According to our poll the strength of the euro is affecting people’s travel plans with nearly a third considering travelling outside Europe because of the exchange rate and others planning to stay at home. However, will you be suitably insured wherever you travel? Peter Gerrard takes a look..

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Have you ever had a holiday disaster and been glad that your insurance covered you? Or maybe you went away without insurance and learnt the hard way about how important it is. Click reply to have your say...

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