hi my mortage fixed rate is up in 2 months with tsb, only got 7years left do you think rates will come down or stay where thay are. if i move to get a better rate we got to pay up to £500 fee if we stay with tsb the rate without a fee is 6.99 we only owe £35000 i just think we best staying with tsb....what you think?

unless a fees-free deal comes along with no early repayment charges which is lower than 6.99% then do it - currently this product does not exist so I would say stay as you are and keep an eye on things...

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LukeT

Hi...just stay on the variable rate this is likely to reduce to below the fixed rate you have been offered.

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Regards

Ian

that sounds remarkably like the previous comment - weird!....although I would suggest the best course of action would be to stay on their Standard Variable Rate.

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LukeT