Myself, my wife and daughter (23 years) are traveling to Tanzania for 1 month. As well as having a holiday, we will be spending up to 3 weeks working as volunteers at an orphanage. Most travel insurance policies seem to exclude working. Can you suggest what type of insurance we should take out. Many thanks - Pete

I DID A LOT OF VOLUNTARY WORK IN ROMANIA SOME YEARS AGO AND ALWAYS TOOK OUT INSURANCE WITH AMERICAN EXPRESS WHICH INCLUDED CASIVAC, I HAD NO PROBLEMS OBTAINING THE INSURANCE BUT IT WAS VERY EXPENSIVE( WORTH EVERY PENNY FOR PEACE OF MIND THOUGH)