hi,

we're a couple with three young children - and really need to sort out both of us for life insurance. We plan to take out separate single-life policies, not a joint policy. The problem is that we contacted a few providers and they all decline to reply on a sticky query.

Our sticky point = is that we don't want to take out policies that become void when we no longer reside in UK. We are oriignally from aboard (one from Switzerland, the other from Australia). In the medium future (e.g. within 4 years), we may relocate back to one of our homelands for our young children to grow up.

Can you recommend any life assurance providers that will provide worldwide coverage? Or is it a case of just taking out UK policies and thence stop such policies upon moving out from UK (and take out new policies in our next country)?

Help!