Can anyone answer my question as Im stressed out!!!
We have applied for our re-mortgage through money supermarket and our new lender all being well will be C & G. We were given a mortage in principle over the phone after Money supermarket took all details and then credit scored us but now we have been waiting 4wks to hear to get our offer. I have been told that the lender has all our documents & are happy with both our wage slips, well I had to get a salary ref as Im just finishing maternity leave but we happy with mine when they received it last week. The house has been surveyed at what I said it would be at the initial application & the solicitor has applied for the deads & got them & also have our house insurance certificates. I got an email yesterday saying that they are happy with everything & the lender hasnt requested any further information and it is going to the underwriter today. So basically what I want to know is do you think that all the above means that we will definately get an offer from them or can they still say no at this stage. What is the underwriter going to do if everything else has been checked? Im stressed out as our mortgage term is up with Accord on the 31/5/08 & would like to have it all sorted by then & just worry now that after 4wks waiting they might turn round & say no & we will have to start the whole process over again.
Thanks in advance for any replies