Hi All,

This is my first post so please take it easy on me ;-)!

I have £10k to save which is currently sitting in my HSBC flexi saver account paying a whopping crica 2.8% AER, amazing hey? I have no ISA's or other savings accounts. I transfer money from my business account to this savings account (I work as a contractor so this is efficient for me), but would need access to the account when my tax bill arrives.

I would also like an account whereby monthly contributions of £1k+ can be made.

Any suggestions would be greatly appreciated and I thank you in advance

Stuart

easiest way is to stick with HSBC ; they have an internet savings account which pays something like 6% on the first £50K [ last time I looked

so open internet accounts , you can transfer money in from your current account instantly , or by standing order if you prefer

only thing to look out for is that you don't get interest in any month in which there is a withdrawal .....no problem , when you have your tax demand empty the account into your current account on the first of the month and pay up , putting the surplus elsewhere

go look at their website