Hi i think i fall in to this category.

i am a first timer,,,

i have never asked for a credit card or any loan or nothing, im married i make 18,000 have not applied for any credit at all as i want some advize of how to build a great credit .. what do i get first..

i dont have anything on cotract so i know i have no credit or applications.. at all..

Thank i would really apreciate any advize-- in How to start a good credit (if there is other post sorry i found NONE that apply to my situation)

Hi --- Have a scan at this recent thread on the subject.... it will help you with more tips than I could reasonably type, in the meantime other members may make some constructive suggestions.

http://www.moneysupermarket.com/COMMUNITY/forums/t/best-ways-to-build-credit-from-scratch-have-no-cr-17828.aspx