Hi -- Yes I just edited my post after I realised, best to pick your quote and then ring the company involved to make sure your Mo & Bro are included.
Found this below in the car breakdown guide :
Firstly, decide whether you want to cover the vehicle or the person. Covering the vehicle means anyone driving it will be covered, regardless of whether they are the policyholder or not. Covering the person means you're insured as the driver or passenger of any vehicle, and although it is typically more expensive than vehicle cover, it is handy if you drive several vehicles.