Borrowers on the whole are the main losers in the credit crunch, but there are exceptions: those with good credit ratings are being fought over. Some great credit card deals have been launched in recent weeks as providers battle for high quality customers. Steve Willey, head of cards and prepaid cards looks at some of the best deals around...

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Is the credit crunch having a direct impact on you? Maybe you're struggling to get a credit card or have been offered a much lower limit than you were expecting. Click reply to have your say...

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