I am going to Bulgaria at the end of June to buy furniture for an apt we have bought. I want to get a credit card which charges 0% on purchases for as long as possible as I want to pay it off gradually but I also checked for the best card to use abroad and the credit cards suggested are not the same as the ones with 0% interest on purchases. I see a reference made to 0% EU loading. What does that mean? Am I better to get the card with 0% loading? I will definitely have the card paid off before the 0% ends if I take that one. Sorry I am not explaining myself very well but hope you know what I mean. Thanks