What do I do with my poorly performing Ex PEP stocks and shares ISA that I have held for nearly 10 years. Once the fund Investors have sold the shares does is just convert to a transferable cash ISA that I can transfer to another ISA?Obviously I do not want to lose the Tax free benefit.Does the £3,600 annual limit apply to transfers or just new subscriptions? I have not used any of my allowance yet this tax year.