Hi, I just came across this forum and it got me thinking quite seriously about my savings.

I run a small Limited company of which I am the sole director, and currently i'm doing ok with approx £1000 a month net available to invest. So I've been using my ISA allowance to the max, amongst other investments.

Because of market conditions and the nature of my business I am hesitant to pay money into a standard pension where its locked away and untouchable, however I do appreciate the generous amount the government contributes.

I would like your opinions on how I can best get a return on my money, whether its investing via my own Limited company, as an indivdual using a SIPP or a combination. I am happy with my current investments and so would be starting from scratch.

Thanks

Hi -- For the cost of a local phone call that could save you £££ thousands, I recommend you speak to the Pensions advisory service. They give up to date free advice on all aspects of what has become a complex subject, they have given great Pension / linked investment advice to other members of this forum in the past.

http://www.pensionsadvisoryservice.org.uk/