Hi all.

I was involved in a motor accident last year where I was rear ended whilst waiting at a set of traffice lights. The other driver admitted fault and after some (a year) 'debating' between solicitors etc... a deal was finally struck for my claim however my passenger is still awaiting an offer from the insurers for their injuries sustained.

My question is how does this affect or should it affect any quote that I am offered from any insurance companies? It seems that when I request a quote for insurance it is for an higher amount than I would expect.

For reference I am 40 +. Held a driving license(clean) for 2 years, 1 years no claim (owned car for 1 year written off in accident). I got a quote for a 1.4 volvo 25, 52 plate for £750 full comp. £500 for third party this was the cheapest.

Does this sound about right or am I being penalised for an accident not of my making?

TIA

mickjbud