i agree with skywalker (without wanting to offend)
my take on this is when you buy a car you save a deposit and purchase a car with it. Then through out your entire driving life you move that initial deposit from one car to the next. When you buy a brand new car you finance the entire value of it and start loosing straight away.
I advise two options.
nearly new or lease
With nearly new it is a second hand car but this catagory also includes ex demos. Thes cars could have as little as 1000 miles or less. You need to watch out for them and ask the dealer specifically for them.
with lease (this is how i drive ) you dont own the car but because of this you dont pay road tax! Owning is not that important to me as i dont want to invest money in something that hemorages value.
with leasing you just pay the depreciation + a small margin over 3 years (shorter and longer terms are available)
Im driving a 35k car for the price of a fiesta over the term and thats without a hefty deposit. I just hand it back and pick a new one after the term just before things start going wrong and the MOT is due. Plus i dont have any cash tied up for the duration i am behind the wheel in my life time.
I sugest you research the leasing option. I know its not for everyone but i have never looked back.
some examples of current online deals and they are new cars. You just have to know where to look
(not allowed to post the URL of these deals as it would be removed under the spam policies of the forum)
AUDI A4 SALOON
£259PER MONTHFIAT BRAVO
£169PER MONTHSKODA SUPERB
£276PER MONTHTOYOTA HILUX
£239PER MONTHVAUXHALL ASTRA TWINTOP
£189PER MONTHSAAB 9-3 SPORT SALOON
£269PER MONTHSMART FORTWO COUPE
£98PER MONTHNISSAN NAVARA
£289PER MONTHJAGUAR X-TYPE
£279PER MONTHALFA ROMEO GT
£250PER MONTHMITSUBISHI L200
£199PER MONTHHONDA CIVIC
£229PER MONTHVOLKSWAGEN EOS
£289PER MONTHCITROEN C4
£159PER MONTHAUDI TT COUPE
£349PER MONTH