
    
    
    
    
    
    
    <article productid="3325" date="13 March 2008" link="/newsandcommunity/news/homeowners-face-hefty-clear-up-costs-after-storm-havoc_0003325.aspx" title="Homeowners face hefty clear-up costs after storm havoc" author="Andy Leadbetter" category="Insurance" subcategory="Home" channellink="http://www.moneysupermarket.com/home-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[As homeowners recover from the storms that raged across the UK, many will be assuming that repairs for any damage will be covered by their home insurance.]]></article>
    
    
    
    
    
    
    
    <article productid="3312" date="12 March 2008" link="/newsandcommunity/news/the-2008-budget-at-a-glance_0003312.aspx" title="The 2008 Budget at a glance" author="Clare Francis" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Chancellor, Alistair Darling, has delivered his first budget speech. Is it good or bad news for consumers? We give you a run down of the main announcements...]]></article>
    
    
    
    
    
    
    
    <article productid="3305" date="10 March 2008" link="/newsandcommunity/news/moneysupermarket.com-crowned-best-for-car-insurance_0003305.aspx" title="moneysupermarket.com crowned best for car insurance" author="Clare Francis" category="Insurance" subcategory="Car" channellink="http://www.moneysupermarket.com/car-insurance/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Moneysupermarket.com has been confirmed as the best comparison site for motor insurance.]]></article>
    
    
    
    
    
    
    
    <article productid="3335" date="06 March 2008" link="/newsandcommunity/news/dont-let-your-bank-walk-all-over-you_0003335.aspx" title="Don't let your bank walk all over you" author="Clare Francis" category="Money" subcategory="Savings" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The total profits of the big five high street banks&nbsp;- Barclays, Halifax Bank of Scotland (HBOS), HSBC, Lloyds TSB and Royal Bank of Scotland (RBS)&nbsp;- rose again last year to a record 38.6billion pounds, despite the fact they were forced to write off billions of pounds in bad debts. ]]></article>
    
    
    
    
    
    
    
    <article productid="3329" date="06 March 2008" link="/newsandcommunity/news/get-covered-and-avoid-a-holiday-hangover_0003329.aspx" title="Get covered and avoid a holiday hangover" author="Peter Gerrard" category="Insurance" subcategory="Travel" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Peter_Gerrard_Large.png" ><![CDATA[Preparing for a holiday can be hectic at the best of times and it's easy to forget more than just your toothbrush. However, waiting until the last minute to book travel insurance can be an expensive mistake.]]></article>
    
    
    
    
    
    
    
    <article productid="3321" date="06 March 2008" link="/newsandcommunity/news/interest-rates-stay-at-5.25-per-cent_0003321.aspx" title="Interest rates stay at 5.25 per cent" author="Clare Francis" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England's Monetary Policy Committee (MPC) has voted to keep interest rates on hold at 5.25%.]]></article>
    
    
    
    
    
    
    
    <article productid="3337" date="06 March 2008" link="/newsandcommunity/news/the-big-energy-rip-off_0003337.aspx" title="The big energy rip-off" author="Scott Byrom" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Scott_Byrom_Large.png" ><![CDATA[The majority of consumers believe they are paying too much for their gas and electricity and that recent price increases are totally unjustified, according to a poll on moneysupermarket.com.]]></article>
    
    
    
    
    
    
    
    <article productid="3316" date="05 March 2008" link="/newsandcommunity/news/isa-rules-at-a-glance_0003316.aspx" title="Isa rules at a glance" author="Clare Francis" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[New Isa rules take effect on April 6 2008.]]></article>
    
    
    
    
    
    
    
    <article productid="3301" date="28 February 2008" link="/newsandcommunity/news/put-the-brakes-on-rising-car-insurance-premiums_0003301.aspx" title="Put the brakes on rising car insurance premiums" author="Andy Leadbetter" category="Insurance" subcategory="Car" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[As cars with the latest '08' registration plates hit the forecourts, motorists who have bought cars at this time in previous years could be in for an unwelcome shock in the form of a steep rise in insurance costs...]]></article>
    
    
    
    
    
    
    
    <article productid="3310" date="28 February 2008" link="/newsandcommunity/news/dont-miss-out-on-tax-free-savings_0003310.aspx" title="Don't miss out on tax-free savings" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Millions of savers say they have no intention of using their Isa allowance. This is a valuable tax break that is well worth taking advantage of, but with only five weeks left of the current tax year, you need to act quickly...]]></article>
    
    
    
    
    
    
    
    <article productid="3302" date="28 February 2008" link="/newsandcommunity/news/consumers-hit-by-squeeze-on-home-loans_0003302.aspx" title="Consumers hit by squeeze on home loans" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Thousands of homeowners could struggle to find a new mortgage as the credit crunch tightens its grip on the banking sector. However, there is no need to panic because there are still options available...]]></article>
    
    
    
    
    
    
    
    <article productid="3307" date="28 February 2008" link="/newsandcommunity/news/is-this-the-end-for-landlines_0003307.aspx" title="Is this the end for landlines?" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Home phones could soon become obsolete thanks to the emergence of mobile broadband packages that can put you online anywhere at any time. However, just how good are these deals and should we really be abandoning our fixed lines?]]></article>
    
    
    
    
    
    
    
    <article productid="3324" date="22 February 2008" link="/newsandcommunity/news/how-to-play-your-cards-right---payment-allocations-explained_0003324.aspx" title="How to play your cards right - payment allocations explained" author="Clare Francis" category="Money" subcategory="Credit Cards" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[There are some great credit card deals available. However, unwary consumers are at risk of being caught out by the complicated repayment system most card providers use.]]></article>
    
    
    
    
    
    
    
    <article productid="3328" date="21 February 2008" link="/newsandcommunity/news/pick-up-a-free-nintendo-ds-or-a-free-hdtv_0003328.aspx" title="Pick up a free Nintendo DS or a free HDTV" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Why talk when you can text?]]></article>
    
    
    
    
    
    
    
    <article productid="3319" date="21 February 2008" link="/newsandcommunity/news/get-on-top-of-those-christmas-debts_0003319.aspx" title="Get on top of those Christmas debts" author="Tim Moss" category="Money" subcategory="Loans" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[It appears as though the credit crunch and warnings of possible house price falls haven't been enough to stop consumers spending.]]></article>
    
    
    
    
    
    
    
    <article productid="3304" date="21 February 2008" link="/newsandcommunity/news/how-you-can-avoid-a-payment-shock_0003304.aspx" title="How you can avoid a payment shock" author="John Myers" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[Homeowners could see a huge jump in monthly mortgage payments when their fixed rate deal ends...]]></article>
    
    
    
    
    
    
    
    <article productid="2936" date="21 February 2008" link="/newsandcommunity/news/savers-enjoy-the-best-rates-for-years_0002936.aspx" title="Savers enjoy the best rates for years" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Falling interest rates are usually bad news for savers but this is not the case at the moment.]]></article>
    
    
    
    
    
    
    
    <article productid="3308" date="19 February 2008" link="/newsandcommunity/news/northern-rock-to-be-nationalised_0003308.aspx" title="Northern Rock to be nationalised" author="Clare Francis" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[What does the nationalisation of Northern Rock mean for you?]]></article>
    
    
    
    
    
    
    
    <article productid="2997" date="15 February 2008" link="/newsandcommunity/news/how-to-beat-the-credit-crunch_0002997.aspx" title="How to beat the credit crunch" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[The&nbsp;credit crunch&nbsp;rumbles on but&nbsp;there are still plenty of options available to borrowers...]]></article>
    
    
    
    
    
    
    
    <article productid="3326" date="14 February 2008" link="/newsandcommunity/news/homeowners-told-therell-be-tough-times-ahead_0003326.aspx" title="Homeowners told there'll be tough times ahead" author="John Myers" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[The recent cuts in interest rates came as good news for millions of homeowners struggling to make ends meet.]]></article>
    
    
    
    
    
    
    
    <article productid="2937" date="14 February 2008" link="/newsandcommunity/news/how-to-improve-your-credit-score_0002937.aspx" title="How to improve your credit score" author="Clare Francis" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[Do you know what your credit score is? If you don't, then you are not alone...]]></article>
    
    
    
    
    
    
    
    <article productid="3338" date="14 February 2008" link="/newsandcommunity/news/does-it-pay-to-be-loyal_0003338.aspx" title="Does it pay to be loyal?" author="Richard Mason" category="Insurance" subcategory="Car" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Richard_Mason_Large.png" ><![CDATA[When it comes to insurance many of us are creatures of habit...]]></article>
    
    
    
    
    
    
    
    <article productid="3323" date="08 February 2008" link="/newsandcommunity/news/borrowers-warned-not-to-bank-on-lower-mortgage-payments_0003323.aspx" title="Borrowers warned not to bank on lower mortgage payments" author="Clare Francis" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The cut in interest rates should be good news for borrowers - but some will still lose out...]]></article>
    
    
    
    
    
    
    
    <article productid="3309" date="07 February 2008" link="/newsandcommunity/news/egg-just-the-first-to-crack-in-credit-card-clampdown_0003309.aspx" title="Egg just the first to crack in credit card clampdown" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[The actions of internet bank Egg may only be the first blow to consumers...]]></article>
    
    
    
    
    
    
    
    <article productid="2951" date="07 February 2008" link="/newsandcommunity/news/rate-wars-lift-banking-gloom_0002951.aspx" title="Rate wars lift banking gloom" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[If you've not kept pace with the current account market recently, fear not&nbsp;- you've not missed out on much.]]></article>
    
    
    
    
    
    
    
    <article productid="3327" date="07 February 2008" link="/newsandcommunity/news/interest-rates-fall-again---february-2008_0003327.aspx" title="Interest rates fall again - February 2008" author="Clare Francis" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Clare_Francis_Large.png" ><![CDATA[The Bank of England's Monetary Policy Committee has voted to cut interest rates by 0.25 percentage points, taking Bank rate to 5.25 per cent.]]></article>
    
    
    
    
    
    
    
    <article productid="3303" date="01 February 2008" link="/newsandcommunity/news/watchdog-claims-price-rises-are-unjustified_0003303.aspx" title="Watchdog claims price rises are unjustified" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[Energywatch says the energy market is uncompetitive and price increases are&nbsp;unjustified.]]></article>
    
    
    
    
    
    
    
    <article productid="3341" date="31 January 2008" link="/newsandcommunity/news/price-increase-on-the-cards-and-merger-rumoured_0003341.aspx" title="Price increase on the cards and merger rumoured" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[Just when you thought the news in the gas and electricity market couldn't get any worse...]]></article>
    
    
    
    
    
    
    
    <article productid="3318" date="31 January 2008" link="/newsandcommunity/news/are-you-facing-debt-problems_0003318.aspx" title="Are you facing debt problems?" author="Tim Moss" category="Money" subcategory="Debt" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[What if your debt problems are extensive?&nbsp;You still have options but you must be very careful about the choices you make...]]></article>
    
    
    
    
    
    
    
    <article productid="3333" date="31 January 2008" link="/newsandcommunity/news/can-you-bank-on-the-changing-face-of-uk-savings_0003333.aspx" title="Can you bank on the changing face of UK savings?" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Big&nbsp;name high street providers have been surpassed on savings rates by foreign banks - but should we trust these less well-established names?]]></article>
    
    
    
    
    
    
    
    <article productid="2962" date="31 January 2008" link="/newsandcommunity/news/insurers-put-the-brakes-on-young-drivers_0002962.aspx" title="Insurers put the brakes on young drivers" author="Andy Leadbetter" category="Money" subcategory="Car" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[Several car insurance companies are refusing to offer quotes to 17-year-olds. How can they find cheap car insurance now?]]></article>
    
    
    
    
    
    
    
    <article productid="3314" date="31 January 2008" link="/newsandcommunity/news/dont-wait-for-downloads---grab-the-speed-you-need_0003314.aspx" title="Don't wait for downloads - grab the speed you need" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Now you can find out if you're really getting the speed you've paid for...]]></article>
    
    
    
    
    
    
    
    <article productid="3339" date="29 January 2008" link="/newsandcommunity/news/fuel-poverty-soars-in-the-face-of-price-hikes_0003339.aspx" title="Fuel poverty soars in the face of price hikes" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[With energy prices on the rise and 'fuel poverty' now a reality, it's time to take control...]]></article>
    
    
    
    
    
    
    
    <article productid="3317" date="25 January 2008" link="/newsandcommunity/news/dont-pay-the-price-for-high-standards_0003317.aspx" title="Don't pay the price for high standards" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[If&nbsp;you're happy with your current provider's service but not its pricing, can you enjoy the best of both worlds?]]></article>
    
    
    
    
    
    
    
    <article productid="3332" date="24 January 2008" link="/newsandcommunity/news/british-gas-hikes-prices---but-still-offers-the-cheapest-deal_0003332.aspx" title="British Gas hikes prices - but still offers the cheapest deal" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[British Gas has hiked its prices by a whopping 15 per cent&nbsp;- yet it still offers the UK's cheapest deal...		]]></article>
    
    
    
    
    
    
    
    <article productid="3331" date="24 January 2008" link="/newsandcommunity/news/flood-claims-send-premiums-through-the-roof_0003331.aspx" title="Flood claims send premiums through the roof" author="Andy Leadbetter" category="Insurance" subcategory="Home" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[Home insurance premiums have risen to their highest-ever levels but a new service could help you save cash...		]]></article>
    
    
    
    
    
    
    
    <article productid="3330" date="24 January 2008" link="/newsandcommunity/news/dont-panic---debt-help-is-available_0003330.aspx" title="Don't panic - debt help is available" author="Tim Moss" category="Money" subcategory="Debt" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[If you feel you're in over your head then don't panic - there are solutions&nbsp;for every&nbsp;situation...]]></article>
    
    
    
    
    
    
    
    <article productid="2917" date="24 January 2008" link="/newsandcommunity/news/bring-your-mortgage-costs-under-control_0002917.aspx" title="Bring your mortgage costs under control" author="John Myers" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[With so much confusion in the mortgage lending market,&nbsp;should you&nbsp;remortgage now or wait for a better rate?]]></article>
    
    
    
    
    
    
    
    <article productid="3313" date="22 January 2008" link="/newsandcommunity/news/one-provider-that-wont-hike-prices---for-now_0003313.aspx" title="One provider that won't hike prices - for now" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[You can't have missed the news last weekend as British Gas finally announced a 15 percent&nbsp;price hike on its standard tariffs. ]]></article>
    
    
    
    
    
    
    
    <article productid="3002" date="18 January 2008" link="/newsandcommunity/news/edf-energy-joins-the-price-rise-race---but-have-you_0003002.aspx" title="EDF Energy joins the price rise race - but have you?" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[If npower's price rises one week ago were a warning sign, then EDF Energy's price hikes should be seen as clear proof that you can't afford to wait around any longer.]]></article>
    
    
    
    
    
    
    
    <article productid="3003" date="17 January 2008" link="/newsandcommunity/news/the-true-cost-of-fixing-a-boiler_0003003.aspx" title="The true cost of fixing a boiler" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[It's one of those 'worst-case' scenarios that few of us think about&nbsp;- but if your boiler breaks down during the winter months you'll suffer from more than a cold chill.]]></article>
    
    
    
    
    
    
    
    <article productid="3315" date="17 January 2008" link="/newsandcommunity/news/cheaper-car-insurance-than-anywhere-else_0003315.aspx" title="Cheaper car insurance than anywhere else" author="Andy Leadbetter" category="Insurance" subcategory="Car" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[Swiftcover, the cheapest car insurer in the UK, is offering an exclusive deal to Rate Alert readers - you can earn &pound;30 cashback as long as you apply through our price comparison tool. It's an offer you won't find anywhere else so grab it now...		]]></article>
    
    
    
    
    
    
    
    <article productid="3336" date="17 January 2008" link="/newsandcommunity/news/stick-to-your-resolutions-and-save-cash_0003336.aspx" title="Stick to your resolutions and save cash" author="Louise Cuming" category="Insurance" subcategory="Life" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Louise_Cuming_Large.png" ><![CDATA[Three weeks have passed since we welcomed in 2008, and for many those New Year resolutions are starting to look like old news. However, now you can use money to motivate you to keep the weight off and to stay away from booze and cigarettes...]]></article>
    
    
    
    
    
    
    
    <article productid="3306" date="17 January 2008" link="/newsandcommunity/news/dont-pay-the-price-for-late-payments_0003306.aspx" title="Don't pay the price for late payments" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[Missing a monthly payment may seem like no big deal, but it can have a serious affect on your credit rating. Nearly 5.5million Brits missed payments last year&nbsp;- yet some simple steps can ensure you never put your credit rating at risk...]]></article>
    
    
    
    
    
    
    
    <article productid="2942" date="17 January 2008" link="/newsandcommunity/news/as-battle-begins-over-bank-fees,-will-customers-lose-the-war_0002942.aspx" title="As battle begins over bank fees, will customers lose the war?" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The Office of Fair Trading has gone to the High Court with the banks to contest the scale of fees levied on those who slip into an unauthorised overdraft. However, it could be the consumers who pay if the banks are defeated...		]]></article>
    
    
    
    
    
    
    
    <article productid="2979" date="17 January 2008" link="/newsandcommunity/news/the-talktalk-of-the-town-again_0002979.aspx" title="The talktalk of the town again" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Sometimes an offer comes along that seems just too good to refuse&nbsp;- and that was certainly the case in April 2006, when TalkTalk launched its 'free broadband' offer.]]></article>
    
    
    
    
    
    
    
    <article productid="2925" date="17 January 2008" link="/newsandcommunity/news/ofcom-targets-broadband-speeds_0002925.aspx" title="Ofcom targets broadband speeds" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Long-term Rate Alert readers may remember that earlier this summer, moneysupermarket.com conducted a ground-breaking survey into broadband speeds&nbsp;- the largest of its kind in the UK&nbsp;- with more than 43,000 broadband users taking part.]]></article>
    
    
    
    
    
    
    
    <article productid="3340" date="17 January 2008" link="/newsandcommunity/news/bring-your-broadband-up-to-speed_0003340.aspx" title="Bring your broadband up to speed" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Many of us are lured into broadband deals by the promise of super-fast internet access&nbsp;- however, a mere 21% of broadband users are receiving the download speeds they signed up for.]]></article>
    
    
    
    
    
    
    
    <article productid="3320" date="17 January 2008" link="/newsandcommunity/news/battle-back-against-hackers_0003320.aspx" title="Battle back against hackers" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Our research shows hackers could tap into 25% of domestic wireless connections using just a laptop. We show you how to do you fight back...]]></article>
    
    
    
    
    
    
    
    <article productid="3058" date="15 January 2008" link="/newsandcommunity/news/should-you-take-a-bite-out-of-an-apple-or-a-blackberry_0003058.aspx" title="Should you take a bite out of an Apple or a Blackberry?" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[For thousands of mobile phone customers in America who queued up last month to be among the first to sample the revolutionary Apple iPhone, technical problems and a heavy price tag might have left them with a sour taste.]]></article>
    
    
    
    
    
    
    
    <article productid="3311" date="15 January 2008" link="/newsandcommunity/news/the-handset-revolution-is-coming_0003311.aspx" title="The handset revolution is coming" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[According to its marketing campaign, Apple has 'reinvented the mobile phone' with the development of its much-hyped iPhone.]]></article>
    
    
    
    
    
    
    
    <article productid="2940" date="15 January 2008" link="/newsandcommunity/news/cut-your-energy-bills---no-matter-which-tariff-you-choose_0002940.aspx" title="Cut your energy bills - no matter which tariff you choose" author="Paul Schofield" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[With npower increasing its standard tariffs last week and British Gas expected to follow suit within days, consumers are frantically searching for ways to cut their energy bills.]]></article>
    
    
    
    
    
    
    
    <article productid="3061" date="15 January 2008" link="/newsandcommunity/news/dont-be-left-out-in-the-cold---cover-up-this-winter_0003061.aspx" title="Don't be left out in the cold - cover up this winter" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[When a boiler breaks down in the winter frustration can turn to misery as you're left to struggle without hot water or central heating.]]></article>
    
    
    
    
    
    
    
    <article productid="3334" date="14 January 2008" link="/newsandcommunity/news/price-cuts-for-mobile-calls-from-abroad_0003334.aspx" title="Price cuts for mobile calls from abroad" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Millions of Brits who take their mobile phones away with them on holiday are finally to see the sky-high cost of their calls home fall this year, after the EU parliament acted to cut so-called 'roaming charges'.]]></article>
    
    
    
    
    
    
    
    <article productid="3062" date="14 January 2008" link="/newsandcommunity/news/dont-talk-or-text-yourself-out-of-cash_0003062.aspx" title="Don't talk (or text) yourself out of cash" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[It's easy to get carried away while you're chatting on the phone to a friend or family member, just like it's easy to forget how quickly those text messages add-up.]]></article>
    
    
    
    
    
    
    
    <article productid="3322" date="14 January 2008" link="/newsandcommunity/news/put-your-broadband-to-the-speed-test_0003322.aspx" title="Put your broadband to the speed test" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Though internet speeds have come a long way since dial-up, they can still be frustrating as we sit and wait for music, movies or even just web-pages to download. ]]></article>
    
    
    
    
    
    
    
    <article productid="3063" date="14 January 2008" link="/newsandcommunity/news/online-and-on-the-move_0003063.aspx" title="Online and on the move" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[It's amazing how technology moves on. From LPs, to cassettes, to CDs, to music downloads; from video recorders to DVD players; and does anyone remember when our internet access was restricted to a desktop PC and a phone line?]]></article>
    
    
    
    
    
    
    
    <article productid="2992" date="14 January 2008" link="/newsandcommunity/news/mobile-roaming-fees-to-fall-by-70-percent_0002992.aspx" title="Mobile roaming fees to fall by 70 percent" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[It seems that ET isn't the only one who likes to phone home...]]></article>
    
    
    
    
    
    
    
    <article productid="3057" date="11 January 2008" link="/newsandcommunity/news/no-such-thing-as-a-quick-fix_0003057.aspx" title="No such thing as a quick fix" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[With energy price hikes continuing for the foreseeable future, what should your next move be?]]></article>
    
    
    
    
    
    
    
    <article productid="3067" date="11 January 2008" link="/newsandcommunity/news/time-to-get-back-in-the-black_0003067.aspx" title="Time to get back in the black" author="Tim Moss" category="Money" subcategory="Loans" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Overspent during the festive period? Tim Moss discusses the best way to pay off your debts...]]></article>
    
    
    
    
    
    
    
    <article productid="2932" date="10 January 2008" link="/newsandcommunity/news/dont-pay-the-price-on-the-piste_0002932.aspx" title="Don't pay the price on the piste" author="Peter Gerrard" category="Insurance" subcategory="Travel" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Peter_Gerrard_Large.png" ><![CDATA[As the social skiing scene becomes as popular as the snow itself, tread carefully or you may be taking a huge financial risk...		]]></article>
    
    
    
    
    
    
    
    <article productid="3069" date="10 January 2008" link="/newsandcommunity/news/100-if-you-like-them---200-if-you-dont_0003069.aspx" title="100 if you like them - 200 if you don't" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[The banks are battling for our business and first direct is earning headlines with its &pound;100 incentive]]></article>
    
    
    
    
    
    
    
    <article productid="3060" date="10 January 2008" link="/newsandcommunity/news/more-price-hikes-are-in-the-pipeline_0003060.aspx" title="More price hikes are in the pipeline" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[Sadly, the price rises&nbsp;are only the beginning but I have some crucial advice on what to do next...		]]></article>
    
    
    
    
    
    
    
    <article productid="3066" date="04 January 2008" link="/newsandcommunity/news/how-to-get-your-savings-back-on-track_0003066.aspx" title="How to get your savings back on track" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[With further base rate cuts on the agenda, you need to be quick to grab the host of attractive savings offers still available...		]]></article>
    
    
    
    
    
    
    
    <article productid="3055" date="04 January 2008" link="/newsandcommunity/news/overspent-at-christmas-now-get-the-balance-right_0003055.aspx" title="Overspent at Christmas? Now get the balance right" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[As we begin to feel the effects of our Christmas spending, moving to a 0% deal is important to get your finances on track...		]]></article>
    
    
    
    
    
    
    
    <article productid="3068" date="03 January 2008" link="/newsandcommunity/news/let-the-price-rises-begin_0003068.aspx" title="Let the price rises begin" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[Energy suppliers are at it again - hiking prices. Where should you go for the best deals?]]></article>
    
    
    
    
    
    
    
    <article productid="3054" date="03 January 2008" link="/newsandcommunity/news/start-your-engines-for-cashback_0003054.aspx" title="Start your engines for cashback" author="Andy Leadbetter" category="Insurance" subcategory="Car" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[Make your finances more manageable in 2008 and think twice before sticking with your current car insurance provider...		]]></article>
    
    
    
    
    
    
    
    <article productid="3070" date="20 December 2007" link="/newsandcommunity/news/the-year-ahead-for-your-money_0003070.aspx" title="The year ahead for your money" author="Richard Mason" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Richard_Mason_Large.png" ><![CDATA[Many of us make the same resolution every year - to get our finances in order. However, this is the year I want us all to see that resolution through and so I've asked the Rate Alert experts to offer their predictions and tips to help us make the most of 2008...		]]></article>
    
    
    
    
    
    
    
    <article productid="3056" date="19 December 2007" link="/newsandcommunity/news/how-our-finances-were-affected-in-2007_0003056.aspx" title="How our finances were affected in 2007" author="Nic Cicutti" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[What were the highlights of the past 12 months - and how do they affect the year ahead?]]></article>
    
    
    
    
    
    
    
    <article productid="3064" date="13 December 2007" link="/newsandcommunity/news/many-lenders-ignore-base-rate-cut_0003064.aspx" title="Many lenders ignore base rate cut" author="John Myers" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[So far, most lenders are holding off from making mortgage rate reductions. What should you do next?]]></article>
    
    
    
    
    
    
    
    <article productid="2928" date="13 December 2007" link="/newsandcommunity/news/are-you-paying-out-150-more-than-you-need-to_0002928.aspx" title="Are you paying out 150 more than you need to?" author="Paul Schofield" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[You could be saving an average of &pound;150 just by moving to a different deal from the same provider...		]]></article>
    
    
    
    
    
    
    
    <article productid="3042" date="13 December 2007" link="/newsandcommunity/news/check-out-a-used-car-before-you-buy_0003042.aspx" title="Check out a used car before you buy" author="Andy Leadbetter" category="Motoring" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Andy_Leadbetter_Large.png" ><![CDATA[Put your mind at rest with a used vehicle checks service&nbsp;- with 25% off the standard price.]]></article>
    
    
    
    
    
    
    
    <article productid="3041" date="13 December 2007" link="/newsandcommunity/news/problems-in-store-for-using-the-wrong-card_0003041.aspx" title="Problems in store for using the wrong card" author="Steve Willey" category="Money" subcategory="Credit Cards" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Steve_Willey_Large.png" ><![CDATA[Splashing out using your store card can often turn sour when the statement arrives...		]]></article>
    
    
    
    
    
    
    
    <article productid="3040" date="11 December 2007" link="/newsandcommunity/news/avoid-unnecessary-warranties_0003040.aspx" title="Avoid unnecessary warranties" author="Nic Cicutti" category="Shopping" subcategory="Other" channellink="http://www.moneysupermarket.com/shopping/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[Consumer groups are warning shoppers to think twice before taking out extended warranties on electrical items this Christmas.]]></article>
    
    
    
    
    
    
    
    <article productid="3039" date="11 December 2007" link="/newsandcommunity/news/energy-giants-keep-schtum_0003039.aspx" title="Energy giants keep schtum" author="Nic Cicutti" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[Energy users are paying &pound;2.5bn a year more than they should because suppliers won't tell them about cheaper tariffs.]]></article>
    
    
    
    
    
    
    
    <article productid="3038" date="11 December 2007" link="/newsandcommunity/news/quicker-mobile-switching_0003038.aspx" title="Quicker mobile switching" author="Nic Cicutti" category="Mobile Phones" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[A telecoms watchdog says mobile users must be able to re-use their existing numbers within two hours.]]></article>
    
    
    
    
    
    
    
    <article productid="3037" date="11 December 2007" link="/newsandcommunity/news/no-sloping-off_0003037.aspx" title="No sloping off" author="Nic Cicutti" category="Insurance" subcategory="Travel" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[Up to one in six visitors to ski resorts never set foot on the slopes, new research reveals.]]></article>
    
    
    
    
    
    
    
    <article productid="3036" date="11 December 2007" link="/newsandcommunity/news/jekyll-and-hyde-savers_0003036.aspx" title="Jekyll and Hyde savers" author="Nic Cicutti" category="Money" subcategory="Savings" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[Two thirds of people owing money on credit cards, overdrafts or loans also have a savings account or an ISA.]]></article>
    
    
    
    
    
    
    
    <article productid="3059" date="11 December 2007" link="/newsandcommunity/news/card-splurge-dangers_0003059.aspx" title="Card splurge dangers" author="Nic Cicutti" category="Money" subcategory="Credit Cards" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[UK consumers have the potential to blow a staggering extra &pound;176.9 billion on their credit cards.]]></article>
    
    
    
    
    
    
    
    <article productid="2946" date="10 December 2007" link="/newsandcommunity/news/base-rates-and-mortgages_0002946.aspx" title="Base rates and mortgages" author="John Myers" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[So what does the Bank of England decision mean for savers and borrowers? And what should you be doing next?]]></article>
    
    
    
    
    
    
    
    <article productid="3035" date="10 December 2007" link="/newsandcommunity/news/cheques-clearing-speeds-up_0003035.aspx" title="Cheques clearing speeds up" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Reforms into the cheque clearing cycle have finally been announced - and it is good news for customers.]]></article>
    
    
    
    
    
    
    
    <article productid="3034" date="10 December 2007" link="/newsandcommunity/news/broadband-is-now-mobile_0003034.aspx" title="Broadband is now mobile" author="Rob Barnes" category="Broadband" subcategory="Other" channellink="http://www.moneysupermarket.com/broadband/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Broadband has gone mobile with a unique laptop modem. It can be yours for Christmas&nbsp;- and put you online in five minutes.]]></article>
    
    
    
    
    
    
    
    <article productid="2935" date="10 December 2007" link="/newsandcommunity/news/take-cover-this-christmas_0002935.aspx" title="Take cover this Christmas" author="Peter Gerrard" category="Insurance" subcategory="Home" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Peter_Gerrard_Large.png" ><![CDATA[With Christmas now less than two weeks away, it's easy to get lost in thoughts of what Santa might bring.]]></article>
    
    
    
    
    
    
    
    <article productid="2978" date="07 December 2007" link="/newsandcommunity/news/virgin-on-a-takeover_0002978.aspx" title="Virgin' on a takeover" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[If Virgin's offer were to succeed, what would that mean for Northern Rock savers and borrowers?]]></article>
    
    
    
    
    
    
    
    <article productid="2922" date="07 December 2007" link="/newsandcommunity/news/protect-against-ski-injuries_0002922.aspx" title="Protect against ski injuries" author="Peter Gerrard" category="Insurance" subcategory="Travel" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Peter_Gerrard_Large.png" ><![CDATA[A ski injury could leave you not only in pain but seriously out of pocket unless you have the right cover.]]></article>
    
    
    
    
    
    
    
    <article productid="3033" date="07 December 2007" link="/newsandcommunity/news/beat-id-fraud-at-christmas_0003033.aspx" title="Beat id fraud at christmas" author="Rob Kenley" category="Money" subcategory="Credit Cards" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Kenley_Large.png" ><![CDATA[ID fraud has once again leapt to the forefront of consumers' minds after the 'lost discs' fiasco by HM Revenue &amp; Customs.]]></article>
    
    
    
    
    
    
    
    <article productid="3032" date="06 December 2007" link="/newsandcommunity/news/the-base-rate-cut-and-you_0003032.aspx" title="The base rate cut and you" author="Nic Cicutti" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[What does the Bank of England's 0.25% base rate cut mean for mortgage borrowers and savers?]]></article>
    
    
    
    
    
    
    
    <article productid="3031" date="06 December 2007" link="/newsandcommunity/news/base-rates-fall-at-last!_0003031.aspx" title="Base rates fall at last!" author="Nic Cicutti" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[The Bank of England has cut its base rate by 0.25%, pleasing millions of embattled mortgage borrowers.]]></article>
    
    
    
    
    
    
    
    <article productid="3030" date="05 December 2007" link="/newsandcommunity/news/go-easy-on-borrowers_0003030.aspx" title="Go easy on borrowers" author="Nic Cicutti" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[A City watchdog wants lenders to help 1.4 million fixed rate borrowers whose deals are ending.]]></article>
    
    
    
    
    
    
    
    <article productid="3029" date="04 December 2007" link="/newsandcommunity/news/lenders-interest-rate-plea_0003029.aspx" title="Lenders' interest rate plea" author="Nic Cicutti" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[Mortgage lenders want the Bank of England to cut interest rates this week.]]></article>
    
    
    
    
    
    
    
    <article productid="3028" date="03 December 2007" link="/newsandcommunity/news/mobile-cashbacks---time-to-act_0003028.aspx" title="Mobile cashbacks - time to act" author="Nic Cicutti" category="Mobile Phones" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[How effective is the telecoms watchdog Ofcom at safeguarding consumers' interests?]]></article>
    
    
    
    
    
    
    
    <article productid="3027" date="29 November 2007" link="/newsandcommunity/news/do-cashback-deals-ring-true_0003027.aspx" title="Do cashback deals ring true?" author="Nic Cicutti" category="Mobile Phones" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[As mobile phone retailers offering cashback deals go bust, we ask: are these contracts a con?]]></article>
    
    
    
    
    
    
    
    <article productid="3026" date="29 November 2007" link="/newsandcommunity/news/house-prices-in-sharp-fall_0003026.aspx" title="House prices in sharp fall" author="Nic Cicutti" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[UK house prices saw their biggest fall in 12 years during November, a survey says today.]]></article>
    
    
    
    
    
    
    
    <article productid="2975" date="28 November 2007" link="/newsandcommunity/news/should-you-pay-up-front-mortgage-fees_0002975.aspx" title="Should you pay up-front mortgage fees?" author="Nic Cicutti" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[A friend of mine was offered a new mortgage the other day. The up-front fee was &pound;1,499. Was it worth paying?]]></article>
    
    
    
    
    
    
    
    <article productid="2970" date="27 November 2007" link="/newsandcommunity/news/cheque-clearing-speeds-up_0002970.aspx" title="Cheque clearing speeds up" author="Nic Cicutti" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[Faster&nbsp;cheque clearing means more interest for account holders.]]></article>
    
    
    
    
    
    
    
    <article productid="2920" date="27 November 2007" link="/newsandcommunity/news/buy-to-let-remains-buoyant_0002920.aspx" title="Buy-to-let remains buoyant" author="Nic Cicutti" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[The number of private tenants seeking property reaches a five-year high.]]></article>
    
    
    
    
    
    
    
    <article productid="3025" date="27 November 2007" link="/newsandcommunity/news/gains-tax-u-turn-likely_0003025.aspx" title="Gains tax u-turn likely" author="Nic Cicutti" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[Chancellor's&nbsp;U-turn on tax changes&nbsp;for small businesses and employees likely.]]></article>
    
    
    
    
    
    
    
    <article productid="3024" date="27 November 2007" link="/newsandcommunity/news/virgin-and-rock-deal-in-doubt_0003024.aspx" title="Virgin and rock deal in doubt?" author="Nic Cicutti" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[The Virgin-Northern Rock takeover may be in doubt as a key investor says it will oppose the deal.]]></article>
    
    
    
    
    
    
    
    <article productid="3023" date="26 November 2007" link="/newsandcommunity/news/green-energy-ratings_0003023.aspx" title="Green energy ratings" author="Nic Cicutti" category="Utilities" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[A new rating system aims to help consumers compare energy companies' green tariffs.]]></article>
    
    
    
    
    
    
    
    <article productid="3022" date="26 November 2007" link="/newsandcommunity/news/long-term-fixed-mortgages-for-all_0003022.aspx" title="Long term fixed mortgages for all?" author="John Myers" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[Are fixed rate mortgages really the future? And how long should you secure your rate for?]]></article>
    
    
    
    
    
    
    
    <article productid="3065" date="26 November 2007" link="/newsandcommunity/news/crackdown-on-mortgage-brokers_0003065.aspx" title="Crackdown on mortgage brokers" author="Nic Cicutti" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[The City's main watchdog is to crack down on mortgage brokers offering unaffordable loans.]]></article>
    
    
    
    
    
    
    
    <article productid="3021" date="26 November 2007" link="/newsandcommunity/news/consumer-confidence-falls_0003021.aspx" title="Consumer confidence falls" author="Nic Cicutti" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[Rising oil and food prices plus increased mortgage payments have hit consumer confidence...]]></article>
    
    
    
    
    
    
    
    <article productid="3020" date="26 November 2007" link="/newsandcommunity/news/virgin-for-northern-rock_0003020.aspx" title="Virgin for northern rock?" author="Nic Cicutti" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[Northern Rock today announced that it has chosen the Virgin Group as its preferred buyer.]]></article>
    
    
    
    
    
    
    
    <article productid="3019" date="23 November 2007" link="/newsandcommunity/news/mortgage-lending-slumps_0003019.aspx" title="Mortgage lending slumps" author="Nic Cicutti" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[Recent figures suggest mortgage lending has fallen by a third. Is the housing market really slowing down?]]></article>
    
    
    
    
    
    
    
    <article productid="3018" date="23 November 2007" link="/newsandcommunity/news/better-banking-for-all_0003018.aspx" title="Better banking for all?" author="Nic Cicutti" category="Money" subcategory="Current Accounts" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[Banks and building societies are hailing new changes to their codes of practice. How might this affect you?]]></article>
    
    
    
    
    
    
    
    <article productid="2967" date="23 November 2007" link="/newsandcommunity/news/how-to-beat-debt_0002967.aspx" title="How to beat debt" author="Tim Moss" category="Money" subcategory="Other" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[Up to 75% of consumers feel they are not to blame their massive debts, according to a survey. Yet taking charge of your debts is the first step on the road to sorting out the problem. If you are struggling to cope with your debts, don't bury your head in the sand - I'll help you get back on track...		
<p></p>]]></article>
    
    
    
    
    
    
    
    <article productid="3017" date="23 November 2007" link="/newsandcommunity/news/current-account-overhaul_0003017.aspx" title="Current account overhaul" author="Kevin Mountford" category="Money" subcategory="Current Accounts" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[Banks are adjusting their overdraft rates ahead of a legal test case. How does it affect your cash?]]></article>
    
    
    
    
    
    
    
    <article productid="3016" date="23 November 2007" link="/newsandcommunity/news/the-credit-crunch-and-mortgages_0003016.aspx" title="The credit crunch and mortgages" author="John Myers" category="Money" subcategory="Mortgages" channellink="" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[For millions of mortgage borrowers, the past few weeks have been highly confusing.]]></article>
    
    
    
    
    
    
    
    <article productid="3015" date="23 November 2007" link="/newsandcommunity/news/boost-your-credit-rating_0003015.aspx" title="Boost your credit rating" author="Tim Moss" category="Money" subcategory="Debt" channellink="http://www.moneysupermarket.com/debt/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Tim_Moss_Large.png" ><![CDATA[More than 20,000 people a day are apparently being turned down for personal loans following the crisis in the financial markets. Multiple rejections risk further harming credit ratings and making the problem for consumers worse - but there is a solution...		]]></article>
    
    
    
    
    
    
    
    <article productid="3014" date="23 November 2007" link="/newsandcommunity/news/protect-yourself-against-data-fraud_0003014.aspx" title="Protect yourself against data fraud" author="Nic Cicutti" category="Money" subcategory="Other" channellink="http://www.moneysupermarket.com/money/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Nic_Cicutti_Large.png" ><![CDATA[HM Revenue &amp; Customs admits losing 25 million people's personal details. What can you do to stop ID fraud?]]></article>
    
    
    
    
    
    
    
    <article productid="2938" date="22 November 2007" link="/newsandcommunity/news/protection-for-credit-card-users_0002938.aspx" title="Protection for credit card users" author="Rob Kenley" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Kenley_Large.png" ><![CDATA[A landmark legal judgement gives extra protection to shoppers who use their credit cards to make purchases from abroad either in person, by telephone or online. With Christmas approaching, this is excellent news for consumers...]]></article>
    
    
    
    
    
    
    
    <article productid="3013" date="22 November 2007" link="/newsandcommunity/news/rise-of-the-silver-savers_0003013.aspx" title="Rise of the silver savers" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[This week marks the launch of the Alliance &amp; Leicester Premier 50, a current account for the 50+ age group with a 7% interest rate. However, do age-related products, including over-50 savings and notice accounts, really offer a better deal? Or can you get more value for money elsewhere]]></article>
    
    
    
    
    
    
    
    <article productid="3012" date="22 November 2007" link="/newsandcommunity/news/easy-access-savings---with-a-catch_0003012.aspx" title="Easy access savings - with a catch" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[There are two new market-leading rates available in the easy access savings account sector - but both carry penalties for withdrawals. So is the improved interest really worth your while, or should you do more than just chase the best rate?]]></article>
    
    
    
    
    
    
    
    <article productid="3011" date="22 November 2007" link="/newsandcommunity/news/better-news-on-mortgages_0003011.aspx" title="Better news on mortgages" author="John Myers" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[The number of orders for home repossessions has dropped over the last three months despite predictions to the contrary. In addition, the interest rate tide appears to be turning in favour of homeowners. Now is the time to take another look at the deals available to you...		]]></article>
    
    
    
    
    
    
    
    <article productid="3010" date="22 November 2007" link="/newsandcommunity/news/why-we-love-to-save-tax-free_0003010.aspx" title="Why we love to save tax free" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[If ever you needed proof that we love to keep our cash away from the taxman, then it arrived in figures from HM Revenue and Customs stating the money in tax-free ISAs has now reached 208bn pounds! So what are the advantages of ISAs and how can you join this savings revolution?]]></article>
    
    
    
    
    
    
    
    <article productid="3009" date="22 November 2007" link="/newsandcommunity/news/pick-up-150-guaranteed-cashback-before-christmas_0003009.aspx" title="Pick up 150 guaranteed cashback before Christmas" author="Rob Barnes" category="Mobile Phones" subcategory="Other" channellink="http://www.moneysupermarket.com/mobile-phones/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Barnes_Large.png" ><![CDATA[Fancy giving yourself a &pound;150 cash boost before Christmas? Or securing one of the hottest games consoles for free? All you have to do is pick up one of the leading mobile phone handsets around with unlimited texts per month! Surely this is an offer too good to refuse...		]]></article>
    
    
    
    
    
    
    
    <article productid="3008" date="22 November 2007" link="/newsandcommunity/news/put-your-home-at-the-top-of-the-priority-list_0003008.aspx" title="Put your home at the top of the priority list" author="Paul Schofield" category="Utilities" subcategory="Other" channellink="http://www.moneysupermarket.com/gas-and-electricity/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Paul_Schofield_Large.png" ><![CDATA[With winter closing in, the idea of losing heating or hot water for a sustained period doesn't bear thinking about. However, one provider is now offering a repair service that guarantees a next-day response on one of the cheapest tariffs around...		]]></article>
    
    
    
    
    
    
    
    <article productid="3007" date="20 November 2007" link="/newsandcommunity/news/new-credit-card-tops-best-buy-tables_0003007.aspx" title="New credit card tops best buy tables" author="Rob Kenley" category="Money" subcategory="Credit Cards" channellink="http://www.moneysupermarket.com/credit-cards/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/Rob_Kenley_Large.png" ><![CDATA[The credit card market continues to get more competitive - and now there is a new table-topping 0% balance transfer card at the head of the pack. This is arguably the best deal on the market - I'll show you where you can get it and who its right for...		]]></article>
    
    
    
    
    
    
    
    <article productid="3006" date="20 November 2007" link="/newsandcommunity/news/savings-shake-up-whats-next-for-your-cash_0003006.aspx" title="Savings shake-up - what's next for your cash?" author="Kevin Mountford" category="Money" subcategory="Savings" channellink="http://www.moneysupermarket.com/savings/" forum="6" active="True" imageurl="/newsandcommunity/img/authors/Kevin_Mountford_Large.png" ><![CDATA[More protection for your savings, a base rate announcement and movement from some of the leading providers - it's been a busy week in the savings market. I'll show you how all of this affects your money, and what you should do next...		]]></article>
    
    
    
    
    
    
    
    <article productid="3005" date="20 November 2007" link="/newsandcommunity/news/how-to-break-free-of-mortgage-debt_0003005.aspx" title="How to break free of mortgage debt" author="John Myers" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[More homeowners are turning to credit cards to pay off their mortgage or rent - potentially leading to even greater debt-related problems. Meanwhile, there are reports that lenders are turning down increasing numbers of mortgage applicants. It seems like a bleak time for householders and buyers alike. But there are ways round the problem...		]]></article>
    
    
    
    
    
    
    
    <article productid="3004" date="20 November 2007" link="/newsandcommunity/news/start-tracking-to-make-mortgage-savings_0003004.aspx" title="Start tracking to make mortgage savings" author="John Myers" category="Money" subcategory="Mortgages" channellink="http://www.moneysupermarket.com/mortgages/" forum="72" active="True" imageurl="/newsandcommunity/img/authors/John_Myers_Large.png" ><![CDATA[Homeowners' mortgage misery may finally be on the way out, if some predictions are to be believed. The Council of Mortgage Lenders the base rate will drop back to around 5% by the middle of next year. If true, you should consider re-mortgaging to a tracker deal to make some serious savings...		]]></article>
    
    
</articles>
