I currently have a 9 year NCB non protected which my present insurers are going to slash to 2 years because of one "fault" accident I had last year. Some insurance companies would not cut the NCB by as much and I am trying to find an insurance company that is abit more reasonable than mine.

Any one any bright ideas other than just using the comparison sites.

joss, come on ! an insurance company that is reasonable ? they can and will (as you found out) knock 7 years off your ncd claiming the fact that you refused to have any more money squeezed out of you for protected ncd....