With more than 300 flights cancelled in five days and 28,000 bags placed into temporary storage the chaos at Heathrow’s new Terminal Five highlighted how even the most well prepared traveller can encounter a holiday nightmare, underlining the importance of travel insurance. But does it cover you for everything? Peter Gerrard takes a look at some of the things you should consider before you decide to jet away for a short break ar a few weeks in the sun...

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I am due to go on holiday later this year and will very shortly be looking at travel insurance.

Can anyone tell me if I can get insurance against delays in airports caused by spoilt petulant models, who think they're somebodies, who are having a hissy fit on your plane therefore preventing it from leaving on time.

If so anyone travelling from Heathrow in the future may want to think about it.

DD