I have an offer of mortgage and am at the point of exchanging contracts. I want to consolidate my exsisting loan and credit card with a new loan but my concern is that because my mortgage has been agreed on my exsisting credit repayments, a new one may cause our mortgage compnay to withdraw their offer of mortgage. Any advise would be helpful!

Hi...it may not make a difference to the lender but any change in your credit status will alert the mortgage lender. I would wait until completion to ensure that there are no possible problems.

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Regards

Ian