Best Buys

Lender	Rate	Duration	Standard Rate	Max LTV	Tie in
First Time Buyer
NatWest Purchase	4.69%	To Dec 2011	4%	90%	No Overhang
HSBC Special	4.89%	Term	3.94%	90%	No Redemption
Yorkshire Bank	5.99%	To Dec 2011	4.59%	90%	No Overhang
Clydesdale Bank	6.69%	To Dec 2014	4.59%	90%	No Overhang
Direct Line	6.89%	To Dec 2011	2%	90%	No Overhang
Variable
Abbey	2.69%	2 years	4.24%	70%	No Overhang
Nationwide BS Purchase Trackers	2.78%	2 years	3.99%	70%	No Overhang
Hanley Economic BS	2.95%	2 Years	4.74%	75%	No Overhang
HSBC Special	2.99%	2 Years	3.94%	75%	No Overhang
Discount (no tie-in beyond benefit period)
Hanley Economic BS	2.95%	2 Years	4.74%	75%	No Overhang
HSBC Special	2.99%	2 Years	3.94%	75%	No Overhang
Yorkshire Bank	2.99%	To Dec 2011	4.59%	60%	No Overhang
The Co-operative Bank Purchase	3.24%	To Jan 2013	4.24%	75%	No Overhang
Marsden BS	3.29%	To Nov 2012	5.49%	60%	No Redemption
Fixed (No tie in beyond Benefit Period)
Hanley Economic BS	3.69%	To Nov 2011	4.74%	70%	No Overhang
Abbey Direct	3.69%	To Feb 2012	4.24%	70%	No Overhang
NatWest Purchase	4.39%	To Dec 2012	4%	75%	No Overhang
HSBC Special	4.95%	To Dec 2014	3.94%	60%	No Overhang
Britannia	5.49%	10 years	4.24%	60%	No Overhang

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