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Buildings & Contents insurance - Criminal conviction

Last post Wed, Apr 23 2008, 7:47 PM by Vicissitude. 5 replies.
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  •  Tue, Mar 18 2008, 2:29 PM

    Buildings & Contents insurance - Criminal conviction

    Hi,

    I have a criminal conviction (community hours) from April 2003 that I presume expires after 5 Years.

    Can you please confirm that I no longer have to disclose this conviction (I have found it very expensive for the last 5 Years as I have always included in my declaration etc)

    Please advise me what I need to disclose and which insures will now quote etc?

    Flossy

    • Post Points: 50
  •  Tue, Mar 18 2008, 5:23 PM

    Re: Buildings & Contents insurance - Criminal conviction

    Most insurers ask the question: have you had any criminal convictions in the last 5 years? After April you will be able to say no and will be quoted accordingly:)

    Regards

    Ian
    • Post Points: 20
  •  Wed, Mar 19 2008, 10:34 AM

    Re: Buildings & Contents insurance - Criminal conviction

    Thanks for reply Ian, however if I apply on-line they actually ask ''Have you had any criminal convictions spent or outstanding'', don't specify when......unless you can guide me to a relevant site ?

    Probably easier if I just contact them by telephone.

    Flossy

    • Post Points: 5
  •  Thu, Mar 27 2008, 12:38 AM

    Re: Buildings & Contents insurance - Criminal conviction

    flossy:

    Hi,

    I have a criminal conviction (community hours) from April 2003 that I presume expires after 5 Years.

    Can you please confirm that I no longer have to disclose this conviction (I have found it very expensive for the last 5 Years as I have always included in my declaration etc)

    Please advise me what I need to disclose and which insures will now quote etc?

    Flossy

    Under the Rehabilitation of Offenders Act, if this was for community service then this will expire after 5 years if you were over 18 when convicted, or 2 1/2 years if 17 and under.

    Check out Law on the Web for more information. It looks very unprofessional in format, but the content appears sound.


    Kind Regards,

    Vicissitude
    • Post Points: 5
  •  Wed, Apr 23 2008, 5:32 PM

    Re: Buildings & Contents insurance - Criminal conviction

    hi there got criminal record for hbh not for theft who do u go to for buidings&contents insurance
    • Post Points: 20
  •  Wed, Apr 23 2008, 7:47 PM

    Re: Buildings & Contents insurance - Criminal conviction

    tony13:hi there got criminal record for hbh not for theft who do u go to for buidings&contents insurance

    Hi Tony,

    Theft is the one that insurers shy away from as 'Theft' materialises from dishonesty.

    You should continue to get quotations online and speak to those insurers you wish to place business with. Make them aware of your conviction and be sure to inform them of the correct date of offence and conviction.


    Kind Regards,

    Vicissitude
    • Post Points: 35