Our rate on a tracker finishes soon, we owe £73,000 but we want to borrow another £5000 we want this over 22 years on a tracker if possible, I have noticed the woolich have one but that tracks off Barclays base rate and not the bank of england can anyone recommend a good deal on this type

Hi...a tracker will always be based in the Bank of England base rate, that is the meaning of the tracker. If a rate works off a lender standard variable rate, this is known as a discount. A lender can load a tracker rate e.g. BBR + .25% which means that the rate will track the base rate +.25% giving currently 5.25% but the base figure will always be in line with the current bank rate. Trackers at the moment are very poor rate wise and unless the saving is at least 1% of the current SVR with your lender I would hang on a bit to see where it all goes.

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Regards

Ian