With half-term and the summer holidays approaching now is the time to think about your travel money. However, with sterling at an all-time low against the euro, should you be converting your cash now or relying on a card overseas? Steve Willey, head of cards and prepaid cards, takes a look...

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Do you have any tips for people who are heading off on holiday and unsure about what form to take their spending money in? Or do you have an experience you can share? Click reply to have your say...

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Tosh - the £ is not over but undervalued by a mile. Best bet - stay home this year.

£1 to 1.5 Euro is the right balance.

Take any example of good UK to goods France, Italy or where you like.

If the people saying parity at 1 to 1 is correct, that makes a pint of beer between £4 and £6 in France - try it with several items and then tell me what you all feel is a fair exchange.

I have an invoice somewhere, where I was given 15 Francs to the £1 - bring it on back.

At least the French will be happy, as I feel this present state of affairs will bring about a return to better affordable house prices for them.

As regards the Brits buying, then I think the greedy money men that gambled on the US mortgage high risk market have killed French house buying over night.

I wonder had it been their own money, would they have done it.

The problem is there is so much money invested, these so called experts, they don't know how to get a return for their investors. Why do I say this - well my own bank called several of us in for lunch, then came the man from head office and point blank asked us why we felt no one wanted to borrow money ?????????????????????????/

Regards