Rate
LTV
Fixed (no tie-in beyond benefit period)
Offset
REMORTGAGE
Base Rate Trackers
Fees Free
Discount (no tie-in beyond benefit period)
BTL
Best Buys
| Lender | Rate | Duration | Standard Rate | Max LTV | Tie in | |||
Fixed (no tie-in beyond benefit period) | ||||||||
| First Direct Offset | 3.29% | 2 years | 3.69% | 75% | No Overhang | | | |
| ING Direct Fixed | 4.29% | To Feb 2013 | 3.5% | 75% | No Overhang | | | |
| Leeds BS (Direct) Tied | 4.7% | To Apr 2015 | 5.49% | 60% | No Overhang | | | |
| Principality BS Direct Purchase | 5.59% | To Mar 2020 | 4.99% | 65% | No Overhang | | | |
Offset | ||||||||
| First Direct Offset BRT | 2.39% | Term | 3.69% | 65% | No Redemption | | | |
| Scottish Widows Flexible Offset Tracker | 2.89% | 2 years | 3.99% | 60% | No Overhang | | | |
| Woolwich (Barclays) Offset | 2.97% | Term | 4.99% | 70% | No Overhang | | | |
| Yorkshire Bank | 2.99% | To Apr 2012 | 4.59% | 60% | No Overhang | | | |
REMORTGAGE | ||||||||
| First Direct Offset BRT | 2.39% | Term | 3.69% | 65% | No Redemption | | | |
| Santander Base Trackers | 2.49% | 2 years | 4.24% | 70% | No Overhang | | | |
| HSBC Special | 2.49% | Term | 3.94% | 60% | No Redemption | | | |
| Market Harborough BS | 2.95% | 2 years | 5.49% | 75% | No Redemption | | | |
Base Rate Trackers | ||||||||
| First Direct Offset BRT | 2.39% | Term | 3.69% | 65% | No Redemption | | | |
| Santander Base Trackers | 2.49% | 2 years | 4.24% | 70% | No Overhang | | | |
| HSBC Special | 2.49% | Term | 3.94% | 60% | No Redemption | | | |
| ING Direct Tracker | 2.54% | 2 years | 3.5% | 60% | No Overhang | | | |
Fees Free | ||||||||
| First Direct Offset BRT Fee Free | 2.89% | Term | 3.69% | 65% | No Redemption | | | |
| HSBC Special Fee Free | 2.99% | 2 Years | 3.94% | 60% | No Overhang | | | |
| Woolwich (Barclays) | 2.99% | Term | 4.99% | 70% | No Overhang | | | |
| Scottish Widows Flexible Offset Tracker | 3.39% | 2 years | 3.99% | 60% | No Overhang | | | |
| Principality BS Purchase | 3.79% | To Mar 2012 | 4.99% | 75% | No Overhang | | | |
Discount (no tie-in beyond benefit period) | ||||||||
| HSBC Special | 2.29% | 2 years | 3.94% | 60% | No Overhang | | | |
| Market Harborough BS | 2.95% | 2 years | 5.49% | 75% | No Redemption | | | |
| Yorkshire Bank | 2.99% | To Apr 2012 | 4.59% | 60% | No Overhang | | | |
| Darlington BS | 3.15% | To Nov 2011 | 5.95% | 70% | No Overhang | | | |
| Hanley Economic BS | 3.25% | 2 Years | 4.74% | 75% | No Overhang | | | |
BTL | ||||||||
| The Mortgage Works BTL 2+yrs | 3.64% | To Mar 2012 | 4.99% | 60% | No Overhang | | | |
| BM Solutions Buy to Let | 4.1% | 2 years | 0% | 60% | No Overhang | | | |
| Coventry BS BTL | 4.74% | To Mar 2012 | 4.74% | NA | No Overhang | | | |
| Lloyds TSB BTL | 4.99% | To Mar 2013 | 2.5% | 60% | No Overhang | | | |
| NatWest Buy to Let | 4.99% | To Feb 2012 | 4.5% | 75% | No Overhang | | | |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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